After 20 years in the business, financial planner Don Grant says clients hate to hear three things. First, you're not saving enough, either for retirement or your kid's education. Also, you can't afford that much house, and you need to take on more investment risk. Grant shared with Insider the top three pieces of money advice his clients never want to hear. All in all, Grant wants his clients to keep their eyes on the prize.

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Persons: Don Grant, he's, I'm, Grant, aren't, I've, we're, you've, Susie, We've, they're, homeownership Organizations: Service, CFP, Fortis Advisors Locations: Wall, Silicon, Wichita , Kansas