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Full coverage car insurance provides liability insurance and coverage for your car (collision and comprehensive). Best Cheap Full Coverage Car Insurance for Discounts: Farmers Auto InsuranceWhile other providers list less than 12 car insurance discounts, Farmers has over 23. Tips for Finding the Cheapest Full Coverage InsuranceFull coverage car insurance is more expensive than the minimum coverage. Cheap Full Coverage Car Insurance Frequently Asked QuestionsWhat does full coverage car insurance consist of? The standard full coverage car insurance consists of liability insurance, collision insurance, and comprehensive insurance.

Persons: we've, Chubb, GEICO, It's, Read, USAA, you'll, JD Power Organizations: Farm Auto Insurance, State, Farm, State Farm, Farmers Auto Insurance, Farmers, Insurance, Owners, Auto, Drivers, Luxury Vehicles, Chubb, People, Poor, GEICO, Customer Service, Erie Auto Insurance, North Central, District of Columbia, Military, Auto Insurance Military, National Guard Reserve, . Insurance, Toyota, JD, Better Business Bureau, Consumer Affairs Locations: Rhode Island and Massachusetts, New York, California, Erie, North, Chevron

Many people feel “that they’re not getting enough back, that a college education isn’t worth enough,” said Paul Peterson, a professor of education policy and governance at Harvard University. The data says that college education is worth more than ever.”The dissonance shows how higher education has become another slice of the economy where the vibes are worse than the numbers might suggest — and risks exacerbating Democratic losses with working-class voters. Andrew Smith, director, University of New Hampshire Survey CenterThere are many reasons why improving college affordability may not register widely. Given other budget pressures — from child care to car insurance — college expenses simply might not have fallen enough to matter. A polling site in Vienna, Va., on Election Day, which saw working-class voters further embrace Republicans.

Persons: they’re, ”, Paul Peterson, Donald Trump, Kamala Harris, Trump, Andrew Smith, Pew, “ We’ve, Robin Isserles, ” Isserles, “ I’ve, Bill Clark, Ashley Koning, Harris, ” Koning, Sallie Mae Organizations: Harvard University, “, NBC, Pew, University of New Hampshire Survey, grads, National Center for Education Statistics, Dallas Federal Reserve Bank, Manhattan Community College, Trump, Voters, Inc, Getty, Eagleton Center for Public, Rutgers University, Democrats, College Board, Republicans Locations: New York City, Staten Island, Long, Nassau County, Vienna, Va, New Jersey, New Jersey , New Hampshire, Pennsylvania

☆ A London chef criticized diners who just get water and share dishes. He says it's about the atmosphere, not the money.
▼ + stars: | 2024-11-12 | by ( Mia Jankowicz | ) www.businessinsider.com time to read: +4 min

A London chef sparked online debate when he criticized diners who don't spend much. He told BI it was "very frustrating" and he was being forced to turn away diners who might spend more. AdvertisementA London chef has sparked a debate about the affordability and culture of eating out after he criticized diners who don't spend enough. AdvertisementJames Hacon, a restaurant consultant and industry commentator, told BI that life is tough for London eateries right now. AdvertisementHacon said there were ways to overcome the impact of diners who only want a starter and water.

Persons: Hugh Corcoran, —, Corcoran, James Hacon, Hacon Organizations: Service, London, National Insurance, Guardian Locations: London

A decade ago, my husband and I bought a term life insurance policy worth $300,000. "We want enough to cover the mortgage and death expenses," we said to the agent who sold us our life insurance policy over a decade ago. Almost a decade later, we realized that what we planned for wasn't nearly enough life insurance to meet my needs if my husband were to die. Get Life Insurance Quotes Compare affordable life insurance options with Policygenius. The problem of not having enough life insurance seems easy enough to fix — just buy more.

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☆ A finance professional who wound up in credit card debt after 'doom spending' explains how she got out of the red and changed her money mindset
▼ + stars: | 2024-10-30 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +7 min

Despite a solid financial background, Alejandra Rojas found herself in five-figure credit card debt. "I graduated as a finance professional, so I knew every strategy in the book on how to save, how to get out of debt," said Rojas. After landing a job as a financial officer in Washington DC, she started spending more than she was earning and found herself in a $10,000 hole. "I got into credit card debt from mindless spending — what you would now call 'doom spending,'" said Rojas. AdvertisementRojas, now 29, said it took her six to seven months to pay off her credit card debt.

Persons: Alejandra Rojas, —, Rojas, Alejandra Rojas Rojas, overspending, Rojas didn't, I'm Organizations: Service, Washington DC, DC Locations: Cali , Colombia, Washington, Maryland, Amsterdam

☆ Scammers are stealing homes from under their owners' noses. AI is making it scarily easy.
▼ + stars: | 2024-10-22 | by ( Jordan Pandy | Katie Balevic | ) www.businessinsider.com time to read: +12 min

The owner of a $137.5 million LA mansion says they're a victim of deed fraud and can't sell it. AdvertisementSpelling Manor's owner told the Journal through their lawyer that scammers filed a fraudulent deed with Los Angeles County earlier this year. The FBI's Internet Crime Complaint Center doesn't specifically track deed fraud. Gordon eventually got his property back after the title company signed a quitclaim deed that relinquished ownership, giving him his land back. Kiar said that in September, someone contacted a title company saying they had a vacant lot to sell in Hallandale Beach.

Persons: they're, —, Aaron Spelling, It's, Eric Schmidt —, scammers, Paul Harris, Tyler Adams, it's, Fraudsters, Victor Petrescu, LKLSG, Adams, Spelling, Elvis Presley, Elvis Presley's, Riley Keough, Jerod Harris, Lisa Jeanine Findley, Graceland, Findley, Scammers, William Gordon's, Gordon, Gabriella Cázares, Kelly, Petrescu, Daniel Kenigsberg, Marty Kiar, Kiar, hadn't, fraudsters Organizations: Service, Google, Wall Street Journal, Association, Spelling, BI, Mapleton, LA, Graceland, GAB, Getty, Naussany, NBC Miami Locations: Los Angeles, Beverly, Mapleton, Saudi, Angeles, Spelling, LA, Miami, Memphis , Tennessee, Missouri, Arizona, Pima County, Texas, —, Fairfield , Connecticut, Johannesburg, Broward County , Florida, Hallandale Beach

I was charged $2,500 for damages on my rental car, and I didn't have insurance — just my credit card reimbursement. Luckily, I had rental car insurance through my Chase Freedom credit card. I make it a point to book rental cars on a credit card with a rental car insurance benefit so I can decline the rental car company's collision insurance and save money while still being covered. I saved $250 on my rental car reservation this time by declining the collision damage waiver. I missed one essential documentWhen I got home from Costa Rica, I started the claims process with my credit card immediately so I could be reimbursed for the $2,500 charge before my credit card bill was due.

Persons: —, I'd, takeout, Chase, they're, I've, I'm, I, That's Organizations: Business, Service, Enterprise, Chase, Chase Travel, Spanish, Costa Rica —, Costa Rican Enterprise, U.S . Enterprise Locations: Costa Rica, San, Puerto Viejo, Costa Rican

My girlfriend and I never talked about pet insurance — that changed when our cat got cancer. I haven't decided whether pet insurance is right for my needs, but I know I'm willing to take on debt for my pets. But without pet insurance, we had to make tough decisions as we tried to save his life. The primary reason is that pet insurance is worse than pre-Obamacare human insurance, and it doesn't cover pre-existing conditions. Get Pet Insurance Quotes Find affordable pet insurance policies with Petted.

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Bridgette Bello thought she’d taken proper precautions to protect against Florida’s notorious hurricanes, having purchased flood insurance as well as a separate hurricane-specific policy, in addition to her regular homeowners coverage. That’s because flooding caused much of the property damage — and most homeowners insurance policies do not cover any flood impact. A resident cleans the front of his mobile home in Sarasota, Fla., on Oct. 10 after Hurricane Milton. Eva Marie Uzcategui / The Washington Post - Getty ImThe insurance industry is categorizing Hurricane Helene as an almost entirely flood-driven event. The National Flood Insurance Program (NFIP), the government-backed plan covering 95% of flood insurance policyholders in America, only covers losses up to 50% of what it deems a property to be worth — not including the land that the property sits on.

Persons: Bridgette Bello, she’d, Helene, —, Milton, Bello, ”, “, Rick Tutwiler, Hurricane Milton, Eva Marie Uzcategui, Amy Bach, Mark Friedlander, Friedlander, adjusters, ” Friedlander, ” Patti Drew’s, Deborah, Drew, didn’t, “ I’m, Shane Ostrander, Ostrander, Kathleen Flynn, she’s, Martin Weiss, Weiss, Chip LaMarca Organizations: Associates, NBC, Hurricane, Washington Post, Insurance Information Institute, Federal Emergency Management Agency, FEMA, Flood Insurance, NBC News, “, Broward County Republican Locations: Madeira Beach, Tampa, Milton, Florida, Sarasota , Fla, “, Punta Gorda, Florida’s, Charlotte County, America, Fort Pierce, Fla, Orlando, Broward County

☆ Why some doctors see a downside to notifying women about dense breasts
▼ + stars: | 2024-10-12 | by ( Liz Szabo | Liz Szabo Is An Independent Health | Science Journalist. Her Work Has Won Multiple National Awards. One Of Her Investigations Led To A New State Law In Virginia. | ) www.nbcnews.com time to read: +8 min

“I had never seen a letter like that before and had no idea what having dense breasts even meant,” said Mullen, 38, of Andover, Massachusetts. Dense tissue makes it harder to find breast cancer on a mammogram; and that dense breast tissue is a risk factor for cancer. You've got dense breasts. “You cannot counsel an entire population of women with dense breasts with one policy that’s going to be appropriate for everybody,” Pearlman said. Although it’s true that women with dense breasts are 1.5 to 2 times more likely than other women to develop breast cancer, they’re no more likely to die from it.

Persons: Shamma Mullen, “, ”, Mullen, Judith Garber, Mark Pearlman, ” Pearlman, Robert Smith, Smith, it’s, ” Smith, Dr, Hilary Marston, ” Marston, that’s, Nancy Keating, Keating, Garber, Ruth Etzioni, —, Crissy Matos, Matos, Marston, Pearlman, ” Mullen Organizations: Food and Drug Administration, FDA, Lown Institute, University of Michigan Medical School, American College of Obstetricians, National Comprehensive Cancer Network, American Cancer Society, American College of Radiology, Comprehensive Cancer Network, U.S . Preventive Services, Force, Harvard Medical School, Fred Hutchinson Cancer Center, Internal Medicine Locations: Andover , Massachusetts, Massachusetts, Stroudsburg , Pennsylvania

☆ Insider Today: Hallways are disappearing
▼ + stars: | 2024-10-12 | by ( Joi-Marie Mckenzie | ) www.businessinsider.com time to read: +7 min

This post originally appeared in the Insider Today newsletter. Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . You can opt-out at any time by visiting our Preferences page or by clicking "unsubscribe" at the bottom of the email. More of this week's top reads:AdvertisementThe Insider Today team: Dan DeFrancesco, deputy editor and anchor, in New York City.

Persons: —, Chelsea Jia Feng, Imani Bashir, it's, Bashir isn't, They've, Rebecca Zisser, Issa Issa Rae, Issa Rae, There's, Rae, Issa Rae's, Cate Blanchett, Kevin Kline, Menendez, Ryan Murphy, Jose, Kitty Menendez, Lyle, Erik, Abbott, Dan DeFrancesco, Jordan Parker Erb, Lisa Ryan, Amanda Yen, Grace Lett Organizations: Business, Service, BI, DC, Getty, HBO, Apple, Netflix, ABC Locations: Mexico, Washington, Hulu, New York City, New York, Chicago

☆ Hurricane Milton, now a Category 5 storm, threatens an already-battered Florida
▼ + stars: | 2024-10-07 | by ( Geoff Weiss | ) www.businessinsider.com time to read: +3 min

Hurricane Milton has intensified into a Category 5 storm, the highest classification. It's set to make landfall on Wednesday in Florida, which is still reeling from Hurricane Helene. Milton is expected to smash into the state as federal disaster funds are already running out. Hurricane Milton intensified into a Category 5 storm — the most severe classification — in the Gulf of Mexico on Monday and is expected to make landfall in Florida on Wednesday. And that was before Milton intensified in the Gulf Coast and threatened to deal Florida another crushing blow.

Persons: Milton, Hurricane Helene, —, Hurricane Milton, Helene, Ron DeSantis, DeSantis, Alejandro Mayorkas, Joe Biden, Biden Organizations: Service, Federal Emergency Management Agency —, National Hurricane Center, Associated Press, Analytics, FEMA, AP, Business Locations: Florida, Hurricane, Gulf of Mexico, Georgia, North Carolina, Tennessee, Tampa Bay, Milton, Washington, Gulf, While Florida, —

☆ Here's how to invest in the Q3 earnings season as profits re-accelerate despite misplaced recession myths
▼ + stars: | 2024-10-06 | by ( James Faris | ) www.businessinsider.com time to read: +9 min

AdvertisementCorporate earnings are on pace for their best non-pandemic year since 2018, and market strategists expect the party to continue in the upcoming earnings season and into 2025. "There's not always a one-for-one relationship between economic growth and earnings growth," Reynolds said. "You can still see earnings growth at a pretty robust level, even if economic growth moderates to some extent. "That could be a little bit of a headwind for the market," Saglimbene said. That's a normal earnings growth kind of environment, and I think that's enough to continue to push the market higher."

Persons: —, Mike Reynolds, Anthony Saglimbene, He's, Saglimbene, Joe Quinlan — who's, Bank of America —, Quinlan, Reynolds, it's, Andrew Slimmon, Jim Baird, Plante, Michael Smith, Smith, There's, Slimmon, he's Organizations: Service, Business, Ameriprise, Merrill, Private Bank, Bank of America, Morgan Stanley Investment Management, Financial, Allspring Global Investments, Bears Locations: what's

The information for the following product(s) has been collected independently by Business Insider: U.S. Bank Altitude® Connect Visa Signature® Card, Chase Freedom Flex®, U.S. Bank Altitude® Go Visa Signature® Card, U.S. Bank Altitude® Reserve Visa Infinite® Card. U.S. Bank Altitude Connect Fees and CostsThe U.S. Bank Altitude Connect Visa Signature no longer has an annual fee. U.S. Bank Altitude Connect Frequently Asked Questions (FAQ)What credit score do I need to be approved for the U.S. Bank Altitude Connect? No, the U.S. Bank Altitude® Connect Visa Signature® Card isn't made of metal — it's a regular plastic card. If you're looking for a metal card from U.S. Bank, consider the U.S. Bank Altitude® Go Visa Signature® Card or U.S. Bank Altitude® Reserve Visa Infinite® Card instead.

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When I got pet insurance, it was tempting to get the cheapest policy until I saw what it covered. When I first started pricing out pet insurance, it was tempting to just get cheap pet insurance. Since my dog is four and very active, I decided to go with a more expensive pet insurance plan. The less expensive pet insurance plan I was considering doesn't cover all of these things, especially the accident and illness exams. It gives me peace of mind, and that's worth every pennyMy pet insurance plan has a low deductible of $250.

Persons: I'm, —, we'd Organizations: Service, Lemonade Insurance

☆ Hurricane Helene ravaged our 10-year-old furniture store in Asheville. We lost everything, but we're not walking away.
▼ + stars: | 2024-10-02 | by ( Geoff Weiss | ) www.businessinsider.com time to read: +4 min

Megan and Todd Walsh are the owners of Asheville-based Atomic Furnishing & Design. Hurricane Helene ravaged the 10-year-old business, destroying 95% of the store's inventory. AdvertisementMegan Walsh is the cofounder of Atomic Furnishing & Design, a 10-year-old vintage furniture company located in Asheville, North Carolina, which she owns and operates with her husband, Todd Walsh. This as-told-to essay is based on a transcribed conversation with Megan Walsh, 37, after Hurricane Helene ravaged the couple's business. Courtesy of Atomic Furnishing & DesignIn the meantime, we can't sit still.

Persons: Megan, Todd Walsh, Hurricane Helene, Megan Walsh, —, Todd, we've, It's, Helene, I'd, Walsh, We're Organizations: Service Locations: Asheville, Hurricane, Asheville , North Carolina, Biltmore Village

☆ Hurricane Helene devastates Asheville's small beer breweries: 'It's quite heartbreaking.'
▼ + stars: | 2024-10-02 | by ( Allie Kelly | Noah Sheidlower | ) www.businessinsider.com time to read: +9 min

AdvertisementBrian Fetting and Dan Juhnke welded every chair and table for their business, New Origin Brewing in Asheville, North Carolina. Last week, Hurricane Helene stripped away nearly everything. New Origin Brewing is in one of the hardest hit cities by Hurricane Helene, despite its mountain location, 300 miles inland. Some of New Origin's brewing equipment, destroyed by Hurricane Helene. For most of the small breweries dotting the French Broad River and the Blue Ridge Mountains, the devastation from Hurricane Helene can't just be measured in dollars lost.

Persons: Helene, —, Brian Fetting, Dan Juhnke, Fetting, Hurricane Helene, he's, He's, Dan, Mike Semenec, Semenec, DSSOLVR, Harrison Fahrer —, Asheville —, Fahrer, Tim Kent, They're, Kent, Juhnke, Bryna Frosaker, Adam Charnack, Frosaker, Charnack Organizations: Service, Business, Brewery, Asheville Metro Area Breweries, North Carolina Beer & Wine, Juhnke Brewery Locations: North Carolina, Asheville , North Carolina, Hurricane, Gulf Coast and Georgia, Buncombe County, Asheville, Minnesota, North, Tampa, Durham, North Carolina's, Charnack

How Credit Card Cell Phone Protection WorksIf cell phone insurance on a credit card sounds too good to be true, this guide is for you. The Best Credit Cards with Cell Phone ProtectionThere are dozens of credit cards that now offer cell phone protection when you use them to pay your phone bill. Here are some of the best options:Best overall credit card with cell phone protection: Ink Business Preferred® Credit CardBest no-annual-fee Chase credit card with cell phone protection: Chase Freedom Flex®Most affordable premium credit card with cell phone protection: Capital One Venture X Rewards Credit CardBest American Express credit card with cell phone protection: The Platinum Card® from American ExpressBest airline credit card with cell phone protection: Delta SkyMiles® Platinum American Express CardBest cash back credit card with cell phone protection: Wells Fargo Active Cash® CardBest credit card with cell phone protection for paying rent: Bilt Mastercard®Chase Credit Cards with Cell Phone ProtectionThe Ink Business Preferred® Credit Card comes with one of the most generous cell phone protection coverage limits of up to $1,000 per claim with a $100 deductible, up to three times per year. You'll find cell phone insurance on the following Amex cards:Wells Fargo Credit Cards with Cell Phone ProtectionWells Fargo is unique in that it offers cell phone insurance as a standard benefit on all of its personal credit cards, even the ones with no annual fees. Read our guide to the best Wells Fargo credit cardsCell Phone Protection Credit Card ComparisonInk Business Preferred® Credit Card Apply now lock icon An icon in the shape of lock.

Persons: Wells, I'd, they'll, takeout, Chase, Uber, Wiley, Julie Mehretu, Peacock, Uber Cash, you've, It's, you’re, you'll, Jasmin Baron, Read Organizations: Business, Cell, Express, American Express, Wells, Mastercard, Capital, Venture, Protection, Chase Travel, FDIC, Chase, One, Hilton, Marriott, Saks, American, Entertainment, Disney, ESPN, The New York Times, Street, Walmart, TSA, Global, Saks Fifth Locations: Wells Fargo, Hulu, Wells, Canada

☆ Florida homeowners still face an insurance crisis in the wake of Hurricane Helene
▼ + stars: | 2024-09-27 | by ( Erin Snodgrass | Jordan Pandy | ) www.businessinsider.com time to read: +5 min

Sky-high insurance premiums and extreme weather have already prompted some Floridians to move. But the storm calls into focus an already difficult part of living in Florida: home insurance. According to an analysis of US Census data by NBC News, around 18% of homeowners in Florida are without home insurance. AdvertisementThe amount of damage a storm causes typically affects insurance premiums. The Florida Office of Insurance Regulation estimated Hurricane Idalia — which made landfall in Florida as a Category 4 in 2023 — totaled more than $309.5 million in losses.

Persons: Helene, —, Floridians, John, Natalia, Hurricane Idalia, Mark Friedlander Organizations: Service, National Hurricane Center, NBC News, USA, California ., Sunshine State, Capital Economics, Business, Hurricanes, Dade, Insurance, Insurance Information Institute, Tampa Bay Times Locations: Florida, Florida , Georgia, South Carolina, North Carolina, California, California . Florida, Insurify, Dell Prairie , Wisconsin, Plantation , Florida, Fort Lauderdale, Florida's panhandle, Miami, Dade County, Broward County, Leon County, Tallahassee

☆ Hurricane Helene was less horrific than Floridians feared. But Sunshine State homeowners still face an insurance crisis.
▼ + stars: | 2024-09-27 | by ( Erin Snodgrass | Jordan Pandy | ) www.businessinsider.com time to read: +5 min

Hurricane Helene made landfall in Florida Thursday, leaving less damage than initially feared. Sky-high insurance premiums and extreme weather have already prompted some Floridians to move. Multiple home insurance providers have left the state entirely, and longtime Floridians have started to get priced out of coastal towns. According to an analysis of US Census data by NBC News, around 18% of homeowners in Florida are without home insurance. AdvertisementThe amount of damage a storm causes typically affects insurance premiums.

Florida ranks sixth among states with the largest shares of homeowners who don't have meaningful insurance. Putnam County, in the northern part of the state, is at 32.9%, while in Miami-Dade County, nearly 25% lack homeowners insurance that would protect them from calamity. In Miami-Dade County, 33.5% of homeowners pay $4,000-plus a year, ranking it in the top 10 among the country's most populous counties. Curtis, who has lived in Taylor County for 40 years and is a former forester, said many of her neighbors can't afford to pay for insurance. Her insurance doesn't cover hurricane damage, so McDonald will anxiously await news from home until the storm passes, she said.

Persons: Michelle Curtis, Hurricane Helene, Curtis, Helene, Debbie McDonald, Hurricane Idalia, she's, McDonald Organizations: Southeastern, Atmospheric Administration, Miami, Dade, Census, Cedar Locations: Florida, Perry, Hurricane, Taylor County, Florida’s Big Bend, Southeastern U.S, Putnam County, Miami, Dade County, U.S, Cedar, Gainesville, Jacksonville

☆ A stunning sterling rally is about to collide with Britain's political realities
▼ + stars: | 2024-09-23 | by ( Jenni Reid | ) www.cnbc.com time to read: +4 min

Sterling breached $1.33 against the greenback for the first time since March 2022 on Thursday, and was trading at $1.3315 early London time Monday. The pound's rally was tied to the BOE communication and "looks fully justified," Chris Turner, global head of markets at ING, said in a Friday note. Higher rates are traditionally a positive for a domestic currency as the higher yield can attract more foreign capital. watch nowGabriella Dickens, G7 economist at AXA Investment Managers, also cautioned on the pound's outlook in a note Thursday. If the government is more stringent on fiscal policy, we think the Bank will be forced to increase the pace of the cutting cycle to offset the hit on both households' and businesses' finances."

Persons: Keir Starmer, BOE, Chris Turner, Turner, Jane Foley, Gabriella Dickens, Dickens Organizations: Bank of England, Labour, Sterling, greenback, London, ING, Fed, U.K, European Union, Rabobank London, CNBC, AXA Investment, Bank, quicken Locations: Britain, –

☆ A boomer who couldn't afford retirement in the US moved to Ecuador and said she's living an 'upscale life on a modest budget'
▼ + stars: | 2024-09-20 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +9 min

She said she went from stressing constantly about retirement to living comfortably, though life is at times lonely. "Between all those things, the result of that wonderful, exciting life was that I didn't save for retirement," Gretchen said. Living comfortably for cheaperWith $3,000 a month and a small brokerage account, Gretchen and her husband live comfortably in Ecuador. Gretchen Kay and her husband live in a newly built condo in Ecuador. In Utah, they paid over $1,000 a year in property insurance and about $1,000 in property taxes.

Persons: Gretchen Kay, Robert, Gretchen, Ecuador Gretchen, wasn't, she's Organizations: Service, Business, Walmart, Social Security, Mayo Clinic, Google Locations: Ecuador, Utah, Canoa, San Vicente, Moab, South America, Peru, Ecuador's, San Diego, Quito, Cuenca

One out of 4 of the 31,000 homeowners in the coastal parish live there without homeowners insurance — one of the highest percentages in the United States. Across the country, 13.4% of homeowners — about 1 in 8 — are unprotected by homeowners insurance, according to an NBC News analysis of new Census Bureau data. It’s a double-edged sword.”The Census Bureau data shows how many homeowners pay less than $100 — or nothing at all — for homeowners insurance. According to the Census Bureau survey, which was taken in 2023, 20.8% of homeowners without mortgages also lack meaningful homeowners insurance. Among mortgage-holders, 8.5% don’t have meaningful homeowners insurance — and while banks require owners with mortgages to have homeowners insurance, gaps in coverage do happen.

Persons: Hurricane Francine, “, ”, Shannon Martin, you’re, Martin, ” Martin, Mark Friedlander, ” Friedlander, There’s, Daryl Fairweather, Redfin’s, ” Fairweather Organizations: NBC, Bankrate, Insurance Information Institute, “ Insurance Locations: Louisiana’s Terrebonne Parish, United States

☆ Here's what happens to your student loan debt when you die
▼ + stars: | 2024-07-30 | by ( Annie Nova | ) www.cnbc.com time to read: +2 min

Artisteer | Istock | Getty ImagesIt's not unusual to hear people struggling with their student loan debt bemoan that they feel like they'll be paying until they die. It may be a question increasingly on people's minds, as the number of older student loan borrowers trends upward. Federal student loans die with youFortunately, no one will be responsible for your federal education debt when you're gone, said higher education expert Mark Kantrowitz. watch nowThose who've lost someone with student debt should ask the borrower's loan servicer what proof they'll need to discharge it, Mayotte said. With private student loans, responsibility is murkier

Persons: Betsy Mayotte, Mark Kantrowitz, Kantrowitz, who've Organizations: Istock, Getty, U.S . Department of Education, The, Student Loan Advisors Locations: Mayotte, Studentaid.gov

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