A man in $63,000 of debt, who wasn't paying his taxes and couldn't remember half his purchases, appeared on YouTuber Caleb Hammer's budgeting podcast to get help.
Michael, 33 from Richmond, Virginia, told Hammer he was having trouble with discipline and was living outside his means.
He'd racked up credit-card debt, had student loans, and owed money to his friend, his parents, and the IRS.
Hammer went through all of Michael's statements to work out what he owed in total.
When Hammer went through his statements, he had trouble remembering what every purchase was.
Persons:
Caleb Hammer, YouTuber Caleb, Hammer, He'd, Michael, I'm, Michael didn't, Dave Ramsey
Organizations:
IRS, Verizon
Locations:
Richmond , Virginia