Gifford said she thinks it's time to go back to college so she can pursue a job in social work. I grew up in a small town in Arkansas called Quitman, and I went to Arkansas State University right out of high school. In the almost 10 years I've worked here I've never worried about layoffs, but I'm weighing other options now. When he's finished, the plan is for me to return to school for a degree in social work. My advice to someone entering their 20s would be to stay out of debt, don't get credit cards, don't get a new car, and work while you have no children and lots of energy.

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Persons: Emily Gifford, Gifford, doesn't, —, I've, I'm, he's, that's Organizations: Service, Arkansas State University Locations: Little Rock , Arkansas, Arkansas, Quitman