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☆ Here's why tax-loss harvesting can be easier with exchange-traded funds
▼ + stars: | 2024-11-15 | by ( Kate Dore | Cfp | ) www.cnbc.com time to read: +2 min

The tactic, known as "tax-loss harvesting," involves selling losing brokerage account assets to claim a loss. "Tax-loss harvesting is a tried and true strategy to lower investors' tax bills," said certified financial planner David Flores Wilson, managing partner at Sincerus Advisory in New York. "Investors can benefit substantially over time" by tax-loss harvesting consistently throughout the year, Wilson said. What to know about the wash sale ruleTax-loss harvesting can be simple when you're eager to offload a losing asset. How exchange-traded funds can helpWhile the wash sale rule is a challenge, exchange-traded funds, or ETFs, can help investors avoid trouble with the IRS, experts say.

Persons: David Flores Wilson, Wilson, George Gagliardi, Gagliardi Locations: New York, Lexington , Massachusetts

☆ How to talk about politics when traveling abroad
▼ + stars: | 2024-10-24 | by ( Kim Davis | ) edition.cnn.com time to read: +11 min

So how can you talk politics when traveling abroad without offending others, looking stupid or starting a bar fight? Now, when I travel, I like to ask people about how American politics directly affect their lives. Let the other person talk firstPeople have different intentions of why they want to talk politics with you. But if you want to talk about politics abroad, you might want to consider how the locals communicate and adapt your style. She is American by birth, with European ancestry and British residence, giving her a global perspective on what it’s like to be an American abroad.

Persons: Giles, Guven, Queen Elizabeth II, Kenny Rogers, “, “ They’re, Caffè Florian, Andrea Pattaro, I’ve, doesn’t, it’s, ” “, ” You’ll, Kim Davis Organizations: CNN, Cathedral Locations: Scotland, England, United Kingdom, St, Edinburgh's, New York, London, Asia, Europe, Venice, AFP, United States, Paris, American

☆ Surge in active ETFs has been 'remarkable,' analyst says. How to know if it's right for your portfolio
▼ + stars: | 2024-10-18 | by ( Kate Dore | Cfp | ) www.cnbc.com time to read: +2 min

But there has been a surge in actively managed ETFs as investors seek lower costs and more precision, experts say. Active ETFs represented just more than 2% of the U.S. ETF market at the beginning of 2019. There are a few reasons for the active ETF growth, experts say. Still, only a fraction of issuers have been successful in the active ETF market. Active ETFs allow 'tactical adjustments'While passive ETFs replicate an index, such as the S&P 500 , active managers aim to outperform a specific benchmark.

Persons: Morningstar, Stephen Welch, Welch, Jon Ulin Organizations: Getty, Exchange, U.S, Morningstar, U.S . Securities, Exchange Commission, Ulin, Wealth Management Locations: Boca Raton , Florida

☆ What women should know about their breasts, according to a doctor
▼ + stars: | 2024-10-08 | by ( Katia Hetter | ) edition.cnn.com time to read: +7 min

One in 8 women will be diagnosed with invasive breast cancer in their lifetimes, according to the American Cancer Society. Breast cancer is the second leading cause of cancer death for women in the United States, with 42,000 women dying every year from this cancer. Women need to know when to start screening for breast cancer. We have been referring primarily to women because breast cancer is far more common among women. In addition, all people assigned female at birth should follow recommendations for breast cancer screening as noted above.

Persons: CNN —, Leana Wen, Wen Organizations: CNN, Cancer, American Cancer Society, George Washington University, Preventive Services, Force, American, of Radiology, US Preventive Services Task Force Locations: United States

☆ What to know about menopause, according to a doctor
▼ + stars: | 2024-08-10 | by ( Katia Hetter | ) edition.cnn.com time to read: +8 min

Around 90% of women experience menopausal symptoms, which can include hot flashes, sleep disturbances, mood alterations and weight gain. Some 94% of US women reported never being taught about menopause at school, according to a 2023 study. Most women go into menopause between ages 40 and 58, with the average age of experiencing menopause being 51, according to the North American Menopause Society. Last year, the US Food and Drug Administration approved a medication, fezolinetant, specifically for use in reducing hot flashes. However, studies have shown that many providers are not trained to provide the full range of options for menopause treatment.

Persons: Leana Wen, Wen, It’s Organizations: CNN, George Washington University, US Food and Drug Administration Locations: United States, midlife

☆ Book your July 4 flights now if you haven't already, travel expert warns: 'You don't want to wait any longer'
▼ + stars: | 2024-06-25 | by ( Nicolas Vega | ) www.cnbc.com time to read: +3 min

If you've been waiting until the last minute in hopes of snagging a July 4 travel deal, it's time to take the plunge. Katy Nastro, a travel expert at Going, tells CNBC Make It that holding out for a super-cheap flight is a strategy that is likely to backfire. "You don't want to wait any longer hoping and praying that some magic cheap flight is going to drop in price by 50%," she says. You're more likely to find a better price on winter holiday flights than you are for the July 4 holiday. "You're more likely to find a better price on winter holiday flights than you are for the July 4 holiday," she says.

Persons: you've, snagging, Katy Nastro, Nastro, Tang Ming Tung, Izusek, Erlon Silva Organizations: CNBC, TSA, Airlines, Google, Tri Locations: Katy

☆ How to reduce — or avoid — airline fees for checked bags
▼ + stars: | 2024-02-06 | by ( Greg Iacurci | ) www.cnbc.com time to read: +6 min

A checked bag is one stored in a plane's cargo hold during a flight. While that service was free in years past, it's now standard for major airlines to charge for checked bags, experts said. Today, it's about double: $30 to $35 for one checked bag, Nastro said. The carrier allows two free checked bags. Buy a luggage scale, lightweight bagsBuying and using a luggage scale before traveling can help travelers avoid surprise fees at the airport due to exceeding a weight limit on checked bags.

Persons: it's, Katy Nastro, Nastro, Eric Napoli, Daniel Garrido, Emirates —, Aiden Higgins, Higgins, Napoli Organizations: Major U.S, Bureau, Transportation, Finance, Airlines — Qatar Airways, Etihad Airways, Emirates, Air, Napoli, Spirit Airlines Locations: Major, U.S, New York, Los Angeles

Loud budgeting is the latest financial trend to go viral on TikTok as people look to save money. Paul Riley, a personal banking executive with NAB Bank in Australia, defined loud budgeting in a recent report. Loud budgeting is workingLoud budgeting is already having an impact on the finances of younger adults. "By sharing my financial goals with my friends, they also opened up about their goals," Fischer told Business Insider. Are you participating in the loud budgeting trend and willing to share details about how you're saving money?

Persons: Lukas, Paul Riley, Riley, @itslisasun, Natalie Fischer, @investwithnat, Fischer, Mia Westrap, I'm, Westrap, TikToker @michelineamisi Organizations: NAB Bank, Business Locations: Australia, Seattle, Guam

☆ More Baby Boomers are living alone. One reason why: ‘gray divorce’
▼ + stars: | 2023-08-05 | by ( Catherine E. Shoichet | ) edition.cnn.com time to read: +12 min

It’s been about a decade since Brown’s research popularized the term “gray divorce” to describe this phenomenon – something that used to be a rarity, but now has become much more common. They dubbed it “the gray divorce revolution.”And it’s still going strong, both for celebrities and everyday people. Rather than “gray divorce,” Myres says she prefers the term “silver splitters,” because it also alludes to the silver lining of starting fresh, no matter how old you are. Financial difficulties after “gray divorce” are a problem Brown says she and other researchers have been studying, too. In the first couple of years after a “gray divorce,” Brown says, about 50% of people end up living alone.

Persons: Edith Heyck didn’t, “, I’d, ”, She’s, Susan L, Brown, It’s, ” Brown, Tipper Gore, Melinda French Gates, Lin, Melinda Gates, Justin Trudeau, Susan Myres, she’s, ‘, ’ ” Myres, “ I’ve, they’ve, Myres, ” Myres, Heyck, Edith Heyck, Edith Heyck “, ‘ Gray, ’, izusek, Bella DePaulo, …, what’s, “ Who’s, Markus Schafer, it’s, ” Schafer, Kim Kyung, Jennifer Molinsky, There’s, ” Molinsky, Edith Heyck Heyck Organizations: CNN, National Center for Family, Bowling Green State University, Al, United States, Canadian, Social Security, Baylor University, Reuters, Aging Society, Harvard University’s, for Housing Locations: Newburyport , Massachusetts, United States, United, Houston, Santa Barbara , California, Japan, Tokyo

☆ If you're worried about market volatility, here's how this advisor says you should handle the stress
▼ + stars: | 2023-04-06 | by ( Andrew Osterland | ) www.cnbc.com time to read: +4 min

Behavioral finance tells us we are inherently bad investors, prone to making decisions based on emotions rather than evidence and self-interest. "We may think we're making rational decisions, but we're usually not," added certified financial planner Maurer, who is also a member of the CNBC Financial Advisor Council. By the time that most people react to events in the market, the market has already priced in the risk. "When it feels like the market is at a top, it's not unnatural to think about changing your investment strategy. "They are more likely to look through stock market volatility and do a better job investing for their future."

☆ As debt ceiling deadline looms, here's what it could mean for Social Security and Medicare
▼ + stars: | 2023-01-19 | by ( Lorie Konish | ) www.cnbc.com time to read: +3 min

That has advocates for Social Security and Medicare worried that lawmakers will try to amend those programs. Unlike a government shutdown, where Social Security and Medicare benefits continue to flow, that may not be the case with a default, according to Adcock. However, the Social Security Administration may delay payments to ensure it has enough cash on hand, he said. "Social Security I'm sure will get paid, interest on the debt will get paid," he said. Why some worry about Social Security benefit cuts

☆ ‘Ugly times’ are pushing record annuity sales. Here's what you need to know before you buy
▼ + stars: | 2022-10-26 | by ( Greg Iacurci | ) www.cnbc.com time to read: +5 min

How to know if an annuity makes sense for youFinancial advisors often recommend using a different flavor of annuity when building financial plans: a single-premium immediate annuity or deferred-income annuity. Payouts from immediate annuities start right away, while those from deferred-income annuities starts later, perhaps in a retiree's 70s or 80s. Single-premium immediate annuities and deferred-income annuities are relatively simple to understand compared with other categories, advisors said. By contrast, consumers can't get back principal when they buy single-premium immediate annuities or deferred-income annuities. This is one likely reason consumers don't buy them as readily, despite their income efficiency, Giesing said.

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