But at the very least, there's one number you need to calculate: your bottom line number, or your income minus your expenses. It sounds simple, but as a financial consultant and self-made first-generation multimillionaire, I'm often surprised by how very few people can tell me their bottom line number off the top of their head. You don't need an elaborate Microsoft Excel spreadsheet to do this — just a notebook, pencil, and your bank accounts in front of you. Many of us have expenses that we don't even realize we're paying for, or amounts we didn't know were so high. Here's an example from one of my community members, Jacqueline, whose bottom line number is $243:Zoom In Icon Arrows pointing outwards Source: Dominique BroadwayWhat your bottom line tells you

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Persons: I'm, Jacqueline, Dominique Broadway Organizations: Cable, Auto, Entertainment