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☆ Millennials Are Staring Down 40 and It's Making Them Terrified
▼ + stars: | 2024-10-30 | by ( Emily Stewart | ) www.businessinsider.com time to read: +14 min

The modern 40 means having toddlers running around, buying your first home, and, at last, catching up on retirement savings. "By the time you're 40, 45, you can't sing, and you can't play guitar; maybe it's time to give up on your aspirations of being a rock star." At work, you realize you're protected from age discrimination, which you feel like you're still much too young for. When we're young, we're happy — and then that declines, bottoming out in middle age, about 40 to 50. The question isn't just whether my 40 will look like my parents' 40 — it's also whether it will look like the 40 of everyone from my high school.

Persons: you've, touchpoints, Carol Graham, they're, Hannes Schwandt, Millennials, they'd, that's, Jean Twenge, Gen X, Silents, Graham, Justin Balik, it's, Oz, Kelly, She's, —, It's, They're, We're, Instagram, Gen Zers, Lindsey Anderson, Anderson, midlife, Gen, Emily Stewart Organizations: AARP, Brookings Institution, grays, Northwestern University, Facebook, University of Maryland, Business Locations: midlife, Schwandt, New Jersey, Massachusetts, I'm

☆ Sorry Mom and Dad, Gen Z is calling the shots on the family vacation now
▼ + stars: | 2024-10-27 | by ( Maria Noyen | ) www.businessinsider.com time to read: +5 min

Gen Z is taking the reins on family trips, taking charge of destinations and what hotels to book. But this is increasingly changing, and Gen Zers and adult kids aren't just tagging along on these trips; they're calling the shots and organizing the family vacations themselves. AdvertisementLuxury travel agents say Gen Z isn't holding back with their family vacation requests. Many Gen Z travelers are molding their family vacations off what they see on social media and by what they want to post. AdvertisementWhen the client's kid becomes the clientAs a self-proclaimed "geriatric millennial," Carter has mixed feelings toward the growing influence of Gen Z on luxury family travel.

Persons: Z, —, Gen Zers aren't, Julia Carter, Gen Zers, Gen, Carter, IPGGutenbergUKLtd, Diana Hechler, Coppola, Hechler, Kardashian, I've Organizations: Service, Craft Travel, Travel Locations: South Africa, COVID, Belize, Republic of Congo, London, Paris

Facebook wants to win back Gen Z users by transforming itself into more of a tool for young people to navigate adulthood better. The social media platform announced a redesign last week that caters to what execs believe younger people want to see more of. But Meta, the parent company of Facebook, noticed that young adults active on the platform tend to use its community-centric features like Facebook Marketplace and groups. “One is just: What do young people want — particularly young adults, Gen Z, ages 18 through 29 — from a social app these days? “Nearly all Facebook users are telling us they’re there to keep up with friends and family.

Persons: Tom Alison, Gen, ” Alison, Colleen McClain, “ Young, ” McClain, Zers, ”, Cami Thorstenson, Thorstenson, She’s, Erin Carter, —, ” Gabrielle McKay, Meta, “, it’s Organizations: Facebook, ” Banking, Pew Research Center, New Locations: Minneapolis, North Carolina, New York, New York City

☆ Costco's members are getting younger as millennial and Gen Z shoppers flock to wholesale clubs
▼ + stars: | 2024-09-28 | by ( Dominick Reuter | ) www.businessinsider.com time to read: +4 min

Costco is the latest warehouse club to tout its growing popularity with millennial and Gen Z shoppers. Sam's Club has reported similar trends as younger shoppers look to stretch their budgets. AdvertisementOne of the hottest clubs for millennials and Gen Z continues to be the wholesale club. AdvertisementThe news echoes results from Sam's Club, the Walmart-owned club store, where Gen Z membership has grown by 68% in the past two years. Related stories"That generation believes it's cool to save money, and we agree with them," Sam's Club CEO Chris Nicholas told CNBC in June.

Persons: —, Gen Z, Gary Millerchip, Millerchip, GoBankingRates, Dominic Wright, Placer.ai, That's, Hottovy, Chris Nicholas, Nicholas, Corey Tarlowe, Jordan, Ford Pinto, TJ, Tarlowe, you'll, Mercedes, Costco's Kirkland, Club's, Mark Organizations: Costco, Sam's, Service, millennials, Analytical Research, Business, Sam's Club, Walmart, CNBC, Jefferies, Price Club, TJ Maxx

☆ My partner and I just started couples therapy, and it's nothing like I expected. There's a lot more joy and laughter.
▼ + stars: | 2024-09-22 | by ( Edson Montenegro | ) www.businessinsider.com time to read: +5 min

In fact, couple's counseling has felt more like I'm getting my Ph.D. in Adulting with a focus in Handling Situations Maturely from Solutions University. Despite its challenges, couples therapy has also been enlightening and emotionally rewarding. Couple's counseling, as she reminds me, is not about taking sides or proving who's right or wrong. Couples counseling is not a diaryI was convinced that every session would be like writing in my personal diary. It's just about recommitting to each other over and over againYou're not graded in couple's therapy.

Persons: —, we're, It's Organizations: Service, Solutions University, Business Locations: Adulting

☆ Simone Biles makes her mental health a priority. You can, too
▼ + stars: | 2024-08-07 | by ( Charlotte Maya | Personal Essay | ) edition.cnn.com time to read: +6 min

Editor’s note: If you or someone you know is struggling with mental health, help is available. But what I really admire is her commitment to keeping her mental health in the limelight right alongside her gymnastics accomplishments. I learned to prioritize the trifecta of mental health: eating, sleeping, breathing. It also normalizes prioritizing our mental health, reducing the stigma, shame and isolation that surround mental illness. Your mental health is where health begins, and you deserve to take care of your mental health as much as Biles or any other Olympic athlete.

Persons: CNN — Simone Biles, Biles, Healing, I’m, Simone Biles, Hannah McKay, Michael Phelps, Charlotte Maya Organizations: CNN, Paris, Reuters, The New York Times Locations: Bath, The

☆ Millennials are losing their cool
▼ + stars: | 2024-06-19 | by ( Emily Stewart | ) www.businessinsider.com time to read: +16 min

Millennials may not be there yet on pants, or at least that's what I, as a millennial, tell myself. The internet is fueling the millennials vs. Gen Z discourse, but underlying it is something deeper: millennials raging against the dying of the light. "It's really beneficial for brands that at least the online discourse has millennials looking to Gen Z for trends. The nature of internet culture, much of which was created by millennials, puts a unique bent on the discourse and how creators and influencers address millennials. Gen Z, be nice to your friendly millennial next door, and vice versa.

Persons: we're, We're, Valeria Penttinen, Julie Erickson, —, Erickson, Michael Miraflor, Hannah Grey, Justin Timberlake's, Claire Tassin, Jean Twenge, Gen X, Silents, they're, X, It's, Penttinen, millennials, Harley Block, Joel Steckel, I'm, that's, Devon Price, Price, Twenge, it's, Miraflor, Gwen Stefani, Martha Stewart, Alpha, Gen, They'll Organizations: Northern Illinois University, Morning, New York University, Starbucks, Loyola University Chicago's School, Professional Studies, Sports Illustrated Locations: Toronto, America

☆ Adults are flocking to the toy aisle even more than preschoolers
▼ + stars: | 2024-06-07 | by ( Parija Bhatnagar | Parija Kavilanz | ) edition.cnn.com time to read: +3 min

Looking back over a longer period, the report said as many as 43% of adults purchased a toy for themselves in the past year, with the top reasons being for personal fun, socialization and for collecting. Trading cards, Squishmallows (which are a rage across age groups), Lego sets and sports toys were among the most sought-after toy products in the period, the report said. As adults play with toys more and more, the trend bodes well to counter the decline in overall toy sales. Circana said toy industry dollar sales declined by 1% through April, versus the same period a year ago but are still up 38% compared to 2019. “Tailwinds, like the growing adult toy market and spending power of higher income households and grandparents, drive positive trends,” Juli Lennett, vice president and toy industry advisor at Circana, said in the report.

Persons: Circana, “, Juli Lennett, Barbie, Aaron Lavinsky, ”, James Zahn, ” Zahn Organizations: New, New York CNN —, Consumers, Star Tribune, Getty, CNN, Marvel, Hasbro, Star Locations: New York, ‘

☆ ‘Babes’ Review: Adulting, With Babies
▼ + stars: | 2024-05-16 | by ( Alissa Wilkinson | ) www.nytimes.com time to read: +1 min

Alas: That’s what happened with “Babes.” The elements that promised joy were all there, starting with two very funny comic talents in Ilana Glazer and Michelle Buteau. There’s a screenplay by Glazer and Josh Rabinowitz, who was a producer on “Broad City,” the kooky, beloved show in which Glazer co-starred. But sometimes a pile of good ingredients doesn’t make something delicious, and I guess that’s what happened here. The marketing for “Babes” suggests something akin to “Bridesmaids,” the runaway 2011 hit that reminded Hollywood that raunchy comedies starring women can be hilarious and profitable. Dawn and Marty’s second baby is born on Thanksgiving Day, and on the way home from the hospital Eden meets Claude (Stephan James) on the subway.

Persons: “ Babes, Ilana Glazer, Michelle Buteau, There’s, Glazer, Josh Rabinowitz, it’s, Pamela Adlon, —, Babes, “, Bridesmaids ”, they’re, Dawn, Marty, Hasan Minhaj, Eden, Claude, Stephan James Organizations: “, Hollywood Locations: “ Broad City, Astoria, Eden

☆ Harvard career advisor: Use these 10 phrases every day to stand out and succeed at work
▼ + stars: | 2024-04-25 | by ( Gorick Ng | ) www.cnbc.com time to read: +5 min

Many early career professionals put their heads down and work, or at least pretend to. Many early career professionals wait to be told what to do. Many early career professionals do their work without understanding why they're doing that work. 'The context is … 'Many early career professionals jump straight into extended monologues. Many early career professionals disappear and spend hours (or sometimes days, or even weeks) doing the wrong work.

Persons: I've Organizations: ramble

☆ Gen Z is full of financial angst despite inheriting a golden labor market
▼ + stars: | 2024-04-10 | by ( Allison Morrow | ) edition.cnn.com time to read: +6 min

Compared with Millennials, especially, who entered the workforce in the Dark Ages known as the Great Recession, the Gen Z experience is a dream. But Gen Z isn’t having an easy go of it either. Gen Z hasn’t had a chance to get a foot in the door. “Many Gen Zers also indicated their first step in managing behavioral-health challenges was going to TikTok or Reddit for advice,” the report said. It’s hard to blame them: Many in Gen Z had their formative school years blown up by a global pandemic.

Persons: CNN Business ’, Z, Zers —, ” Brendan Duke, they’re, haven’t, ” Duke, “, Z hasn’t, Duke, ‘, ”, Gen Zers, Zers, Gen Z, that’s, that’ll, We’re, X, Charles Schwab Organizations: CNN Business, New York CNN, Boomers, Center for American, Federal Reserve, McKinsey, Bloomberg Locations: New York

☆ After 2 years of applying for the NYC housing lottery, she finally won her bid. Now she pays $1,000 in rent for her Manhattan apartment.
▼ + stars: | 2024-04-10 | by ( Amanda Goh | ) www.businessinsider.com time to read: +8 min

A millennial woman won the New York City affordable housing lottery after applying for two years. Nkenge Brown, 30, now pays around $1,000 in monthly rent for her one-bedroom Manhattan apartment. AdvertisementNkenge Brown first heard about the New York City housing lottery system four years ago while she was at work. "Someone told me that they won a lottery apartment, and I was like, 'What's that?'" In 2018, the odds of winning the housing lottery were 1 in 592, per the Times.

Persons: Nkenge Brown, she's, —, Brown, " Brown, Nkenge Brown Nkenge Brown, that's, Nkenge, it'll, cafés, Nkenge Brown Brown, she'd, I've, There's Organizations: New, Service, New York City Department of Housing Preservation, Housing Development Corporation, New York Times, Times Locations: New York City, Manhattan, Upper Manhattan, Chelsea, Paris

☆ Both my sons have ADHD. When I was diagnosed at 52, I learned to be more empathetic with them.
▼ + stars: | 2024-03-26 | by ( Patrick Brady | ) www.businessinsider.com time to read: +5 min

I was diagnosed with ADHD in 2016, at the age of 52. My sons both have ADHD and my diagnosis was a relief for them. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . ADHD makes some things harder for meHaving lived with ADHD now for 60 years, I've come to some conclusions about this condition. At my age, I better understand how important it is for my sons to meet compassionate adults who see them.

Persons: —, chuckled, couldn't, I'd, he's, I've Organizations: Service

☆ How brands like Ally and H&R Block are making reality TV-style shows to grab viewers
▼ + stars: | 2024-03-04 | by ( Lucia Moses | ) www.businessinsider.com time to read: +6 min

Advertisement"It felt like it was more authentic," Andrea Brimmer, chief marketing and PR officer of Ally Financial, parent of Ally Bank, said of the decision to use the reality format. In another recent example, H&R Block in February dropped "Responsibility Island," a limited series reality spoof based on the popular British reality dating show "Too Hot to Handle." "It is the perfect escape; reality TV is a genre that just delights them." Other brands like Neutrogena have lately co-opted the reality TV format for social media series. Advertisement"To do a purely entertainment reality series is something you don't see every day," said Zoe Fairbourn, head of strategic partnerships and branded entertainment at Hello Sunshine.

Persons: —, Emma Grede, Ashley Graham, Ally, Reese Witherspoon's, Andrea Brimmer, Andrew Brimmer, We've, it's, Jill Cress, Cress, Shopify, Zoe Fairbourn, Rick Parkhill, Block, Brimmer, Jill Kargman, Lara Spotts, It'll Organizations: Service, Ally Bank, Business, Ally Bank Brands, Procter, Gamble, Gen, National Geographic, Samsung, YouTube, Galaxy, Disney, Brand, Brands

☆ Gen Z, millennials are less worried about fraud than older generations. But they have a unique risk
▼ + stars: | 2024-01-24 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +1 min

Younger adults are less worried about financial fraud than are older generations, a recent study found. Only 15% of Gen Z and 20% of millennials are concerned about falling victim to stolen money or assets through deceptive tactics, according to a Bank of America Better Money Habits survey of 1,000 respondents. By comparison, about 27% of Gen X and 27% of baby boomers feel at risk of fraud. But that doesn't mean younger generations can't experience severe consequences, said Matt Schulz, chief credit analyst at LendingTree. Financial fraud is a really big deal and can be really impactful," Schulz said.

Persons: X, Jennifer Ehresman, millennials, Ehresman, Matt Schulz, Schulz Organizations: Bank of America, Finance, Gen

☆ I recently graduated from college, and I'm incredibly lonely. I'm struggling to adjust to my post-graduate life.
▼ + stars: | 2024-01-09 | by ( Rachel Bernstein | ) www.businessinsider.com time to read: +5 min

Most of my college friends are scattered across the country, so I largely have long-distance pals. I felt anticipatory loneliness when some college friends came to town for a weekend — all of them long-distance friends, as many of mine are. Whenever I meet someone my age in person, they're quick to tell me that they're lonely as well. It has lessened with joining volunteer cohorts, going to yoga classes, and scheduling regular phone calls with those close long-distance friends. I've started to appreciate them that much more when I get to see them — virtually or in person.

Persons: —, I've, wasn't, there's, It's, who's, it's Organizations: Service

☆ I worried I didn't teach my daughter everything she needed to know to survive her first year in college. I gave her a crash course.
▼ + stars: | 2024-01-04 | by ( Karen M. Alley | ) www.businessinsider.com time to read: +4 min

Before she left for college I gave her a crash course on laundry, cooking, and banking. AdvertisementWhen my daughter graduated from high school and set her sights on college, I started to panic. AdvertisementNow, as she's about to enter her second semester of college, I realize I had nothing to worry about. Caroline took initiative, asked questions, and figured out what to do all on her own. She finished her first semester of college and is about to start her second semester of freshman year.

Persons: —, Caroline, doesn't, She's, they've Organizations: Service

☆ Gen Z, millennials have a much harder time ‘adulting’ than their parents did, CNBC/Generation Lab survey finds
▼ + stars: | 2023-11-07 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +3 min

Getty ImagesGen Z and millennial adults are having a hard time achieving the same milestones their parents did when they first ventured out into the workforce. The survey polled 1,039 people between ages 18 and 34 across the U.S. from Oct. 25 to Oct. 30. "We are bombarded with headlines about inflation, and we see inflation when we check out at the grocery store." On the positive side, Beschloss at Generation Lab said there is "hope in this data." Gen Z, millennials and the stock market

Persons: Young, Getty, Cyrus Beschloss, Gen Zers, Blair duQuesnay, duQuesnay, Boneparth, Beschloss, Gen Organizations: CNBC, Generation, Ritholtz Wealth Management, CNBC Financial, Youth, Douglas, Lab Locations: USA, America, New Orleans, New York

☆ Young people who work remotely are 'probably not going to become CEOs' and make tons of money, an NYU business professor says
▼ + stars: | 2023-11-04 | by ( Sawdah Bhaimiya | ) www.businessinsider.com time to read: +4 min

Gen Zers choosing remote work and work-life balance may face consequences further down the line. That's according to NYU professor Suzy Welch who spoke with Insider about Gen Z's work habits. NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . She said: "There's never really been a time where you could just sort of show up at work, work nine to five and have wild success.

Persons: Suzy Welch, Welch, —, Gen Zers, They're, Scott Galloway, they're, There's, it's, That's Organizations: Service, York University, NYU Stern School of Business, Deloitte Locations: adulting

☆ Analysis: From Birkenstock to Instacart: IPOs are in a rut
▼ + stars: | 2023-10-12 | by ( Elisabeth Buchwald | ) edition.cnn.com time to read: +3 min

Shares closed nearly 30% higher on Rivian’s first day of trading. Investors’ money wasn’t tied to making loan payments as much, so they could invest more in the stock market. All in all, the US IPO market fell 94.8% to $8 billion in 2022, a 32-year low. Fast forward to 2023Even though the Fed continued to raise interest rates, the stock market started to get out of its slump, and suddenly the IPO market came out of hibernation. Sometimes companies even purposefully set their IPO prices low so investors get super excited and rush to buy shares, boosting the prices up.

Persons: CNN Business ’, They’ve, Paul La Monica, Bumble, wasn’t, Jerome Powell et, Ferris, shindig, Birkenstock, you’re, Nightcap Organizations: CNN Business, CNN, Federal Reserve, Treasury

So I'll admit I got The Platinum Card® from American Express for the clout. Getting an Amex didn't change my finances or my life, and I knew it wouldn'tI held my Amex Platinum card as I did with my driver's license when I was 16. Financial therapist Aja Evans says my Amex credit card is one way of coping with self-esteem issues, but it's a bandage. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Products in this post: The Platinum Card® from American Express, American Express® Gold Card

Persons: Achilles, I've, wouldn't, I'm, Aja Evans, Evans, it's, Uber, Wiley, Julie Mehretu, Peacock, Uber Cash Organizations: Service, American Express, Yorker, Express, Hilton, Marriott, Saks, Entertainment, Disney, ESPN, The New York Times, Street, Walmart, TSA, Global, Saks Fifth, Shipping, American, Products Locations: Wall, Silicon, Hulu

Can I afford more than the mortgage payment? When buying a home, there is always a focus on the down payment, mortgage interest rate, and monthly mortgage payments. But there is more to owning a home than simply the mortgage payment. That was several thousand dollars — more than my mortgage payment at the time. Issues of all kinds arise when owning a home, so you have to really be able to afford more than just the mortgage payment.

Persons: Melissa Jean, Baptiste, Jean, hadn't Organizations: Service Locations: Wall, Silicon, Washington , DC

You can save a mind-blowing 44% on a 3-pack of Philips Hue smart light bulbs. Grab this rare deal on Philips Hue smart lightsDeal icon An icon in the shape of a lightning bolt. Lowest Price Philips Hue White and Color Ambiance A19 E26 Smart Bulb Kit (3-Pack) This 3-pack of Philips Hue white and color smart light bulbs can help smarten up your dorm, apartment, or home. $75.99 from Amazon Originally $134.99 Save 44%This dorm room idea is a smart light bulb momentAt 44% off, this 3-pack bundle offers each Philips Hue smart light bulb for just over $25. If you passed on Philips Hue bulbs in the past due to the hub requirement, you'll be delighted to learn that it's no longer mandatory.

Persons: Price Philips Hue, you'll, it's, you've Organizations: Philips, Price Philips, Amazon, Google Locations: Philips Hue, Hue

Our experts answer readers' student loan questions and write unbiased product reviews (here's how we assess student loans). When I started college, I didn't know what I wanted to do, and I didn't know who to ask for help. I ended up in a major that hasn't been part of my career, and I ended up with huge student loan debt. In 2013, I moved to South Korea to teach English so I could pay down my student loan debt. You want your doctor, your lawyer, and your accountant to have a college degree.

☆ Remote work hasn't been the best for my career — I was passed up twice for promotions. But it's been amazing for my personal life.
▼ + stars: | 2023-04-25 | by ( Robin Madell | ) www.businessinsider.com time to read: +6 min

Hannah Hood got passed up for a promotion she wanted while working from home — twice. While her career took a hit, she loved the flexibility in her personal life and even got her MBA virtually. The first promotion that I got passed up for took place when we were 100% remote, in the thick of COVID. Now I'm about three months into a 100% remote job as a corporate marketing manager at ServicePower, where most of my coworkers are over 500 miles away. I'm not worried about getting passed up for opportunities because we're all in this remote environment together.

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