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They have IRAs, savings accounts, and an investment portfolio to help during retirement. Like most people, I didn't really start thinking about retirement until I was past my mid-40s. With no house or vehicle payments, utilities, or property taxes, our investment income exceeds our budgeted monthly living expenses. Outside of that, we have our IRAs, savings accounts, and a small self-directed investment portfolio. Life Is What You Make ItLooking back, I wish I'd started sooner, but I was fortunate.
Persons: Chris Mott, couldn't, Mott, , I'm, Chris, Kim, Dodge, I've, It's, we've, I'd, Gigi, Papa, Manseen Logan Organizations: Service, Western, Social Security Locations: California, Western United States, Canada, Orange County, Yorba Linda, Vancouver , Washington, Orange, Lake Havasu, mlogan
The euro zone economy grew 0.4% in the third quarter, flash figures published by the European Union's statistics agency showed Wednesday. Analysts say euro zone growth should cautiously pick up in the coming months, amid lower interest rates and cooling inflation. The ECB cited persistent signs of weak activity in the euro area as a key factor in the central bank's decision to enact an October cut. Markets have fully priced another 25-basis-point cut from the ECB in its last meeting of the year in December. The euro zone's biggest economy, Germany, recorded surprise growth of 0.2% in the third quarter, according to figures published on Wednesday.
Organizations: Reuters, European Central Bank, ECB Locations: Madrid, Spain, Germany
New York Yankees captain Aaron Judge smacks a two-run home run in Game 5 of the World Series on Wednesday, October 30. Mary DeCicco/MLB/Getty Images Dodgers pitcher Jack Flaherty reacts in the dugout after he was relieved in the second inning down 4-0. Al Bello/Getty Images The Yankees' Anthony Volpe hits a grand slam in Game 4 of the World Series on Tuesday. They would go on to win 11-4 and cut the Dodgers' series lead to 3-1. Alex Slitz/Getty Images The best photos from the 2024 World Series Prev NextThis is a developing story and will be updated.
Persons: Angeles, Aaron Judge, Jazz Chisholm, Giancarlo Stanton, Gerrit Cole’s, Mike Lawrence, Gavin Lux, Mookie Betts, Blake Treinen, Anthony Rizzo, Walker Buehler, Alex Verdugo, Mary DeCicco, Jack Flaherty, Brad Penner, Chisholm, Judge, Sarah Stier, Al Bello, Anthony Volpe, Elsa, Brent Honeywell, Gleyber Torres, Volpe, Seth Wenig, Luke Hales, Freddie Freeman, Ashley Landis, Will Smith, Frank Franklin II, Freeman, Daniel Shirey, Stanton, Alex Slitz, Maddie Meyer, Smith, Alex Vesia, Harry, Michael Kopech, Jayne Kamin, Yoshinobu Yamamoto, Yamamoto, Julio Cortez, Shohei Ohtani, Juan Soto, Tommy Edman, Rob Tringali, Carlos Rodón, — Kirk Gibson’s, Gibson, Steph Chambers, Nestor Cortes, Mark J, Terrill, Brusdar Graterol, Enrique Hernández, Flaherty, Fernando Valenzuela, Valenzuela, , Gina Ferazzi, Brad Paisley Organizations: CNN, Los Angeles Dodgers, New York Yankees, Yankee, Dodgers, New York, LA, MLB, Yankees, Getty, Reuters, North, AP Yankees, The Dodgers, USA, Sports, AP Dodgers, Dodger, Los Angeles Times Locations: North America
In leaked messages, Amazon employees are divided, with some supporting his call. Related storiesSome Amazon employees agreed, according to the Slack messages obtained by BI. Other Amazon employees said it was "silly" and "sad" to see so many Washington Post readers cancel their subscriptions over the endorsement issue. 'Suspicious and worrisome'Still, some of Amazon employees who weighed in on the company's internal Slack were suspicious of Bezos's true motivation. Other Amazon employees were more blunt, saying they were going to cancel their own Washington Post subscriptions.
Persons: Jeff Bezos, , Jeff Bezos's, Bezos, Slack, Donald Trump, I'd, Trump, Dave Limp, Matt Garman, he's, It's, it's Organizations: Washington Post, Amazon, Service, Business, BI, Democratic, Spokespeople, Washington, Blue, Trump Locations: Amazon, Washington
C/2024 S1 was a sungrazer, a comet that passes within a distance of about 850,000 miles (1,367,942 kilometers) from the sun. “Comets are really hard to predict, and sungrazing comets like this are even harder than most. NASA“Statistically, it’s extremely rare for sungrazing comets to survive (as they fly) past the Sun,” Battams told CNN in an email. A handful of larger sungrazing comets have been observed surviving their close pass by the sun, such as comet C/2011 W3 Lovejoy in 2011. However, any debris from C/2023 Tsuchinshan–ATLAS or C/2024 S1 will not pass near enough to Earth to produce a meteor shower, Cooke said.
Persons: , Karl Battams, NASA “, ” Battams, Lovejoy, William Cooke, Battams, Cooke, “ I’m Organizations: CNN, European Space Agency, NASA, Comets, Naval Research Laboratory, Lovejoy, Astronomers Locations: Hawaii, Washington ,, Meteoroid
Starbucks will stop charging extra for dairy substitutes
  + stars: | 2024-10-30 | by ( Amelia Lucas | ) www.cnbc.com   time to read: +2 min
Starbucks said Wednesday that it will remove the surcharge for dairy substitutes, saving some U.S. customers more than 10% on their drinks. Substituting a nondairy milk is the second-most requested customization from customers, trailing only adding a shot of espresso, according to Starbucks. Currently, Starbucks customers can already add up to 4 ounces of a dairy substitute at no extra charge to hot or iced brewed coffee or tea, cold brew and Americano drinks. Starbucks first started serving nondairy milk in 1997, when it added soy milk to menus. In March, three lactose-intolerant women sued Starbucks in federal court, alleging that the surcharge discriminated against customers with allergies.
Persons: Brian Niccol, Niccol, James Cromwell Organizations: Starbucks, Chipotle, Americano, PETA Locations: U.S, New York City
His chicken finger restaurant chain Raising Cane's brought in $3.7 billion in net sales last year, contributing significantly to his estimated net worth of $9.5 billion. With cash flowing again, Graves made his payments and avoided selling any company equity, he says. Graves: I remember watching on television from our location on Lee Drive [in Baton Rouge, Louisiana] when the levees broke. At first, my American dream was: You can go out and start your own business, and you can make the business work, and that's a success. Bring people into a great place to work that's a great place to grow.
Persons: Todd Graves, Cane's, Graves, they're, you'd Organizations: CNBC, LSU, Forbes, Hurricane, Tyson Foods Locations: Louisiana, Orleans, New Orleans, Baton Rouge , Louisiana
German automaker Volkswagen on Wednesday reported a 42% drop in operating profit in the third quarter. Operating profit fell to 2.86 billion euros ($3.1 billion), while third quarter sales revenues slipped 0.5% year on year to around 78.5 billion euros. Vehicle sales fell 8.3% in the third quarter of 2024 compared to the same time period a year earlier, Volkswagen said. Net liquidity across the Volkswagen Group stood at negative 160.6 billion euros at the end of September 2024, it said. Operating profit between January and September of this year was 21% lower on an annual basis.
Persons: Arno Antlitz Organizations: Volkswagen, Volkswagen Group Locations: Germany
The betting site Polymarket has emerged as a hot topic in the 2024 presidential race. Wagers in its pop culture section show the bro-y vibe of the site: Zyn, Andrew Tate, and Hawk Tuah. Let's look at some of the wagers:Will Trump say "skibidi" before the election? Will Donald Trump say "mog" in 2024? AdvertisementFor the record, I think the odds that Trump will say "skibidi" before the election are way too low.
Persons: Trump, Andrew Tate, Hawk, , Will Trump, Will Kamala Harris, Joe Rogan's, Will Donald Trump, Roaring Kitty, Logan Paul, Max Read, Joe Rogan, Gen Z'ers, MAGA, Theo Von, Adin Ross, Taylor Swift, Travis Kelce, Shayne Coplan, There's, Polymarket, haven't, I'm, who's, John Herrman, McDonald's Organizations: Service, Trump, New, New York Magazine, Harris, Dodgers, Yankees Locations: MrBeast
A gold ingot and gold coins are seen in this illustration picture taken November 17, 2017. "Gold is very much being anchored on the U.S. election outcome ... "If we see hot inflation numbers or a strong jobs report, then there could be a derailment in gold prices," Wong added. In addition, Goldman Sachs lowered its gold forecast from $3,080 to $3,000 by December 2025, but maintained its bullish stance. On the retail front, Indian gold buyers overlooked record high prices, purchasing for the Dhanteras and Diwali festivals, hoping for continued price rallies amid a cooling stock market.
Persons: Gold, Kelvin Wong, OANDA, Donald Trump, Kamala Harris, Wong, Friday's, Goldman Sachs Organizations: U.S, Asia Pacific, U.S . Labor Department
The Dodgers got their looks against the Yankees in this series, even if there were times when they struggled to capitalize. It took the Yankees fumbling on defense in the fifth inning just to allow the Dodgers back into Game 5. The previous time came in the 1956 World Series when the Yankees blew a five-run lead against the Brooklyn Dodgers in Game 2. The downside of the Dodgers’ bullpen game in Game 4The Dodgers’ handling of Game 4 was not illogical in a vacuum. They had a 3-0 lead series lead.
Persons: Freddie Freeman, Aaron Judge, Anthony Volpe, Gerrit Cole, Mookie Betts, Walker Buehler, Alex Verdugo, relentlessness, Clay Holmes, Tommy Kahnle, Luke Weaver, Tommy Edman, Will Smith, Gavin Lux, lofting, Shohei Ohtani, Betts, Weaver, Sarah Stier, Cole, Volpe, Chisholm, Anthony Rizzo, Dave Roberts, Jack Flaherty, Flaherty, Giancarlo Santon’s, Giancarlo Stanton, Alex Slitz, Juan Soto, Chisholm’s, Verdugo, tapper, Stanton, homering, Anthony Banda —, Elsa, Getty Organizations: Los Angeles Dodgers, Dodgers, New York Yankees, Yankee, Yankees, The Dodgers, New, Brooklyn Dodgers, Dodgers ’, DH Locations: Verdugo
Popeyes and Subway recently launched their own takes on a ghost-pepper sandwich. I tried both and thought they were milder than other spicy sandwiches I've had. For the last two years, Burger King has sold a ghost-pepper Whopper and ghost-pepper chicken fries in time for Halloween. Starting in May 2023, Wendy's added its own ghost-pepper items to menus, including fries, chicken nuggets, and chicken sandwiches. Here's what I discovered when I tried the ghost-pepper sandwich from Popeyes and Subway.
Persons: Z's, , Bhut, Burger, Wendy's, Zers, I've Organizations: Subway, Service, YouTube Locations: Imphal, Northeast India
Many women start experiencing menopausal symptoms during those years of perimenopause, such as irregular periods, fatigue, sleep disturbances, hot flashes and weight gain. For most women, periods don’t stop suddenly, although there are exceptions when menopause is induced by surgery or certain medical treatments that stop ovarian function. Perimenopause is the several years preceding menopause, so the most common age for women to begin perimenopause is in their 40s. During perimenopause, hormone levels fluctuate a lot, and a test one day may look very different than one the next. CNN: Where should people go for more information on perimenopause and menopause?
Persons: Leana Wen, Wen, Perimenopause, Marcos Calvo, that’s, perimenopause Organizations: CNN, George Washington University, US Department of Health, Human Services, Women’s Health, Getty Locations: perimenopause
CNN —Latin superstar Nicky Jam on Wednesday said he’s withdrawing his endorsement of former President Donald Trump, one month after appearing onstage with Trump while donning a MAGA hat. The reggaeton artist, speaking in Spanish, posted to his 43.5 million followers on Instagram that he was withdrawing his Trump endorsement because of the recent comments made by a comedian about Puerto Rico at Trump’s Madison Square Garden rally. Puerto Rico should be respected.”CNN has reached out to the Trump campaign for comment. Lopez has been continuously posting her support for Harris and Puerto Rico since Sunday. Puerto Rico,” Lopez posted.
Persons: Nicky Jam, he’s, Donald Trump, Trump, Nicky Jam –, Nick Rivera Caminero –, , , ” Nicky Jam, Tony Hinchcliffe, Danielle Alvarez, Bunny, Ricky Martin, Jennifer Lopez, Kamala Harris, , Harris, “ Despacito, Luis Fonsi, Puerto, ” Fonsi, Lopez, ” Lopez Organizations: CNN, Puerto Rico, ” CNN, Trump, Puerto Rican, Sunday, USA . Locations: Puerto, Trump’s, United States, Donald Trump . Puerto Rico, Las Vegas, Puerto Rican, Puerto Rico, USA, USA . Puerto Rico
Chief among them, the person the outgoing president tapped to replace him on the ticket, Vice President Kamala Harris. “People understood that if you didn’t choose Kamala Harris, you’d have a big problem with your base voters,” Etienne says. He’s had plenty of women who worked for him over the years, but there was no one who looked like Kamala Harris and there was no one in a position of authority. Vice President Kamala Harris and Minnesota Gov. Elijah Nouvelage/AFP/Getty ImagesComing Thursday: How cat people are still haunting Trump’s campaign
Persons: Joe Biden, Donald Trump, Read, ” Joe Biden, CNN’s MJ Lee, Nancy Pelosi, Biden, Lee, , , Pelosi, “ America’s, Evan Vucci, Trump’s, Team Trump, “ Trump, unpleasantly, Tim Alberta, NPR’s Michel Martin, Kamala Harris, “ Joe Biden’s, California’s Gavin Newsom, Michigan’s Gretchen Whitmer, J.B, Pritzker, Kentucky’s Andy Beshear, Maryland’s Wes Moore, Pennsylvania’s Josh Shapiro, Sens, Amy Klobuchar, Joe Manchin, Pete Buttigieg, Harris, ” Lee, Ashley Etienne, Barack Obama, you’d, ” Etienne, Trump, Harris ’, , “ Kamala, I’ve, Ron Bieber, cheaters, Donald Trump’s, “ We’re, Kevin Mohatt, CNN’s Kristen Holmes, CNN’s Phil Mattingly, Van Jones, he’s, Rachel Scott, Vincent Alban, Obama, Hillary Clinton, Lyin, Kamala ”, Etienne, Treene, Jeff Zeleny, detests Biden, viscerally detests, He’s, Tim Walz, Ohio Sen, JD Vance, Walz, ” Vance, Vance, Brendan Smialowski, CNN’s Edward, Isaac Dovere, Beyoncé’s, Roe, Wade, smirking, Elijah Nouvelage Organizations: CNN, Guardian, White, Republican National Convention, Team, Trump, Governors, Democratic National Convention, Naval, Democratic Party, Harris, Biden, Democratic, AFL, National Association of Black Journalists, ABC, Howard University, Minnesota Gov, Marine, Army National Guard, United States Marine Corps, Ohio Republican, Arlington National Cemetery, Pentagon, Getty, Republicans, , Fox News, ABC News Locations: Wilmington, Delaware, Atlantic, Michigan’s Gretchen Whitmer , Illinois, Minnesota, West Virginia, Michigan, Wisconsin, West Allis , Wisconsin, Trump, Jamaica, India, United States, Iraq, United States of America, Afghanistan, Philadelphia, AFP, Roe, Alabama, Atlanta
They have thrown economies into a tailspin, causing deep recessions and social upheaval. Elon Musk and hedge fund manager John Paulson are calling for cuts to the U.S. budget if former President Donald Trump is re-elected and they join his cabinet. Both have both endorsed slashing budgets, with Musk this week calling for a $2 trillion reduction. The other question involves the impact of sharp budget cuts on the U.S. economy. Musk has suggested the economy – and, by extension, Americans — would need to endure short-term pain for long-term gains.
Persons: Elon Musk, Elon, John Paulson, Donald Trump, Trump, Paulson, Musk Organizations: SpaceX, Tesla, Ridley High School, Social Security, Congressional Locations: Folsom , Pennsylvania, U.S
My family of five tried money-saving and time-saving hacks during a trip to Disney World. Related storiesSkipping this service seemed like a no-brainer way to save money since we could just take photos on our phones. For our next trip, I enlisted a Disney trip planner who did all of the work of making reservations and got us a lot of the best rates available. This isn't the case for all travel planners, but the Disney trip planner cost us nothing. Using Disney gift cards for souvenirs worked for most of our kidsWe all know Disney isn't cheap.
Persons: would've, , we'd, David Roark, Chris Thomas, Skip, I'm, Disney —, Jeff Gritchen Organizations: Disney, PhotoPass, Service, Media, Getty, Target, Walmart Locations: Orlando, Orange
Allred, a three-term Dallas congressman, is out to unseat Cruz in the Republican stronghold of Texas. While Cruz has adopted the slogan “Keep Texas, Texas,” Allred is hoping to lure voters into a new way of leadership, he says, one that focuses on reaching across the aisle and getting to the bottom of hot-button issues like abortion, the border and the economy. The close Senate race is a nod to the high stakes of the presidential battle between former President Donald Trump and Vice President Kamala Harris. Texas may be Democrats’ best chance to maintain control of the Senate, with some polls showing Cruz lead within the margin of error. Cruz said Allred is nothing like the “charismatic” Beto O’Rourke he defeated in 2018 by less than 3 percentage points.
Persons: Allred, Cruz, ” Allred, Donald Trump, Kamala Harris, , Pete Sessions, we’ve, , — he’s, Beto O’Rourke Organizations: Dallas, Republican, Senate, Baylor University, Tennessee Titans, Texas ’, Congressional District, Democrat, NBC Locations: Texas, Texas , Texas, Waco , Texas
Liam Payne's first posthumous single will be released on Friday, less than three weeks after the singer's death, the song's producer announced. "Do No Wrong" will arrive after Payne's sudden death in Argentina on Oct. 16. "I pray that this will be a blessing to the world like Liam has always dreamed. After the band went on hiatus in 2016, Payne debuted his first solo single, "Strip That Down" featuring Quavo, which reached No. He later released a solo album, "LP1," that debuted at No.
Persons: Liam Payne's, Liam, Sam Pounds, Ruth, Bear, , Ruth Gibbins, Pounds, Payne, Niall Horan, Zayn Malik, Harry Styles, Louis Tomlinson — Organizations: Argentina National Prosecutor’s Locations: Argentina
Following the trade, Jim Cramer's Charitable Trust will own 275 shares of ETN, decreasing its weighting to 2.75% from 3%. As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. Jim waits 45 minutes after sending a trade alert before buying or selling a stock in his charitable trust's portfolio. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB.
Persons: Jim Cramer's, Eaton, Jim Cramer, Jim Organizations: CNBC Locations: Eaton
Brittany Randall believes her 15-year-old daughter contracted E. coli after eating at McDonald's. My 15-year-old daughter, Kamberlyn, ate the same meal at McDonald's, a Quarter Pounder with cheese and extra pickles, on September 25 and September 27. Ten days later, we were transferred to the nearest children's hospital for her to receive dialysis treatment for a life-threatening complication of E. coli. Kamberlyn told me she felt a bit better after receiving fluids from the hospital. The Food and Drug Administration has identified the onions on McDonald's Quarter Pounders as a possible source of this outbreak.
Persons: Brittany Randall, , Kamberlyn Bowler, we'll, I'd, Kamberlyn, It's, she's, she'll, I'm, Bowler, Ron Simon, Joe Erlinger Organizations: Service, Business, McDonald's, Associates, Drug Administration Locations: Mesa County , Colorado
I felt like no one was talking to me about what perimenopause symptoms were like. It felt like I was going through puberty all over again — but how could that be in my late 30s? Little did I know second puberty is not an official term but one used regularly when talking about perimenopause. But I know that talking about perimenopause can be helpful to other women who are feeling the same way. Going forward, I'll allow my feelings and show grace to myself and other women entering second puberty with no clue what they're in store for.
Persons: , I've, I'd, Brandye Manigat, Manigat, perimenopause Organizations: Service Locations: barre
Revenue from obesity treatment Zepbound is forecast to climb to $1.73 billion from $1.24 billion quarter over quarter. For the year, analysts expect Mounjaro sales to reach $4.58 billion, while Zepbound revenue is seen rising to $5.88 billion. The consensus view for combined sales of both drugs now stands at $30.19 billion, according to FactSet. Other key announcements A clinical trial is in progress that pits Zepbound against Novo Nordisk's Wegovy in obesity treatment. Beyond obesity, Lilly has begun treating patients with Kisunla, its Alzheimer's disease treatment.
Persons: Eli Lilly, Lilly, Seamus Fernandez, Morgan Stanley, Terence Flynn, David Risinger, Morgan Stanley's Flynn, Mounjaro, Cantor, Louise Chen, , Fred Imbert Organizations: Investment, Food, Leerink, Novo Nordisk's, FDA, Kisunla Locations: U.S
Restaurants made big changes during the pandemic to minimize the spread of COVID. Some of these changes have stuck, like QR code menus, higher cleaning standards, and more takeout. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . State after state introduced lockdowns, banning large groups of people and temporarily shutting eateries. Here is a list of a few of the changes which stuck.
Persons: , Mary King Organizations: Service, The Locations: State
She saved up for a yearlong adventure in South America, planning to move back to Canada at the end. AdvertisementI often think back to the day I arrived in Cuenca, Ecuador, the Andean city that accidentally became my home. It was 2018, I was 27, and halfway into what was intended to be a yearlong adventure in South America. But as the years passed, the city felt too fast-paced, I was stressed out, and everything was expensive. When I returned home, my life felt limited, and I wanted what she had.
Persons: Sinead Mulhern, , it's, I'm, I've, everyone's, El Mercurio Organizations: Service, UNESCO, North Locations: Toronto, South America, Canada, Cuenca, Ecuador, Colombia, Quito, Yunguilla
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