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HSAs require enrollment in a high-deductible health plan, suitable for healthy individuals. After 65, you can use your HSA money to cover any expense without incurring a penalty, but the funds are subject to income tax. "I decided to get a high deductible health plan because I was young, healthy, and I didn't expect my medical expenses to be too high," she said. Brent Weiss, a certified financial planner, told BI that he invests his HSA money in a target-date fund: "I'm not getting fancy. Not touching your HSA funds means covering your medical expenses out of pocket, which is what Grant and the Schlagbaums do.
Persons: , Amberly Grant, Grant, she's maxed, Brennan, Erin Schlagbaum, HSAs, it's, it'll, Brent Weiss, I'm, you've Organizations: Service, IRA, IRS
Go to newsletter preferences Thanks for signing up! Advertisement"Saturday Night Live" began its 50th season lampooning the upcoming US presidential election. The cameras were rolling live in 30 Rockefeller Plaza's studio 8H as former and current cast members tackled the 2024 presidential race and two of the biggest scandals of the election season. Sarah Palin may have even influenced the public's perception of her before the 2008 presidential election, according to The Washington Post. AdvertisementFans of the show had wondered who its producer, Lorne Michaels, would tap to play some of the key political roles.
Persons: Maya Rudolph, Kamala Harris, Bowen Yang, Ohio Sen, JD Vance, , Vermont Sen, Bernie Sanders, Tina Fey's, Sarah Palin, Lorne Michaels, Here's who's Organizations: NBC, Service, Rockefeller, Research, Alaska Gov, The Washington Locations: Ohio, Vermont
Read previewSpaceX just launched four people on its most daring human spaceflight yet, a mission called Polaris Dawn. Jared Isaacman, mission commanderJared Isaacman at SpaceX in Hawthorne, California. Anna Menon, mission specialist and medical officerAnna Menon is Polaris Dawn's mission specialist and medical officer. Before joining SpaceX, Menon worked at NASA and helped oversee International Space Station operations as a biomedical flight controller. Scott "Kidd" Poteet, mission pilotScott "Kidd" Poteet is the pilot of the Polaris Dawn mission.
Persons: , They're, Jared Isaacman, bankrolling, SpaceX's, Isaacman, Richard Branson, Jeff Bezos, He's, he's, Jude Children's, Jude, it's, Monica Isaacman, Sarah Gillis, John Kraus, Gillis, Joe Tanner, Tanner, She's, Lewis, Polaris Dawn, Anna Menon, Joe Skipper, Menon, Anil, James, Grace, Anna, Scott, Kidd, Poteet, Scott Poteet Organizations: Service, SpaceX, NASA, Apollo, Business, Draken, Messaging, Polaris, St, Jude Children's Research Hospital, Hubble, New York, Polaris Program, Denver Post, Space, Jude Children's Research, Reuters, he's, US Air Force, US Air Force's Thunderbirds, Spectrum News, Air Force, Polaris Dawn, UNH Locations: Hawthorne , California, Shift4, New Jersey, Boulder , Colorado, Houston, Space City, Monument , Colorado
Ozempic and Wegovy are both forms of semaglutide, a drug originally developed for diabetes. OEL SAGET/AFP via Getty ImagesOzempic and Wegovy are the brand names used by the drug manufacturer, Novo Nordisk. Tirzepatide, marketed as Mounjaro for diabetes, is a similar "game-changer" drug, and has been approved for weight loss under the name Zepbound. Ozempic has become the byword for semaglutide and similar drugs that cause weight loss (known as GLP-1s), regardless of which brand a person is taking or why. They work by suppressing appetite, but side effects such as muscle loss, nausea, and diarrhea have been reported, and it's common to regain the weight after stopping treatment.
Persons: SAGET, Ozempic Organizations: Getty, Novo Nordisk, Semaglutide, FDA Locations: AFP
Google is merging more parts of the company in an effort to move faster in AI. Google's DeepMind chief has gained more power, while the head of Pixel will also oversee Android. The changes put more firepower behind some key Google products, and could help it launch faster. CEO Sundar Pichai announced a series of re-orgs in a memo to staff on Thursday, and — surprise, surprise — Google says it's all happening because of artificial intelligence. Pichai said the changes, which include merging different parts of the company, would help Google "simplify decisions" and move faster.
Persons: Google's, , Sundar Pichai, Pichai Organizations: Google, Service, Research, Business
First-time homebuyer no down payment programsIt's possible to get a mortgage with no down payment. VA mortgage borrowers enjoy the ability to put no money down and interest rates that are typically lower than conventional mortgage rates. Other low down payment mortgage optionsIf you don't qualify for VA or USDA no down payment home loans, there are other strategies you can use to reduce the down payment you're required to pay. Preparing for the application processTo ensure you qualify for a no down payment mortgage, work on getting your credit score in a good place. Forgoing a down payment may mean paying a higher interest rate and higher monthly payment on your mortgage.
Persons: you'll, Here's who's, Fannie Mae, Freddie Mac Organizations: US Department of Veterans Affairs, US Department of Agriculture, Federal Housing Administration, Federal Housing Finance Agency, USDA, Chevron Locations: homebuyers
A flurry of about a dozen space companies went public over the last few years. SidusSidus Space is a little-known space company that went the traditional IPO route in late 2021 and began trading on the Nasdaq at a near $200 million valuation. But it had less than $2 million in cash at the end of September, trading at a near $9 million valuation according to FactSet. Elsewhere in spaceA fourth space company in a potentially precarious spot is satellite imagery company Satellogic . Overall, investment in the space sector bounced back in 2023, with companies bringing in $12.5 billion in investment last year.
Persons: Here's, Momentus, there's, Sidus, Satellogic, hasn't Organizations: Astra, Astra Astra, Nasdaq, CNBC, Terran
Apple TV+'s "Masters of the Air" follows the 100th Bomb Group during World War II. Austin Butler and Barry Keoghan both have roles in the series. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementApple TV+'s "Masters of the Air" follows the pilots and navigators in the 100th Bomb Group on their missions in Europe throughout World War II. Produced by Steven Spielberg and Tom Hanks, the show is based on Donald L. Miller's book: "Masters of the Air: America's Bomber Boys Who Fought the Air War Against Nazi Germany."
Persons: Donald L, Austin Butler, Barry Keoghan, , Steven Spielberg, Tom Hanks Organizations: Apple, 100th Bomb, Service, 100th Bomb Group, America's Locations: Europe, Nazi Germany
Jack Guez | Afp | Getty ImagesAfter a weekend of crisis and tumult, Sam Altman has returned as the CEO of OpenAI. Nathan Laine | Bloomberg | Getty ImagesBret Taylor, board chair Bret Taylor is currently a board member at the e-commerce platform Shopify . It isn't clear if Taylor's involvement with his own AI startup will cease with his appointment to lead OpenAI's board. OpenAI's board fired Altman Friday after determining he was "not consistently candid in his communications," but its members never elaborated further. Jack Guez | AFP | Getty ImagesIlya Sutskever Ilya Sutskever co-founded OpenAI and serves as its chief scientist.
Persons: Sam Altman, Ilya Sutskever, Jack Guez, Altman, There's, Satya Nadella, Nadella, Here's, Bret Taylor, Nathan Laine, He's, Elon, Taylor, Salesforce, Larry Summers, David A, CNBC Larry Summers Larry Summers, Clinton, Summers, Jack Dorsey, Adam D'Angelo Adam D'Angelo, D'Angelo, Helen Toner, CSET, Vox, Jerod Harris, Helen Toner Helen Toner, Toner, Tasha McCauley, Carlton Laguna Nigel, Tasha McCauley Tasha McCauley, Joseph Gordon, Levitt, McCauley, Ilya Sutskever Ilya Sutskever, Sutskever, Greg Brockman, Brockman, Brockman's, Sven Hoppe Organizations: Tel Aviv University, Afp, Getty, Microsoft, CNBC, Sequoia, Tiger Global, Salesforce, Viva Technology Conference, Bloomberg, Google, Economic, Grogan, Harvard University, Obama, Economic Council, Twitter, Meta, Facebook, The Ritz, Carlton, Georgetown University's Center for Security, Emerging Technology, Philanthropy, Business Development, Ritz, Rand Corporation, GeoSim Systems, AFP, University of Toronto, Stanford, Technical University of Munich Locations: Tel Aviv, Paris, Davos, Switzerland, Washington, Laguna Niguel, Dana Point , California, Russian Israeli, Canadian
President Joe Biden earlier this year said his administration would crack down on hidden fees. WaPo examined federal lobbying files and hundreds of filings that were sent to federal agencies. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementFrom a dizzying array of airline fees to add-ons tacked on to concert ticket prices, Americans are fed up with hidden fees. AdvertisementThe Post analyzed federal lobbying files and filings sent to federal agencies as the administration pushes to save US consumers from collectively spending billions of dollars in fees each year.
Persons: Joe Biden, WaPo, , Biden, Doug Mullen, Dan Wall Organizations: Service, The Washington, Travelers, American Airlines, Delta Air Lines, United Airlines, Department of Transportation, Airlines for, Airlines, America, Live, Post Locations: Airlines for America
Here's who's goingMajor names in the technology and political world will be there. They range from Tesla CEO Elon Musk, whose private jet landed in the U.K. late Tuesday, to U.S. Vice President Kamala Harris. What the summit seeks to addressThe main objective of the U.K. AI summit is to find some level of international coordination when it comes to agreeing some principles on the ethical and responsible development of AI models. The summit is squarely focused on so-called "frontier AI" models — in other words, the advanced large language models, or LLMs, like those developed by companies such as OpenAI, Anthropic, and Cohere. Loss of control risks refer to a situation in which the AI that humans create could be turned against them.
Persons: Elon Musk, Mandel Ngan, Rishi Sunak's, ChatGPT, Here's who's, Kamala Harris, Musk, Elon, Brad Smith, Demis, Yann LeCun, Global Affairs Nick Clegg, Adam Selipsky, Sam Altman, Dario, Jensen Huang, Rene Haas, Dario Gil Darktrace, Poppy Gustaffson Databricks, Ali Ghodsi, Marc Benioff, Cheun Kyung, Alex Karp, Emmanuel Macron, Joe Biden, Justin Trudeau, Olaf Scholz, Sunak, Will Organizations: Senate, Intelligence, U.S, Capitol, Washington , D.C, Afp, Getty, Bletchley, Microsoft, Tesla, CNBC, Global Affairs, Web, Rene Haas IBM, Marc Benioff Samsung, Technology, South, Sony, Joe Biden Canadian Locations: U.S, Washington ,, China, U.K, South Korean, Chesnot
"The demand for professionals with knowledge in AI research, machine learning, deep learning — it truly outpaces the available supply of candidates," Sines said. A machine learning researcher role at the trading firm Jane Street indicated a salary range of $250,000 to $300,000, for example. And Disney is looking to hire a senior machine learning engineer with expertise in machine learning, algorithms, and statistical methods; the entertainment giant is offering an annual salary of $145,400 to $199,870. AdvertisementAdvertisementIn May, HR firm Scratch posted a job listing for a remote senior machine-learning engineer for a client. The position — which had a listed salary range of $120,000 to $185,000 — required "familiarity with current AI tools" such as ChatGPT.
Persons: Morrison Foerster, , Aaron Sines, Sines, Jane Street, Alan Schnitzer, Oliver Scholars, Danielle Cox, Cox, Scratch Organizations: Walt Disney Company, Service, Austin, Travelers, Real
Allison Gorman Nachtigal was previously the head of Morgan Stanley's cloud program. Allison Gorman Nachtigal, the former head of Morgan Stanley's cloud program, has departed the bank for the tech giant, Insider has learned. Microsoft's cloud computing program Azure is Morgan Stanley's primary cloud partner. As Morgan Stanley's new head of cloud engineering, Nam handles the plumbing behind Morgan Stanley's cloud efforts. Meanwhile, Brosnan, head of technology architecture and modernization, absorbed Morgan Stanley's cloud architecture and business enablement responsibilities.
Persons: Allison Gorman Nachtigal, Morgan, Yunchi Nam, Trevor Brosnan, Morgan Stanley, Gorman Nachtigal, Morgan Stanley's, Nam, Brosnan, Michael Poser Organizations: Microsoft
BlackRock CEO Larry Fink Spencer Platt/Getty Images1. Who's next at BlackRock? On Wall Street, you'd be tough to find a founder and their company more synonymous with each other than Larry Fink and BlackRock. And while it's clear he doesn't want to remain at BlackRock forever, what's not clear is who would step in to fill the void. If that isn't enough for you, Rebecca also mapped out how BlackRock organizes its top leadership, identifying the 150 most powerful people and their reporting lines. Click here to learn more about BlackRock's succession plans for Larry Fink.
On the agenda today:An obituary for the metaverse, the latest fad to join the tech graveyard. BlackRock is wrestling with who could succeed Larry Fink. Also read:Who will succeed Larry Fink? BlackRock CEO Larry Fink Thos Robinson/Getty Images for The New York TimeWall Street has long been fascinated by succession stories. CEO Larry Fink, now 70-years old, has the rare distinction of leading a Wall Street behemoth he helped found.
Investment giant BlackRock has been planning for CEO Larry Fink's succession for years. Leadership has discussed BlackRock cofounder Susan Wagner as someone who could succeed Fink if the board does not have a clear candidate. For years, BlackRock has been planning for Chief Executive Larry Fink's succession, a torch-passing the industry has long speculated over. BlackRock has become shorthand for the intense backlash from primarily Republican lawmakers over sustainable investment strategies that Fink has championed as CEO. Goldstein, 49, is a BlackRock lifer and has been chief operating officer for nearly a decade.
Sovereign funds and other entities in Saudi Arabia, Qatar, and the UAE are pouring millions into US media and entertainment. Saudi Arabia is trying to pitch itself to the world as a cultural and economic reformer and spur tourism. Even those media players that are comfortable with invetment from the Middle East may not find funds flowing, one Hollywood veteran said. A major live WWE event in Saudi Arabia is slated for May. Of the growing ties between US entertainment and media and Middle East investors, this person added, "Presumably media organizations got into this to help society make better decisions."
Fun fact Friday: The only letter of the alphabet that doesn't appear in a US state name is "Q." There are plenty of reasons to want to get in (money changes hands A LOT, whether it's between people, companies, or both). This list from Insider's Bianca Chan and Paige Hagy looks at the people pushing top payment companies to stay ahead of the innovation curve. Bianca and Paige spoke to more than a dozen industry insiders to identify executives who are making sure companies like PayPal, Stripe, Apple, and Visa are keeping the competition at bay. Click here to check out eight executives ensuring the top payment players stay ahead of the competition.
For many on Wall Street, those questions are top of mind. Insider's finance team canvassed more than a dozen recruiters to get their takes on the job market. From investment banking to hedge funds to fintechs, here's who's hiring and who's at risk of making more cuts. Click here to read more about the hiring landscape across Wall Street, from banks to hedge funds and fintechs. We've got a list of the best and worst US airlines, according to The Wall Street Journal.
But today, we're talking about another group of people who will be affected by the recent tumult: content creators. The chaos at social media companies is hurting the most vulnerable content creators. Tumult is sweeping Big Tech, with thousands of full-time employees affected by industry layoffs. But some of the biggest losers from the shake-up will be the content creators who have fashioned careers on social media. That's particularly the case for marginalized creators, says Duffy, who's spent more than a decade studying the working lives of digital cultural producers.
The analysis looks at the top 100 highest-populated U.S. cities and the number of hybrid job openings, according to LinkedIn listings, within the city's job market. Analysts then applied a filter to identify the share of hybrid jobs that pay $100,000 per year or more in each city. The top cities where hybrid workers earn $100,000 per year or more include:San Francisco: 27% of hybrid jobs pay six figures Seattle: 26% of hybrid jobs pay six figures Los Angeles: 14% of hybrid jobs pay six figures Austin, Texas: 13% of hybrid jobs pay six figures New York City: 12% of hybrid jobs pay six figures Tucson, Arizona: 11% of hybrid jobs pay six figures Detroit: 10% of hybrid jobs pay six figures Boston: 10% of hybrid jobs pay six figures San Diego: 10% of hybrid jobs pay six figures Chicago: 10% of hybrid jobs pay six figuresIt makes sense that tech hubs and major cities with sky-high rents top the list, though the best cities for a six-figure hybrid job aren't all concentrated on the coasts. And even in Detroit, where the median household income is around $32,000 per year, 10% of available hybrid jobs cross the six-figure mark. The top cities to find a hybrid job in general include:Atlanta: 710 hybrid job openings per 100,000 people Boston: 547 hybrid job openings per 100,000 people Washington, DC: 349 hybrid job openings per 100,000 people San Francisco: 310 hybrid job openings per 100,000 people Seattle: 294 hybrid job openings per 100,000 peopleWorkplace experts say allowing remote and hybrid work can help businesses hire from a more diverse talent pool and keep people from quitting.
As of Nov. 1, 46% of all NYC job listings included salary ranges, according to data on tens of thousands of job ads from Glassdoor, the job search platform. Now, several weeks out, more employers are listing their pay ranges, though disclosure is far from universal: 60% of job listings in NYC have employer-provided salaries as of Nov. 12, according to Glassdoor. Who's complying with the new pay range law? In October, before the law was enacted, employers who opted to provide pay ranges on job ads had a median pay range of $10,000. By November, that median salary range widened to $20,000.
Here are the people leading the e-commerce company through its next phase. Leinwand was previously senior vice president of engineering at Slack, and before that he was CTO at ServiceNow. Tia Silas, chief human resources officerTia Silas, Shopify's chief talent officer. John Asante, chief information-security officerJohn Asante, Shopify's chief information-security officer. Bobby Morrison, chief revenue officerMorrison joined Shopify as chief revenue officer — a new role for Shopify, reporting to the COO — in August.
Here are the people leading the e-commerce company through its next phase. Leinwand was previously senior vice president of engineering at Slack, and before that he was CTO at ServiceNow. Tia Silas, chief talent officerTia Silas, Shopify's chief talent officer. John Asante, chief information-security officerJohn Asante, Shopify's chief information-security officer. Bobby Morrison, chief revenue officerMorrison joined Shopify as chief revenue officer — a new role for Shopify, reporting to the COO — in August.
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