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Top related persons:
Julie Guntrip - 2 Guntrip - 2 APYs - 1 Read - 1 Dana Miranda - 1 Miranda - 1 Katrin Kaurov - 1 Doug Carey - 1
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N.A London
Top related orgs:
Jenius Bank - 3 CNBC - 2 Jenius - 1 FDIC - 1 Western Alliance Bank - 1 Alliance Bank - 1 Bank - 1 Banking - 1

Search resuls for: "Jenius"


3 mentions found


☆ How I started an emergency fund as a college student
  + stars: | 2025-01-06 | by ( Keagan Ostop | Jason Stauffer | Ryley Amond | ) www.cnbc.com   time to read: +10 min
To serve its purpose, emergency fund money needs to be easily accessible, such as in a savings account. Within my 40% allocated to savings, I put most in an emergency fund and the rest in a retirement fund. As a college student, I choose to put more in an emergency fund since I'm unsure what my post-graduate years hold. Read more: Best budgeting appsHow to start an emergency fund as a college studentStarting an emergency fund can feel nerve-wracking, especially if you have checking and savings accounts with different banks like I do. You can always add more to your emergency fund as you progress through life and your financial responsibilities increase.
Persons: APYs, Read Organizations: Jenius Bank, Jenius, FDIC, Western Alliance Bank, CNBC, Alliance Bank, Bank, Banking, Social, CNBC Select's, Facebook, Twitter Locations: N.A
☆ Budgeting isn't for everyone, but 'intuitive spending' has its problems too
  + stars: | 2024-12-02 | by ( Lindsay Dodgson | ) www.businessinsider.com   time to read: +4 min
AdvertisementA financial guru has criticized strict budgets, advocating for intuitive spending instead. Experts suggest balancing intuitive spending with realistic budgeting for financial health. But Dana Miranda, a certified personal finance educator, told CNBC Make It in a recent interview that strict spending plans can be "toxic." Instead, she recommended "intuitive spending" and thinking about your money "moment by moment." But she isn't convinced intuitive spending is a good alternative.
Persons: Dana Miranda, Miranda, Katrin Kaurov, Doug Carey, Carey, Kaurov, Julie Guntrip, Guntrip Organizations: CNBC, Jenius Bank
☆ Micro-trends are taking over social media, and keeping up can be really expensive
  + stars: | 2024-10-24 | by ( Lindsay Dodgson | ) www.businessinsider.com   time to read: +7 min
Fast-moving fashion micro-trends on social media can drive impulsive spending. A novel aesthetic or "-core" circulates on social media every few weeks, prompting consumers to buy in. 'The perfect profitability storm'Fast fashion, social media, and retailers like Shein have together created "the perfect profitability storm for the businesses and influencers using them," said Anthony Miyazaki, a marketing professor at Florida International University. Along with social media algorithms, micro-trends are being fueled by the cycle of doom spending: buying unnecessary stuff to feel better. "While it's easy to get caught up in what others are doing, it's important to remember that not everything is as it seems on social media," she said.
Persons: —, it's, Anthony Miyazaki, Miyazaki, Instagram, Tubefilter, Shein, Elysia Berman, Berman, TransUnion, Dan Pallesen, Pallesen, Bill Ryze, Ryze, Julie Guntrip, influencers, Guntrip, Baeckström Organizations: Service, King's Business School, Florida International University, Federal Reserve, Jenius Bank Locations: London
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