They take advantage of features like autopay to avoid late charges for everything from utilities to mortgage to credit card bills. They don't ignore their credit scoreYour credit score plays a leading role in determining your interest rates. A high credit score can earn you a low interest rate and save you thousands of dollars in interest over the life of a loan. A low score may prevent you from getting a loan if you ever need one. Wealthy people know this and they never, ever ignore their credit score.

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