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☆ Sorry, parents: The American dream is only for DINKS
▼ + stars: | 2024-02-21 | by ( Alcynna Lloyd | ) www.businessinsider.com time to read: +5 min

Zillow determined that a family earning a median household income of $6,640 per month can expect to allocate $1,984 of that to childcare. It all adds up to a costly reality that's making the American dream of homeownership seem farther out of reach for parents than ever before. Based on the study, a new buyer household in the United States, making the median income, would spend 30% of it on housing. The upshot: Another group, less encumbered financially, appears better poised to realize the dream of homeownership: "DINKS," an acronym that stands for "dual income, no kids." "I paid $1,750 for rent in a crappy little apartment in California," Crossan told BI earlier this year.

Persons: —, Zillow, DINKS, Elizabeth Johnson, Johnson, Bartie Scott, Juliana Kaplan, Janelle Crossan, Crossan, Pengyu Cheng, Cheng Pengyu Cheng, Cheng Organizations: Service, US Department of Labor, Federal, Consumer Locations: Women’s, Los Angeles, San Diego, United States, Swiss, snorkeled, Hawaii, Canada, New Braunfels , Texas, Costa Mesa , California, California, Austin , Texas, Texas, San Francisco

☆ DINKs, Couples With No Kids, Are Living the New American Dream
▼ + stars: | 2024-02-07 | by ( Juliana Kaplan | Bartie Scott | ) www.businessinsider.com time to read: +12 min

DINKs are proudly emerging as an aspirational class for young people — and they're ready to live it up. So when she set up her dating profile, Johnson included in her bio that she didn't want to have kids of her own. Amy Blackstone, the author of the 2019 book " Childfree by Choice ," said that the financial gap between DINKs and couples with kids wasn't solely because of the choice about children. DINKs, GINKs, " rich aunties ," and DINKWADs — DINKs with a dog — have become aspirational identities for younger generations. There are the DINKs who can seize the American dream and the parents who are struggling to stay afloat in a country without guaranteed paid leave or affordable childcare .

Persons: Elizabeth Johnson, Johnson, DINK, DINKs, they've, there's, Amy Blackstone, it's, Alex Killingsworth, Killingsworth, Marcia Drut, Davis, Drut, Blackstone, she'd, Gen Z, That's, X didn't, Zachary P, Neal, Jennifer Watling Neal, millennials —, I've, Marcia, she's Organizations: of, Johnsons, Minneapolis townhome, Federal, Consumer Finances, Broadway Locations: Florida, Swiss, Hawaii, Oregon, Canada, Alaska, Dominican Republic, of America, Minneapolis, Texas, New York, Michigan, Drut

Tennessee is among 35 states, all five U.S. territories and four tribes that have opted into the Summer Electronic Benefits Transfer program, or Summer EBT, for this summer. "Established during the pandemic, Summer EBT was intended to supplement existing food assistance programs in extraordinary circumstances. “I think it is a mistake to not continue with Summer EBT in 2025 and beyond,” Anderson said in an interview. Under the federal program, some 644,000 Tennessee children can receive $77.3 million more in aid this summer, creating a multiplied economic impact, according to the USDA Food and Nutrition Service. All 50 states administer the existing Summer Food Service Program, which provides sites where kids can eat for free.

Persons: won’t, Joe Biden's, Bill Lee's, ”, Elizabeth Johnson, Lee, EBT, Signe Anderson, she's, ” Anderson, Jim Pillen, Tom Vilsack, he’s Organizations: —, . Tennessee, Republican, Republican Gov, “ Tennessee, Tennessee Justice Center, U.S . Department of Agriculture, USDA, Assistance, Nebraska Gov, USDA Food, Nutrition Service, Food Service Program, Associated Locations: Tenn, — Tennessee, ., Tennessee, “, Nebraska, ” Tennessee

☆ A Different Approach to Climate Action
▼ + stars: | 2023-11-24 | by ( David Gelles | More About David Gelles | ) www.nytimes.com time to read: +1 min

Emissions from China, the world’s largest polluter, will peak within the next couple years, many researchers believe. Those two countries just agreed to accelerate their efforts to reduce emissions, delivering a much-needed jolt of ambition ahead of climate talks in Dubai this month. Efforts to crack down on emissions of methane — a potent but often overlooked greenhouse gas — are ramping up. “When we look at climate media, whether that’s filmmaking or newspaper headlines, it’s often really apocalyptic,” she said. So it’s a huge deal that we get it as right as possible.”

Persons: Ayana Elizabeth Johnson, it’s, ”, Johnson, “, ” Johnson Locations: China, United States, Dubai, Brazil, Indonesia, Ecuador

Hundreds of individuals were accused of witchcraft in what would become the Commonwealth of Massachusetts between 1638 and 1693. Another accused Boston witch, known as Goodwife Ann Glover or Goody Glover, was hanged in the city in 1688. Jane Swift signed a bill exonerating five women executed during the witch trials in Salem. Nineteen were hanged during the Salem witch trials while a 20th victim was pressed to death. Johnson is believed to be the last accused Salem witch to have her conviction set aside.

Persons: Margaret Jones, Josh Hutchinson, “, ”, Hutchinson, Ann Hibbins, Richard Bellingham, Nathaniel Hawthorne's “, Goodwife Ann Glover, Goody Glover, Young, David Allen Lambert, Lambert, — Mary Perkins Bradbury —, Samuel Sewall, Ann Pudeator, Jane Swift, Sarah Good, Elizabeth Howe, Susannah Martin, Rebecca Nurse, Sarah Wildes, Elizabeth Johnson Jr, Johnson, Salem, Widow Krieger, Krieger, Joyce Held, Lisa Rathke Organizations: BOSTON, —, Massachusetts, Hunt, Statehouse, Massachusetts Gov, New, Genealogical Society, Historical Society, Bennington Museum Locations: Massachusetts, New England, Commonwealth, Salem, Boston, Connecticut, ” Massachusetts, ”, Pownal , Vermont, New York, “, Marshfield , Vermont

☆ Emerging tech, from AI to extended reality, is radically reshaping today's business world — and leaders who don't get on board ASAP will be left in the dust
▼ + stars: | 2023-08-21 | by ( Nicholas Fearn | ) www.businessinsider.com time to read: +14 min

As technology shapes customer habits, entire industries, and society at large, digital transformation has become a critical priority for every company. A February report from Deloitte found effective digital transformation initiatives could increase market capitalization by a staggering $1.25 trillion. From artificial intelligence to extended reality, a variety of technologies are shaping digital transformation strategies. He said he expected industries with "significant human implications," such as healthcare and space exploration, to benefit the most from digital transformation. Extended reality — a combination of virtual reality, augmented reality, and mixed reality often called "XR" — is another technology that could revolutionize organizational cultures.

Persons: Nigel Vaz, Publicis, It's, Vaz, Jean Pelletier, Pelletier, Schneider, Beth Johnson, Johnson, Tom Fairbairn, Tom Fairbairn Fairbairn, Duncan Roberts, Roberts Organizations: Technology, Morning, Deloitte, Netflix, Schneider, Schneider Electric, Citizens Bank, Amazon Prime, Amazon Web Services, Company, Imperial College London Locations: Cognizant

Far from ignoring Lula's challenges to control the risks of this institutional shock, investors and analysts said however that the focus remains on fiscal issues when assessing the new government in the long term. If the new parameters are considered weak by the market, it could renew fears of fiscal dominance and prevent the BCB from easing." Discussions of the new fiscal framework are key under Lula's administration, after policymakers have highlighted inflationary risks arising from leftist President-elect's 168 billion reais ($32 billion) spending proposal to meet campaign promises. "The unsettled and deeply divided political environment and related high social tension keeps risk premia high and could undermine overall governability." (.JPMEGDBRAR)A mobilized opposition with the "potential to turn violent" is the main conclusion from Sunday's protests for the political risk advisory Eurasia Group.

Brazil's real , snapped a three-day winning run, last down 0.4% after falling over 1% earlier in the day. A central bank survey on Monday showed Brazil's inflation and interest rate expectations for the year had risen. While most other Latin American currencies also fell, underperforming broader emerging market peers, Chile's peso rose 0.8% as copper prices hit six-month highs. Data showed Chile posted a trade surplus of $1.85 billion in the month, up from a $417 million surplus in December 2021. Data showed Mexico's headline inflation ended 2022 slightly below analysts' expectations, while core inflation appeared to have lost steam.

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