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Alpena Alcona Area Credit Union is offering a 7-month CD special paying over 7% APY. Alpena Alcona Area Credit Union, a financial institution with branches in Michigan, has a 7-month CD special paying 7.19% APY. If you aren't familiar with this credit union, note that Alpena Alcona Federal Credit Union is federally insured by the NCUA. Start saving today »How to get 7.19% APY on a CDTo open a CD at Alpena Alcona Area Credit Union, you must qualify for membership. Alpena Alcona Area Credit Union has ten branches in Michigan (Alpena, Ossineke, Posen, Lincoln, Rogers City, Atlanta, Oscoda, Tawas City, and Cheboygan).

Persons: Ally Organizations: Union, Credit Union, Alpena, Alpena Alcona Federal Credit Union, Pacific Western Bank Crescent Bank, Barclays Locations: Alpena Alcona, Michigan, Alpena, Ossineke, Posen, Lincoln, Rogers City, Atlanta, Oscoda, Tawas City

At Lewis Clark Credit Union, you can earn 7.23% APY if you qualify to open an 11-month certificate, and 6.43% APY on a 19-month term. There's a new market leader for the highest CD rate — Lewis Clark Credit Union. Lewis Clark Credit Union is offering an 11-month certificate special paying 7.23% APY. The credit union defines new money as funds that haven't yet been deposited into a Lewis Clark Credit Union account as of July 25, 2023. How to get 7.23% APY on a CDTo get a CD special, you must become a member of Lewis Clark Credit Union.

Persons: Lewis, Lewis Clark, It's, Ally Organizations: Lewis Clark Credit Union, Union, Pacific Western Bank Crescent Bank, Barclays, FDIC Locations: Lewiston , Idaho, Orofino , Idaho, Clarkston , Washington, Alpena Alcona, Michigan, Washington, Idaho, Clearwater , Idaho, Latah, Nez Perce

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Persons: Jennifer, Read Organizations: Credit Union, of Oklahoma, GreenState Credit, Credit, Mint, FDIC, Chevron, Crescent, Crescent Bank, Reading Chevron, Savings, Western Alliance, Bank, CIT Bank, UFB, Business, Black Enterprise Magazine, CNBC, Forbes, Twitter Locations: of, Louisiana

The best CD rate right now is an impressive 6.167% APY, but make sure you have emergency funds before parking money in a CD. Right now, the best CD rate is 6.167% APY on a 6-month share certificate from Credit Union One of Oklahoma. View offers and saving today >CDs are a great way to generate passive income because they require almost no oversight after the initial deposit. Here are three questions to ask yourself before signing up for a CD:1. $1,000 minimum opening deposit Highlights Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Persons: it's, you'll, You’re, Jennifer, Read Organizations: Credit Union, NASA Federal Credit Union, NASA, Credit, Chevron, National Space Society, NASA Headquarters, National Academy of Science, NASA Center, Bank of Indiana, First Internet Bank of Indiana's, FDIC, Reading Chevron, Crescent, Crescent Bank, Business, Black Enterprise Magazine, CNBC, Forbes, Twitter Locations: of Oklahoma, Louisiana

Here are four bank accounts you can open to earn 5.00% or more on your savings. UFB Direct Preferred Savings - 5.02% APYUFB Direct is an online division of Axos Bank with a competitive high-yield savings account. CDs do not have monthly service fees like other types of bank accounts. Crescent Bank CD - 5.15% APYCrescent Bank has a 1-year CD paying 5.15% APY, and 18-month and 2-year terms paying 5.10% APY. Individual bank accounts are federally insured for up to $250,000, and joint bank accounts are insured for up to $500,000.

Share certificates and certificates of deposit are similar, though they're offered by different financial institutions. Share certificates are issued by credit unions, while certificates of deposit are issued by banks. Generally, the longer the term of a share certificate or certificate of deposit, the higher the interest rate you'll receive. The main difference between share certificates and certificates of deposit is that share certificates are issued by credit unions, while certificates of deposit are issued by banks. If you are interested in another savings accounts, consider these options:High-yield savings account.

See Insider's best CD rates>>What are the advantages of a CD ladder? While setting up a CD ladder provides more flexibility than a single long-term CD, it's still less liquid than a savings account. A CD ladder is also not a true alternative to the stock market for long-term investing goals. Or you might want to build a CD ladder for money that's been earmarked for a car purchase in two years. A CD ladder can be a great fit for mid-term savings goals like these that have a specific purpose.

Annual Percentage Yield Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. 5.00% Minimum Deposit Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. $0 Annual Percentage Yield Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. 4.60% Minimum Deposit Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. $1,000 Annual Percentage Yield Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

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From November 30 to December 1, 2022, you can open a 12-month Crescent Bank Online CD and earn 4.90% APY. More about the Crescent Bank CDYou might like a Crescent Bank CD if you're searching for a competitive interest rate on online CD terms from one to six years. How Crescent Bank worksCrescent Bank is a financial institution with branches in New Orleans, Metairie, and Mandeville, Louisiana. $1,500 Learn more On Crescent Bank's website Learn more On CFG Bank's website Learn more On Bread Savings's websiteCFG Bank CDs vs. Crescent Bank CDsWith its promotional rate, you'll earn a higher interest rate on a 12-month Crescent Bank CD than a CFG Bank 12-month CD. Bread Savings CDs vs. Crescent Bank CDsWhile Bread Savings High-Yield CD pays 4.50% APY on a 12-month CD, you'll earn 4.90% APY with a 12-month Crescent Bank if you get a CD during the promotional rate offer.

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Earn competitive APY when you link to another eligible TD Bank account Check mark icon A check mark. Earn higher APY with higher balance Check mark icon A check mark. Mobile check deposit Check mark icon A check mark. Mobile check deposit Check mark icon A check mark. Competitive APY Check mark icon A check mark.

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