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Gifts under $50 can strike a balance between thoughtfulness and practicality, making them ideal for family, friends or even a secret Santa exchange during the holiday season. With that in mind, here are 10 unique, fun and practical gifts for everyone on your shopping list, curated by CNBC Make It staff members. But fortunately for my oral health and fragile ego, my people-pleasing tendencies won out — and the product changed my life. Packing cubesPrice: $21.59 I'm not going to lie — I was influenced by TikTok to buy these Bagsmart compressible packing cubes. I've used it to label everything from my the tabs in my recipe binder to different sizes of knitting needles.
Persons: who've, , haven't, — Megan Sauer, I'm, Cheyenne, Elham Ataeiazar, — Judy Lagrou, mitt Price, — Cameron Albert, Deitch, — Emmie Martin, Ferris, — Ester Bloom, TikTok, Price, I've, — Hanna Howard Organizations: CNBC Locations: Cheyenne DeVon, Netherlands, Italy, Airalo, Europe
How to achieve financial wellness: A CNBC Make It course
  + stars: | 2024-07-10 | by ( ) www.cnbc.com   time to read: +1 min
CNBC Make It is launching a new online course, which will give you the tools you need to get your money life in order and feel confident about your future. We'll teach you how to:Understand your own psychology and establish a healthy relationship with moneyBreak bad financial habits, form good ones, and manage financial stressUse simple techniques to boost your savings and get out of debtSave for retirement and grow your money by investingCreate a long-term plan to achieve financial security and financial freedom, where you control your timeThe course is hosted by CNBC Make It Money Editor and Certified Financial Planner Emmie Martin and features financial psychologist Brad T. Klontz, financial educator Yanely Espinal and certified financial planner Kamila Elliott as instructors. You can preregister for the course starting July 10, 2024, and all materials will be available starting July 17, 2024. Pre-register today and save 30% with a limited time introductory offer through September 2, 2024.
Persons: We'll, Emmie Martin, Brad T, Yanely Espinal, Kamila Elliott Organizations: CNBC
Too much or prolonged financial stress can hurt your health and relationships, and if you don't address it, your existing financial troubles can snowball. Our new online course, Achieve Financial Wellness: Be Happier, Wealthier & More Financially Secure, will give you the tools you need to get your money life in order and feel confident about your future. Yanely Espinal, a director of educational outreach at Next Gen Personal Finance and member of the CNBC Global Financial Wellness Advisory Board, who noticed a gap in the education system and has made it her mission to educate young people about how to achieve financial wellness. Kamila Elliott, CEO of wealth management firm Collective Wealth Partners and member of the CNBC Digital Financial Advisor Council, who advises high-net-worth individuals and business owners on their financial planning, tax and investment needs. The most important step on your journey toward financial wellness?
Persons: We'll, You'll, Emmie Martin, Brad T, Yanely, Kamila Elliott Organizations: CNBC, CNBC Digital Financial, Finance, Financial Wellness Advisory Board, Wealth Partners
Even some bulls say to start small if you're interested in investing in cryptocurrency. Billionaire Mike Novogratz, founder and CEO of Galaxy Digital, a digital asset and blockchain company, recommended starting with 2% to 5% of your overall portfolio during CNBC's Financial Advisor Summit on Wednesday. If you want to learn about crypto, you should at least "get off zero," Novogratz said, because doing so will get you engaged. "You learn about things by putting a little money on the line. As an industry insider, it makes sense for Novogratz to encourage as many people as possible to learn more about and invest in crypto.
Persons: Mike Novogratz, Novogratz, Brian Vendig Organizations: cryptocurrency, Galaxy Digital, CNBC's, MJP Wealth, CNBC Locations: Westport , Connecticut
With at least 40% of U.S. employees working remotely at least one day a week, chances are your work-from-home setup is in need of a little sprucing up. Ever since I got my first cell phone back in 2007, I've been charging my devices with a cable that plugged right into the charging port. Recently, however, I've been using the CATCH:3 from luxury charging brand Courant, and I might never go back. The sleek charging mat doubles as a tray, holding my glasses and watch while my phone charges on my nightstand. The material is ultra-soft and I love that they look more put together than my old sweatpants from college.
Persons: it's, I'd, — Hanna Howard, I've, — Nicolas Vega, Vuori, — Emmie Martin Organizations: Pop Locations: Bisley
As the holidays approach and the days grow shorter, many of us are preparing to clock more hours in the kitchen cooking everything from turkeys to cookies. Mini Dutch ovenWith a chill in the air, it's finally soup season, which usually means pulling out my deepest, heaviest pots. Luckily, my Great Jones Dutch Baby, $120, is the perfect volume for cooking dinner for two. While an immersion blender, like this $45 one from KitchenAid, isn't technically a must-have kitchen tool, the time and energy it saves for things like soup and applesauce is 100% worth it. Simplehuman trash canIn what kind of world do kitchen trash cans — the ones recommended by reviews websites, anyway — cost hundreds of dollars?
Persons: Great Jones, It's, — Hanna Howard, isn't, — Emmie Martin, J, Kenji Lopez, — Ryan Ermey, — Cameron Albert, Deitch Organizations: CNBC Locations: KitchenAid
In fact, New York continues to be the most expensive city in North America, ranking sixth in the world. The most expensive city in the world for expats: Hong Kong, which topped the list for the second consecutive year. Here are the 10 most expensive cities for expats, outside the U.S.:Hong Kong Singapore Zurich, Switzerland Geneva, Switzerland Basel, Switzerland Bern, Switzerland Tel Aviv, Israel Copenhagen, Denmark Nassau, Bahamas ShanghaiAs for the U.S., the data finds that the cost of living has increased in all American cities analyzed. While Hong Kong is the most expensive city on the list, that doesn't necessarily translate to a better quality of life. On the other hand, some global cities may offer expats a lower cost of living and, perhaps, a higher quality of life.
Persons: Warren Buffett Organizations: Bahamas Shanghai, Los Angeles Locations: U.S, New York City, San Francisco, New York, North America, Hong Kong, expats, Hong Kong Singapore Zurich, Switzerland Geneva, Switzerland Basel, Switzerland Bern, Switzerland Tel Aviv, Israel Copenhagen, Denmark Nassau, Bahamas, Honolulu, Detroit, Houston, Cleveland, Barcelona, Spain
Even for 'Barbie' director Greta Gerwig, negotiating a salary isn't always easy. And while her salary has not been made public, the movie has a budget of $145 million, according to Variety. Within the movie industry, Gerwig believes there is a need for more women directors. And Gerwig isn't alone in her fear of asking for too much. But for Gerwig, directing movies comes with a much different pay structure than other professions.
Persons: Barbie, Greta Gerwig, Gerwig's, Margot Robbie, Ryan Gosling, Variety, hasn't, Gerwig, jobseekers Organizations: Variety, Hollywood, CNBC, Harvard Business Locations: Hollywood, Jobvite
In particular, I wish I knew about Roth individual retirement accounts when I was in high school. Even though they're for retirement savings, anyone with earned income can contribute to one, within certain income limits, and let their money grow tax-free. In the spirit of Financial Literacy Month, I asked my coworkers what they wish they knew about money when they were younger. Credit card debt adds up quicklyIn my 20s, I didn't think much about the interest I was paying on credit card debt, and it probably cost me thousands of dollars. —Mike Winters, money reporterBut credit can be a useful toolI wish I know more about credit in college and my early 20s.
Day 2: Find an accountability buddyYour financial goals don't mean much if you don't stick to them. This ratio represents how much of your available credit you're using at any given time. Take a look at your credit card statements for the past 12 months. There are a number of ways to check your score for $0, starting with your credit card issuer or bank, many of which offer free services to their clients. Day 16: Update your income with your credit card companyIf you've received a raise or promotion since opening your credit card, consider reporting your increased income to your lender.
Math is important, but there are still plenty of ways to make a living without it. Here are 24 high-paying jobs to check out. Luckily, there are plenty of high-paying jobs out there for the numerically-averse. O*NET ranks how important "using mathematics to solve problems" is in any job, assigning each a "math importance level" between 1 and 100. Here, in reverse order of median salary, are 24 high-paying positions with a math-importance level of 31 or less:
When applying for a new job, the first thing a prospective employer sees is probably your resume. In fact, 55% of Americans have lied on their resume at least once, according to a recent survey from StandOutCV, which surveyed 1,785 Americans 18 or older who were employed between Oct. 12 and Oct. 26. The number of Google searches about how to fake a resume is up 48% this year, according to StandOutCV, and those specifically related to faking a job reference are up 52%. So, what are people lying about? Here are the eight most common resume lies told and the percentage of people telling them, according to StandOutCV:
This one holds 25 ounces of water, more than a standard water bottle, and it's way cuter than having cups all over your nightstand. Baggu socksIllustration by Elham AtaeiazarPrice: $14 "These socks are fun and cozy, but a little on the pricey side. MoMA card holderIllustration by Elham AtaeiazarPrice: $16 "I never knew how much I hated my wallet until my mom gave me a card holder. BraletteIllustration by Elham AtaeiazarPrice: $15 "A bralette might not seem like a typical gift, but hear me out. A dozen macarons variésIllustration by Elham AtaeiazarPrice: $5.50 "This Trader Joe's treat was my first introduction to macarons, and I haven't looked back since.
23 Black leaders who are shaping history today
  + stars: | 2021-02-01 | by ( Courtney Connley | ) www.cnbc.com   time to read: +39 min
Following the lead of trailblazers throughout American history, today's Black history-makers are shaping not only today but tomorrow. —Cory StiegRosalind Brewer, 58, Walgreens' next CEO and only Black woman to currently lead a Fortune 500 firmWalgreens' next CEO Rosalind Brewer. When she steps into this new role, she will be the only Black woman currently leading a Fortune 500 firm, and just the third Black woman in history to serve as a Fortune 500 CEO. "When you're a Black woman, you get mistaken a lot," she said during a 2018 speech at her alma mater, Spelman College. —Tom Huddleston Jr.Jason Wright, 38, first Black president of a National Football League teamWashington Football Team president Jason Wright.
Persons: Shirley Chisholm, John Lewis, Maya Angelou, Mary Ellen Pleasant, Kamala Harris, Gene Kim, Harris, Shyamala Gopalan Harris, Shyamala, , — Cory Stieg Rosalind Brewer, Rosalind Brewer, Ursula Burns, Mary Winston, Brewer, Kimberly, Clark, she's, — Courtney Connley, Kizzmekia, Corbett, Kizzmekia Corbett, Anthony Fauci, Fauci, Dr, — Cory Stieg Victor J, Glover , Jr, Victor Glover, Amanda Gorman, Joe Biden, Gorman, Abraham Lincoln, Martin Luther King Jr, Lady Jill Biden, Robert Frost, Oprah, Angelou, — Jennifer Liu, Amanda Gorman's, Raphael Warnock, Georgia's, Kelly Loeffler, Warnock, Ebenezer Baptist Church —, — Abigail Johnson Hess Rashida Jones, Rashida Jones, Jones, Kristen Welker, Carole Simpson, Nicolle Wallace's, Dorothy Tucker, Brown, — Taylor Locke Sandra Lindsay, Sandra Lindsay, Lindsay, She's, I'm, Jade Scipioni Nicholas Johnson, Princeton's, Nicholas Johnson, Princeton University's, Johnson, William Massey, — Abigail Johnson Hess Cynthia, Cynt, Marshall, Cynthia Marshall, Cynt Marshall, George Floyd, Marshall —, Mark Cuban, Scipioni, Cynthia Marshall's, Dallas Mavericks Cori Bush, Missouri's, Missouri, Cori Bush, Michael Brown, Ferguson, William Lacy Clay Jr, Bush, Essence.com, I've, he's, Louis, Clay, — Jennifer Liu Alicia Boler Davis, Amazon's, Jeff Bezos Alicia Boler Davis, Alicia Boler Davis, Boler Davis, Jeff Bezos, alums, Jennifer Liu, Noah Harris, Harvard Noah Harris, Harvard's, It's, we've, Fentrice Driskell, Du Bois, — Abigail Johnson Hess, Harvard Mellody Hobson, Mellody Hobson, Ariel Investments, Hobson, — Courtney Connley Sydney Barber, Sydney Barber, Barber, Ms, Janie Mines, wasn't, Mines, Jesse Collins, Collins, Indiewire, " Collins, Jennifer Liu Nia DaCosta, Nia DaCosta, Marvel, DaCosta, Nora Ephron, Jordan Peele, Peele, — Tom Huddleston Jr, Aicha Evans, Zoox, Evans, Jason Wright, Wright, He's, Dan Snyder, — Emmie Martin Dana Canedy, Dana Canedy, Simon, Simon & Schuster, Dana Canedy's, Canedy, Denzel Washington, Alicia Adamczyk, Schuster Bozoma Saint John, Saint John, Beyonce, Kanye West, Nicki Minaj, Michael Jackson, — Courtney Connley Cheick Camara, Ermias Tadesse, Cornell University's, Cheick Camara, Ermias Organizations: CNBC, White, South, Latina, Howard University, Alpha Kappa Alpha Sorority, Inc, Democrat, United States Senate, U.S, Walgreens, Fortune, Starbucks, Walgreens Boots Alliance, Xerox, Bed, Sam's, Walmart, Nonwovens, Spelman College, Moderna, National Institute of Allergy, National Urban League, FDA, Vaccine Research, University of North, Space Station, NASA, Capitol, LA, Poet, Harvard, Georgia, Black, Morehouse College cum, Ebenezer Baptist Church, United, MSNBC, University of Missouri's School of Journalism, NBC, ABC News, National Association of Black Journalists, Jewish Medical Center, Northwell, Long, Pfizer, Pew Research Center, Princeton, Massachusetts Institute of Technology, NBA Dallas Mavericks, Dallas Mavericks, NBA, Mavericks, Congress, Senate, Democratic, Green New Deal, General Motors Institute, GM, Amazon, Employees, Amazon's, Ariel Investments, Ariel, Financial Planning's Diversity, Princeton University, JPMorgan, Lucas Family Foundation, Hobson College, Naval, U.S . Naval Academy, U.S . Naval, Naval Academy, Academy, Super, Super Bowl, Jesse Collins Entertainment, ViacomCBS Cable Networks, BET, CMT, Comedy Central, MTV, Paramount Network, VH1, Marvel, Marvel Studios, Marvel Universe, Tribeca, Wall Street, George Washington University, Intel, Financial, Automotive News, National Football League, Washington Football, Washington Football Team, National Football, NFL, Atlanta Falcons, Cleveland Browns, Arizona Cardinals, University of Chicago, McKinsey & Company, Washington, Morning, Simon &, New York Times, Jordan, Crown Publishers, New Yorker, Netflix, Saint, Longtime, Endeavor, Uber, Apple, PepsiCo, BlackGen Capital, Cornell, BlackGen Locations: United States, Oakland , California, India, America, White, California, University of North Carolina, Chapel, Los Angeles, Georgia's, Savannah , Georgia, Ebenezer, Long, New York, Queens , New York, Jamaica, Princeton, Montreal, Canada, Spring, Missouri, Louis, St, Detroit, Hattiesburg , Mississippi, Florida, Chicago, U.S, Lake Forest , Illinois, Sydney, mull, Senegal, Zoox, Charlottesville , VA
"The primary reason I wanted to buy a condo is because rent fluctuates," he tells CNBC Make It. CNBC Make ItSo in 2017, Dishongh purchased his first home, a 600-square-foot one-bedroom condo in Austin, Texas. 'Whenever I feel like it, I can just hop back there and have a mini adventure'Originally, Dishongh wanted to live in a van full-time, travel the U.S. and work remotely. He realized that it made more financial sense for him to take on a fixed mortgage payment, rather than watch his rent continue to rise. The low down payment allowed him to funnel more money into renovating his new place from top to bottom.
By age 30, Grant Sabatier had earned over $1 million through a combination of reducing his spending and boosting his income. But if you want to significantly boost your earnings, he says, you first need to get past the myth that time is money. Money is limitless, while time isn't: "You can always go out and make more money," he says. "The simple idea here is that you want your money to be making money and other people to be making money for you," he says. If you walk each dog yourself, you're limited by the number of hours you have.
"I think a vast majority of Americans can retire in 10 years or less if they're making at least $70,000 per year," he says. "You're going to have to live a little bit differently than most people," he adds. "Go out and just try to make a little extra money," Sabatier says. But every $1,000 you make and invest instead, that's going to cut literal months off the time that it will take you to retire." He notes that it's also important to invest your extra income.
In place of Amazon, Instagram and Tinder, they turn to their own exclusive apps and websites, as seen on an upcoming episode of CNBC's "The Filthy Rich Guide." But sometimes the rich are looking for items even more over-the-top. The other rich kids of InstagramBut what good is it to be rich if you can't show it off? While the average person might turn to Instagram to brag about their wealth, the mega-rich can afford to boast on "Rich Kids," an exclusive photo sharing network. For $1,000 a month on Rich Kids, you're guaranteed to only see photos from other wealthy patrons.
Persons: Rich, Caiaimage, Sam Edwards Organizations: CNBC, James, Rolex, Getty
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