Retirees report lower levels of well-being than they did four years ago, according to a recent survey from the Employee Benefits Research Institute. As rampant inflation has eaten into retirees' spending power, for instance, a much larger portion of them, 68%, report having outstanding credit card debt. But in many cases, retirees are realizing that they didn't plan as well as they could have. Enroll in your workplace retirement account and stay thereHigh standard of living and satisfaction in retirement are both highly correlated with participation in workplace retirement plans, EBRI's data shows. None of which is to say that changing jobs will hurt your chances at a happy retirement.

---

Persons: program's, Bridget Bearden, you've, Jack VanDerhei, Bearden Organizations: Research, Social Security, Morningstar, CNBC