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☆ After a CEO was gunned down, will health insurers change their ways?
▼ + stars: | 2024-12-13 | by ( Tami Luhby | ) edition.cnn.com time to read: +8 min

Any shifts in the nation’s complex health care system, however, will not come easily, nor quickly, experts say. Policyholders rebelled because they felt they couldn’t access the care they needed, said Larry Levitt, executive vice president for health policy at KFF, a nonprofit health policy research group. “If you think health care costs are rough now, imagine them without constraints,” said Rodney Whitlock, vice president at McDermott+, a health care consulting group, and a former health policy adviser on the Senate Finance Committee under Republican Sen. Chuck Grassley of Iowa. Health insurers, however, do at times backtrack when faced with intense blowback. However, there is now more bipartisan appetite on Capitol Hill to enact reforms, said Wendell Potter, a former Cigna executive and vocal critic of the health care industry.

Persons: Brian Thompson, Andrew, it’s, ”, “, Brian, ” “, ” AHIP, Julie Utterback, ” Utterback, Bill Clinton, policyholders, HMOs, Policyholders, Larry Levitt, Helen Hunt, Harold Ramis, HMO, ” Hunt, ” Ramis, Levitt, Rodney Whitlock, Republican Sen, Chuck Grassley, Wendell Potter, Whitlock, Luigi Mangione, Potter Organizations: CNN, UnitedHealth Group, UnitedHealth, Health, Morningstar, Employers, McDermott, Senate, Republican, Iowa, Congressional, Lawmakers, Capitol Locations: Congress

☆ Procrastinating on open enrollment? How to get it done today, in 3 easy steps
▼ + stars: | 2024-11-18 | by ( Ryan Ermey | ) www.cnbc.com time to read: +6 min

If you've been putting off choosing your coverage for the upcoming year during this open enrollment season, no one would blame you. Workers often find themselves choosing an insurance plan from a menu of complicated and pricey options. If you've been procrastinating during open enrollment, here are three simple steps to just get it done. Know your acronymsYour workplace will likely present you with a list of insurance plans to choose from, which generally fall into one of two categories: high-deductible health plans and co-pay plans. Co-pay plans Unlike high-deductible plans, co-pay plans come with pre-determined costs that you'll pay for things like office visits, prescription drugs and medical procedures.

Persons: you've, Willis Towers Watson, Charlene Rhinehart, Here's, you'll, Carolyn McClanahan, you'd Organizations: Workers, Planning Partners

It’s time to pick health coverage for next year on the Affordable Care Act’s insurance marketplaces, and experts caution against focusing your choice on price alone. Here are some things to consider when assessing marketplace plans. Many people who haven't shopped on the marketplace don’t know that they can get this help, according to Jeremy Smith, who directs West Virginia’s health insurance navigator program. “They’re just used to having health coverage … and it covers everything.”Plans also can come with annual out-of-pocket maximums higher than $9,000 for individuals and $18,000 for families. “The good news is a lot of people who’ve been in Medicaid will likely qualify for these cost-sharing reductions,” said Sabrina Corlette, co-director of Georgetown University’s Center on Health Insurance Reforms.

Persons: haven't, Jeremy Smith, ”, ” Smith, “ They’re, who’ve, Sabrina Corlette, “, Cynthia Cox, HMOs, Kelly Fristoe, Smith Organizations: Medicaid, Shoppers, Georgetown University’s Center, Health, KFF, Associated Press Health, Science Department, Howard Hughes Medical Institute’s Science, Educational Media Group, AP Locations: Wichita Falls , Texas

☆ Picking health insurance can be tricky: 6 key terms to know as open enrollment starts
▼ + stars: | 2023-10-24 | by ( Greg Iacurci | ) www.cnbc.com time to read: +8 min

PremiumsFrederic Cirou | Photoalto | Getty ImagesThe premium is the sum you pay an insurer each month to participate in a health plan. It's perhaps the most transparent and easy-to-understand cost component of a health plan — the equivalent of a sticker price. The average co-insurance rate for consumers is 19% for primary care and 20% for specialty care, according to KFF data. For example, would you struggle to pay a $1,000 medical bill if you require health care? If so, a health plan with a larger monthly premium and a smaller deductible may be your best bet, Sun said.

Persons: Frederic Cirou, Karen Pollitz, Luis Alvarez, you've, KFF, Pollitz, McClanahan, there's, Winnie Sun, She's, Sun, Carolyn McClanahan Organizations: Sdi, Photoalto, Kaiser Family Foundation, CNBC, Digitalvision, Getty, Kaiser Family Foundation Health, Network Health, Sun Group Wealth Partners, CNBC's FA Locations: Aetna, Irvine , California, CNBC's

☆ I'm a first-time property investor who grew my portfolio to $5.5 million in 3 years. Here's how I did it with minimal savings.
▼ + stars: | 2023-07-17 | by ( Salina Jivani | ) www.businessinsider.com time to read: +8 min

He now has a portfolio worth $5.5 million that generates tens of thousands in rent a month. The course gave me the confidence and knowledge to eventually build a real-estate portfolio worth £4.2 million, or about $5.5 million, in three years. For example, if the equity on the property I was completing was £50,000 short of what I needed to purchase the next property, I'd reach out to my network and crowdsource it. My current portfolio's valuation is nearly £4.2 million, with £1.2 million of that comprising my equity and the rest belonging to the bank. Because of the desirable locations, generally when one tenant moves out of a property another moves in within a week.

Persons: Alfred Dzadey, I'd Organizations: Service, Jaguar, Rover, Investors Locations: Wall, Silicon, Coventry , England, Coventry , West Midlands, Coventry

☆ Health Plan Coverage of Abortion and Related Services
▼ + stars: | 2023-05-01 | by ( Practical Law Employee Benefits | Executive Compensation | ) www.reuters.com time to read: +36 min

The Dobbs ruling, which returned the regulation of abortion to the individual states, has led to legislation that restricts abortion, including medication abortion, in many states. In response to the rapidly changing post-Dobbs legal landscape, this article addresses health plan coverage of abortion, medication abortion coverage and litigation, abortion-related travel benefits, and related Practical Law resources concerning these topics. The insurer in a fully insured health plan, health maintenance organization (HMO), or similar arrangement:Assumes the risk of providing health coverage for insured events by paying medical costs for eligible claims incurred under the plan. Self-Funded Health PlansBy contrast, employers with self-funded arrangements may have more discretion in providing coverage for abortion and related services. Changes to plan coverage of medication abortion will likely require plan administrators to:(For more on coverage of medication abortion, see Newly Launched, ReproductiveRights.gov Website Addresses Access to Medication Abortion (Mifepristone) Using Telehealth on Practical Law.)

☆ A former BlackRock stock chief shares 9 stocks he's bullish on right now as he warns the market is due to retest recent lows amid the Fed's ongoing hawkishness
▼ + stars: | 2022-11-08 | by ( William Edwards | ) www.businessinsider.com time to read: +4 min

Amid a poor-return environment for the broader market, he shared what he's looking for in stocks. Stocks dropped quickly on Wednesday afternoon after the hike was announced and as Powell reiterated the FOMC's hawkish intentions. "We've had a nice little run here in the stock market — it's the third double-digit percentage gain since the bear market started," Doll said. 9 stocks Doll likes right nowWith Doll's outlook being that the broader market is doomed to a range-bound near-term future, he said he's focusing on so-called quality stocks — firms with quality income statements, balance sheets, and management teams. Doll also listed quality stocks in the health maintenance organization (HMO) space.

☆ 6 health insurance terms you need to know as open enrollment begins
▼ + stars: | 2022-11-06 | by ( Greg Iacurci | ) www.cnbc.com time to read: +9 min

PremiumsThe premium is the sum you pay an insurer each month to participate in the health plan. It's perhaps the most transparent and easy-to-understand cost component of a health plan — the equivalent of a sticker price. Eighty-eight percent of workers covered by a health plan have a deductible in 2022, according to KFF. For example, would you struggle to pay a $1,000 medical bill if you require health care? If so, a health plan with a larger monthly premium and a smaller deductible may be your best bet, Sun said.

☆ I'm a millennial who scaled my property portfolio to 125 rental unit in 4 years no real estate experience. Here's how I did it.
▼ + stars: | 2021-12-13 | by ( Kiera Fields | ) www.businessinsider.com time to read: +7 min

Mark Harvey left school at 16 and worked in construction, then sales, later partnering in a SaaS company. This as-told-to essay is based on a transcribed conversation with Mark Harvey, a 34-year-old property investor from the Midlands, England. All the construction work dried up. Having multiple property deals acts as a safety net if some deals aren't as profitable as others. I have scaled this portfolio and my model since starting and now have 125 rental units, plus two more that haven't been completed.

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