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☆ We retired abroad to Cuenca, Ecuador, once the US got too expensive. We still love the expat hot spot 14 years later.
▼ + stars: | 2024-10-31 | by ( Edd Staton | Cynthia Staton | ) www.businessinsider.com time to read: +5 min

We retired early 14 years ago and moved abroad because the US was too expensive. We set our sights on Cuenca, Ecuador, which has moderate weather and is super walkable. Our cost of living is much lower now and we love living here. We can walk everywhereWalkability was huge on our retirement wish list, and Cuenca has been a dream. Cuenca's weather is fantasticAnother feature high on our retirement wish list was a temperate climate.

Persons: —, Cynthia Staton, We've Organizations: Service, Social Locations: Cuenca, Ecuador, Las Vegas

☆ I'm on track to retire at 45. I started my career earning only $26,000 and followed this 4-phase plan.
▼ + stars: | 2024-10-14 | by ( Perri Ormont Blumberg | ) www.businessinsider.com time to read: +8 min

Cole transitioned from a $26,000 salary to planning to retire at 45 through four phases. In 2012, I got my first job out of college as a social worker, earning $26,000. I moved into a part-time consulting role for my old company and went all-in on building out my financial coaching business, Money Essentials for Women. I've set myself up to retire at age 45 in 10 years, but transitioning from a $26,000 salary to an early retirement plan came in phases. I'm setting up additional income sources to make money when I'm not actively working on them.

Persons: Annie Cole, Cole, —, I've, isn't, it's, I'm, doesn't, you'll, Lauryn Haas Organizations: Service, Women, IRA, FIRE, Independence, lhaas Locations: Vancouver , Washington, asynchronously

☆ Like digital locusts, OpenAI and Anthropic AI bots cause havoc and raise costs for websites
▼ + stars: | 2024-09-19 | by ( Darius Rafieyan | ) www.businessinsider.com time to read: +11 min

One study estimated that the world's supply of usable AI training data could be depleted by 2032. An OpenAI spokesperson said the company's bot was querying Coates' website roughly twice per second. But hungry AI botnets scrape first, ask questions later. "Utterly sick"Coates says his Game UI Database is back up and running and he continues to add to it. But Coates' story is emblematic of a bigger question: When AI comes to change the world, who bears the cost?

Persons: —, Edd Coates, Coates, Jay Peet, We've, Joshua Gross, Gross, Jennifer Martinez, Anthropic, Senecal, botnets, robots.txt, Roberto Di Cosmo, Di Cosmo, Tania Cohen, Cohen Organizations: Service, Business, OpenAI, Google, Microsoft, Software Heritage, Software Locations: It's

☆ Lying on the floor can help you feel less overwhelmed. Here's how to do it and why it works.
▼ + stars: | 2024-06-10 | by ( Nandini Maharaj | ) www.businessinsider.com time to read: +6 min

On TikTok, floor time involves sitting or lying on the floor to soothe yourself. We asked experts what they think about floor time and how it can help if you're anxious or overwhelmed. Lying on the floor can help you block out external stimuli, allowing your body time to reset, Wood said. As you're lying on the ground, "make sure your knees are at a 90-degree bend to support your lower half," she said. Alternatives to this practiceWhether you call it floor time or a corpse pose, lying on the floor may not be an option.

Persons: —, Dally, Nicole Wood, Wood, you've, Daryl Appleton, EdD, Appleton, Nandini Maharaj Organizations: Service, sniffed, Business, Research

☆ Why the Negro League stats belong in the MLB record books
▼ + stars: | 2024-05-30 | by ( Harry Enten | ) edition.cnn.com time to read: +12 min

Fortunately, we got to see other NLB players join an integrated MLB a short time into their careers. Bettmann Archive/Getty ImagesFormer NLB players who joined the integrated MLB got on base more frequently (.361) than the average (.324). Hulton Archive/Getty Images Robinson was a formidable athlete in college, lettering in four sports at UCLA. Bettmann Archive/Getty Images Robinson poses in the dugout with Dodgers teammates as he makes his historic debut on April 15, 1947. Rogers Photo Archive/Getty Images Robinson leaps into the air to try to turn a double play in 1952.

Persons: “, Major League Baseball’s, Neil Paine, –, Todd Peterson, White, Satchel Paige, Dizzy Dean, Mark Rucker, of Famer Dizzy Dean, ”, Dean, Paige, Willie Mays, Mays, Henry “ Hank ” Aaron, Aaron didn’t, Wes Westrum's, It’s, Don Newcombe, Jackie Robinson, Robinson, Rachel Isum, Johnny, Jorgensen, Harold, Pee Wee, Reese, Eddie Stanky, Rickey, Rogers, Richard Nixon, Paul Schutzer, Edd Roush, Bob Feller, Bill McKechnie, Cliff Welch, Ed Sullivan, Rachel, — Jackie Jr, David, Sharon —, Robert Riger, Jackie Robinson's, Larry Doby –, Hall, Hall of Famer –, Josh Gibson, Gibson’s, Gibson, Ty Cobb, Babe Ruth, Ruth, We’ll, Larry Doby, Stanley Weston, Doby, Cobb, Grover Cleveland Alexander, Walter Johnson, they’ll Organizations: CNN, Negro League Baseball, Major League, MLB, Negro League, Wrigley Field, White MLB, of Famer, White, Birmingham Black Barons, Indianapolis, National Leagues, New York Giants, Philadelphia Phillies, Polo, Bettmann, Getty, National League, Brooklyn Dodgers, Hulton, UCLA, US Army, Kansas City Monarchs, Negro Leagues, Sporting, Montreal Royals, Dodgers, New York Yankees, GOP, Republican, Hall of Fame, CBS, Freedom, American League, Hall of Famer, Baseball, Cleveland Indians, NL, AL Locations: Chicago, , New York, Cairo , Georgia, Pasadena , California, Los Angeles, New York, Stamford , Connecticut, Williamston , North Carolina, Bettmann, Anaheim , California

☆ 4 signs your partner is more emotionally intelligent than most: ‘They’re happy to let you be you’
▼ + stars: | 2024-05-22 | by ( Kandi Wiens | In Kandi-Wiens-Edd | ) www.cnbc.com time to read: +4 min

As a researcher who studies emotional intelligence, resilience and burnout, I know that it takes emotionally intelligent people to communicate effectively and sustain a healthy, respectful and mutually supportive connection. So it tracks that you'd want to keep an eye out for emotional intelligence in a romantic partner. They can engage in healthy conflict with youNavigating inevitable moments of conflict with emotional intelligence means that you and your partner don't avoid them. A partner who engages in healthy conflict isn't conflict-averse or passive-aggressive. Knowing how to self-soothe after an upsetting experience is an essential component of emotional regulation and healthy relationships.

Persons: Long, —, they've, unaddressed, it's Organizations: Research

☆ Why Red Bull’s RB19 is one of the most dominant F1 cars ever
▼ + stars: | 2023-10-06 | by ( Samuel Joseph | Sam Joseph | ) edition.cnn.com time to read: +9 min

However, Red Bull Racing’s 2023 competitor, the RB19, has absolutely fried the system and blown past the boundaries of what appeared possible in this sport. Mark Thompson/Getty ImagesNewey has been designing F1 cars since 1988 and has won 12 Constructors’ Championships, split between his time at Williams, McLaren and Red Bull. Red Bull team principal Christian Horner has described Newey as “the only bloke that can see air” in an interview with Red Bull. And Mercedes eventually ceded its position at the summit of F1 to Red Bull in 2022 after being in control for much of the turbo-hybrid era. But it does raise the question: how far can Red Bull go?

Persons: Red Bull, Max Verstappen, we’ve, Lawrence Barretto, It’s, Edd Straw, Sergio Pérez, Ferrari’s Carlos Sainz, Sebastian Vettel’s, Bull, Verstappen, Vettel, Michael Schumacher’s, Mercedes ’, Mark Thompson, Lewis Hamilton, ”, “, ” Verstappen, Hamilton, Adrian Newey, Newey, Red, McLaren, –, Christian Horner, Straw, Max, “ We’ve, Michael Schumacher, Mercedes, hasn’t, he’s, Clive Mason, Lewis, Michael, Seb, Roger Federer’s, Bill Belichick, Tom Brady, Clive Rose, Bull won’t, George Russell, ” Horner Organizations: CNN, ”, CNN Sport, “, Suzuka, Singapore, Prix, Verstappen, Monza, Austrian, FIA, Sky Sports, Bulls, Constructors, Williams, Ferrari, Getty, BBC Radio Locations: Miami, Qatar, Austrian, ”, New England

☆ A child psychologist shares the 5 signs you've raised a 'highly spoiled' kid—and how parents can 'undo' it
▼ + stars: | 2023-02-18 | by ( Michele Borba | ) www.cnbc.com time to read: +4 min

Luckily, there are ways to undo their bad behavior before it gets worse:As a child psychologist , I've seen spoiled kids grow up to be overindulged, selfish, unhappy and constantly dissatisfied adults . As parents, we hate seeing our kids unhappy, and giving in sometimes feels a lot easier than saying no. The first step is to identify the signs of a spoiled child. Just don't expect your child to appreciate your new parenting style. The right questions can help kids learn empathy and recognize how their spoiled actions affects others.

☆ A couple that retired early abroad share 4 strategies that allow them to live and travel on a $2,500-a-month budget
▼ + stars: | 2023-02-02 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +9 min

Edd and Cynthia Staton manage to travel the world on their Social Security income. When the Great Recession of 2008 wiped Edd and Cynthia Staton out financially, their retirement plan "disappeared," the couple told Insider. At the time, Edd was 61 and months away from being able to take early Social Security, while Cynthia was 58. "It costs us more every year to go to the States than it does anywhere else in the world," noted Cynthia. Here are four strategies they use to live and travel internationally on a budget.

☆ A couple's retirement plan was derailed in 2008, so they moved abroad for a lower cost of living. They explain how they live comfortably on Social Security and spend just $2,000 a month.
▼ + stars: | 2023-01-26 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +12 min

Edd and Cynthia Staton's retirement plan was derailed when the Great Recession wiped them out. They took what savings they had and moved to Ecuador, where the cost of living was lower. They've been living comfortably abroad for over a decade on a budget of $2,000 a month. Edd and Cynthia Staton met as teenagers when Cynthia's family moved from Charlotte, North Carolina to Atlanta, Georgia in 1967. Living stress-free on $2,000 a month in Ecuador for 10 yearsTheir immediate hurdle was finding a place to live.

LOS ANGELES — A Tennessee rapper who boasted about committing Covid-19 relief fraud in a music video was sentenced to over six years in prison Wednesday, prosecutors said. Baines, 33, bragged about the fraud in videos on YouTube and Instagram, according to court documents. In addition to the prison sentence, Baines was also ordered to pay $704,760 in restitution. Congress approved massive financial resources to help people affected by the Covid-19 pandemic, which shut down large parts of the economy. The U.S. Labor Department’s inspector general’s office has estimated that $872.5 billion in pandemic unemployment insurance funding — and at least $163 billion in pandemic unemployment insurance benefits — could have been paid improperly, some of it through fraud.

The records, a series of state tax lien notices from the last two years, show the state of California claiming that Yeezy Apparel, a company managed and reportedly owned by Ye, owes over $600,000 in unpaid tax debt. Four tax law experts said the amount owed by Yeezy Apparel is significant and could be a sign of deeper issues at the company. “Multiple California tax liens, adding up to $600,000, that’s certainly a sign of either extreme incompetence or extreme cash problems,” said USC Gould School of Law Professor Edward McCaffery, who specializes in tax law. Yeezy Apparel has been operating in California since 2017, according to public California business records, and was recorded as being active and in “good” standing in an annual filing in January. “Tax lien indicates that the state maintains that a debt is owing to the state,” LoPucki said.

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