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AdvertisementShe's one of many older Americans who shared with Business Insider in recent months how an unexpected medical crisis derailed their retirement plans and what they wish they'd done differently. After her stroke almost 20 years ago, she began receiving slightly over $1,000 in monthly Social Security Disability Insurance; she now receives $1,688 in Social Security after cost-of-living adjustments. Because of their medical conditions, most rely on two federal programs colloquially called "disability": Social Security Disability Insurance and Supplemental Security Income. While 3.2% of workers covered by Social Security in 1999 were disabled workers who received Social Security insurance, this rose to 4% in 2023. He gave up his retirement job shortly after the diagnosis, and they rely on about $62,000 a year in retirement income from Social Security and a pension.
Persons: Vera Steward, hasn't, Rita Harper, Steward, they'd, she's, I've, Anita Clemons Swanagan, acromegaly, Clancy Morgan, she'd, , Swanagan, Steve Perrigo, Perrigo, Paula Mastro, Mastro, Jan Lovell, Lovell, Duane MaGee, MaGee, He'd, we're Organizations: Business, Social Security Disability Insurance, Social Security, SSI, Social Security Administration, Allsup, Ford Locations: Columbus , Georgia, Illinois, Warren , Michigan
Social Security disability benefits are generally available to workers who have earned enough credits through payroll taxes — typically 40 credits, though younger workers may qualify with less. Supplemental Security Income, or SSI, is a federal benefit available to disabled individuals who may not qualify for Social Security disability based on their work records. Allsup, which works with NASA, helped Perry get his Social Security disability benefits application approved. "That can really make or break a Social Security disability case," he said. Social Security disability benefits are aimed at long-term conditions.
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