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Yet, the nearly $300 million fine against a massive transnational robocalling operation by the Federal Communications Commission shows just how widespread this issue has become. This is called an interactive voice response (IVR) and it's used in a type of spam called voice phishing or "vishing." According to McAfee's CTO Steve Grobman, these types of calls are bound to remain less likely than other, more obvious spam calls, at least for the time being. Spotting AI scamsThat preparation depends on a combination of consumer education and the war between technologies, or more specifically, white-hat AI fighting black-hat AI. Educating people about deepfake audio spam calls
Persons: , Jonathan Nelson, Nelson, McAfee, it's, Steve Grobman, Grobman, Kristofor Healey, Healey Organizations: Getty, Federal Communications Commission, Hiya Inc, Companies, McAfee, Department of Homeland Security, Black Bear Security
He said the APM program is so competitive that landing an interview is like hitting a gold mine. After graduating, I chose Google over other companies because it offered a lot more support and resources: The Google APM program was proposed by former Google executive Marissa Mayer who started the program in 2002 to recruit fresh talents. Getting into the program is hard — it is estimated that 8,000 people apply to the APM program each year, and only 40-45 get accepted. This is the best part about the APM program — the ability to switch teams. I went to work in the office of the CEO, Sundar Pichai, and did product strategy-related work directly for him.
Persons: Arjun Lalwani, Arjun, , Marissa Mayer, I've, you'll, Google's, Sundar Pichai, Sundar Pichai's, It's, Aria Yang Organizations: Google, APM, Service, YouTube, Microsoft, Google APM, APM II, Base, Hilton, Marriott Locations: Paris, Singapore, Madrid, Lisbon, ayang@insider.com
Investors were handed an income opportunity they haven't seen in more than a decade when the 10-year Treasury yield climbed near 5% on Thursday. US10Y 5Y mountain 10-year Treasury A 5% yield on the 10-year is a good value, said Kathy Jones, Charles Schwab's chief fixed income strategist. A real yield is a bond's nominal yield minus inflation. "With the 10-year yield nearing 5%, it could be your sign to pick them up." There is also the Vanguard High Dividend Yield ETF (VYM) , which has lost 2.59% and charges 0.06% in fees.
Persons: Barry Glassman, Kathy Jones, Charles Schwab's, Callie Cox, Schwab's Jones, Amy Arnott, Morningstar, Arnott, Cox, John Croke ,, Jones, Morningstar's Arnott Organizations: Treasury, Wealth Services, LendingClub, Vanguard Locations: eToro
Companies are hiring for AI talent as they seek to cash in on the generative AI hype. Insider spoke to four hiring leaders to get their advice on how to land a job in AI. Since OpenAI launched ChatGPT last November, generative AI technology has taken the corporate world by storm. Here are 4 tips from hiring leaders on how to increase your chances of landing a job in AI. 2) Demonstrate your interest in AI during the interview — and be able to prove itIf you're lucky enough to land an interview, be prepared to talk about your interest in generative AI.
Persons: , OpenAI, ChatGPT, it's, Lindsey Duran, Chris Foltz, Flavien Coronini, Coronini, Alex Shapiro, Jasper AI, Shapiro, they've, there's, Jasper, Duran, Foltz Organizations: Service, Venture, Netflix, Employers, IBM, Nvidia, Jasper Locations: Jasper
Google's new search capabilities can also be used for other crucial applications such as applying the correct billing codes and determining whether patients meet the criteria to enroll in a clinical trial, O'Malley said. Google Cloud on Monday announced new artificial intelligence-powered search capabilities that it said will help health-care workers quickly pull accurate clinical information from different types of medical records. Aashima Gupta, global director of health care strategy and solutions at Google Cloud, said the new Vertex AI Search capabilities can integrate directly into a clinician's workflow, which is of high importance for customers in the field. Customers can sign up for early access to Vertex AI Search for health care and life sciences starting Monday, but Google Cloud has already been testing the capabilities with health organizations such as Mayo Clinic, Hackensack Meridian Health and Highmark Health. Mayo Clinic is not using the new Vertex AI Search tools in clinical care yet, said Cris Ross, Mayo's chief information officer; it is starting with administrative use cases.
Persons: O'Malley, Lisa O'Malley, Aashima Gupta, Gupta, Cris Ross, we're, it's, Ross, Richard Clarke, Clarke Organizations: Cloud AI, Google Cloud, CNBC, Google, Monday, American Medical Association, Mayo Clinic, Hackensack Meridian Health, Highmark Health, Health
In 2019, Julie Fornasero and her husband, Tim Logan, decided to rent out their primary home. The couple moved into a 500-square-foot accessory dwelling unit, or ADU, they put in their backyard. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . My husband, Tim, is a technology consultant. AdvertisementAdvertisementIn 2019, a tenant moved into the main house and we moved into the ADU.
Persons: Julie Fornasero, Tim Logan, , Tim, Marin, Logan Organizations: Service Locations: Marin County , California, San Francisco, California
Schwab slashes fees on more fixed income ETFs
  + stars: | 2023-09-25 | by ( Suzanne Mcgee | ) www.reuters.com   time to read: +1 min
REUTERS/Lee Jae-Won/File Photo Acquire Licensing RightsSept 25 (Reuters) - Schwab Asset Management on Monday said it cut fees on the Schwab High-Yield Bond ETF (SCYB) and the Schwab U.S. That brings the fees for those products to the same level as its other fixed income ETF products. State Street slashed fees on ten SPDR ETFs in August, including that high-yield bond product. Schwab doesn't want these low-cost ETFs to end up as loss leaders for the company's array of asset management products, Bostet said. Schwab has nearly $300 billion in ETF assets under management, out of more than $920 billion managed by Schwab Asset Management overall.
Persons: Lee Jae, David Botset, Bostet, Schwab doesn't, Schwab, Suzanne McGee, Sonali Paul Organizations: REUTERS, Schwab Asset Management, Schwab, Bond, Management, Thomson Locations: Seoul, Schwab U.S
This as-told-to essay is based on a conversation with Alexander Nguyen, a software engineer who moved from New York City to Seattle for a job at Amazon. It was his first job out of college, and he says it was the loneliest time of his life. Finally, after a three-month job search, things started looking up: I received a software-development-engineering job offer from Amazon in 2020. Back when I got the job at Amazon, all I was thinking about was my tech career and the $150,000 salary. Looking back now, I realize perhaps I should have looked a little bit harder for opportunities in New York before taking the first tech job that came my way.
Persons: Alexander Nguyen, Boba Guys, , Alexander Nguyen Nobody, it'd, I've, It's, I'm, it's, you've, Aria Yang Organizations: New York University, White Oaks, Amazon, Facebook, University District, NYU, CS, Netflix, Microsoft, Google Locations: New York City, Seattle, Greenwich Village, University, San Francisco, New York, ayang@insider.com
New York CNN —It appears TikTok is growing its teams that work on messaging features, according to a series of job listings recently posted by the social media company. TikTok does allow users to direct-message already, via a button on the profile of the user they want to chat with. The messaging job listings were first reported by Axios. The language in many of the current job listings is relatively vague. Still, one post for an engineering lead for the “TikTok Social” team based in Singapore explains: “We are the messaging team on TikTok.
Persons: , TikTok, Axios Organizations: New, New York CNN, TikTok Locations: New York, Singapore, San Jose , California, Los Angeles
For Appen, that would mean finding specialists in particular types of information that can bolster generative AI systems. Even before the generative AI transition, wages for Appen's data labelers were a sticking point. Kim Stagg, Appen's vice president of product, said the work required for generative AI services was different than what the company has needed in the past. "With generative AI, we see a different demand." The company's plunging stock price suggests that investors don't see the company's business offerings transferring to the generative AI space.
Persons: Jonathan Raa, Mike Monegan, he'd, Appen, it's, Armughan Ahmad, Mark Brayan, Ahmad, Monegan, he's, Appen's, Helen Johnson, Fab Dolan, Sujatha Sagiraju, Elena Sagunova, Jen Cole, Jukka Korpi, Still, OpenAI's, Google's Bard, didn't, Bard chatbot, Ed Stackhouse, raters, Erik Vogt, Vogt, hadn't, Kim Stagg, we've, Stagg, Lisa Braden, Harder, Canaccord Organizations: Nurphoto, Microsoft, Apple, Google, Amazon, Nvidia, Revenue, CNBC, Australian Securities Exchange, Adobe, U.S . National Labor Relations Board Locations: Seattle, Europe, Middle East, Africa
How to find a morning routine that works for you
  + stars: | 2023-08-20 | by ( Upasna Gautam | ) edition.cnn.com   time to read: +6 min
I don’t think my way is the best way, and I don’t believe it’s a universal prescription for the “best” morning routine. Prepping meals for breakfast or lunch can be a part of some people's early morning routines, but you should find out what works best for you. I often get asked how I stay consistent with a morning routine. I’m going to approach this new chapter of life and redefining my morning routine by answering those same four questions. When coming up with a new morning routine, prioritize one new goal at a time and build out a plan to achieve that goal, an expert suggests.
Persons: I’m, Drazen Zigic, Katy, James G, , Upasna Gautam Organizations: CNN, Wharton School, University of Pennsylvania, Brigade
In an aerial view, Chevrolet Cruise autonomous vehicles sit parked in a staging area on June 08, 2023 in San Francisco, California. On Thursday, California regulators voted to approve round-the-clock robotaxi service in San Francisco from two rival companies: Waymo and Cruise. By Friday night, a group of Cruise vehicles had stopped short in the city's North Beach neighborhood, flashing hazard lights and causing a traffic backup, according to reports. "There's over 10,000 human ride-hail drivers in San Francisco, potentially much more than that, depending on how you count it," Vogt said on the call. So it does not make a very high number to generate significant revenue in a city like San Francisco.
Persons: Cruise, Waymo, Tekedra Mawakana, Chris Ludwick, We've, Ludwick, Kyle Vogt, Vogt Organizations: Chevrolet Cruise, California's Public Utilities Commission, Google, Cruise, General Motors, CNBC Locations: San Francisco , California, Autonomous, San Francisco, California, Cruise, Beach, U.S, Vallejo, North Beach
In 2022, Salesforce unveiled software that processes and organize customer data in "real-time." Salesforce promoted that its CDP can process large amounts of customer data in "real-time," meaning in "milliseconds," the lawsuit says. One benefit to real-time data processing that Salesforce advertises, for example, is when a hospital may need the most up-to-date information on a patient regarding urgent healthcare needs. Salesforce unveiled its CDP software, Genie, to the public on September 20, 2022. According to the court documents, Salesforce said it was the "biggest announcement" it had made since the founders started the company.
Persons: Salesforce, Karl Wirth, Wirth, Lidiane Jones, Jones, Parker Harris, Harris, Slack, Salesforces Organizations: Morning, Genie, Plaintiff, Securities and Exchange Commission, Slack Technologies
Ex-Twitter director Esther Crawford said Elon Musk is "oddly charming and he's genuinely funny." Crawford broke down her experience with Musk at Twitter in a 14-minute video on Wednesday. Elon Musk isn't just a jokester on Twitter — at least according to one of his former lieutenants at the social media company. "In person Elon is oddly charming and he's genuinely funny," Esther Crawford, the ex-director of product management at Twitter, said in a 14-minute video on X. Despite his sense of humor, Crawford said the billionaire's personality could "turn on a dime" and could be hard to predict.
Persons: Esther Crawford, Elon Musk, Crawford, Musk, Elon, Tim Cook, Jeff Bezos, Musk's Organizations: Twitter, Amazon
Esther Crawford said she slept at Twitter's office because Elon Musk gave her a "nearly impossible deadline." The ex-Twitter exec went viral for sleeping on the floor in the office shortly after Musk took over. Former Twitter exec Esther Crawford said she slept on the office floor because Elon Musk gave her a "nearly impossible deadline." Musk himself is no stranger to sleeping in the office, and some other Twitter workers did the same as they scrambled to keep their jobs. Working at Twitter after the acquisition "was like playing life at Level 10 on Hard Mode," Crawford said in Wednesday's post.
Persons: Esther Crawford, Elon Musk, Musk, bootlicker, Crawford, Tweet Organizations: Elon, Twitter, Morning, Twitter's San Locations: Twitter's, Twitter's San Francisco, Wednesday's
Former Elon Musk lieutenant Esther Crawford posted a 14-minute video about her experience. The former director said Twitter was "squandering its own potential" before Musk took over. Before Musk took over, Crawford said she was "shocked by how old and bespoke the infrastructure" and it was "nearly impossible to fire poor performers." The former lieutenant said everything shifted when the billionaire took the company private in October. The Twitter director worked at the company for more than two years after it acquired her startup, Squad, in 2020, according to her LinkedIn page.
Persons: Elon Musk, Esther Crawford, Twitter, Musk, Elon Musk's, Crawford, she'd Organizations: Elon, Twitter
New digital business models generate immense growth opportunities, but also increase risk. Businesses need to move beyond traditional application monitoring to full stack observability to identify and mitigate vulnerabilities and ensure optimal performance. Cisco's Business Risk Observability is an enhancement upon and part of Cisco Full Stack Observability. Assessing risk with Cisco Full Stack ObservabilityCisco's Business Risk Observability helps shore up businesses from attacks and challenges. Find out more about how Cisco's Full Stack Observability can help you identify vulnerabilities.
Persons: Randy Birdsall, They're, Birdsall, We're, Cisco Kenna Organizations: Business, IT, IDC, Cisco AppDynamics, Cisco, Cisco Panoptica, Insider Studios
Former Twitter lieutenant Esther Crawford warned Elon Musk is surrounded by "yes men." Esther Crawford, Elon Musk's former lieutenant at Twitter, voiced some of her concerns with the billionaire's leadership at the social media company in 14-minute video on Wednesday. Musk has been known to work with close friends across his companies and has even been criticized for having his close friends and brother on Tesla's board in the past. "Instead he'd poll Twitter, ask a friend, or even ask his biographer for product advice," Crawford wrote. Last year, venture capitalist and early Twitter investor Chris Sacca warned Musk needed to surround himself with more people that would challenge him.
Persons: Esther Crawford, Elon, Crawford, Musk, Elon Musk's, David Sacks, Steve Davis, Elon Musk, Clive Mason, Chris Sacca, Sacca Organizations: Twitter, Boring Company Locations: Elon
That has helped pressure many of the market’s popular dividend-paying stocks, which investors had turned to when rates were far lower. "The dividend-paying value side of the market is a pretty compelling place to go to maintain that return." Nevertheless, investors are seeking out dividend-paying stocks as a source of total return this year in anticipation that bond yields may falter while stocks continue to gain, Silverblatt said. “If you are going into dividend paying stocks now, you are taking that risk because you think there's a high probability that the market goes up," he said. Corso is searching for dividend-paying companies in cyclical sectors such as financials, where valuations are less expensive.
Persons: Jurrien Timmer, Howard Silverblatt, Dow, Silverblatt, hadn't, Cliff Corso, Corso, Bryant VanCronkhite, David Randall, Ira Iosebashvili Organizations: YORK, Federal Reserve, Fidelity Investments, BoFA Global Research, Dow Jones Indices, Companies, Asset Management, Fed, Allspring Global Investments, Thomson
Instagram head Adam Mosseri said Android is "now better" than Apple's iOS. Which is better: iPhone or Android? "Android's now better than iOS," Mosseri posted on Threads in response to tech YouTuber Marques Brownlee, aka MKBHD, who had asked for people's best tech "hot takes." Both Android and iOS have been wildly successful since the introduction of the first iPhone and Android phones in 2007 and 2008, respectively. As of the first quarter of 2023, Apple held an estimated 52% US smartphone market share, with Samsung the runner-up with a 27% share.
Persons: Adam Mosseri, YouTuber Marques Brownlee, reigniting, Android's, Mosseri, Marques Brownlee, MKBHD, Apple hasn't, Sameer Samat Organizations: Android, Morning, iOS, Meta, Counterpoint Research, Apple, Samsung, Google, Lenovo
At VidCon, the annual conference for creators, industry professionals, and fans, YouTube Shopping made a splash. Michael Martin, YouTube Shopping general manager, and Bridget Dolan, managing director of YouTube Shopping partnerships, each spoke about the platform's new affiliate program. In 2021, YouTube began quietly testing shopping tools like product pins with a small group of creators. The feature looks similar to the in-app shopping tools on TikTok, with a "view products" button on the lower half of the video. Instagram, on the other hand, ended its native affiliate program in July 2022, and cut back on some features, like live shopping.
Persons: Michael Martin, Bridget Dolan, David Katz, who've, TikTok, Amanda Perelli YouTube's, Martin, it's, Jay Kent, Hume, Kent Organizations: YouTube, YouTube's, Coachella, Amazon Associates Locations: VidCon
Financial differences are driving some Gen Zers and millennials to break up with their "spendy friends." Eighty-eight percent of millennials and 80 percent of Gen Zers said spending time with these friends resulted in them taking on debt. Forty-three percent of millennials said they overspent on dining out, as did 37% of Gen Zers. In addition, 37% of millennials and 32% of Gen Zers report overspending on drinks and nights out. More than a third of Gen Z consumers, 36%, also said they overspent on clothing.
Persons: Zers, Gen Z, Qualtrics, it's, Courtney Alev, Z, Gen Zers, Alev, overspending, millennials, Gen Organizations: Service, Credit Locations: Wall, Silicon, millennials
CNN —Wall Street bankers, investors and economists have for months waffled over whether a US recession is coming. But for some Americans, the unforgiving economic pain typical during recession has already set in. Consumer spending accounts for about two-thirds of economic output, so if more Americans are forced to cut back because they were laid off, that might throw the US economy into a recession. Bank of America Chief Executive Brian Moynihan told CNN last week that he expects a mild recession early next year, rather than the late 2022 recession many have predicted. That means that laid-off Americans were often able to find a new job quickly due to a hot job market.
Persons: Al Brown, Brown, it’s, ” Brown, That’s, Allison Joyce, haven’t, Nina McCollum, hasn’t, She’s, ” McCollum, , Thomas Simons, ” Simons, Eva Marie Uzcategui, , Timothy A, Clary, Brian Moynihan, frustrates McCollum, Regina Walton, Walton, she’s, “ It’s, I’ve, ” Walton, , I’m, Richard Murray, Murray, he’s, you’re Organizations: CNN, Wall, Flyers, New, New Hanover NCWorks, Workforce, Bloomberg, Getty, Investors, Jefferies, National Bureau of Economic Research, Traders, New York Stock Exchange, Bank of America, San Francisco Bay Area, Companies, Consolidated Omnibus Budget, Cascade Locations: Concord , North Carolina, America, New Hanover, Wilmington , North Carolina, Cleveland , Ohio, Miami , Florida, AFP, San Francisco Bay, , Boston
June 28 (Reuters) - Oracle Corp (ORCL.N) on Wednesday said it is adding generative artificial intelligence features to its human resources software for businesses, aiming to help draft job descriptions and employee performance goals, among other tasks. Many business users have approached generative AI technology more cautiously because it can make up untrue facts and be tricked into saying unsettling things. Oracle's human resources software is used by big businesses for hiring new employees and providing performance evaluations, among other things. "We don't expect generative AI is going to write your goals for you. If we can change that to hours and minutes, that's where we're really seeing the difference with the possibilities of generative AI," Waterman said.
Persons: Rich Buchheim, Buchheim, Guy Waterman, Waterman, Stephen Nellis, Lincoln Organizations: Oracle Corp, Microsoft Corp, Oracle, Oracle Adaptive Intelligence, Thomson Locations: San Francisco
REUTERS/Peter DaSilvaNEW YORK, June 21 (Reuters) - Meta Platforms (META.O) will return to its former status as a full growth stock after financial data provider FTSE Russell finishes its annual shakeup of its stock index components on Friday. Every year, FTSE Russell reconstitutes, or refreshes, the components across its indexes, such as the Russell 2000 (.RUT) index of small cap stocks and Russell 1000 (.RUI) index of large-cap names. There are also style indexes such as the Russell 1000 Growth (.RLG) and Russell 2000 Value (.RUJ). FTSE Russell says about $12.1 trillion is currently benchmarked to the Russell US equity indexes. "The growth indexes look more like growth benchmarks and the value indexes look more like cyclical value indices," said Steven DeSanctis, equity analyst at Jefferies in New York.
Persons: Peter DaSilva, Russell, FTSE Russell reconstitutes, RUI, Goldman Sachs, Stocks, Goldman, Bryant VanCronkhite, VanCronkhite, Catherine Yoshimoto, Steven DeSanctis, You've, Thomas Martin, Chuck Mikolajczak, Alden Bentley, Matthew Lewis Organizations: Facebook, Meta, REUTERS, Russell, FTSE, FTSE Russell, London Stock Exchange, Allspring Global Investments, Walmart, Jefferies, Nasdaq, New York Stock Exchange, Globalt Investments, Thomson Locations: Mountain View , California, U.S, Menomonee Falls , Wisconsin, New York, Atlanta
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