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☆ I'm a college professor, and I'm not sure I'll send my kid to college. A degree isn't required for success.
▼ + stars: | 2024-11-11 | by ( Sarah Graves | ) www.businessinsider.com time to read: +5 min

But today, as a college professor and writer, I know that's not necessarily true. School comes naturally to me, which is why I became a college professor. My job as a college professor required a Ph.D., but I also make a living as a writer. He's already on the way to a writing career; a picture book we cowrote will be released in May 2025. As a college professor, I know a degree doesn't have to be a part of that.

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☆ A Gen Xer was tired of balancing 2 jobs and earning under $50,000 a year so he went back to school. The decision 'changed his life,' he said.
▼ + stars: | 2024-10-31 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

Lloyd Morgan was struggling to make ends meet working multiple jobs and earning under $50,000. Now he's working in local politics and earning $78,500 annually. Morgan decided he had to try something different. In recent years, some people have decided college isn't worth it due to the cost of higher education and job opportunities for workers without degrees. To be sure, a college degree doesn't guarantee a higher-paying job.

Persons: Lloyd Morgan, —, Morgan, Pennsylvania State Sen, Jimmy Dillon, wasn't, he's, Dillon —, Sen, Dillon, Dillon doesn't, it's Organizations: Service, Penn State Abington, Penn State University, Pennsylvania State, Business, College, Dean College in, Dean College, University of Pennsylvania, WIC, Public Locations: Philadelphia, Penn, Dean College in Massachusetts, Manhattan, Pennsylvania

☆ A Gen Xer shares why going back to college after dropping out was the best decision he ever made
▼ + stars: | 2024-08-08 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

Read previewDavid Houde feels like he's made it — and he thinks it wouldn't have been possible without his college degree. By 2006, he'd earned an associate degree in computer information systems and a bachelor's degree in computer science. A college degree helped him eventually land a high salaryWhen he first enrolled in college, Houde didn't have any idea what he would major in. In 2016, about a decade after he graduated with his bachelor's degree, he decided to pursue an MBA. Have you found financial success without a college degree?

Persons: —, David Houde, he's, it's, Houde, he'd, wasn't, I'm, hasn't Organizations: Service, Business, Pew Research Locations: Michigan, eureka

☆ Nearly half of Americans say having a college degree is less important now than it was 20 years ago
▼ + stars: | 2024-05-23 | by ( Morgan Smith | ) www.cnbc.com time to read: +3 min

In 2011, 86% of college graduates said their degree had been a good investment; in 2013, 70% of U.S. adults said a college education was "very important," according to Pew Research Center and Gallup surveys. Today, 29% of Americans say that college isn't worth the cost — and roughly half (49%) say having a four-year college degree is less important for landing a high-paying job today than it was 20 years ago, according to a new survey from the Pew Research Center. Only 22% of U.S. adults say the cost of getting a four-year degree today is worth it even if someone has to take out loans, Pew found. College graduates on average earn more than those without a four-year degree — but this so-called college wage premium is shrinking. A recent report from the San Francisco Federal Reserve found that the college wage gap peaked in the mid-2010s but declined by four percentage points in 2022.

Persons: Pew, Richard Fry Organizations: Pew Research Center, Gallup, U.S . News, College, San Francisco Federal Reserve, Economic, Institute, Pew, CNBC Locations: U.S

☆ You can put a price tag on the value of a personal finance education: $100,000
▼ + stars: | 2024-02-17 | by ( Jessica Dickler | ) www.cnbc.com time to read: +1 min

Taking a financial education class in high school does pay off. In fact, there is a lifetime benefit of roughly $100,000 per student from completing a one-semester course in personal finance, according to a recent report by consulting firm Tyton Partners and Next Gen Personal Finance, a nonprofit focused on providing financial education to middle and high school students. Much of that financial value comes from learning how to avoid high-interest credit card debt and leveraging better credit scores to secure preferential borrowing rates for key expenses, such as insurance, auto loans and home mortgages, according to Tim Ranzetta, co-founder and CEO of Next Gen. "Students bring these lessons home," Ranzetta said. "When you take that $100,000 in savings and multiply it across families and communities, it's an incredible economic engine."

Persons: Tim Ranzetta, Ranzetta, isn't, Kerri Herrild Organizations: Tyton Partners, Finance, Biden, De Pere High School Locations: Wisconsin

☆ Should you still push kids to get a degree? Yes, experts say: 'There's not a better substitute for college'
▼ + stars: | 2023-10-07 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com time to read: +4 min

The data in support of a college education is strong. So it can be increasingly difficult to determine if a college education is worth it. For many, a college degree is 'an insurance policy'With the statistical outcomes for college graduates so strong, it can be jarring for parents to face a child who tells them they don't want to go. "For many people, [a bachelor's degree] is an insurance policy." 'Look at college as a consumer'Earning your bachelor's degree is often expensive, which scares off a lot of students.

Persons: Tim Davis, Davis, it's, Erika Katz, Katz, —, they're Organizations: College, San Francisco Fed, National Center for Education Statistics, University of Virginia, CNBC, Edge Research, Gates Foundation

☆ The Great College Pricing Sham
▼ + stars: | 2023-09-10 | by ( James S. Murphy | ) www.businessinsider.com time to read: +21 min

I use quotation marks, because merit aid is granted to half the students at public colleges and 84% at private colleges. Today the average merit-aid discount at private colleges is $23,000 — leaving the student to cover the remaining $30,000 or $40,000. At four-year public colleges, tuition now accounts for 52% of operational revenue, versus 48% from state funding. To make college more accessible, we need to make greater public investments — at both the state and federal levels — in higher education. James S. Murphy is a higher education policy analyst at Education Reform Now.

Persons: Joe Biden, YouGov, Gen, Gen Zers, You'll, Pell Grant, Dominique Baker, —, Getty, Ben Sasse, who's, Sasse, David Feldman, William & Mary, Ford, Feldman, they're, Sandy Baum, It's, There's, Baum, They're, Josh Shapiro, Spencer Cox, shouldn't, James S, Murphy Organizations: Insider, Harvard, of California, Southern Methodist University, Ivy League, U.S . News, Honda, Porsche, University of Florida, McKinsey & Company, University of Oklahoma, University of Kentucky, Ford, Apple, Fordham, Appalachian, William &, Technology, West Virginia University, WVU, Urban Institute, Google, Reform, Twitter Locations: United States, Italian, Appalachian State, America, Pennsylvania, Utah

☆ Insider Today: Gen Z is out on college
▼ + stars: | 2023-09-05 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +9 min

This post originally appeared in the Insider Today newsletter. In today's big story, we're looking at why college isn't part of the plan for some Gen Zers. Between skyrocketing tuition costs and underwhelming salaries, some Gen Zers are skipping college altogether, writes Charlotte Lytton. A recent survey found that 40% of business leaders think recent Gen Z college grads are unprepared when they enter the workforce. The Insider Today team: Dan DeFrancesco, senior editor and anchor, in New York City.

Persons: Dan DeFrancesco, weren't, Zers, Chelsea Jia Feng, Zers aren't, Charlotte Lytton, It's, Alix Earle, NFTs, TikTok hasn't, Earle, Alix Earle's TikToks, @alixearle, Spencer Platt, Goldman Sachs, we've, David Rosenberg, Rosenberg, Kevin Dietsch, Marc Benioff, they're begrudgingly, Arantza Pena Popo, Corizon, Sen, Elizabeth Warren, James Webb, Stephen King, Holly Gibner, Rice, Naga Siu, Hallam Bullock, Lisa Ryan Organizations: Service, Electric, Wall, Tech, University of Miami, Getty, JPMorgan, Amazon, James, James Webb Telescope, Hubble, NASA, ESA, CSA, Costco, Kirkland Locations: Wall, Silicon, NFTs, Blackstone, Bridgewater, Seoul, New York City, San Diego, London, New York

☆ I'm entering my last year of college. Here's what I wish I knew as an incoming freshman.
▼ + stars: | 2023-08-18 | by ( Moses Jeanfrancois | ) www.businessinsider.com time to read: +5 min

I'm entering my senior year of college, and I wish I knew some things as a freshman. I now think back to the version of me three years ago entering college as a freshman at a different school — confused about what this new life would be like. As I enter my senior year, here's what I wish I knew as an incoming freshman. I learned that a lot of college was having to take classes just to fulfill requirements. Like a lot in life, making friends in college is hard but not impossible.

Persons: It's, I've, I'm, Mona Lisa Smile, I'd Organizations: Service, The New School Locations: Wall, Silicon

☆ I felt stuck in banking, so I quit to start a $2 million tech company without any experience. Here's how I knew it was time to transition into something better.
▼ + stars: | 2023-07-21 | by ( Robin Madell | ) www.businessinsider.com time to read: +10 min

He launched his own tech business and recommends all potential founders learn about sales. I was more comfortable failing at that point in my life than working a job that I thought wasn't realizing my potential. What worked for me was making a list of other people who've been really successful networkers after first studying them by reading articles or listening to podcasts. Back when I was in college, I wish I knew that college is more about networking than learning. With this strategy in mind, if you think you're going to start a business, then college isn't needed, in my opinion.

Persons: Daniel Fayle, Fayle, It's, it's, —, We're, who've, Brian Grazer, you've, isn't, They've, Jenna Gyimesi Organizations: Warner Brothers, Nike

☆ If your kid doesn't want to go to college, a former professor says you shouldn't force them. Here's what parents can do instead.
▼ + stars: | 2023-05-29 | by ( Rachel Garlinghouse | ) www.businessinsider.com time to read: +4 min

I'm a former college teacher, and I tell parents they shouldn't force their kids into college. For many parents, a child who is not interested in attending college can be scary. Instead of forcing students into college, here's what I recommend parents do instead. If your child is mature enough to come to you and express why they aren't interested in attending college, listen to them. Then lay out the pros of attending college.

Our experts answer readers' student loan questions and write unbiased product reviews (here's how we assess student loans). When I started college, I didn't know what I wanted to do, and I didn't know who to ask for help. I ended up in a major that hasn't been part of my career, and I ended up with huge student loan debt. In 2013, I moved to South Korea to teach English so I could pay down my student loan debt. You want your doctor, your lawyer, and your accountant to have a college degree.

☆ Career advice for the class of 2023: How to find a job you love
▼ + stars: | 2023-05-03 | by ( Cindy Perman | ) www.cnbc.com time to read: +9 min

What's important, Ng and other career experts say, is that you don't just look for a job, whether it's your first or fifth. Gorick Ng author of "The Unspoken Rules"LinkedIn career expert Blair Heitmann recommends making a career bucket list. Are you on the right career ladder? Ng offers this visual: Jobs are rungs on a career ladder. Don't assume that you will get something because you 'deserve it'OK, so let's say you are lucky enough to land at a job is on the right career ladder for you.

☆ More students are learning to be mechanics, chefs, and construction workers as college enrollment shrinks
▼ + stars: | 2023-04-20 | by ( Grace Mayer | ) www.businessinsider.com time to read: +3 min

Construction, culinary, and mechanic trade programs all saw enrollment increase last year. Across construction, culinary, and mechanic trade programs, all experienced increases in enrollment between spring 2021 to 2022, the study found. Enrollment in culinary programs increased 12.7% and 11.5% in mechanic and repair trade programs over the same time period. Prior to the pandemic, these sectors were experiencing labor shortages in skilled trade workers, particularly in construction, according to data from the Federal Reserve Economic Data. Overall, total college enrollment was down 4.1% from spring 2021 to spring 2022.

☆ Here's why IRS tax audits have declined over the past decade
▼ + stars: | 2023-04-01 | by ( Charlotte Morabito | In Charlottemorabito | ) www.cnbc.com time to read: +2 min

Tax season is upon us, and along with it comes the ensuing bout of paranoia about the dreaded IRS audit. In 2022, the IRS audited 3.8 out of every 1,000 income tax returns. The GAO report concludes that a drop in IRS funding was a main contributor to the decline in audits. Janet Holtzblatt senior fellow at the Urban-Brookings Tax Policy CenterAbout 70% of the IRS's overall budget is spent on labor. "Someone who's three years out of college isn't going to be doing the technical work on the ExxonMobil tax return.

College enrollment has declined over the last decade. Here are three reasons why college enrollment may have collapsed. Why learn when you can earnThe robust labor market may have also contributed to college enrollment falling. Such attacks on colleges over the years might have caused Republicans to question the skill benefits of a college education. Did you get a job without a college degree?

☆ 3 steps that would help 'cure the disease' of the student-debt crisis after Biden's one-time relief, according to experts
▼ + stars: | 2022-11-24 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +9 min

"We really need to figure out a way to cure the disease and fix the problem," Levine said. "The rising cost of college can put valuable options out of reach for students who need them the most. Grants, when based on financial need, are a key step toward a more equitable system." Biden noted his plan was a "one-time" relief measure and borrowers would not see another broad loan forgiveness action during his term. While its implications are significant — the relief would wipe out the entire balances for 20 million borrowers — it's currently blocked.

☆ Some colleges are so desperate for new students that they're offering slots to high schoolers who may not have even considered applying
▼ + stars: | 2022-11-12 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +4 min

The cost of a college education has led many young Americans to explore other options. These colleges work with third-parties to launch or expand "direct admission" programs, which allow schools to send admission offers to students who haven't undergone the traditional application process. George Mason, Loyola University New Orleans, Iona, and St. Thomas are among the schools already using direct admission to recruit some students. College enrollment has fallen over 1% since last fall, according to a report from the National Student Clearinghouse. As well as helping to boost enrollment numbers, direct admission advocates argue the process can expose young people to colleges — and lower tuition prices — they may never have known existed.

☆ Stanford, Berkeley, and Harvard rank among the 15 US colleges that produce the most startup founders
▼ + stars: | 2022-11-11 | by ( Jennifer Ortakales Dawkins | ) www.businessinsider.com time to read: +1 min

PitchBook released its annual ranking of the top 100 colleges for VC-backed startup founders. Many of the top schools are near tech hubs like San Francisco, Boston, New York City, and Austin. Stanford, UC Berkeley, and Harvard have the top three undergraduate programs. The research firm PitchBook released its annual ranking of 100 universities around the world that have produced the most startup founders. Here are the 15 US colleges with undergraduate programs that have produced the most VC-backed startup founders.

If you know how to save money in college, you could graduate with a few dollars in your pocket. How to save money in college1. Setting a savings goal for each month or semester will make your savings goal feel attainable. A high-yield savings account is just like a traditional savings account. To save money, you'll have to make moneyThere are plenty of ways to make money in college these days.

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