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To keep your money safe but growing, you can open a high-yield savings account or a high-yield checking account — or both. High-yield account interest ratesBanks sometimes offer higher interest rates on savings accounts than checking accounts, but they're usually comparable. High-yield checking accounts should hold money you need for daily or monthly expenses, while high-yield savings accounts should store money for non-immediate financial goals or emergencies. Can I use a high-yield checking account as a regular checking account? Evaluate the features of a high-yield checking account the same way you would a regular checking account.

Persons: Banks, Nathan Moore, they're, They're, Moore Organizations: FDIC, Agape Planning Partners, Federal Reserve Locations: Chevron

Compare savings accountsHigh-yield checking vs. high-yield savings: At a glanceA high-yield checking account is a checking account that allows you to earn interest on your account if you maintain a certain balance. A high-yield savings account is a savings account that allows you to earn more interest than you could with a traditional savings account. The two most common are high-yield checking accounts and high-yield savings accounts. How high-yield checking accounts workA high yield checking account functions similarly to a regular checking account, but it acquires interest over time. How high-yield savings accounts workA high-yield savings account pays a higher interest rate than a traditional savings account.

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