From the point of view of managing household finances, sharing a joint bank account can make things a lot easier. watch nowBoneparth suggests that it's better to find out about a partner's spending habits, their debt obligations and general financial standing earlier rather than later. While people can and should designate beneficiaries for investment accounts and other assets, pooling assets and accounts with a partner may not always make sense. "There may be good reasons to keep some accounts separate and to divvy assets and liabilities up in different ways." The context of merging or keeping assets separate is often considered under the guise of a prenuptial agreement before a legal marriage.

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