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☆ Are your money habits normal? See how you compare with the most common transactions on Cash App
▼ + stars: | 2024-10-17 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com time to read: +1 min

On peer-to-peer payment app Cash App, "food" is the No. 1 word most frequently used in transactions, according to the company's recent trend report. "Gas" and "love" followed food as the most popular words used in Cash App transactions. "When it comes to how much people have, or how much they lend, or what they're spending money on, this snapshot gives us a really nice way to say, 'Yes, in fact, you're normal.'" Here are some of the other spending trends Cash App identified and what they can tell us about our collective money habits.

Persons: That's, who's, Lindsay Bryan, Podvin, Bryan Organizations: CNBC

☆ Winning the $100,000 Big Data Bowl could land you a job in the NFL: 'Anyone who knows ball or can code has a chance'
▼ + stars: | 2024-10-16 | by ( Nicolas Vega | ) www.cnbc.com time to read: +1 min

One of the National Football League's toughest competitions doesn't take place anywhere near a football field. For the seventh year in a row, data scientists and analytics buffs will be invited to test their mettle against each other in the league's Big Data Bowl, powered by Amazon Web Services. The competition's goal is to distill the copious amounts of data collected from every player during every NFL game into stats and insights that the league and its teams can learn from. The Big Data Bowl was first introduced by the NFL in 2018 and quickly became a fertile proving ground for teams to find bright minds to add to their front offices. This year's competition challenges participants to use data collected before the ball is snapped to help predict what an offense or defense is going to do during a given play.

Persons: Mike Lopez Organizations: National Football, Amazon Web Services, NFL, CNBC

☆ Couples in successful relationships always use these 6 phrases: 'You'll grow stronger both individually and as a unit,' therapist says
▼ + stars: | 2024-10-16 | by ( Aditi Shrikant | ) www.cnbc.com time to read: +3 min

But therapists have found that couples who clearly express their appreciation and empathy for one another have longer lasting unions. "If you and your partner regularly use these phrases, it's a sign that you're already a mentally strong couple," she says. "And if you don't yet, you can start implementing them and find that you'll grow stronger both individually and as a unit." Here are six phrases successful couples use, according to relationships therapists. Saying, "It's understandable you feel that way," can be reassuring and show you have empathy, Morin says.

Persons: Amy Morin, " Morin, John, Julie Gottman, Morin, I've Organizations: CNBC

☆ Bogg Bag CEO calls this character trait a 'must' for employees: 'I can tell if you have it within minutes'
▼ + stars: | 2024-10-16 | by ( Ashton Jackson | ) www.cnbc.com time to read: +1 min

Some bosses see a strong work ethic or a willingness to learn as the top quality they seek in employees. Kim Vaccarella's number one trait is a bit less conventional: You've got to be fun-loving if you want to work with the creator of the viral Bogg Bag. Vaccarella is the 54-year-old founder and CEO of Bogg Bag, which makes waterproof beach totes and accessories. It wasn't until launching Bogg Bag that she was truly able to find gratification at work, says Vacarella. "If you don't fit within that culture, that's a red flag for me," she says, adding: "I can generally tell if you have it within minutes.

Persons: Kim Vaccarella's, Vacarella Organizations: CNBC

☆ I bought a $54,000 abandoned house in Japan and turned it into a luxury Airbnb—take a look inside
▼ + stars: | 2024-10-16 | by ( Ernestine Siu | In Ernestinesiu | ) www.cnbc.com time to read: +6 min

Death rates have surpassed birth rates in Japan, contributing to abandoned properties. "Like to create something really, really good that you're very proud of — it just makes me very happy." The property still had belongings of its previous residents, a common occurrence among abandoned properties in Japan. Courtesy of Anton Wormann. Courtesy of Anton Wormann

Persons: Anton Wormann, Anton Wormann Anton Wormann, Wormann, —, Japan's, Tokyo akiya, Anton Wormann's akiya Organizations: CNBC, Tokyo, Wormann Locations: Japan, Sweden, Paris, London, Milan, New York, Tokyo

☆ 'Gladiator II' star Paul Mescal's first big role was a breakfast sausage ad in Ireland: It 'paid for my rent for 5 months'
▼ + stars: | 2024-10-16 | by ( Nicolas Vega | ) www.cnbc.com time to read: +2 min

With an Oscar nomination under his belt and the hotly anticipated Ridley Scott epic "Gladiator II" on the horizon, Paul Mescal's career couldn't be going better. Mescal, who had just graduated drama school, was interested in serious dramatic projects. "That paid for my rent for five months, so I'll hear no Denny's slander," he told GQ. "If I ever feel like I get too big for my boots, it kind of pops up somewhere that we shouldn't forget that I was promoting sausages when I got out of drama school," he said. Start today and use coupon code EARLYBIRD for an introductory discount of 50% off through Nov. 26, 2024.

Persons: Ridley Scott, Paul Mescal's, couldn't, Mescal, Denny, we've, let's Organizations: Hollywood, BBC, CNBC Locations: Irish

☆ A bar is the worst place to meet a potential mate—and 4 more tips for dating successfully
▼ + stars: | 2024-10-15 | by ( Aditi Shrikant | ) www.cnbc.com time to read: +3 min

Dim lighting and flowing libations make a bar feel like the perfect, low-pressure environment to meet a potential partner. Rarely, though, is this the optimal venue at which to form lasting connections, Grace Lee, a New York City-based dating coach and founder of A Good First Date, told CNBC Make It. Here are four more tips from Lee and other dating coaches on how to foster meaningful connections. And it's actually smart to discuss values early on, Kelsey Wonderlin, a dating coach based in Nashville, Tennessee, told CNBC Make It. "On a first date that would be a socially unacceptable question to ask," Wonderlin says.

Persons: Grace Lee, You'll, Lee, Blaine Anderson, Blaine, Anderson, I'd, Kelsey Wonderlin, Wonderlin Organizations: CNBC Locations: New York City, Austin , Texas, Nashville , Tennessee

☆ The ultimate guide to negotiating a higher salary
▼ + stars: | 2024-10-15 | by ( Cnbc Make It Staff | ) www.cnbc.com time to read: +3 min

Our new online course, How to Negotiate a Higher Salary, launches Oct. 15. Are you curious about how companies set pay rates and how you can use that information to earn more money? What will our salary course teach you? Take charge of your career with How to Negotiate a Higher Salary to master the art and science of asking for what you deserve — and actually getting it. Get started today and use coupon code EARLYBIRD for an introductory discount of 50% off through Nov. 26, 2024.

Persons: it's, You'll, Hanna Howard, Farah Sharghi, Michelle Greenberg, Kobrin, Nolan Church Organizations: CNBC, It's, Google, New York Times, Cardozo School of Law, Columbia Law School, Continuum

☆ A simple LinkedIn strategy helped this 25-year-old land 3 final-round interviews in weeks
▼ + stars: | 2024-10-15 | by ( Jennifer Liu | ) www.cnbc.com time to read: +4 min

Nearly anyone looking for a job today can tell you that sifting through online job postings is a nightmare. When Natasha Badger, 25, was last on the job market, she tried a different strategy on LinkedIn and landed final-round interviews with three companies in the span of weeks. Badger, a digital marketer and career-content creator, quit her job with LinkedIn in September 2022 and went the typical route of applying to new ones on online job boards. Badger tried this with three companies — a big financial institution, an agency and a startup — and made it into the hiring process every time. "It really was so effective," Badger says of the LinkedIn strategy, "and I was like, 'How is this not something people are doing?'"

Persons: Natasha Badger, Badger, I'm, she'd Organizations: LinkedIn, Badger, CNBC, Akkio Locations: New York, U.S

☆ Negotiating a higher salary: A CNBC Make It course
▼ + stars: | 2024-10-15 | by ( Jessica Leibowitz | ) www.cnbc.com time to read: 1 min

Take CNBC Make It's new online course How To Negotiate A Higher Salary to learn how to set your target salary, the best way to discuss pay in the interview process, what to say and not to say, how to craft a counteroffer and more. Sign up today and save 50% with introductory coupon code EARLYBIRD through Nov. 26, 2024: https://cnb.cx/3BGnZzXThe course is hosted by Senior Work Editor Hanna Howard and features tech recruiter Farah Sharghi, lawyer and professor Michelle Greenberg-Kobrin and FairComp CEO Nolan Church as instructors.

Persons: Hanna Howard, Farah Sharghi, Michelle Greenberg, Nolan Church Organizations: CNBC

☆ This influencer was scammed out of thousands in crypto — and has a tip to help you avoid fraud
▼ + stars: | 2024-10-15 | by ( Ryan Browne | ) www.cnbc.com time to read: +7 min

"I was like, it was too good to be true, and I still fell for it," she told CNBC Make It. Rowena transferred the crypto to an Instagram account she believed belonged to a finance professional managing investments for a friend. "It's stopping and thinking, and it's having a conversation with someone," she told CNBC Make It last week. "I had invested some money into crypto, which I'm going to hold my hands up and say I don't fully understand," Rowena told CNBC Make It. "It's about making sure that wherever you're going for information, that it's a reputable source," Quinn-Cirillo told CNBC Make It.

Persons: Carly Rowena, Carly Rowena Carly Rowena, Rowena, she'd, Rowena messaged, —, I'm, Carly Rowena Rowena, Akamai, Censuswide, Tara Quinn, Cirillo, Quinn, hasn't, Natalie Billingham, Billingham, she's Organizations: CNBC, YouTube, British Psychological Society, Facebook, Meta Locations: British, TikTok, Costa Rica, Akamai

☆ 5 lifestyle habits that can help you live to 100, according to leading longevity researchers
▼ + stars: | 2024-10-15 | by ( Renée Onque | ) www.cnbc.com time to read: +6 min

For nearly two years, I've been reporting on longevity and the lifestyle choices that seem to help people live longer. There is steady interest — from everyday people to researchers alike — in what it takes to live a long, healthy life. In blue zones, the physical activity is a lot less vigorous, but centenarians still move daily, Buettner said in his Netflix documentary, "Live to 100: Secrets of the Blue Zones." 1 thing that can help you live a longer, happier life, according to an 86-year Harvard study that's still ongoing. "Having the right friends, that is the biggest secret to help these people in Blue Zones do the right things and avoid the wrong things."

Persons: I've, Valter Longo who's, Longo, Dan Buettner, centenarians, Buettner, Dan Harris, Arthur C, Brooks, it's, Marc Schulz, Dr, Robert Waldinger, Ikigai, George E . Vaillant Organizations: CNBC, Netflix, Harvard, Development, Harvard Gazette Locations: England, Okinawa, Japan

☆ This top concern of U.S. retirees is a 'huge risk factor,' says retirement expert—here's how to plan for it
▼ + stars: | 2024-10-14 | by ( Ryan Ermey | ) www.cnbc.com time to read: +8 min

"Long-term care costs are completely outside of our health-care system. Medicaid is a needs-based health-care program, and eligibility requirements to receive long-term care under the program vary from state to state. "You might think about the average duration of long-term care along with the average costs to build a long-term care fund." Long-term care insuranceThe middle path involves buying insurance designed to help pay for long-term care. This can include long-term care insurance or whole life insurance with a long-term care rider.

Persons: Christine Benz, Morningstar, Spencer Look, CNBC's, SurveyMonkey, Yusuf Abugideiri, Yeske Buie, they'll, Gerika Espinosa, you'd Organizations: Medicare, Morningstar, Care Survey, Benz, Medicaid, Centers, Services, American, Aging, Administration for Community, American Association for, Care Insurance, CNBC Locations: U.S, Vienna , Virginia, Salt Lake City , Utah

☆ AI isn't likely to replace humans at work, says report—but 5 occupations may soon feel its impact more
▼ + stars: | 2024-10-14 | by ( Alex Koller | ) www.cnbc.com time to read: +4 min

Artificial intelligence is already changing the way some people work, but it's not yet poised to replace the work that humans do, according to a new report from Indeed. A 68.7% majority of skills were "very unlikely" or "unlikely" to be replaced by AI, while 28.5% of skills may "potentially" be replaceable. Indeed's report examined soft skills like communication, leadership and organization, more technical skills including specific coding languages, and hands-on skills such as cooking and administering medication. Still, workers shouldn't shy away from certain career paths that are more susceptible to being replaced by AI, according to Gudell. "It's really all about using these tools to your maximum advantage when you're searching for a job," Gudell says.

Persons: Svenja Gudell, —, Gudell Organizations: CNBC

☆ How to counter a low-ball salary offer
▼ + stars: | 2024-10-14 | by ( Morgan Smith | ) www.cnbc.com time to read: +3 min

It's no secret that hiring managers often keep their cards close to their chest during a salary negotiation. Of course, there's always a chance a salary offer falls farther than $10,000 away from your expectations. A low-ball salary offer doesn't always mean a lost cause. "The person you're talking to isn't always the person who decides whether or not you get that higher salary, they're often the person who has to go make the case to someone else," she adds. Candidates who can articulate how the timing of their start date benefits the company's goals have the "best chances" of landing a higher salary, Tolbert adds.

Persons: Niani Tolbert, Adam Broda, there's, Tolbert, Erin McGoff, isn't, they're, you'd Organizations: CNBC, Amazon, Pew Research Center Locations: New York

☆ 6-year-old wanted dolls that looked like her—now she's a 12-year-old CEO whose company has brought in over $100,000
▼ + stars: | 2024-10-14 | by ( Ashton Jackson | ) www.cnbc.com time to read: +2 min

At age 6, Zoe Oli asked her mom a question: "Why isn't my hair straight and pretty like my classmates'? "I was really taken aback when she came to me with that," Zoe's mother, Evana, tells CNBC Make It. Evana, 42, bought Zoe a Black doll to play with, but the doll too had straight hair — so Zoe suggested creating dolls with curls, coils and braids. In 2022, Zoe's company brought in a low six-figures in revenue, according to documents reviewed by CNBC Make It. "It's been really, really amazing."

Persons: Zoe Oli, …, Zoe, Evana, It's Organizations: CNBC Locations: Atlanta

☆ This is the most overrated piece of job interview advice, tech exec says: People take it 'too seriously'
▼ + stars: | 2024-10-13 | by ( Alex Koller | ) www.cnbc.com time to read: +1 min

You can probably ditch that suit in your next job interview, according to Gillian Munson. Despite conventional wisdom around interview garb, you might be best served in less buttoned-up clothing that's more comfortable, especially in the age of regular virtual interviews, she advises. When Munson interviews a candidate who's calling in from home and "they're not looking and dressed and feeling like themselves, you feel it," she says. "People sometimes get too much advice to take the dress too seriously." She's more concerned with assessing people when they feel comfortable and confident, which can give her a better read of what they'll be like as employees.

Persons: Gillian Munson, Munson Organizations: CNBC

☆ Kamala Harris says this lesson from her mom shaped her career—why parenting experts say it’s essential for success
▼ + stars: | 2024-10-13 | by ( Megan Sauer | ) www.cnbc.com time to read: +3 min

Teaching your kids how to be self-sufficient, especially in a conflict, can help them gain confidence and increase their likelihood of success, experts say. "Every time I came home with a problem, the first thing my mother would do … [is ask] 'What did you do?'" "When you trust kids to make their own decisions, they start to feel more engaged, confident and empowered. Another way to build agency and confidence: encouraging your kids to stand up for what they believe in. Plus, sign up for CNBC Make It's newsletter to get tips and tricks for success at work, with money and in life.

Persons: Kamala Harris, Shyamala Gopalan Harris, Harris, Alex Cooper, Esther Wojcicki Organizations: CNBC

☆ Parents who do these 5 things raise kids who are more resilient than most: 'Let them learn from failure,' pediatrician says
▼ + stars: | 2024-10-13 | by ( Aditi Shrikant | ) www.cnbc.com time to read: +3 min

There is one quality parents can foster that might help kids surmount any social, emotional, or mental challenge: resiliency. Resilient kids are better able to regulate their emotions, bounce back from failure, and forgive themselves for making mistakes. Parents who raise the most resilient kids don't eliminate stressors. Here are five things parents with resilient kids do:1. "A parent's job is to protect their kids and let them learn from failure," he says.

Persons: Ken Ginsburg, Taryn Marie Stejskal, Stejskal, Scott Mautz Organizations: Children's Hospital of Philadelphia, Institute, CNBC, Procter & Gamble

☆ I've visited over 150 Trader Joe's: 3 reasons the store is so successful
▼ + stars: | 2024-10-13 | by ( Nicolas Vega | ) www.cnbc.com time to read: +4 min

For the better part of the last four years, Julie Averbach has been visiting as many Trader Joe's supermarkets as possible. Averbach visited more than 150 Trader Joe's locations while researching her upcoming book. "At Trader Joe's, the private label products are affordable luxuries." Trader Joe's turns shopping into an experienceShoppers who enter Trader Joe's are met with a display of fresh flowers. By turning each store into an eclectic, interesting place to browse, Trader Joe's encourages shoppers to look around and find something they might like.

Persons: Julie Averbach, She's, I'd, Averbach, Joe's Organizations: Yale, CNBC, Joe's, Shoppers Locations: Boston

☆ 24-year-old made over $162,000 from her YouTube channel in 2 years—why she decided to get a corporate job anyway
▼ + stars: | 2024-10-13 | by ( Cheyenne Devon | ) www.cnbc.com time to read: +1 min

Sharon Kim credits her social media earnings for giving her the ability to purchase a $750,000 home with her brother shortly after graduating from Parsons School of Design in 2023. She started her YouTube channel in 2018 when she was in high school. Although she earned around $162,000 from the channel over the course of 2022 and 2023, Kim ultimately decided to pursue a corporate career as a UX designer for one key reason: stability. Kim currently earns around $94,000 as a UX designer in New York City and maintains her YouTube channel on the side. "Something content creation gives me that corporate can't is a sense of autonomy," Kim says.

Persons: Sharon Kim, Kim Organizations: Parsons School of Design, CNBC, YouTube, Parsons Locations: New York City

☆ Bestselling author wrote 'Simplify Your Life' over 30 years ago. Her advice for living with less still stands
▼ + stars: | 2024-10-12 | by ( Renée Onque | ) www.cnbc.com time to read: +4 min

Here are four suggestions shared by St. James that align with the advice we see today for living more simply. In her book, " Simplify Your Life ," St. James shares 100 ways that you can embrace simplicity and "enjoy the things that really matter." Downsize where you canIn her book, St. James shared countless tips for cutting down on costs and maximizing the space you have. Similarly, St. James suggested considering driving a simpler car to lower insurance fees and car note payments. One of the simplest, yet useful, practices St. James wanted people to adopt was taking time to watch the sunset.

Persons: James, Marie Kondo, Elaine St, Sandra Organizations: St, CNBC Locations: St, Italy

☆ Look inside an abandoned high school turned $3.3 million apartment complex—and 4 more multimillion-dollar dream homes
▼ + stars: | 2024-10-12 | by ( Nicolas Vega Celia Fernandez Jennifer Liu | Nicolas Vega | Celia Fernandez | ) www.cnbc.com time to read: +7 min

An abandoned baseball stadium is now a $14 million luxury apartment complexThe Stadium Lofts has 138 units and Stadium Flats, the four-building complex next door, has 144. "We designed it such that when you walked in, you felt like you were walking into a historic stadium rather than an apartment building," Watson said. They turned an old school into a 31-unit apartment building"Bowtie High" was converted into a 31-unit apartment building. After enlisting real estate investor Adam Colucci and developer Dan Spanovich, the trio bought the abandoned Bowtie High for $100,000. They embarked on an 18-month renovation beginning in 2020 to turn it into an apartment building.

Persons: Michael Potter, Michael Cox, John Watson, Cox, Watson, Alexis Zakis Jesse Wig, Adam Colucci, Dan Spanovich, Katie Tarasov, Joe Sobczak, Sobczak, Peter Bittner, Sheila Consaul's, Consaul, Rubia Daniels Organizations: CNBC, Indianapolis Indians, Sobczak, San Francisco International Airport, San Carlos Airport, SFO, U.S . Air Force, Historic Lighthouse, Washington D.C Locations: Indianapolis, Tuolumne County, Bay, Yosemite, Fairport, Ohio, Lake Erie, Washington, Headlands Beach, Italy

☆ 31-year-old made $27,000 this year from her LinkedIn side hustle—it helps pay her mortgage
▼ + stars: | 2024-10-12 | by ( Megan Sauer | ) www.cnbc.com time to read: +2 min

Jayde Powell started her social media career over a decade ago, working for wellness brands and big name companies like Delta Airlines. The money she earns from LinkedIn helps her pay her mortgage and utilities bills, and offset monthly business expenses, while she grows her own company, she says. Powell has made $32,700 through The Em Dash Co. and another $2,750 from other social media content so far this year. "There have been times where I haven't been able to pull in new client work [at the Em Dash Co.]." Here's how Powell developed her voice on social media and leveraged it into a lucrative LinkedIn side hustle.

Persons: Jayde Powell, Powell, Powell —, —, It's Organizations: Delta Airlines, LinkedIn, Twitter, CNBC, Em Locations: America, Atlanta, U.S

☆ More money tends to make you happier—even if you're already rich, Ivy League researcher finds
▼ + stars: | 2024-10-11 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com time to read: +1 min

His research finds that the correlation between your paycheck and your happiness holds extremely true across a vast range of incomes. Further, it shows that the psychological effect of more money is relatively the same across income brackets. In other words, if a person earning $200,000 a year and a person earning $50,000 both receive a 20% raise, the relative increase to their happiness will very likely be roughly the same. But in terms of quantifying their joy, the raise has about the same effect, Killingsworth says. "Money is one of many variables [in] the equation for happiness, and no single variable dominates," Killingsworth says.

Persons: Matthew Killingsworth, Killingsworth Organizations: University of Pennsylvania's Wharton School, CNBC

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