Kikoncos | Getty ImagesIt's Sunday morning, and my kids are checking player reports to evaluate their fantasy football lineups.
In many ways, the highs and lows of fantasy football remind me of how many people approach investing.
But with your investment portfolio, the fantasy can only go so far and the stakes can be much higher.
This may be a good time to think about the difference between speculating and long-term investing — and recognize that your investment decisions have real and lasting consequences.
Your investment decisions should be based on a time horizon that matches your goals.