I'm an adjunct professor, content creator, and happy mother of three kids — a 13-year-old, 2-year-old and 18-month-old. Some semesters were so packed that I had to drop my son off at daycare at 5:30 a.m. Even with three kids and higher housing costs, I'm saving more money than ever. Any money that we have left goes into saving up for our first house. The benefits of raising kids in Germany

---