Miller found retirement isolating and financially challenging, so she returned to work. Related storiesWhile working, Miller set aside much of her paycheck for retirement. 'House rich and cash poor'Miller retired at 58, thinking she'd be set financially and emotionally. AdvertisementShe sold the Sacramento home, but Miller said she disliked the beach house because of the cold weather and wanted to move back. Returning to the officeMiller got a job at a local newspaper by the beach house that paid $19 an hour.

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Persons: Misty Miller, Miller, overspent, I'm, you'd, she'd, doesn't, Roth Organizations: California Housing Finance Agency, Social Security, California Department of Consumer Affairs, California Department of Financial Protection Locations: California, Sacramento, Sonoma County