A financial planner told me his clients get a clear picture of their living costs in retirement before they retire. "Knowing that will help you understand how much money in assets you need to retire." He shared the four most important factors that enable his clients to retire early without making a big lifestyle change. You may want to have a financial advisor or accountant take a look at your debt to help you strategize. 4. Review your retirement accountsAnother opportunity Pelham shared to maximize your finances now for early retirement is to look at your retirement accounts.

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Persons: —, I'd, Jay Pelham, Kaufman, Pelham, you've, it's, haven't Organizations: Service Locations: Miami —, Florida, Gainesville