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Understanding Insurance Rate Increases After an AccidentWhy Rates IncreaseCar insurance rates may increase after an "at fault" accident because your risk profile goes up, meaning you're more likely to file a claim. Average Car Insurance Increase After an AccidentNational AverageInsurance.com reports that insurance rates can increase up to 53% or $920 per year on average after one at fault accident. Add Car Insurance Accident ForgivenessSome insurance companies offer accident forgiveness, usually as an add-on to your policy for an extra premium. Car Insurance Rate Increase FAQWill my insurance go up after an accident that wasn't my fault? She’s reviewed life insurance and pet insurance companies and has written numerous explainers on travel insurance, credit, debt, and home insurance.

Persons: Felipe Teixeira, you've, they'll, Alani Asis Alani Asis, Forbes, She’s, Read Organizations: Accident, Auto, Insurance, Alaska, Alabama, Arizona, Colorado, Washington D.C, Iowa, Indiana, Maryland, Michigan, Nebraska, Tennessee, Texas, Washington, Lower, Business, AARP, CNN, Fortune, U.S . News, Finance, University of Hawaii Locations: Arkansas, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Kansas, Kentucky, Louisiana, Maine, Minnesota, Missouri, Mississippi, Montana, Carolina, Dakota, Hampshire, Jersey, Mexico, Nevada, York, Ohio, Oregon, Utah, Virginia, Vermont, Wisconsin, Wyoming, U.S, Manoa

The Serbian tennis legend had won all four Grand Slam titles and practically every honor there is in the sport, but the Olympic gold medal had escaped him. Paul Ellis / AFP via Getty ImagesSimone Biles' Olympic medal collection has officially reached double digits. , the American cyclist who didn’t even qualify for the Olympics but is now going home with a gold medal. Racing in a downpour, Julien Alfred won the first Olympic medal in any sport for Saint Lucia on Saturday when she took gold in the women's 100-meter final. the first Olympic medal in any sport for Saint Lucia on Saturday when she took gold in the women's 100-meter final.

Persons: Noah Lyles, Jamaica’s Kishane Thompson, ’ Fred Kerley, Hector Vivas, Lyles, Novak Djokovic, Matthew Stockman, Novak Djokovic couldn’t, Djokovic, Carlos Alcaraz, Simone Biles, Paul Ellis, ”, Biles, hasn’t, “, ” Biles, Suni Lee, Kaylia Nemour, Qiu Qiyuan, David Li, Imane, Hungarian Anna Luca Hámori, ” Khelif, Lin Yu, Thomas Bach, Kristen Faulkner, Bobby Finke, Katie Ledecky can’t, Julien Alfred, Saint Lucia, Sha'Carri Richardson, Kamala Harris, Whom Harris, we’ll, Andy Beshear, Pete Buttigieg, Sen, Mark Kelly of, JB Pritzker, Josh Shapiro, Tim Walz, MAGA, Harris, Nikki Haley, Donald Trump, Trump, Vance, SCOTUS, Neil Gorsuch, Joe Biden's, Debby, Storm Debby, Darren Staples, Keir Starmer, Israel, Ismail Haniyeh, Fuad Shukr, “ They’ll, Michael G Organizations: Paris Olympics, U.S, Olympic, Getty, NBC News Algerian, Team USA, Saint, Paris, Taxi, Philadelphia . Kentucky Gov, Mark Kelly of Arizona ,, Mark Kelly of Arizona , Illinois Gov, Minnesota Gov, Democratic, Republican, GOP, ABC, Fox News, Tropical, National Hurricane Center, NOAA, U.S . Justice Department, Protesters, NBC News, NBC News Companies Locations: Serbian, Paris, Tokyo, Los Angeles, China, Hungarian, Taipei, U.S, Philadelphia . Kentucky, Mark Kelly of Arizona, Mark Kelly of Arizona , Illinois, Pennsylvania, Florida, of Mexico, Rocky, Southern California, Mississippi’s, Nottingham, England, AFP, Southport —, Liverpool, Hull, Israel, Iran, Breakwater, Rockland , Maine, South Florida, Nashville , Tennessee, Atlanta

Some of that is changing. “It’s a really big worry,” Hobbs said. “You cannot have a strong and prosperous economy without affordable housing.”You cannot have a strong and prosperous economy without affordable housing. “There are people who want to work, who want to be here — want to live here, want to be part of the businesses that are here — who are struggling to find the housing,” she said. Landwehr worries about sustaining the “diversity of the population” needed to power the economy and keep the area desirable for both residents and visitors if the problem deepens: “We’ll start to see kind of a division, if you will, of who’s here.”

Persons: “, ” Hobbs, Kelsi Hobbs, Shannon Landwehr, ”, Landwehr Organizations: TD Bank, University of Maine, Regional Chamber of Commerce Locations: Maine, Rockland, Penobscot, who’s

CNN —With two presidential candidates fighting over a mere 538 Electoral College votes, a tie scenario is more than possible. Those individual, competitive electoral votes in Maine and Nebraska become hugely consequential in potential tie scenarios. If there’s a 269-269 tie, or if a third party or independent candidate wins electoral votes and keeps a candidate from reaching an Electoral College majority of 270, the next step is the same. Has a contingent election happened in the years since the tied election of 1800? In 1876, when there was a contested outcome, the contingent election system was bypassed.

Persons: Thomas Jefferson, Aaron Burr, ”, Kamala Harris, Joe Biden, there’s, It’s, it’s, Mike Johnson, –, Harris, Federalist John Adams, Jefferson, Burr, Alexander Hamilton, Andrew Jackson, John Quincy Adams, Jackson, Robert M, Johnson, Martin Van Buren, South Carolina –, Republican Rutherford B, Hayes, Samuel Tilden Organizations: CNN, Electoral, Democratic, Republicans, Win, Electoral College, Congressional Research Service, CRS, Senate, Democrat, Democrats, Republican, Trump, Federalists, Jefferson’s Democratic, Federalist Locations: Wisconsin , Michigan, Arizona, Nevada, Nebraska, Pennsylvania, Georgia, Maine, California, Texas, Delaware, Wyoming, Washington, DC, Minnesota, North Carolina, – Florida, Louisiana, South Carolina, Oregon

☆ Meet the family behind the L.L. Bean empire
▼ + stars: | 2024-08-03 | by ( Alex Bitter | ) www.businessinsider.com time to read: 1 min

Initially, Bean sold just one product: the Maine Hunting Shoe. Pairs of old Maine Hunting Shoes on display at an L.L. Paolo Picciotto/REDA&CO/Universal Images Group via Getty ImagesBean developed the Maine Hunting Shoe after dealing with wet leather boots during a hunting trip, according to L.L. To create something better, he used rubber shoe soles and had a high top added to them to create something that looked part-shoe, part-boot. He used a flyer to sell his Maine Hunting Shoe, according to the company.

Persons: Bean, Paolo Picciotto Organizations: Getty, Wall Street Journal

☆ Antarctica heat wave sends temperatures 50 degrees above normal
▼ + stars: | 2024-08-03 | by ( Mary Gilbert | ) edition.cnn.com time to read: +8 min

This is the second significant heat wave Antarctica has endured in the last two years. That unprecedented heat wave was made worse by climate change, according to a 2023 study published in Geophysical Research Letters. Climate change contributed 3.6 degrees of warming to the heat wave and could worsen similar heat waves by 9 to 10.8 degrees Fahrenheit by 2100, the study found. Climate Change Institute, University of Maine Climate Change Institute, University of Maine Slide left to see temperatures observed during this heat wave and right to see what normal temperatures should be. But other research in the last few years has demonstrated that melting in East Antarctica, where this heat wave is happening, is becoming equally troubling.

Persons: David Mikolajczyk, Mikolajczyk, ” Thomas Bracegirdle, University of Maine Bracegirdle, ” Bracegirdle, it’s, Ted Scambos, Bracegirdle, Amy Butler, Butler, ” Organizations: CNN, East Antarctica –, Antarctic Meteorological Research, Data Center, University of Wisconsin - Madison, Antarctic, Reds, Institute, University of Maine, Research, University of Colorado, Northern Hemisphere, Southern, NOAA’s Chemical Sciences, Change Institute, East Antarctica, National Academy of Sciences, “ Locations: Antarctica, East Antarctica, Bismarck, North Dakota, University of Colorado Boulder, Northern, East, Scambos, West Antarctica

☆ The Best Conversations
▼ + stars: | 2024-08-03 | by ( Melissa Kirsch | ) www.nytimes.com time to read: +2 min

I considered the headway I could make in the audiobook of “Demon Copperhead,” but quickly abandoned that option for several episodes of the podcast “Conan O’Brien Needs a Friend.” I wanted company. Conan and his sidekicks shoot the breeze for a while, before he brings on a celebrity guest for an interview. The shows I love aren’t the ones where a host tees up questions and a dutiful guest answers. Conan O’Brien has been having conversations professionally for most of his career. I didn’t care how long I had to go; I just wanted to keep listening and laughing along.

Persons: O’Brien, ”, Conan, I’m, Conan O’Brien, Woody Harrelson, Ted Danson, you’ll Locations: Maine, New York, Worcester, Hartford

☆ How Does Your State Make Electricity?
▼ + stars: | 2024-08-02 | by ( Nadja Popovich | ) www.nytimes.com time to read: +58 min

Wind turbines provided just 1 percent of the electricity produced in the state in 2001 and nearly 60 percent last year. How Kentucky made electricity from 2001 to 2023 Percentage of power produced from each energy sourceCoal still generates the majority of the electricity produced in Kentucky, a longtime coal mining state. Since then, virtually all of the electricity produced in the state has come from renewable sources, including hydropower, biomass, wind and solar. It has supplied more than 85 percent of the electricity produced in the state every year for more than two decades. Last year, wind supplied more than a fifth of the electricity produced in the state.

☆ Miss USA and Miss Teen USA: Everything you need to know
▼ + stars: | 2024-08-01 | by ( Jacqui Palumbo | ) edition.cnn.com time to read: +9 min

CNN —After a turbulent year for the Miss USA and Miss Teen USA pageants that saw both its 2023 titleholders resign for the first time ever, both events are returning this week to Los Angeles to crown two new winners. To vie for the titles, the 51 contestants from each competition will showcase themselves through multiple rounds: swimsuit (Miss USA) or athletic wear (Miss Teen USA), evening gown, and an onstage interview, as well as a preliminary interview with the judges. The Miss Universe Organization and Rose, through Miss USA, did not respond to CNN’s requests for comment in May. In 2022, the Miss Universe Organization (MUO) announced that married, divorced and pregnant women could compete for the first time at Miss Universe and Miss USA. How to watch Miss USA and Miss Teen USAThe finals of the 42nd edition of Miss Teen USA will take place August 1, followed by the 73rd edition of Miss USA on August 4 at the Peacock Theater.

Persons: Noelia Voigt, UmaSofia Srivastava, Voigt, Stephanie Skinner, Srivastava, — Voigt, Voigt’s, Laylah Rose, ” Laylah Rose, Chelsea Lauren, Shutterstock, Rose, Jackeline Voigt, Barbara Srivastava, “, ” Jackeline, Erik Kabik, Gankiewicz, Garcelle Beauvais, Rachel Lindsay, ”, Justin Sylvester, USA Kataluna Enriquez, Juliana Morehouse, Marissa Teijo, MUO, Stephanie Sullivan, Miss America, Catalina —, —, Yolande Betbeze, Donald Trump, Crystle Stewart, R’Bonney Gabriel, Gabriel, Stewart Organizations: CNN, Miss USA, Miss Teen USA, USA, Teen USA, Former Miss Teen, Miss Universe Organization, Rose, Los Angeles Times, Morning, Miss, “, Housewives, Beverly, Miss Universe, Miss Texas, Texas USA, Indiana, Miss America, Catalina, JKN Global Group, AP Miss, NBC, Miss Teen, Peacock Locations: Los Angeles, Savannah Gankiewicz, Hawaii, Miss Hawaii, Savannah, Honolulu, Honolulu , Hawaii, Miss USA, Miss Texas USA, Texas, Miss America, MUO, United States, Thai

☆ Trump’s comments about Harris’ race kicks off a new – yet familiar – chapter in the 2024 presidential campaign
▼ + stars: | 2024-08-01 | by ( Gregory Krieg | ) edition.cnn.com time to read: +9 min

Wednesday’s interview-turned-confrontation with reporters at a convention of Black journalists in Chicago made perfectly clear that nothing has changed. Trump’s remarks, he told donors in Maine Wednesday, put on display “a worse version of an already horrible person.”But he also cautioned against focusing too narrowly on the former president’s words. His reaction – his attack on Harris – was largely unprompted and strayed from the reporters’ line of questioning. North Dakota Sen. Kevin Cramer took a different tack, dismissing Trump’s remarks as “satire,” but also suggesting it was “not wise” politically to raise the issue. He promised he’s gonna have a woman of color.”Biden pledged to choose a woman as his running mate in 2020, not a woman of color.

Persons: Donald Trump, Kamala Harris, “, Trump, Harris, Rachel Scott, Ohio Sen, JD Vance, Joe Biden, –, Obama, Kamala, ” Trump, Alina Habba, ”, boisterously, Barack Obama, White supremacists, Harris –, Trump’s MAGA, “ Donald Trump, Roe, Wade, Biden, Harris ’, Doug Emhoff, Trump’s, can’t, Hannibal Lecter, ” Emhoff, … that’s, ” Harris, J.B . Pritzker, CNN’s Anderson Cooper, Harris “, Arizona Sen, Mark Kelly, he’s, ” Kelly, Vance, ” Vance, Florida Sen, Marco Rubio, “ California’s Kamala Harris, ” Rubio, Dakota Sen, Kevin Cramer, ” Cramer, ” Biden Organizations: CNN, Democratic, Republican, GOP, ABC, –, Trump, Indian, National Association of Black Journalists, Washington Post, Capitol, Associated Press Locations: Chicago, Pennsylvania, Harrisburg, Charlottesville , Virginia, Indian, Oakland, Indian American, Houston, Maine, Illinois, Arizona, Florida, American, Trump’s, Dakota

The state minimum car insurance is the minimum amount of car insurance you must carry in your state to legally drive a vehicle. Get Car Insurance Quotes Compare affordable car insurance quotes online in minutes. Top Providers for State Minimum Car InsuranceThese are the top providers for minimum car insurance based on our round-up on the best car insurance companies. Minimum Car Insurance FAQWhat happens if I don't have the state minimum car insurance? If you drive without the state minimum car insurance, you may face serious penalties such as fines, license suspension, and even vehicle impoundment.

Persons: you'll, Asis Alani Asis, Forbes, She’s, Read Organizations: UM, State, Insurance Information Institute, New, state's Department of Motor Vehicles, Florida Hawaii Kansas Kentucky Massachusetts, Florida Hawaii Kansas Kentucky Massachusetts Michigan Minnesota New Jersey New, Amica, Farm, Farmers Insurance, Liberty Mutual, Arizona, Illinois, Indiana, Iowa, Maryland, Montana, Nebraska, Hampshire, York, North Carolina, North Dakota, Oklahoma, Rhode, South Carolina, South Dakota, Tennessee, Virginia, Washington, West Virginia, Insurance, Providers Insurance, DMV, Business, AARP, CNN, Fortune, U.S . News, Finance, University of Hawaii Locations: Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, Jersey, Mexico, York, Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin, Wyoming, Florida Hawaii Kansas Kentucky, Florida Hawaii Kansas Kentucky Massachusetts Michigan Minnesota New Jersey, Florida Hawaii Kansas Kentucky Massachusetts Michigan Minnesota New Jersey New York North Dakota Pennsylvania Utah Kentucky , New Jersey, North Carolina, Alabama, Chevron, U.S, Manoa

Best Banks for Avoiding ATM Fees of 2024Axos Bank: Best online bank for avoiding domestic ATM feesConnexus Credit Union: Best credit union for avoiding domestic ATM feesChase Bank: Best national bank for avoiding domestic ATM feesCharles Schwab: Best institution for avoiding international ATM feesTD Bank: Best regional bank for avoiding domestic ATM feesBetterment: Best online banking platform for avoiding domestic ATM feesCompare the Top Banks for Avoiding ATM FeesThe best banks for avoiding bank ATM fees have free regional or national ATM networks, so you won't be charged for using an ATM. Here are the best banks for avoiding ATM fees as picked by Business Insider editors in 2024. up to $500 Pros Check mark icon A check mark. You could also refer to the schedules of fees document to review ATM fees and ATM withdrawal limits." Methodology: How Did We Choose the Best Banks for Avoiding ATM Fees?

Persons: Banks, Charles Schwab, Cash, you'll, Chase, Chase Sapphire, Schwab, you've, JP Morgan Chase, Jeffrey Epstein's, it's, You'll, Mykail James, Sophia Acevedo, Tania Brown, Roger Ma, James, Sophia, Axel Springer, Education Sophia, Evelyn, Read Organizations: Credit, Chase Bank, Best, Bank, Business, Axos, Axos Bank, Credit Union, Connexus Association, Chase, Start, JPMorgan Chase Bank, Chase Sapphire Banking, Chase Sapphire ℠ Banking, Chase Mobile, Chase Sapphire, Chase Sapphire ℠, Schwab, Charles, Charles Schwab Bank, Bank Best, East Coast, TD Bank, FDIC, NBKC Bank, U.S . Virgin, SEC, Alliant Credit Union, Ally, Bank5, Bethpage Federal Credit Union, CIT Bank, Connexus Credit Union, Discover, NBKC, Salem, Service Credit Union, SoFi, TIAA Bank, MasterCard, Finance, Savings, Education, California State University Fullerton, Angeles, Personal Finance Locations: Connexus, Minnesota , Ohio, Wisconsin, Alaska, Hawaii, Puerto Rico, United States, East, East Coast, Connecticut , Delaware, Florida , Maine , Maryland , Massachusetts, New Hampshire , New Jersey , New York, North Carolina , Pennsylvania, Rhone Island, South Carolina, Vermont, Chevron, Bethpage, NBKC Bank, U.S, California

☆ What to expect in the 100 days until Election Day – and beyond
▼ + stars: | 2024-07-28 | by ( Annette Choi | Zachary B. Wolf | ) edition.cnn.com time to read: +6 min

So we don’t know what specifically will happen in the next 100 days until Election Day on November 5, or what could come after, when the country’s unique Electoral College process gets going. December: Electoral votes are castAfter questions about the election are settled, states confirm, or ascertain, their statewide results. Electors gather in their respective state capitols to cast electoral votes for their statewide winner. Nebraska and Maine also allocate some electoral votes by congressional district, and these could be pivotal in a close race. In any event, lawmakers gather on January 6, as everyone should remember from 2020, to count electoral votes.

Persons: CNN —, Joe Biden’s, Kamala Harris, Donald Trump, Harris, Jeff Zeleny, Sen, JD Vance, Trump’s, He’d, Biden, Vance, Trump, Maya Rudolph, Harris –, isn’t Organizations: CNN, Democratic Party, Biden, Democrats, Republican, Trump, ABC News, ABC, Fox News, Supreme, that’s, Electors, Nebraska, Electoral College, Electoral Locations: Chicago, Harris, North Carolina, Arizona, Georgia, Michigan, Pennsylvania, Wisconsin, Maine

☆ How the Harris 2024 shake-up could affect House and Senate races
▼ + stars: | 2024-07-27 | by ( Zachary B. Wolf | Simone Pathe | ) edition.cnn.com time to read: +13 min

It could also have a major impact on House and Senate races. We talked by email about the state of play for the House and Senate and how the shake-up in the presidential race might change things. PATHE: House races are typically more nationalized than Senate races because the candidates are lesser known; therefore, it’s harder for them to separate themselves from their party and the top of the ticket. WOLF: The presidential primary process is over, but we’re still in the thick of statewide primaries for House and Senate races. WOLF: If there’s one Senate race that could be a bellwether for the country as a whole, which one is it and why?

Persons: Kamala Harris, Joe Biden, Simone Pathe, Harris, Biden, It’s, Donald Trump, Trump, Wisconsin Sen, Tammy Baldwin, who’s, Baldwin, she’d, Sen, Jon Tester, Tester, it’s, Priscilla Alvarez, hasn’t, WOLF, Ohio’s Sherrod Brown, doesn’t, Brown, — Tester, Bob Casey of Pennsylvania, Jacky Rosen, Nevada –, —, There’s, we’re, — GOP Sen, Rick Scott, Debbie Mucarsel, Powell, Colin Allred, GOP Sen, Ted Cruz, there’s, Cruz, we’ve, Beto O’Rourke’s, Jaime Harrison’s, South Carolina Sen, Lindsey Graham, Allred —, That’s, Debbie Stabenow, Elissa Slotkin, Mike Rogers Organizations: CNN, CNN Politics, Senate, PATHE, Democratic, Black, Biden, Trump, Air Force, GOP, Republican, Democrat, House, — GOP, of Houston, South Carolina, Democrats, Democratic Rep Locations: Washington, Wisconsin, Madison, Milwaukee, Baldwin, Montana, California, Pennsylvania, Trump, New York, Oregon , Washington , Colorado , Michigan, North Carolina, New Mexico, Maine, Alaska, York, Ohio, In Ohio, Nevada, Arizona , Michigan, West Virginia, — Texas, Florida, Maryland, Texas, Michigan

☆ How Doug Emhoff is amplifying his wife’s historic presidential bid
▼ + stars: | 2024-07-26 | by ( Betsy Klein | ) edition.cnn.com time to read: +9 min

CNN —Confronted with a barrage of negative social media posts from former President Donald Trump aimed at his wife, second gentleman Doug Emhoff eschewed machismo or defensiveness. “That’s all he got?” he said Tuesday of the attacks on Vice President Kamala Harris, the new and historic presumptive Democratic presidential nominee. And Monday, he leaned into a cheerleader role as he introduced the vice president at her Wilmington, Delaware, campaign headquarters. So I think that gives you a fairly good indication of if he now would move into a precedent-setting first gentleman role,” McBride said. “This first gentleman role is being a supportive spouse and understanding better than anyone the administration’s goals and how to go about best achieving that,” she said.

Persons: CNN —, Donald Trump, Doug Emhoff, “, ”, Kamala Harris, Harris, Emhoff, Harris ’, Anita McBride, Laura Bush, Jill Biden, he’ll, David Letterman, Seth Schuster, He’s, Joe Biden, Dobbs, –, ” Emhoff, hyping, you’re, it’s, Kamala, that’s, “ He’s, Capricia Marshall, Obama, Clinton, shirk, ” Marshall, CNN’s Dana Bash, I’m, Bash, ” McBride, Marshall, CNN’s Arlette Saenz, Jeff Zeleny Organizations: CNN, Democratic, Georgetown Law, –, Jewish Democratic Council of America, Jewish, White, House Locations: England, Yarmouth , Maine, Nantucket, Vineyard , Massachusetts, Paris, Wausau, Stevens Point , Wisconsin, McLean , Virginia, Wilmington , Delaware, United States, United States of America, Israel

☆ It’s Shark Season. How Worried Should You Be?
▼ + stars: | 2024-07-26 | by ( Erik Vance | ) www.nytimes.com time to read: +19 min

California has very few shark attacks — just two recorded in 2023, fewer than New York and the Carolinas. The eastern coast from Virginia to New York doesn’t see many shark attacks, despite having many popular beach towns. Long Island in New York is, roughly speaking, the northern border of the bull and tiger shark ranges. Tiger Shark A 3D illustration of a Tiger Shark. Kentucky managed to rack up 12 shark attacks in 2006 after the aquarium in Newport opened a shark petting exhibit.

Persons: Meg ”, “, —, You've, Read, Long, Louis, Napoleon, manhandling You've, snorkelers, snorkelers ’, Bob, you’re Organizations: Florida Museum, New York Times, America . California Carolinas, Georgia Florida Gulf, Alaska You've, Daytona, Bull Sharks, Tiger Sharks, Sharks, Nurse Sharks Locations: United States, Hawaii, Washington State, America . California, Georgia Florida, Georgia Florida Gulf Coast Hawaii, States New, Pacific Northwest, Alaska, California, New York, Carolinas, Los Angeles, San Diego, Georgia, South Carolina, Florida, North Carolina, Cape, Volusia County, Gulf, Coast of Texas , Louisiana , Mississippi, Alabama, Texas . Galveston , Texas, Maui, States, Virginia, New England, Cape Cod, Massachusetts, Maine, Northwest, Oregon, Washington, Mississippi, of Mexico, Kentucky, Newport, St, Fla

☆ Employee Well-Being Programs Can Help Companies Perform Better
▼ + stars: | 2024-07-24 | by ( Rebecca Knight | ) www.businessinsider.com time to read: +9 min

With a new generation of workers bringing fresh sensibilities and an increasing desire for work-life balance and mental-health support, organizations across the US are scaling up employee well-being programs to meet the demands of the post-pandemic era. Companies need to achieve a balanced mix of well-being offerings to address the shifting needs of their workers, Tharpe said. A retention tool that reinforces company valuesTharpe said many companies view well-being benefit programs as a strategic tool to reinforce the organization's values and make it more attractive as an employer. Combating healthcare costs, boosting mental healthSome companies are adopting well-being initiatives to confront mounting healthcare costs, with the added benefit of improving mental-health support for their employees. AdvertisementChildren's Mercy Kansas City, a pediatric-health facility in Missouri, also made mental health and well-being initiatives a priority for its staff following the pandemic.

Persons: Wellable, they're, Charlie Tharpe, Tharpe, Stephanie Harvie, Harvie, L.L.Bean, WWT, John Rocco, Rocco, Stephanie Burrus, Burrus, VTO, Molly Q, Ford, Salesforce Organizations: Companies, Boston University's Questrom School of Business, WWT, Children's, Research Locations: Maine, St, Louis, Kansas City, Missouri, San Francisco

☆ Army Sees No Link to Blast Exposure in Maine Gunman’s Mental Issues
▼ + stars: | 2024-07-23 | by ( Dave Philipps | ) www.nytimes.com time to read: 1 min

An Army investigation into the October 2023 mass shooting committed by an Army Reserve soldier, Robert Card II, found that a number of factors contributed to the Army’s inaction as Mr. Card’s mental health careened toward violence, including procedural breakdowns, missteps by commanders and rules that restrict military authority over reserve soldiers when they are out of uniform. But the report said the Army saw no link between his mental health problems and the years he spent working as a grenade instructor, repeatedly exposed to explosions on the practice range. Every summer for eight years, Mr. Card taught cadets at the U.S. Military Academy at West Point to use heavy weapons, including machine guns and shoulder-fired anti-tank guns. For five of those years, he worked on the grenade range, where about 2,400 grenades exploded over a two-week period. By age 40, he wore hearing aids.

Persons: Robert Card, Card Organizations: Army Reserve, Army, U.S . Military Academy

☆ Stocks making the biggest moves after hours: Alphabet, Tesla, Visa and more
▼ + stars: | 2024-07-23 | by ( Hakyung Kim | ) www.cnbc.com time to read: +4 min

Tesla reported adjusted earnings per share at 52 cents, while analysts surveyed by LSEG had called for 62 cents per share. Visa reported $8.9 billion in revenue, which came in slightly below the $8.92 billion forecast by analysts polled by LSEG. Its adjusted earnings per share of 19 cents topped analysts' estimates for 17 cents per share, according to LSEG data. In the fiscal fourth quarter, earnings of $2.32 per share were higher than a year ago, but shy of the $2.41 per share analysts predicted, according to FactSet. Revenue of $304 million also fell short of the $310 million analysts forecast.

Persons: Tesla, LSEG, Enphase, Chubb, —, Christina Cheddar Berk Organizations: Street, Visa, LSEG, Seagate —, Seagate, Capital, Revenue, Texas, Mattel, Maine, Enphase Energy Locations: Santa Monica , California, Cal, LSEG

☆ The number of low-wage U.S. workers is dropping—but 23% still make less than $17/hr
▼ + stars: | 2024-07-23 | by ( Gili Malinsky | ) www.cnbc.com time to read: +6 min

"As they continue to annually increase their minimum wages, the number of low-wage workers does go down," says Henderson. Similarly, many states hiked their tipped minimum wages — or did away with a tipped minimum altogether. 53% of tipped wage workers earn less than $17 per hourAll that said, there are still nearly 40 million workers making less than $17 per hour. Nationwide, more than half, 53% of tipped wage workers earn less than $17 per hour, according to the report. A third, 33% of Latin or Hispanic workers and 32% of Black workers earn less than $17 per hour, compared to 21% of white workers, according to the report.

Persons: Kaitlyn Henderson, Henderson, Workers aren't, Judy Conti Organizations: Federal, Health, Education, Labor, Pensions, " Workers, Oxfam, Workers, Institute, National Employment Law, Bureau, National Women's Law, BLS, Agriculture, National Center, Farmworker Health, Census Bureau Locations: New York City, Washington, Maine, Oregon, EPI, Mississippi, Oklahoma, Louisiana, Kentucky, Texas, North Carolina, Mexico, West Virginia

☆ Parents say Delta stranded their kids while they were flying alone
▼ + stars: | 2024-07-23 | by ( Geoff Weiss | ) www.businessinsider.com time to read: +4 min

Read previewSome parents say they were left scrambling to help their stranded kids after Delta Air Lines suddenly changed its policies as it grapples with extended delays and cancellations that stretched into the fourth day. "It was about three hours of sheer panic," one of the parents, Cecilia Stone, told Business Insider. AdvertisementAfter the outage, Delta barred unaccompanied minors from traveling, a move its competitors have not implemented. AdvertisementDonald had a regular ticket, but as a minor was still not allowed to fly, Stone told BI. AdvertisementDelta told Business Insider in a statement that it stopped unaccompanied kids from traveling "to protect minors from being separated from their families and caregivers in the event of flight disruptions or cancellations."

Persons: —, Cecilia Stone, Transportation Pete Buttigieg, Joel Fortney, wasn't, Fortney, Donald, Stone, Delta didn't, hasn't Organizations: Service, Delta Air Lines, Delta, Business, Transportation, The New York Times, Navy, Delta Airlines Locations: Iowa, Maine, Chicago, Salt Lake City, San Diego

Today, there are 55 Hispanic American banks and credit unions that are FDIC or NCUA insured around the United States. Nave BankBranches: 0 (online-only)ATMs: 0Services: savings accounts, business banking, business loansNave Bank is currently only available for businesses, and has a waitlist to join. We selected Hispanic American-owned credit unions from the National Credit Union Administration's list of minority depository institutions which was also updated in September 2023. You can open up savings accounts, checking accounts, CDs, and money market accounts in most of the institutions listed. Results from the study found that Hispanic Americans made up a greater percentage of those who took out home loans or small business loans at Hispanic American banks in comparison to non-minority banks.

☆ Here Are the State Delegations That Have Endorsed Kamala Harris
▼ + stars: | 2024-07-22 | by ( Elena Shao | Martín González Gómez | ) www.nytimes.com time to read: +2 min

Here Are the State Delegations That Have Endorsed Kamala HarrisWhere delegations have declared support for Kamala Harris Declared support A U.S. map highlighting the states where their delegations have declared support for Ms. Harris. In a show of party unity, state convention delegations have declared their support for Vice President Kamala Harris as the Democratic presidential nominee. Many individual delegates have said they intend to vote for Ms. Harris, but their state delegations have not yet collectively done the same. Most state delegations listed below voted unanimously among those present to support Ms. Harris. State delegations that declared support for Harris A table showing the states whose delegations have declared support for Ms. Harris.

Persons: Kamala Harris, Harris, Mr, Biden Organizations: Democratic, State, New York, North Carolina, South Carolina, South Dakota, West Virginia Locations: U.S, Alaska, Arkansas, California, Connecticut, Florida, Georgia, Guam, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Mississippi, Nebraska, Nevada, New Hampshire, New Jersey, New, North, Ohio, Pennsylvania, South, Tennessee, Texas, Utah, Vermont, Wisconsin

You can get down payment assistance through CHFA's Down Payment Assistance Program or the Time To Own program. VermontThe Vermont Housing Finance Agency offers mortgages, down payment assistance, a first generation homebuyer program, and a mortgage credit certificate. NebraskaThe Nebraska Investment Finance Authority is another state housing finance agency that offers programs for first-time and repeat buyers alike. State first-time homebuyer programs FAQsHow do first-time homebuyer programs differ by state? You may be able to combine multiple forms of state-backed first-time homebuyer assistance, or get state assistance in addition to other, unrelated programs.

Persons: you'll, CHFA, DSHA, MaineHousing, NJHMFA, MHDC, UHC Organizations: Connecticut Housing Finance Authority, FHA, Housing Authority, Maine MaineHousing, Loan, Massachusetts MassHousing, New Hampshire New Hampshire Housing, New Jersey Housing, Mortgage Finance Agency, New Jersey Police, New York Mortgage Agency, Pennsylvania Housing Finance Authority, Vermont Housing Finance Agency, Alabama Housing Finance Association, Arkansas, Finance Authority, of Columbia Homebuyers, DC Housing Finance Agency, D.C, Florida Housing Finance Corporation, Georgia Department of Community Affairs, Georgia, Plus, Kentucky Housing Corporation, Louisiana Housing Corporation, Maryland Department of Housing, Community Development, Mississippi The Mississippi Home Corporation, North Carolina Housing Finance Agency, Carolina South, Carolina South Carolina Housing, Palmetto, SC, South Carolina National Guard, Tennessee Housing Development Agency, Virginia Virginia Housing, Virginia Department of Housing, West, West Virginia The West, West Virginia The West Virginia Housing Development Fund, Illinois Housing, Authority, Indiana, Indiana Housing, Community Authority ., Iowa Finance Authority, IFA, Kansas Housing, Assistance, Michigan, Housing Development Authority, Minnesota Housing Finance Agency, Missouri Housing, Commission, Nebraska, Nebraska Investment Finance Authority, North, North Dakota Housing Finance Agency, Ohio Housing Finance Agency, South Dakota Housing Development Authority, Economic Development Authority, Arizona The, Arizona The Arizona Industrial Development Authority, New Mexico Mortgage Finance Authority, Oklahoma, Oklahoma Housing Finance Agency, Texas The, Affordable Housing Corporation, Texas, Homes, Texas Heroes, Alaska Housing Finance Corporation, California Housing Finance Agency, Colorado, Colorado Housing, Hawaii Housing Finance, Development Corporation . Idaho, Idaho Housing, Finance Association, Montana, Montana Montana Housing, Nevada Housing Division, Oregon Oregon Housing, Community Services, Utah Housing Corporation, Washington, Washington State Housing Finance Commission, Wyoming Community Development Authority Locations: Connecticut, Delaware, New Hampshire New Hampshire, New Jersey, York The State, Pennsylvania, Rhode, Vermont, Alabama, Arkansas, Washington ,, Florida, Georgia, Kentucky, Louisiana, Maryland, Mississippi, Carolina, Carolina South Carolina, Tennessee, Virginia Virginia, West Virginia, West Virginia The West Virginia, Illinois, Indiana Indiana, Community Authority . Iowa, Iowa, Kansas, Michigan, Minnesota, Missouri, NIFA, North Dakota, North, Ohio, OHFA . South Dakota, Wisconsin, WHEDA . Southwest, Arizona, Arizona The Arizona, Mexico, Oklahoma, Texas, Texas The Texas, TSAHC ., Alaska, California, Colorado, Hawaii, Idaho, Montana Montana, Nevada, Oregon Oregon, Utah, Washington, Wyoming, Chevron

☆ Scientists discover ‘dark’ oxygen being produced more than 13,000 feet below the ocean surface
▼ + stars: | 2024-07-22 | by ( Katie Hunt | ) edition.cnn.com time to read: +13 min

It’s also possible, these scientists warn, that deep-sea mining could disrupt the way carbon is stored in the ocean, contributing to the climate crisis. A documentary about deep-sea mining that Sweetman watched in a hotel bar in São Paulo, Brazil, unleashed a breakthrough. However, several countries, including the United Kingdom and France, have expressed caution, supporting a moratorium or ban on deep-sea mining to safeguard marine ecosystems and conserve biodiversity. Earlier this month, Hawaii banned deep-sea mining in its state waters. Many unanswered questions remain about how dark oxygen is produced and what role it plays in the deep-sea ecosystem.

Persons: Andrew Sweetman, they’re, ”, Sweetman, ‘, SAMS, I’ve, “, Franz Geiger, ’ ”, Geiger, Charles E, Emma H, Morrison, Daniel Jones, Beth Orcutt, Orcutt, Craig Smith, Smith, Camille Bridgewater, Hawaii’s Smith, ” Geiger, Diva Amon, ” Sweetman Organizations: CNN, Clarion, Scottish Association for Marine Science, Nature, NHMDeepSea, SMARTEX, International, Authority, UN, AA, Northwestern University, Northwestern’s Weinberg College of Arts and Sciences, National Oceanography, Bigelow Laboratory, Ocean Sciences, University of Hawaii, Geological Survey, University Locations: São Paulo, Brazil, Evanston , Illinois, Southampton, England, Maine, Mānoa, Jamaica, United Kingdom, France, Hawaii, Clarion

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