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Is Travel Insurance Worth It?
  + stars: | 2023-09-05 | by ( Kat Tretina | ) www.wsj.com   time to read: +12 min
Trip cancellation and interruption coverage is the most common form of travel insurance, making up nearly 90% of travel protection plans sold. Travel medical: When you travel to another country, typical health insurance plans — including Medicare — don’t cover you. Like all forms of insurance, travel insurance policies don’t cover every event that can impact your vacation. “When you travel using airline miles and hotel points, most credit card travel insurance policies won’t cover the trips,” says Huffman. “If you do not get travel insurance, you are rolling the dice,” says Hines, who adds she always recommends travel insurance to her clients.
Persons: Kat, we’ve, it’s, , Tiffany Hines, Mark Friedlander, ” What’s, Friedlander, Lee Huffman, Huffman, Kevin Payne, Payne, Hines, “ We’ve, won’t Organizations: Global, Travel, Insurance Information Institute, Disease Control, Prevention, World Health Organization, Spirit Airlines, Delta, Allianz Travel Locations: Athens , Georgia, Europe, U.S
They create buzz and urgency, which help decades-old brands like Kit Kat stay relevant. A few years later, Rowntree’s renamed the product Kit Kat Chocolate Crisp. Nigel Roddis/ReutersAfter manufacturing and distributing Kit Kat for decades, the British company entered into a deal with Hershey, giving it control over US Kit Kat distribution in 1970. Nostalgic candies, like traditional Kit Kat bars, exert a powerful hold over those who loved them in their childhood, she noted. When people reach for a Kit Kat, they’re reaching for a reliable jolt of sweetness and good feelings, she said.
Persons: Kit, Kit Kat, Kat, Kats, Behrouz Mehri, Nestlé, Lynn Dornblaser, Dornblaser, , Kit Kat wasn’t, Chocolate Crisp, Rowntree’s, Kat Chocolate Crisp, Rowntree's Kit Kat, Nigel Roddis, Hershey, Kit Kats, Rowntree Mackintosh, Milo Kit Kat, Chris O’Donnell, , O’Donnell, it’s, Milo, Kit Kat Japan, Kat Churro, Justin Kukura, Marcia Mogelonsky, they’re Organizations: New, New York CNN, Target, Walmart, Hershey, Getty, Mintel Consulting, Reuters, Nestlé, Lotus, Hershey Company Locations: New York, United States, Japan, AFP, British, Hershey , Pennsylvania, ., Australia, Hershey
What we can expect from season 3 of 'Euphoria'
  + stars: | 2023-08-23 | by ( Olivia Singh | ) www.businessinsider.com   time to read: +8 min
In early February 2022, amid a bonkers and wildly memed second season, HBO announced that "Euphoria" was renewed for a third season. AdvertisementBarbie Ferreira won't be returning as Kat HernandezBarbie Ferreira as Kat on season two of "Euphoria." "But I really think that the fans are really passionate and I do appreciate that because 'Euphoria' has really impacted so many people," she continued. Levinson envisions season 3 as 'film noir'Zendaya as Rue on season two, episode one of "Euphoria." 'Euphoria' may not return until 2025Zendaya as Rue on season two of "Euphoria."
Persons: Sam Levinson's, Barbie Ferreira, Kat Hernandez, , Sam Levinson, Rue Bennet, Zendaya, Kat Hernandez Barbie Ferreira, Kat, Eddy Chen, HBO Ferreira, Hunter Schafer, katherine hernandez, Ferreira, Dax Shepard, Eric Dane, Cal Jacobs, Dane, Cal, Nate, Jacob Elordi, Nate Jacobs, Heidi Bivens, they're, Dorothy's, It'll, who's, Elordi, Jimmy Fallon, Levinson, Bivens, Francesca Orsi, Max, Casey Bloys, Bloys Organizations: HBO, Service, Variety, Cal, Vogue, Hollywood, TheWrap Locations: Kansas, Rue
[1/2] U.S. President Joe Biden and first lady Jill Biden step out from Air Force One upon arrival in Reno, Nevada, U.S., August 18, 2023. REUTERS/Kevin Lamarque Acquire Licensing RightsSOUTH LAKE TAHOE, California Aug 19 (Reuters) - President Joe Biden, his wife Jill, son Hunter and other family members have arrived at Lake Tahoe for a week of August vacation, and they are staying at a home rented from billionaire climate activist Tom Steyer. The Bidens arrived late on Friday in the Glenbrook community on the eastern shore of the lake, on the Nevada side. Biden's son, Hunter Biden, flew separately on a commercial flight with his wife Melissa Cohen and their son Beau and were already at the residence when the other Bidens arrived, the White House said. President Biden, asked about the case at a Camp David news conference on Friday, declined comment.
Persons: Joe Biden, Jill Biden, Kevin Lamarque, Jill, Hunter, Tom Steyer, Bidens, Kat Taylor, Steyer, Biden, Republican Donald Trump, Hunter Biden, Melissa Cohen, Beau, Steve Holland, Cynthia Osterman Organizations: Air Force, REUTERS, Democratic, Republican, Camp David, Thomson Locations: Reno , Nevada, U.S, TAHOE , California, Glenbrook, Nevada, Hawaii, Maui
The narrative around remote learning and teaching during this time was "pretty abysmal," Clark told Insider. The tech job market was so bleak, she didn't consider looking for a similar position. She told Insider the work inspires her writing and is an opportunity to meet interesting people. He also told Insider he thought there "was potential to make this pursuit a full-time business." He told Insider the most dramatic change was abandoning desk work.
Persons: Paige Webster, Kat Clark, Adam Parmer, Clark, Webster, Meta, Parmer, It's, it's Organizations: Big, Service, Apple, Meta, LinkedIn Locations: Big Tech, Wall, Silicon, Wisconsin, Midwest, Northern California, Meta, Silicon Valley, Bay
WASHINGTON, July 28 (Reuters) - Donald Trump on Friday denied wrongdoing in his handling of security tapes sought by federal investigators, a day after prosecutors added new charges alleging the former president ordered employees at his Florida resort to delete the videos. Trump, the frontrunner for the 2024 Republican presidential nomination, said in an interview with conservative radio host John Fredericks that he believed he wasn't required to hand over security tapes from his Mar-a-Lago resort but did so anyway. "These were security tapes. De Oliveira, 56, told another worker at the resort where Trump lives that "the boss" wanted security videos of the property in Florida deleted after the Justice Department subpoenaed them. Trump also said he would not end his 2024 presidential campaign if he is convicted and sentenced on the various charges against him.
Persons: Donald Trump, Trump, John Fredericks, I'm, Jack Smith, Carlos De Oliveira, De Oliveira, Prosecutors, De Oliveira's, Kat Jackson, Doina, Sharon Singleton Organizations: Trump, Trump's, Justice Department, FBI, Mar, Thomson Locations: Florida, Lago
LONDON, July 27 (Reuters) - Nestle (NESN.S) improved its full-year organic sales outlook and reported better-than-expected first-half organic sales, as the world's biggest packaged food company again raised prices to cope with higher input costs. Nestle said it is narrowing its full-year organic sales growth guidance - which does not include the impact of currency movements and acquisitions - to a range of 7%-8% from a range of 6-8%. Real internal growth - or sales volumes - fell 0.8% versus expectations of a 0.6% decline. "We're still repairing our gross margin," he added. Reckitt reported sales volumes for the second quarter were down 4.3%, Unilever's quarterly volumes were down 0.3% and Danone's second-quarter volume/mix declined 2.3%.
Persons: Nestle, Mark Schneider, Schneider, Jean, Philippe Bertschy, Reckitt, Richa Naidu, Kim Coghill, Sharon Singleton Organizations: Nestle, Unilever, Thomson Locations: Swiss, Ukraine
The Solo Trip: Explore at Your Own Pace
  + stars: | 2023-07-26 | by ( Julie Weed | ) www.nytimes.com   time to read: +2 min
The freedom to explore at your own pace, open to connecting with people you meet along the way, can feel as intoxicating as a tropical breeze. But solo travel can be daunting, too, especially when problems arise. And of course, solo travelers need to keep certain safety considerations in mind. Start off easy“Keep your first trip simple,” said Carolyn Ray, who runs JourneyWoman, a website for solo travelers, and has visited more than 40 countries on her own. Find fellow nature lovers through local groups like Alaska Outdoors, in Anchorage, which organizes hikes.
Persons: , Carolyn Ray, Kat Fleischman Organizations: showtime, Travelers, Universal Studios Hollywood, Disney, Facebook Locations: American, Los Angeles, Orlando, Fla, Alaska, Anchorage, NSW, New South Wales, Australia
Finance Minister Bruno Le Maire said on June 9 he had secured a pledge from 75 food companies to cut prices. French shoppers have paid more than 20% more for Nestle products each month since January versus last year, the data showed, and price increases peaked at 36.6% in May. Nestle, whose brands include Maggi stock cubes and Kit Kat chocolate bars, declined to comment. Similarly, stores sold products made by Activia yogurt owner Danone for between 11.2% and 16.7% more than last year in the first six months of the year. The NielsenIQ data shows the final prices retailers charge shoppers, and does not necessarily only reflect the prices food companies ask for from stores.
Persons: Arnd, Bruno Le Maire, Bernstein, Kat, Le Maire's, Jack Martin, Janus Henderson, Gaurav Gooptu, Richa Naidu, Sybille de La, Matt Scuffham, Sharon Singleton Organizations: Swiss, Nestle, REUTERS, Danone, Finance, Reuters, Reuters Graphics Reuters, Oberon Investments, U.S, Consumers, BNP, Thomson Locations: Bern, Konolfingen, Switzerland, France
Her passion for making gaming content soon became a business. Working at Meta didn't unlock all of the secrets to success on Instagram, Pitcher noted. On top of brand deals, Pitcher said she makes a little bit of cash through TikTok's ad-revenue program on videos. "I've been hearing from a lot of creators that brand deals are drying up, so knowing that, I want to expand." She said she's also still in the process of developing a new video game, but that is years away.
Persons: Emily Pitcher, Pitcher, Emily, , she's, Kat Liente, isn't, I've Organizations: Meta, Sondering, YouTube Locations: Meta, Instagram
The country has embarked on a major PR campaign to boost its green credentials ahead of the COP28 UN climate summit in Dubai later this year, prompting heavy criticism from climate groups and some politicians. The controversial road to COPThe climate summit takes place at a different location each year, with responsibility for hosting rotating among five regional groups. But the UAE stands out because of the way it chose to intertwine the summit with its oil business. In January, the UAE announced Sultan Al Jaber would be the summit president, to the horror of many climate groups. The country is “ideally suited to host” the summit, a spokesperson for the COP28 presidency told CNN.
Persons: , Jennie King, Sultan Al Jaber, Al Jaber, CNN Al Jaber “, Al Jaber’s, John Kerry, Frans Timmermans, , ” Al Jaber, It’s, it’s, Al, ADNOC, Marc Owen Jones, Hamad, Jones, King, Cop28, Kat Ainger, ” King Organizations: CNN, United, United Arab Emirates, Centre, Climate, Guardian, Institute for Strategic, Abu, Abu Dhabi National Oil Company, US, Associated Press, EU, Hamad bin Khalifa University, Twitter, UAE COP28, UAE Ministry of, Environment, UAE, US Justice Department, Corporate Locations: United Arab, Dubai, UAE, Katowice, Glasgow, Abu Dhabi, Al Jaber, Qatar, Paris, China, India,
CNN —When I first heard about the film “Joy Ride,” an unabashedly raunchy comedy about four Asian American friends and their misadventures in China, I couldn’t contain my excitement. Regina Kim Courtesy Regina KimIt felt exactly like the kind of movie that the Asian American community had been waiting for. To be perfectly honest, after going to a screening of “Joy Ride,” it took me two days to fully process what I’d seen. Perhaps I was so startled because I wasn’t used to seeing Asian Americans — especially Asian American women — depicted like this. I’m hoping that more people will realize that Asian American women can be sassy, outspoken, hilarious, weird or all of the above — but, most importantly, that we, too, are human.
Persons: Regina Kim, Stone, ELLE, who’ve, – we’ve, Adele Lim, Rich, Cherry Chevapravatdumrong, Teresa Hsiao, Ashley Park, Audrey, Stephanie Hsu, Kat, Sherry Cola, Sabrina Wu, I’d, , Lolo, White, , it’s, direly Organizations: Twitter, CNN, American, Asian, Facebook Locations: China, American, America
It’s shameful and unethical.”Sonnenfeld, who has testified before Congress about companies leaving Russia, is not accusing these corporations of breaking the law. ‘Implied endorsement of the Putin regime’The “poster child” for this problem is the popular Dutch brewing giant Heineken, Sonnenfeld said. In March 2022, just one month after the invasion of Ukraine, Heineken won praise for promising to leave Russia. “We expect a significant financial loss to the Heineken company. The Yale research said Mondelez shows “no tangible signs of progress towards exiting” and continues to do business in Russia.
Persons: Vladimir Putin, Jeff Sonnenfeld, Philip Morris, ” Sonnenfeld, , , , Putin, Sonnenfeld, Steven Tian, ExxonMobil –, ” Heineken, ” Mondelez, Mondelez, That’s, Lipton, Mark Dixon, Nestle, Kit Kat, Purina, Sbarro, Carl’s Jr, Carl’s, Yale, Tim Calkins, Calkins Organizations: New York CNN Business, Yale, Heineken, Unilever, CNN, , Institute . Yale, BP, ExxonMobil, Nabisco, Kyiv School of Economics, Agency, Nestle, WeWork, Mondelez, McDonald’s, Starbucks, Restaurants Holdings, CKE, Northwestern University’s Kellogg School of Management Locations: Russia, Ukraine, Moscow, Russian, , American, South Africa
Millennial Julia Pak, who lives in Canada, has been dumpster diving on and off since she was a teen. She spent an average of about 60 Canadian dollars or about $45 on food and drinks in the last four months. That bill was roughly 14 Canadian dollars in June, or about $10. And a mom who has done dumpster diving with her daughter said in an as-told-to essay for Insider that "the hardest part of dumpster diving is seeing the waste." She advises other people who want to try out dumpster diving to go at night like she does.
Persons: Julia Pak, Pak, Pak didn't, I'm, Kit Kat, Pak doesn't, Pak's, Julia Pak Pak, doesn't, she's Organizations: Service, Chain Management, Pak Locations: Canada, Wall, Silicon, Toronto, KOHO
Taylor Swift's Eras Tour has taken the US by storm as Swifties do all that they can to see it. He's been to the Eras Tour eight times and sat in the front row for five of those shows. "I remember sending a text in 2019 to someone saying if there was ever a Taylor Swift best-of tour, money becomes no object," he said. QuestionPro, a research company, found that the Eras Tour could result in $4.6 billion in consumer spending in the US. That means she's putting upwards of $10,000 towards the Eras Tour, and might spend even more at future dates.
Persons: Taylor, Swifties, Jake, he's, Swift, He's, Taylor Swift, I've, Bridget Doyle, Doyle, , Christy G, Lindsey Lisalda, Louis, Lisalda, Lindsey Lisalda Megan Crowley, jetting, Swift's, Megan Crowley, Clara Cummings, Megan Crowley Swifties, Kat, She's, Moira Rodriguez, Crowley Organizations: Service, Nashville, Roll Hall of Fame, National Underground Railroad Freedom, Swift's Los, Gillette Locations: Wall, Silicon, Massachusetts, New York, Pennsylvania, New Jersey, Nashville , Tennessee, Nashville, Denver, St, Swiftcation, Glendale , Arizona, Chicago, Kansas City , Missouri, Salt Lake City, Phoenix, Swift's Los Angeles, Arizona, Foxborough , Massachusetts, Glendale, Nebraska, Minneapolis —, HAM
LOS ANGELES, July 5 (Reuters) - When actress Stephanie Hsu realized there were no limits to how outrageous she could be in the film "Joy Ride," she was confident it was going to be a "good time." "Joy Ride" follows childhood friends Audrey and Lolo, who are joined by Lolo's cousin Deadeye and Audrey's former college roommate Kat as they embark on a wild journey to China to find Audrey's birth mother. It features an all-Asian main cast with queer and non-binary actors that introduce multi-faceted characters who reach beyond racial or gender stereotypes. We definitely throw the patriarchy around in a way that is awesome," said Wu, who is non-binary. Reporting by Danielle Broadway and Rollo Ross; Editing by Mary Milliken and Rosalba O'BrienOur Standards: The Thomson Reuters Trust Principles.
Persons: Stephanie Hsu, Adele Lim, Rich, Hsu, Oscar, Audrey, Lolo, Lolo's, Deadeye, Kat, Emily, Ashley Park, Audrey Sullivan, Sherry Cola, Sabrina Wu, Wu, Danielle Broadway, Rollo Ross, Mary Milliken, Rosalba O'Brien Organizations: Lionsgate, Thomson Locations: ANGELES, China, Southwest, Paris
Last week, for instance, Nigeria's central bank allowed the naira currency to drop as much as 36% on the official market. Nestle, which is replacing imported corn starch in Nigeria with cassava starch, told Reuters it has helped seven local suppliers to boost capacity to meet the company's supply needs. ONION POWDER AND TURMERICNestle said it was working to develop local suppliers of vegetables and spices used in Maggi products, for instance onion powder in Nigeria and Senegal, and turmeric powder in Nigeria. Nestle did not comment on whether its position in Nigeria would help insulate it from foreign exchange volatility, neither did it give an indication of the economic impact of the local sourcing. ($1 = 0.8967 Swiss francs)Reporting by Richa Naidu; Editing by Emelia Sithole-MatariseOur Standards: The Thomson Reuters Trust Principles.
Persons: Arnd, Kat, Nestle, Richa Naidu, Emelia Sithole Organizations: Swiss, Nestle, REUTERS, LONDON, Reuters, Unilever, Thomson Locations: Bern, Konolfingen, Switzerland, Nigeria, Cameroon, Senegal, Swiss, Asia, East, Africa
CNN —A former morgue manager at Harvard Medical School is facing federal charges for allegedly stealing, selling and shipping human body parts, according to an indictment. “The theft and trafficking of human remains strikes at the very essence of what makes us human. Cedric Lodge was fired by Harvard Medical School on May 6, according to a letter from the university. Human remains are voluntarily donated to Harvard’s medical school for educational purposes. Maclean allegedly paid Cedric Lodge $600 for two dissected faces in October 2020, the indictment said.
Persons: CNN —, Cedric Lodge, , Lodge, Denise, Katrina Maclean, Joshua Taylor, Maclean, Taylor, Christopher Opiel, Pennsylvania Gerard M, Karam, , Cedric, Denise Lodge, ” Both Maclean, , ” “, altruistically, George Daley, Edward Hundert Organizations: CNN, Harvard Medical, Court, Middle, Middle District of, Harvard Medical School, University, Harvard, US Postal, Lodges, US Locations: Boston, Massachusetts, New Hampshire, Middle District, Middle District of Pennsylvania, Peabody , Massachusetts, Pennsylvania, Arkansas, Tewksbury , Massachusetts
An internal Union Investment document seen by Reuters shows that the firm received just 30 responses to its outreach. Although consumer goods manufacturers are particularly exposed, other sectors that import goods associated with deforestation, including commodities houses and industrials companies, will also face scrutiny. Consumer goods makers are counting on technology such as satellites and artificial intelligence to help eradicate deforestation from their supply chains. Several large consumer goods companies say they are close to meeting their ambitious zero-deforestation goals. "The EU rules make deforestation a financial risk as well as an environmental risk."
Persons: Ueslei Marcelino, Henrik Pontzen, Pontzen, Janus Henderson, Jonathan Toub, haven't, Snorre Gjerde, Christophe Hansen, Magdi Batato, Kit Kat, Nestlé, David Croft, Reckitt's, Arild Skedsmo, Richa Naidu, Kate Abnett, Matt Scuffham, David Evans Organizations: REUTERS, Reuters, EU, Germany's, Investment, Unilever, ESG, Union Investment, Nestle, Pepsico, Danone, L'Oreal, KLP, Aviva, Fidelity International, Reckitt, UN Food and Agriculture Organization, Consumer, Thomson Locations: Uruara, Para State, Brazil, NBIM, Nescafe, London, Brussels
What Is Cash Value Life Insurance and Is It Worth It?
  + stars: | 2023-06-09 | by ( ) www.wsj.com   time to read: +10 min
What is cash value life insurance? Although you’ll see insurance companies advertise various life insurance products, all policies can be divided into two categories: term and cash value. How your policy’s cash value worksCash value life insurance is so named because of its ability to build cash value. Types of cash value coverageThere are two main types of cash value insurance:Whole lifeWhole life insurance is the most popular form of cash value insurance. Universal lifeUniversal life policies are more flexible than whole life policies.
Persons: Kat Tretina, you’re, PolicyGenius, Jay Zigmont, , they’re, ” Zigmont, Andrew Latham, you’ll, , Latham Organizations: Universal, American Council of Locations: Water Valley, Miss, Santa Ana, Calif
LONDON/BERLIN, May 30 (Reuters) - Nestle (NESN.S), the world's biggest packaged food company, said on Tuesday it had hired the London Stock Exchange Group's (LSEG) finance chief Anna Manz as its new chief financial officer. Manz will replace Francois-Xavier Roger, who the company said is stepping down to "pursue new professional challenges" after eight years in the role. Nestle, whose more than 2,000 brands include Kit Kat, Haagen-Dazs and Nescafe, said Manz will join Nestle as soon as she is released from her current duties. "We trust that Anna will pursue Francois' legacy, considering her strong career at Diageo," Vontobel analyst Jean-Philippe Bertschy said. Rival Unilever Plc (ULVR.L) also said on Tuesday that CFO Graeme Pitkethly would leave the consumer goods giant by the end of May 2024 after more than two decades.
Fewer Adults Have Life Insurance, but Skipping It Can Be Risky
  + stars: | 2023-05-15 | by ( ) www.wsj.com   time to read: +11 min
But financial planners say a basic life insurance policy, especially products known as term life insurance, should be an important part of many Americans’ financial plans. A life insurance policy:Replaces lost income: If you were to pass away, your family could use your life insurance policy’s death benefit to replace your income. How to shop for life insuranceIf you’re ready to start shopping for a life insurance policy, follow these steps:1. According to PolicyGenius, an insurance marketplace, typical rates for a whole life policy, the most common type of permanent life insurance, are about 10 times the cost of a term life policy. Term Life Insurance Because term life insurance expires, it's often a far cheaper option.
Notaries, or notary publics, witness and authorize the signing of important documents, like passport applications and real estate contracts. Here's how to start a side hustle as a notary signing agent. The process to become a signing agent can take anywhere from 4-9 weeks, Garcia adds, depending on how quickly the state can process your application. This includes the cost of any notary/notary signing agent courses, exams, background screenings, supplies and application fees. Signing agents can make up to $200 per hour
New York CNN —A wrongful death lawsuit filed against several social media companies Friday alleges that social media lent to the radicalization of the gunman who shot and killed 10 people at a grocery store in Buffalo, New York, last May. “However, the social media platforms that radicalized him, and the companies that armed him, must still be held accountable for their actions. Speaking to CNN Sunday, Buffalo Mayor Byron Brown commended some of the victims’ families and survivors for tackling extremism on social media platforms. We deliberately designed Snapchat differently than traditional social media platforms and don’t allow unvetted content to go viral or be algorithmically promoted. The lawsuit alleges that social media platforms “Meta, Alphabet, Reddit and 4chan earned advertising revenue from hosting and amplifying” Gendron’s video on their platforms.
Grief, Vengeance and a Crime Too Terrible to Forgive
  + stars: | 2023-05-10 | by ( Jazmine Hughes | ) www.nytimes.com   time to read: +2 min
If Barbara Massey-Mapps had her way, she would kill the man who murdered her sister herself. Other days, she wants him to be sentenced to the electric chair, his death broadcast live on TV. Sitting in court, she thinks to herself: How can I get past the cops guarding him before they catch me? She spoke plainly, though her words were shrouded in a painful acceptance, as if she were listing symptoms instead of emotions. “We have to answer phone calls like this because we don’t know who they are,” she explained.
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