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☆ 3 money mistakes even accounting professionals make, according to a personal finance expert who worked at EY and PwC
▼ + stars: | 2024-09-17 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

I started my career as a solicitor and worked at PwC as part of their legal team in the UK. From my early days at PwC, I felt Big Four businesses operate super efficiently and do fantastic work. We work with organizations to support their early career talent, providing them with training on navigating uncertainties around personal financial literacy and how businesses work. When you're working at Big Four companies, there are all sorts of rules and regulations about the types of investments you're allowed to make because of audit restrictions. I recommend that early career professionals talk to their peers about what works for them from a personal finance position.

Persons: —, Carla Hoppe, I've, who've, overspending, PwC, I'd, isn't, Gen Zers Organizations: Service, Big, Business, EY Locations: PwC

☆ Even kids of the ultrawealthy are anxious about inheritance. Here are 4 top questions I get asked as a wealth expert.
▼ + stars: | 2024-09-11 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +8 min

I'm the managing director and head of the Merrill Center for Family Wealth. But often, they aren't sure what success means to those people, perhaps because family members feel uncomfortable talking about it. How can I build my own personal identity, both within and outside the family wealth? Many rising generation members are concerned about how to carve out a path for themselves. When rising generation members interact with friends and colleagues, it can lead to uncomfortable questions about wealth and privilege.

Persons: —, Valerie Galinskaya, we've, I've, We've Organizations: Service, Bank of America, Business, Merrill Center, Family Wealth Locations: New York City, San Francisco

☆ I lived in Silicon Valley, New York, and London as a founder. If you're looking for a place to build a business, there's one clear winner.
▼ + stars: | 2024-08-23 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

I've lived in the Bay Area, New York, and the UK while building and scaling Zyper. But if you want to be laser-focused without distractions, you can't beat the Bay Area. Particularly in the Valley, there's a propensity for very quickly backing "zero-to-one ideas" and creating something entirely new. Silicon Valley is special, and I plan to stayI moved Zyper to San Francisco right before the pandemic hit. AdvertisementThere are other emerging markets, like Korea, Brazil, and China, but I think there's something very special about the ecosystem and history of Silicon Valley.

Persons: —, Amber Atherton, I've, Zyper, Y Combinator, Y, it's, Michael Seibel, Everyone's, London's, There's, overregulate Organizations: Service, Business, Patron, Nvidia Locations: San Francisco, London, New York, Palo Alto, Bay, California, Zyper, Mountain View, Hong Kong, England, American, Delaware, . New York, York, Europe, Silicon Valley, Miami, Austin, Silicon, Korea, Brazil, China

☆ I quit my Big 4 accounting job to be a full-time entrepreneur. It's useful to have a stable job for as long as you can.
▼ + stars: | 2024-08-14 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +8 min

Macdonald, 32, quit his accounting job at PwC in 2016 to work on ManiLife full-time. I decided to accept a job at PwC, a Big Four accounting company, for a three-year graduate program. When the time came to return to my accounting job in September 2015, I gave up my peanut butter venture and returned to the UK. I had shelved my idea for a peanut butter brand to work at PwCI came up with the idea for ManiLife — my peanut butter company — living in Argentina. Having a stable job helped me get my business off the groundI think I left my PwC job at the right time.

Persons: —, Stu Macdonald, Macdonald, I'd, weren't, didn't, I've, I'm Organizations: Service, Business Locations: Wilmslow , England, PwC, Argentina, Córdoba, British

☆ I quit Goldman Sachs to be a stay-at-home dad. More men should look after the kids so women can have careers.
▼ + stars: | 2024-08-11 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

Read previewThis as-told-to essay is based on a transcribed conversation with Pranshu Dwivedi, 35, from New Delhi, about quitting his job at Goldman Sachs to be a stay-at-home dad. Business Insider verified his employment at Goldman Sachs with documentation. I joined Goldman Sachs as an intern in 2011, and in 2012 I got a full-time job as an analyst working in their Bengaluru office. AdvertisementI loved my experience at Goldman Sachs. I joined Goldman Sachs full-time in 2012, working on the equity research team.

Persons: —, Pranshu Dwivedi, Goldman Sachs, Goldman, I've, Hong Kong Goldman, We'd, wouldn't, She's, I'm, there's Organizations: Service, Goldman, Business Locations: New Delhi, Bengaluru, Hong Kong, Delhi, India

☆ I had a remote tech job at Amazon, but then RTO kicked in. I quit after they asked me to move to another city.
▼ + stars: | 2024-08-09 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

In July 2022, three months after graduating, I started a full-time software engineering job at Amazon after applying and interviewing for the role. I enjoyed working remotely at AmazonWhen I started working at Amazon, the job was fully remote. I went into the Toronto office a couple of times, but it was super empty. I visited the Vancouver office twice when the company flew me out for social events. Amazon asked employees to RTO and, in some cases, relocate to a new cityI liked remote work and not having to waste time commuting.

Persons: —, Gazi Jarin, I'd Organizations: Service, Business, Amazon, Toronto Locations: Vancouver, Toronto, COVID, Seattle

☆ I moved to Thailand for graduate school. The free degree I earned isn't recognized in the US, but it inspired my side business.
▼ + stars: | 2024-08-07 | by ( Erin Liam | ) www.businessinsider.com time to read: +6 min

Read previewThis as-told-to essay is based on a conversation with Charissa Enget, a content creator and cybersecurity architect who gained her graduate degree in Thailand. So, after I graduated with a mechanical engineering degree from Oklahoma State University in 2017 and was trying to decide where to go for a graduate degree, I thought it could be the perfect opportunity. Charissa EngetThe university experience was different from what I was used toIn my Thai university, they were taught engineering from the ground up. Charissa EngetWithout a scholarship, the graduate program would have still been more affordable than pursuing a graduate degree in the US. I've moved back to the US but travel back to Thailand oftenAfter completing my graduate degree in 2020, I returned to the US.

Persons: —, Charissa Enget, Enget, Charissa, Kasetsart, I've, Chiang Organizations: Service, Business, Oklahoma State University, Kasetsart University, Thai Locations: Thailand, China, Venezuela, Spain, New Zealand, Thai, Bangkok, American, Chiang Mai, Houston

☆ I work at Microsoft and didn't realize how evil tech can be until I had kids. Here's how I limit their screen use to 1 hour a day.
▼ + stars: | 2024-08-06 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

Though I work in tech, I'm not very familiar with social media. I'll spend hours reading through tech documents to keep up with the latest developments. My three oldest kids have iPads provided by their school, and they also have personal Android tablets and phones. We then started looking for tools to monitor our kids' technology use. I talked with my three oldest kids about the monitoring, saying I wanted to ensure they were consuming age-appropriate material.

Persons: —, Bill Safcik, I've, I'm, they're, They're Organizations: Service, Microsoft, Business, Facebook, Big Tech Locations: Texas

☆ Even Zoom's ex-CMO is tired of non-stop video meetings. Here's her take on how remote work needs to change.
▼ + stars: | 2024-08-02 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +5 min

It's emblematic of our flexible post-pandemic world, which has allowed remote working arrangements to thrive. Moving forward, the former Zoom CMO believes that developing in-person relationships and a strong company culture can support the effectiveness of remote work. Pelosi said online meetings are more structured than a coffee chat or desk-side discussions in the office. AdvertisementBecause the video meetings are transactional and set up for a specific purpose, they're dealt with swiftly. This could help drive company culture and strengthen relationships in a world overcrowded with online meetings.

Persons: —, Janine Pelosi, Pelosi, she's, it's Organizations: Service, Neat, Business, Zoom CMO, BI, Technology Locations: California, Oslo, Norway

☆ I skipped college and became a boatbuilder. My friends who aren't in trade jobs envy me.
▼ + stars: | 2024-08-01 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +6 min

When I returned to France at 26, I enrolled in a yearlong boatbuilding course. I enrolled in a yearlong boatbuilding course, which was free because the government subsidized it. AdvertisementI'm very happy in my career and can see myself progressing, especially in the job I'm in now. I'm more suited to my trade job than a corporate settingNone of my close friends do a trade job. I don't tend to compare myself to others, but I think I'm just as happy and fulfilled as my friends.

Persons: —, Clémentine Mollier, I'd, I've, I'm Organizations: Service, Business, —, Portsmouth, National Museum of, Royal Navy, HMS Locations: Portsmouth, England, France, Australia, Asia, Canada, Costa Rica

☆ My wife and I both work from home. I have a ton of fears about how remote work will impact my kids as they grow up.
▼ + stars: | 2024-07-28 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

Remote work has had a positive impact on my relationship with my kidsI'm an engineering manager for an advertising company, and my wife works for a medical devices company. The flexibility of remote work has positively impacted my relationship with my kids overall. AdvertisementOur generation is the first to raise kids in a remote work environment en-masse. AdvertisementI worry that watching me work remotely will make my kids less resilientI hope that the flexibility of remote work gives my kids a sense of work-life balance. But I also have fears about how remote work will impact my children and their generation.

Persons: —, Jeffery Smith, I'm, Jeff, Jeff I, I've, couldn't, they'll, they're Organizations: Service, Technologies, Business

☆ I went on a secret holiday for a month without telling my boss, using a mouse jiggler to avoid suspicion. I'd do it again.
▼ + stars: | 2024-07-25 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +8 min

I've also started "quiet vacationing," which is when your employer is under the impression you're working but you're secretly taking time off. Although I've considered leaving my job, I'm in a golden cage. Because I spend a lot of time doing nothing, I started quietly taking time off for travel without taking PTO over the past two years. Why are we having regulations about the hours that I'm online or where I'm working from? The world can't function if no one has a job, but your job doesn't need to be your entire life.

Persons: —, I'm, I've, I'd, it's, It's Organizations: Service, Business, San Locations: San Francisco, Europe, Italy

☆ I'm a software engineer stranded in the IT outage airport chaos. CrowdStrike broke a cardinal rule of software development and I can't believe the fallout.
▼ + stars: | 2024-07-19 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +6 min

CrowdStrike is well-known in the cybersecurity industry, but until today, I don't think anyone was aware of its dominance as a platform on Windows. However, CrowdStrike might have evidence to suggest that this is a freak accident, so I don't think it's fair to point fingers too much. I don't think that's realistic. I don't think anyone really understood the true scope and presence of CrowdStrike before today. I don't think technology is intrinsically good or evil; it depends on how it's used and regulated.

Persons: —, Ahmed Al Sharif, Al Sharif, I've, Al Sharif's, I'm, It's, You'll, CrowdStrike, it's Organizations: Service, EA, Meta, Business, Barcelona International, London Heathrow, El, Airport Locations: Barcelona, London

☆ I was naïve when I moved to London for a better life. It's been difficult and lonely, but I'm not giving up.
▼ + stars: | 2024-07-17 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

Read previewThis as-told-to essay is based on a transcribed conversation with Jerry Chiemeke, a writer from London, about moving to the UK from Nigeria. AdvertisementI wanted to be known as a writer, but I was unsure whether I should continue developing my career in Nigeria. I wanted to continue building my career as a creative, but I've since found it difficult to find permanent work. Before arriving in the UK, I'd lined up part-time editing work. I've been able to freelance but haven't secured permanent creative work.

Persons: —, Jerry Chiemeke, Muhammadu Buhari, I've, I'm, I'd, It's, haven't Organizations: Service, Business, Nigerian, Global, Visa, Commonwealth, The Arts Council England, Arts Council, London Locations: London, Nigeria, Canada, Lagos, England

☆ I quit my day job at 29 by investing in real estate. I'm now a stay-at-home dad building generational wealth for my kids.
▼ + stars: | 2024-07-11 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +10 min

Read previewThis as-told-to essay is based on a transcribed conversation with Matt Krueger, 30, about building income from rental properties in Des Moines, Iowa. Related storiesBetween 2017 and 2021, our rental income averaged $1,200 to $1,500 monthly, taking into account money set aside for mortgage payments. I was inspired to try short-term rentals and quit my day job in 2022One day, I listened to a podcast about short-term rentals and Airbnb. AdvertisementOne downside of short-term rentals is the increased adminIn 2023, we made around $97,000 in revenue from long-term rentals and around $143,000 from two short-term rentals. In May this year, we opened our third short-term rental, hoping to increase our revenue even further.

Persons: —, Matt Krueger, who's, I'd, We've, I've Organizations: Service, Business, Facebook Locations: Des Moines , Iowa, Des Moines, Airbnb, Texas

☆ I lost my dream job in the US because I couldn't get a work visa. In Canada, the pathway has been much smoother.
▼ + stars: | 2024-07-08 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

I worked with major US news outlets during and after college and wanted to keep working in America, but couldn't secure an H-1B work visa. I spent the next five years in India, working in journalism before pivoting into a brand and communications position. AdvertisementI couldn't get a work visa in the US, but there was a clearer and more stable path to getting one in Canada. My understanding is that it's become harder to get a work visa in the US since. My work visa expires in October 2024, and I'm open to options for settling in Canada beyond that.

Persons: —, Vaishali Gauba, Stephen Colbert, I've, isn't, Donald Trump Organizations: Service, Business, Rutgers University, CNBC, NBC, CBS, Toronto Metropolitan University Locations: Gurugram, India, New Jersey, America, Canada

☆ I gave my daughter an uncommon name. People always pronounce it wrong but I still love it.
▼ + stars: | 2024-06-29 | by ( Sara Rowe Mount | ) www.businessinsider.com time to read: +4 min

My name also appeared on the top 10 girls names lists throughout the 80s, so everywhere I went there was another Sara(h). The spelling people even use when replying to emails signed with the correct spelling. I have a friend that I've known for almost 10 years that still spells my name wrong. We wanted to name our child something that wasn't popularThe author (right) and her husband have pretty common names, so they gave their daughter a less common one. I didn't realize people don't know how to pronounce CharissaWhat we didn't anticipate was that there would be confusion about how to pronounce it.

Persons: Sara, Sarah, Anne of, Anne Organizations: Service Locations: Gables

☆ Meet Bill and Melinda Gates' Gen Z daughter Phoebe, a Stanford graduate and activist who's dating Paul McCartney's grandson
▼ + stars: | 2024-06-27 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +1 min

Phoebe Gates is the youngest daughter of Bill and Melinda Gates. Bill and Melinda Gates. Getty/Scott OlsonBill Gates and Melinda French Gates, who married in 1994 and divorced in 2021, have three children: Jennifer, 28, Rory, 25, and Phoebe, 21. The three Gates children will inherit at least some of their parents' wealth: Bill Gates has said he plans to leave them "only" $10 million each. Today, nearly five decades after cofounding Microsoft, Bill Gates has a fortune of about $134 billion, according to Forbes.

Persons: Phoebe Gates, Bill, Melinda Gates, Getty, Scott Olson Bill Gates, Melinda French Gates, Jennifer, Rory, Phoebe, Puck, Bill Gates, Gates, Warren Buffett, Fortune Organizations: Lakeside School, Microsoft, Forbes, Gates Foundation

☆ My parents struggled in blue-collar jobs. Paying off their mortgage and retiring them is my proudest achievement.
▼ + stars: | 2024-06-27 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

Read previewThis as-told-to essay is based on a transcribed conversation with Simmy Dhillon, from London, about financially supporting his parents. They stayed in their blue-collar jobs for so long because they couldn't afford to take risks. It's been my proudest achievement, and I don't think anything can top it. AdvertisementIn June, we paid a lump sum of around £51,000 using dividends from the business to pay off my parents' mortgage. If I had a salaried job, even if it paid well, I don't think I'd be able to support my family in the same way.

Persons: —, Simmy Dhillon, Jhai, Rice, It's, we've, We're, I've, couldn't, they've, haven't Organizations: Service, Business, Tesco Locations: London, India

☆ I left the US for Australia. Here are the differences I've spotted in the culture and job market.
▼ + stars: | 2024-06-21 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

AdvertisementIn Australia, I've benefited from financial support from my parents and partner. I don't pay rent or utilities except for WiFi. AdvertisementI also think that this culture has allowed me to feel less pressure to go out and I've performed better academically. I don't think my job outcome would have been as good if I were in the US. My parents plan on coming back to Australia when they retire, so I am very much looking forward to that.

Persons: —, Aolin Xu, I've, I, they're, Australia doesn't, Ernst & Young Organizations: Service, Business, University of New, UNSW, Australian, US, Ernst & Locations: Australia, Washington, Canada, America, University of New South Wales, Sydney, Bali, Malaysia, EY

☆ The US job market is fiercely competitive and student debt is a huge problem. I'm glad I left for Australia.
▼ + stars: | 2024-06-21 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

My parents, who still live in the US, always talked about how much we could save if I went to university in Australia. AdvertisementIn Australia, I've benefited from financial support from my parents and partner. I don't pay rent or utilities except for WiFi. I don't think my job outcome would have been as good if I were in the US. My parents plan on coming back to Australia when they retire, so I am very much looking forward to that.

☆ I'm a surgeon, and my husband's a stay-at-home dad. I knew we couldn't do things the traditional way, but I still have mom guilt.
▼ + stars: | 2024-06-12 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

I'm also a mom of two: My son is 9, and my daughter is 6. I usually use this time to reply to emails, do chores, and work on content, as I'm also a content creator. We try to spend quality time with our kids and go on family vacations at least a couple of times a year. When I'm on call for my job, I'm not required to be at the hospital, but I have to be prepared to respond and go there if need be. I'm learning to accept that I can't do it all — and I want to continue to strive for growth and balance.

Persons: —, Betsy Grunch, I'm, I've, he'd, Ray, it's, I'd Organizations: Service, Business Locations: Georgia, North Carolina

☆ I was burned out as a business owner, so I set really strict boundaries around work. I'm much happier as a 'cozy entrepreneur'
▼ + stars: | 2024-06-04 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

I launched my own business, "Digital Business Manager Bootcamp," in April 2020. I slowly transitioned into a "cozy entrepreneur," where I set boundaries with work and am kinder to myself. I stopped shaming myself and set boundaries around workI started using "soft entrepreneur" and "cozy entrepreneur" around a year ago. One step I took toward becoming a "soft entrepreneur" was implementing a "no-shame policy." I see myself sticking with "soft entrepreneurship" for the foreseeable future.

Persons: —, Deya Aliaga, wasn't, Aliaga, Max Schallwig, I'd, I've, It's Organizations: Service, Business, YouTube, Revenue, Research Locations: Berlin

☆ I tried a popular budgeting method but felt I was running out of money every month — until I made one small change
▼ + stars: | 2024-06-02 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

I read some personal finance books, which is how I came across the 50/30/20 rule. I tweaked the rule to pay off my debt fasterI realized that the 50/30/20 rule didn't really account for my financial goals of paying off debt. I got engaged in February 2023, so I decided to use the 10% financial goals bucket on saving for my wedding instead of paying off debt. Now I've increased my savings budget and decreased my unnecessary spending, I feel more confident in my finances. Because I was factoring this into my 50/30/20 budget, I could afford it.

Persons: —, Libby Brooks, hadn't, COVID, I've, Brooks, didn't Organizations: Service, Business Locations: Wisconsin

☆ Posting about my low-paid job on TikTok helped me earn big. Now I can do what I love without worrying about money.
▼ + stars: | 2024-05-31 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +6 min

During my sophomore year at Duke University, I decided to move to France for a sixth-month pastry school. Since studying at pastry school, I've worked as a pastry chef and have been building a baking TikTok account alongside my degree. While at pastry school, I started making baking content on TikTokI downloaded the TikTok app a month before going to pastry school. I think it's cool I've been able to supplement my pastry work with money from content creation. Content creation has helped me to pay for more of my expenses.

Persons: —, Allison Chen, I've, Ducasse, I'd, It's, I'm, doesn't Organizations: Service, Duke University, Business, Duke, I'd, YouTube Locations: New York, France, France France, Paris, TikTok

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