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☆ Stocks making the biggest moves after hours: Ross Stores, Gap, ChargePoint Holdings and more
▼ + stars: | 2023-11-16 | by ( Brian Evans | ) www.cnbc.com time to read: +1 min

ChargePoint Holdings — Stock in the electric vehicle charging network slipped 26% after the company announced a shakeup in its C-suite. Separately, ChargePoint announced preliminary third-quarter results, including revenue forecast of $108 million to $113 million down from $150 million to $165 million. Compass Minerals International — Shares fell 2% after the company reported a wider-than-expected loss in the fiscal fourth quarter. Ross Stores — The clothing retailer added 5.7% after posting a third-quarter beat on the top and bottom line. Ross reported earnings of $1.33 per share on $4.92 billion in revenue, while analysts polled by LSEG forecast earnings of $1.22 per share and $4.85 billion of revenue.

Persons: Rick Wilmer, Pasquale Romano, ChargePoint, Ross Organizations: Reuters, Justice Department, LSEG, ChargePoint, —, Compass Minerals, FactSet, Ross Stores

☆ Scaling up a small business comes with a unique set of challenges. Smart strategy and transparency with employees are essential.
▼ + stars: | 2023-11-15 | by ( Mariette Williams | ) www.businessinsider.com time to read: +8 min

The importance of outlining responsibilitiesWhen it's time for expansion, small businesses often face the challenge of outlining responsibilities with new hires and current staff. "When small businesses scale up, they often face problems in three areas: leadership, talent acquisition, and organizational culture," Szafranek said. How to minimize riskWhile running a business comes with inherent risks, small businesses don't have the same resources as large corporations. Experts also advise small businesses to implement changes slowly, create a well-researched plan, and set up a timetable of what needs to be done successfully at each stage. "The biggest challenge we face in scaling up as a small company is resources," Stewart said.

Persons: It's, —, Daize Washbourn, Washbourn, Roza Szafranek, Szafranek, they're, Leonie Stewart, Stewart, Jennifer L'Estrange, Red Clover, Clover, L'Estrange, We've Organizations: Service, Business, Bacchus Agency, Bacchus Locations: London

☆ Stranded hikers were rescued from a cliff edge after apparently following a trail on Google Maps that didn't actually exist
▼ + stars: | 2023-11-08 | by ( Kelsey Vlamis | ) www.businessinsider.com time to read: +3 min

North Shore Rescue said it seems the hikers were following a nonexistent trail on Google Maps. Rescuers said hikers should not rely on urban map apps like Google Maps in the wilderness. AdvertisementAdvertisementOn several occasions hikers in Canada had to be rescued after getting stranded on a cliff edge in a steep, dangerous area — and rescuers say they seemed to be following a non-existent trail that was listed on Google Maps. AdvertisementAdvertisementIt's unclear why the non-existent tail was showing up on Google Maps. NSR said Saturday they had previously contacted Google to have the trail removed but had not gotten a response.

Persons: — Organizations: Shore Rescue, Google, Service, Shore, NSR Locations: Vancouver, Canada, Froome, Kennedy

☆ How the cost of homebuying and selling will change after landmark court loss over real estate commissions
▼ + stars: | 2023-11-07 | by ( Cheryl Winokur Munk | ) www.cnbc.com time to read: +4 min

A recent jury verdict against the National Association of Realtors and large residential brokerages could upend the residential real estate industry. Here's what real estate agents, homebuyers and sellers need to know about potential changes in residential real estate economics. A bad time for bad news in real estateThe jury verdict comes at a time when many real estate agents are already feeling a pinch. At a time when home sales are already under pressure, "this lawsuit is just another punch in the gut for real estate franchises," said Bill Gross, a self-employed real estate broker associate in California with eXp Realty. Lawsuits focused on fees reinforce the general trend of trying to lower fees in the real estate market, Schipani said.

Persons: Max, Mike DelPrete, Bill Gross, there's, Keefe, Ryan Tomasello, Gilbert J, Schipani, we've, Glenn Kelman Organizations: National Association of Realtors, NAR, realtors, Max Holdings, Federal, University of Colorado Boulder, eXp Realty, Tempus Fugit, Compass Locations: Missouri, Kansas City, St, Louis, Springfield, Columbia, U.S, California

☆ More than 20 members of Congress send letter to UPenn over alleged failure to address antisemitism on campus
▼ + stars: | 2023-11-07 | by ( Manav Tanneeru | Jordan Valinsky | ) edition.cnn.com time to read: +3 min

The letter, dated November 1, comes after the college was accused by wealthy donors and alumni of alleged failure to condemn antisemitism and hate following the attack. A similar letter from Norman was sent the same day to other universities such as Yale, Columbia and Harvard. Controversy began when a multiday event took place in September on campus at UPenn called the Palestine Writes Literature Festival. “This is an incredibly challenging moment in the world, and we are feeling its reverberations on our campus,” Magill wrote. “We can and will do better to combat antisemitism and to reject hate in all its forms.”UPenn didn’t immediately respond for comment about the letter.

Persons: Liz Magill, –, Ralph Norman of, Nancy Mace, Nicole Malliotakis, Michael McCaul, Norman, “, ” Norman, UPenn, Marc Rowan, ” Rowan, Magill’s, ” Magill, UPenn didn’t, – CNN’s Matt Egan Organizations: New, New York CNN, University of Pennsylvania, Harvard, Apollo Global Management Locations: New York, Israel, Ralph Norman of South Carolina, South Carolina, Michael McCaul of Texas, Yale, Columbia, UPenn, ”

☆ Homeowner insurance and climate have become major factors in real estate
▼ + stars: | 2023-11-07 | by ( Anna Bahney | ) edition.cnn.com time to read: +8 min

Farmers Insurance deemed it too risky to continue insuring homes in Florida and pulled out of the market there entirely. The average cost for homeowners’ insurance in the United States is about $1,820, according to an analysis by NerdWallet, but there are many variables. As climate risks continue, a standoff has developed over who should pay the cost of insuring homes against ever-growing risks. And for many of the properties that are on the market you can’t obtain insurance? “We’ll have to see some creative solutions in the near term to create that competitive marketplace for insurance,” she said.

Persons: Michael Monaghan, Sellers, “, ’ ” Monaghan, ”, Monaghan, Will, Amy Bach, United, Hurricane Andrew, ” Bach, mitigations, Bach, Jennifer Branchini, Branchini Organizations: DC CNN, Coldwell, Allstate, . Farmers Insurance, National Oceanic, Atmospheric Administration, NOAA, Hurricane, FAIR, California Department of Insurance, California Association of Realtors, State Farm, Farm, “ Locations: Washington, California, Bayside, ”, Florida, Monaghan, United States, “, San Francisco, “ Florida, Louisiana, WUI, Pleasanton

When it comes to money, your mindset has a big impact on the way you spend, save, and invest. For me, four lessons from the book helped me improve my money mindset and invest more. Housel writes, "My own theory is that, in the real world, people do not want the mathematically optimal strategy. This is in line with some advice I've offered in my book "Dear Debt," regarding debt repayment. Reading "The Psychology of Money" was so fulfilling for me and helped me shift my money mindset out of anxiety and scarcity to feelings of "enoughness."

Persons: Reading Morgan, I've, —, Morgan Housel, Warren Buffett, Buffett, it's, Housel, he's, there's, doesn't, Bill Gates, Gates, Kent Evans Organizations: Reading, Service, —

☆ Compass CEO: Not enough real estate inventory in the overall market
▼ + stars: | 2023-11-07 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailCompass CEO: Not enough real estate inventory in the overall marketRobert Reffkin, Compass co-founder and CEO, joins 'Squawk on the Street' to discuss the company's quest for profitability, the environment for real estate companies, and more.

Persons: Robert Reffkin

REUTERS/Andrew Kelly/File Photo Acquire Licensing RightsLONDON, Nov 6 (Reuters) - Unilever (ULVR.L) top-10 investor Lindsell Train welcomed its recent management changes and said it had already discussed the consumer goods company's next steps with the incoming chairman. These moves demonstrated that Unilever thinks that a "fresh perspective on all aspects of the business is necessary", Nick Train, manager of the Finsbury Growth & Income Trust and co-founder of Lindsell Train, told Reuters. A bungled attempt to buy GSK's consumer healthcare business was followed by billionaire activist investor Nelson Peltz joining the board. "We maintain a productive open dialogue with the company and most recently met with the new (Unilever) chairman to hear his view on the most beneficial next steps," Train said. Matt Close, president of its ice cream business, will also leave after a more than three-decade career with Unilever.

Persons: Andrew Kelly, Nick Train, Hein Schumacher, Schumacher, Alan Jope, Nelson Peltz, Ian Meakins, Nils Anderson, Hanneke Faber, Priya Nair, Matt Close, Richa Naidu, Matt Scuffham, Alexander Smith Organizations: Unilever, REUTERS, Lindsell, Income Trust, Reuters, Thomson Locations: Manhattan , New York City, U.S, Finsbury

SAN JOSE, Calif. (AP) — A California police officer involved in a controversial shooting last year has resigned after the discovery of racist text messages he wrote, including some making light of the shooting, a police chief says. Mark McNamara, who joined the San Jose Police Department in 2017, quit last week after being notified of an investigation into his offensive messages, Police Chief Anthony Mata told the Bay Area News Group. McNamara shot and wounded Green, who is Black, after Green appeared to have quelled a fight that broke out inside an eatery near San Jose State University. Political Cartoons View All 1234 ImagesIn a text message dated the day after the shooting, McNamara appears to refer to Green with a racial slur. Other messages from June 2023 appear to have been sent while McNamara was being interviewed by the City Attorney’s Office and Green’s legal team, which sued the city over the shooting.

Persons: Mark McNamara, Anthony Mata, Mata, McNamara, “, K’aun, Green, San Jose State University . Green, Adanté Pointer, Steve Slack Organizations: JOSE, Calif, San Jose Police Department, Police, Bay Area, San Jose State University ., City Attorney’s, San Jose Police, ’ Locations: California, San

☆ Real-estate agents may be forced to charge home buyers less, thanks to a new $1.8 billion verdict
▼ + stars: | 2023-11-05 | by ( James Rodriguez | ) www.businessinsider.com time to read: +11 min

On Tuesday afternoon at a courthouse in Kansas City, Missouri, the collective nightmare of the real-estate industry became reality. For decades, the basic structure of how real-estate agents get paid when they help someone buy or sell their home has remained roughly the same. Here's how it works: When you list your home for sale on an MLS, you're required to offer a commission to the buyer's agent. The good buyer's agents who can prove their value will be fine, Brobeck predicted. Buyers might also start making offers on the condition that the seller agrees to pay both agents' commissions — otherwise, no deal.

Persons: Burnett, —, Stephen Brobeck, Brobeck, Mike Rosenthal, Rosenthal, Sellers, Saul Klein, you've, Klein, Keller Williams, Bob Goldberg, Inman, Opendoor, James Rodriguez Organizations: National Association of Realtors, NAR, MLS, Consumer Federation of America, Consumer, nab, New York Times, Justice Department Locations: Kansas City , Missouri, Missouri , Illinois, Kansas, California

☆ A $1.8 billion earthquake just hit the real estate industry
▼ + stars: | 2023-11-05 | by ( James Rodriguez | ) www.businessinsider.com time to read: +11 min

On Tuesday afternoon at a courthouse in Kansas City, Missouri, the collective nightmare of the real-estate industry became reality. For decades, the basic structure of how real-estate agents get paid when they help someone buy or sell their home has remained roughly the same. Here's how it works: When you list your home for sale on an MLS, you're required to offer a commission to the buyer's agent. The good buyer's agents who can prove their value will be fine, Brobeck predicted. The wild thing is, the decision could be just the beginning of tumult for the real-estate industry.

☆ Now-Speaker Mike Johnson worked with a Louisiana college to minimize the fallout over his resignation as the dean of a Christian law school that never opened, report says
▼ + stars: | 2023-11-04 | by ( John L. Dorman | ) www.businessinsider.com time to read: +4 min

Mike Johnson worked with a Louisiana college to minimize fallout over his resignation as a law school dean, per WaPo. The planned law school was touted by its boosters as one that would "unashamedly embrace" a "biblical worldview." (Louisiana College was renamed Louisiana Christian University in 2021.) AdvertisementAdvertisement"He speaks from an internal moral compass that is true north and everyone should know that 'Mike Johnson cannot be bought,'" Aguillard said. "In short, America is in the best of hands under Speaker Mike Johnson's leadership," he added.

Persons: Mike Johnson, Johnson, —, Joe Aguillard, Heath Veuleman, Aguillard, Mike, Mike Johnson's Organizations: Paul Pressler School of Law, Service, Louisiana College, Southern Baptist, Louisiana Christian University, The Washington, The, The Post Locations: Louisiana, Southern, Pineville —, America

LOS ANGELES (AP) — A series of court challenges are seeking to upend longstanding real estate industry practices that determine the commissions agents receive on the sale of a home — and who foots the bill. But already the NAR and several real estate brokerages are facing another lawsuit over agent commission rules. As home prices have soared in recent years, pushing the national median sales price to $394,300 as of September, so have agents’ commissions. Traditionally, that works out to a 5% to 6% commission split roughly evenly between the buyer’s and seller’s agents. “The real solution is for buyers to be able to finance the buyer-agent commissions as part of their mortgages.

Persons: “, ” Mantill Williams, Williams, Fresh, ’, ” Williams, ”, Stephen Brobeck, Max, Brobeck, Michelle Chapman Organizations: ANGELES, National Association of Realtors, NAR, Western, of, Redfin Corp, Weichert Realtors, Compass Inc, “, Consumer Federation of America, Inc, MLS, Associated Locations: Missouri, U.S, of Missouri, New York

The verdict could upend decades-old practices that have allowed real estate agents to boost commissions by forcing sellers to pay commissions to buyers' real estate brokers. Representatives of Compass and Douglas Elliman declined to comment. BTIG analyst Soham Bhonsle in an investor note said the fact that Douglas Elliman, Redfin, Compass and eXp were being sued by the same lawyers was a negative for their stocks. Zillow (ZG.O) shares initially fell 0.33% after brokerage Jefferies cut its price target, citing the impact of Tuesday's verdict. While Zillow is not a defendant in either lawsuit, Jefferies said Tuesday's verdict "increases the chances of a ban on commission sharing and Zillow having to pivot the business model."

Persons: Douglas, Mike Segar, Douglas Elliman, Berkshire Hathaway's, eXp, Glenn Kelman, Soham Bhonsle, Jefferies, Zillow, HomeServices, Chibuike Oguh, Jonathan Stempel, Michelle Price, Bill Berkrot, Matthew Lewis Organizations: REUTERS, World Holdings, National Association of Realtors, Compass, NAR, Thomson Locations: Manhattan's, New York City , New York, U.S, Kansas City , Missouri, Berkshire, America, Western Missouri, Missouri , Kansas, Illinois, New York

☆ After watching Russia's and Ukraine's electronic warriors battle it out, the US military wants to 'dial up' up its own 'jamming power'
▼ + stars: | 2023-10-30 | by ( Michael Peck | ) www.businessinsider.com time to read: +7 min

That's why the US Air Force is eager to deploy a new generation of electronic-warfare aircraft and drones. In September, the Air Force received its first test EC-37B Compass Call. AdvertisementAdvertisementMilitaries have been investing in the secretive world of electronic warfare since World War II. Naturally, the Air Force wants to extensively test the E-37B before deploying it. A US Air Force EC-130H at Davis-Monthan Air Force Base in August 2021.

Persons: —, Mark Kelly, Denis Abramov, James Rainey, Doug Bush, Bush, Felicia Jagdatt, Kelly, Alex Miller, Michael Peck Organizations: Service, US Air Force, Air Force, Gulfstream G550, Air Combat Command, Air and Space Forces Association, Russian Defense Ministry, Mil.ru, US Army Futures Command, Association of, United, Army, US Army, Air and Space Forces, US Air Force EC, Davis, Monthan Air Force Base, Air, Defense, Foreign Policy, Twitter, LinkedIn Locations: Ukraine, Vietnam, Russian, Mil.ru Ukraine, Russia, United States, Bliss, Texas, Forbes

☆ Kirk McDonald, North America CEO of WPP's GroupM, will leave the company. Read the internal email about his departure.
▼ + stars: | 2023-10-30 | by ( Lara O'Reilly | ) www.businessinsider.com time to read: +5 min

Kirk McDonald, the North America CEO of WPP's media buying division GroupM, is set to leave the company, GroupM confirmed on Monday. Mindshare Global CEO Adam Gerhart will take on additional duties as GroupM North America CEO while the company searches for a permanent replacement, Juhl wrote. "He has also been a valuable partner to me and the global GroupM leadership community more broadly." Under McDonald's leadership, GroupM North America has sought to implement a "responsible investment strategy." He has also been a valuable partner to me and the global GroupM leadership community more broadly.

Persons: Kirk McDonald, GroupM, Christian Juhl, McDonald, Adam Gerhart, Juhl, Kirk, Mark Read, Read, Mark Read's bounceback, we've, Kirk McDonald's, I'm, Adam, He's, Christian Organizations: North America, GroupM Global, Mindshare, North, America, WPP, Adobe, GroupM, AT, Time Inc, CNET, Pacific Islanders, Mindshare's Global, GroupM North, Global, NA Locations: Canada, North America, GroupM, America, American, GroupM North America, New York

☆ Intrusive thoughts: What they are and how to manage them
▼ + stars: | 2023-10-29 | by ( Kristen Rogers | ) edition.cnn.com time to read: +6 min

Most people have intrusive thoughts, but for many they come up occasionally and are inconvenient at worst, experts said. Intrusive thoughts can be violentIn addition to running someone over or pushing your partner off a cliff, other violent intrusive thoughts include wanting to harm your newborn baby or imagining yourself losing control and stabbing yourself with a kitchen knife. Breaking the cycle of intrusive thoughtsCompletely eliminating intrusive thoughts isn’t possible because they’re normal for most people, experts said. What doesn’t really help, Abramowitz said, is trying to resist or analyze intrusive thoughts, because a lot of the time that just makes someone more obsessive. If you’re struggling with intrusive thoughts, remember you aren’t your thoughts and you’re not a dangerous person.

Persons: CNN —, ”, Sue Varma, Stephanie Woodrow, Woodrow, Varma, ” Woodrow, ’ ”, Jon Abramowitz, —, Abramowitz, “, ” Abramowitz, you’re, it’s Organizations: CNN, University of North Locations: cologne, fretting, New York, Washington , DC, University of North Carolina

☆ Trench rats add disgust to the nasty conditions in Russian lines
▼ + stars: | 2023-10-27 | by ( Chris Panella | ) www.businessinsider.com time to read: +5 min

Photos and videos show rat-infested Russian trenches along the front line. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementAdvertisementNew footage apparently from inside Russian trenches show hoards of rats and mice, the latest sign of increasingly disgusting and degrading warttime conditions for troops on the battlefield. In World War I, when trenches along the Western Front were filled with waste, food, and dead bodies of troops, rat populations exploded. AP Photo/LibkosIt's far from clear how widespread the rat issue is, but their presence in some Russian trenches adds to the already degrading conditions along the front lines for Russian troops.

Persons: —, Rayner, they're, John Kirby, haven't, Kirby Organizations: Service, Twitter, Deutsch, Getty, 3rd Brigade, Canadian Field Artillery, Canadian Center, AP, White, National Security Locations: Donetsk, Avdiivka, Russian, Ukraine, Zaporizhzhia, Russia, Ukrainian

Defense lawyers estimated that they would question him for about five hours after brief testimony from two other witnesses. After prosecutors rested Thursday, defense lawyers immediately asked Judge Lewis A. Kaplan to acquit Bankman-Fried on the grounds that prosecutors had failed to present sufficient evidence. Bankman-Fried was arrested in the Bahamas and extradited to the United States last December, a month after his businesses collapsed. Kaplan revoked the bail in August after concluding that Bankman-Fried had tried to influence potential trial witnesses. Since then, his lawyers have complained that Bankman-Fried has been unable to properly prepare for trial while incarcerated at a Brooklyn federal lockup.

Persons: Sam Bankman, Fried, Judge Lewis A, Kaplan, acquit, Caroline Ellison, Bankman Organizations: — Prosecutors, Alameda Research, Palo, Stanford University, Bankman, Alameda Locations: Manhattan, California, Alameda, Bahamas, United States, Palo Alto , California, Brooklyn

☆ Columbia University postpones major fundraiser amid tensions over Israel-Hamas war
▼ + stars: | 2023-10-25 | by ( Matt Egan | ) edition.cnn.com time to read: +6 min

New York CNN —Columbia University has postponed its massive Giving Day fundraising event scheduled for Wednesday amid simmering tensions on campus over the Israel-Hamas war. At Columbia, school officials took the rare step earlier this month of shutting the campus down to the public as two simultaneous rallies were held on school grounds. That decision came after the assault of a Columbia student who was hanging up posters on campus in support of Israel. In a statement on Tuesday, the alumni club of Israel said it is now “formally disengaged” from UPenn. We are reviewing this incident and will take any appropriate steps with respect to the individuals involved in accordance with university policies,” the university said.

Persons: “, Samantha Slater, ”, Minouche Shafik, Shai Davidai, Shafik, it’s, ” Davidai, “ Ben Franklin, Doc Hoch, Dalia Hope Levine, Liz Magill, Dick Wolf, Jon Huntsman, Cliff Asness, Marc Rowan, Rowan, Emil Woods, Magill, “ Penn, Penn, ” Woods, Rowan . Woods Organizations: New, New York CNN — Columbia University, Columbia, University, Columbia Business School, University of Pennsylvania, Penn Alumni Club of Israel, Ivy League, Palestine, CNN, “, George Washington University Locations: New York, Israel, Columbia, Gaza, America, UPenn, New Jerusalem, Jerusalem, Palestine, Washington , DC

☆ Here are Wednesday's biggest analyst calls: Nvidia, Apple, Microsoft, Gap, Verizon, Alphabet & more
▼ + stars: | 2023-10-25 | by ( Michael Bloom | ) www.cnbc.com time to read: +9 min

Wells Fargo upgrades Gap to overweight from equal weight Wells said the turnaround is taking shape for Gap. Deutsche Bank upgrades Livent to buy from hold Deutsche said it sees an attractive entry point for the lithium company. Bank of America downgrades TransUnion to underperform from buy Bank of America double downgraded the stock due to concerns about consumer lending. Bank of America initiates Syndax as buy Bank of America said it sees upside for the pharmaceutical company. Monness, Crespi, Hardt & Co. downgrades Alphabet to neutral from buy Monness said it's concerned about regulatory headwinds.

Persons: TD Cowen, Freyr, FREY, Goldman Sachs, Goldman, it's, We're, Wells, Needham, Etsy, Piper Sandler, Piper, TRU, SocGen, Bernstein, Deutsche Bank downgrades Corning, 2H24, Jefferies, Monness, Crespi, Hardt, Piper Sandler downgrades Livent Organizations: EV, Apple, BMO, Bank of America, Microsoft, GPS, Alto Networks, Deutsche Bank, Deutsche, Citi, TAM, Barclays, Verizon, Piper Sandler downgrades Regions, Citizens Financial, RF, " Bank of America, Farfetch, Machinery, UBS, Nvidia, Veeva, Commercial, Syndax Pharmaceuticals Locations: EVgo, Cybersecurity, Corning, Albemarle, LTHM

☆ After Outcry, Writers Guild Tries to Explain Silence on Hamas Attack
▼ + stars: | 2023-10-24 | by ( Nicole Sperling | More About Nicole Sperling | ) www.nytimes.com time to read: +5 min

They also noted that other major Hollywood unions had issued statements condemning the attack. “I hope this letter goes a long way to sort of calming some of it down,” said Mr. Gordon, who signed the open letter to the guild. He will change his guild membership status to “financial core,” according to his letter. Under that designation, he will still receive the contract benefits earned by the guild but he will no longer be able to vote or attend any guild meetings. “If one cannot condemn, clearly, and without reservation, what Hamas perpetrated, one’s moral compass is absent, not broken.”

Persons: ”, Meredith Stiehm, Michele Mulroney, Betsy Thomas, Jerry Seinfeld, Eric Roth, Amy Sherman, Palladino, Maisel, “, Howard Gordon, Gordon, Dan Gordon, “ Wyatt Earp, Mr, Gordon’s, pusillanimous Organizations: Writers Guild of America West, The New York Times, Toronto Locations: Israel, Ukraine, Polish

☆ The housing market was already painful, ugly and anxious. Now the 8% mortgage rate is back
▼ + stars: | 2023-10-21 | by ( Diana Olick | In Dianaolick | ) www.cnbc.com time to read: +4 min

watch nowToday's housing market is a toxic mix of high mortgage rates, high prices, tight supply and strangely strong pent-up demand — and it's scaring off buyers and sellers alike. Now the popular 30-year fixed mortgage rate is at 8%, the highest in decades, making things even tougher. The result was record-low mortgage rates for two solid years. That, ironically, made the housing market even more expensive. They have little desire to trade the 3% rate they currently have for an 8% mortgage rate on a new purchase.

Persons: Matthew Graham, MND's Graham, He's, Lisa Resch, What's, Lawrence Yun, Yun Organizations: Mortgage News, Federal Reserve, National Association of Realtors, Compass, Washington , D.C, NAR, Buyers Locations: Washington ,, Florida, Tampa, Jacksonville, Orlando, Houston , Texas, Memphis , Tennessee, homebuilders, Horton

☆ Opinion | The Marketing of a Massacre
▼ + stars: | 2023-10-19 | by ( Frank Bruni | ) www.nytimes.com time to read: +2 min

We watched the marketing of a massacre. Much has been written and spoken about some progressive groups and many progressive students (and faculty members) at American colleges, who reacted to the hunting, the shooting, the slashing, the burning of all those people in Israel by blaming … Israel. As Ezekiel J. Emanuel wrote in Times Opinion just days ago: “It is possible to condemn the barbarism of Hamas and condemn the endless Israeli occupation of the West Bank. So, too, is it possible to condemn the treatment of women and the L.G.B.T.Q. Why should they be any different from the so-called adults in this country?

Persons: … Israel, —, Ezekiel J, Emanuel Organizations: West Bank, Duke, Democratic Socialists of America Locations: Israel, Gaza, United States

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