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☆ Capital One slightly changes the Venture X’s annual travel credit
▼ + stars: | 2023-09-13 | by ( Sarah Hostetler | ) edition.cnn.com time to read: +3 min

That said, Capital One just made a slight change to the Venture X’s up to $300 annual travel credit that’s a disadvantage for card holders. The Capital One Venture X travel credit is now a “discount”The Capital One Venture X's annual travel credit is now slightly less valuable. Getty ImagesUpon opening the Capital One Venture X, you’ll receive up to $300 in credit toward airfare, hotel stays, rental cars and other travel booked via Capital One Travel. Remember, the Capital One Venture X earns:10 miles per dollar for hotels and rental cars booked through Capital One Travel. Bottom lineThe Capital One Venture X $300 travel credit is now delivered as a discount at checkout rather than a statement credit.

Persons: you’ll, —, airfare Organizations: CNN, American Express, Capital, Venture, Capital One Locations: Capital

☆ Khosla Ventures backs effort to make orchards of lung-like material to absorb CO2 from air
▼ + stars: | 2023-09-06 | by ( Catherine Clifford | In Catclifford | ) www.cnbc.com time to read: +7 min

Spiritus has built a novel approach to direct air carbon capture that relies on a material that absorbs carbon dioxide passively. When the lung-like "fruit" have been collected from the carbon "orchard," they will be put in a container, where low heat will be applied to remove the carbon dioxide. That's important because while carbon dioxide levels in the atmosphere are at record high levels, carbon dioxide is still diluted and makes up a relatively small percentage of the air. That third component — economical — is critical in the direct air carbon capture field, and is part of what drew Khosla Ventures to make its first direct air capture investment in Spiritus. "We're able to remove about 1,000 times more carbon dioxide than a forest can.

Persons: Charles Cadieu, Matt Lee, Spiritus, Lee, Lee hadn't, Cadieu, Melinda Gates, she's, Leonardo da Vinci, We've, Rajesh Swaminathan, Swaminathan, what's Organizations: Silicon, Khosla Ventures, Page One Ventures, CNBC, Los Alamos National Lab, Lawrence Livermore National Laboratory, Melinda Gates Foundation, GE Healthcare, Yahoo, Ventures, U.S . Department of Energy Locations: Western U.S, Spiritus

Capital One has revealed its newest airport lounge, an 8,500-square-foot outpost at Washington-Dulles International Airport (IAD). Read Insider's guide to the best credit cards with free airport lounge access. The Capital One Lounge at Dulles (IAD) is the issuer's highly anticipated second location, expanding the issuer's reach to the Washington D.C. metropolitan area. It's the first credit card-affiliated lounge at Dulles, and the space will likely prove popular for travelers departing from the airport. Premium perks including airport lounge access and statement creditsCheck mark icon A check mark.

Persons: Eero Saarinen, Dulles, H, Will Patton, Chris Dong, it's, Chase Sapphire, Amex, Chase Organizations: Dulles International, Travelers, Capital, Service, Fort Worth International, Dulles, Washington D.C, Capital One, One, Premier, Rhino Brewing Co, Michelin, Acorn, Dulles Airport, Venture, Business, LaGuardia, Reagan Washington National Airport Locations: Washington, Wall, Silicon, Dallas, DFW, Dulles, Virginia, Central Virginia, Denver, Las

☆ The best credit cards for Disney World and Disneyland tickets in 2023
▼ + stars: | 2023-08-18 | by ( Jennifer Yellin | ) edition.cnn.com time to read: +15 min

And you might even find that the best credit card for you isn’t even branded as a Disney credit card. The best credit cards for Disney World and Disneyland ticketsWhile there’s no one-size-fits-all credit card for Disney trips, there are a handful of good options. Ink Business Cash® Credit Card : Best for purchasing Disney gift cards. Fortunately, the 5% discount can be used for third-party gift cards sold at Target (not including Target gift cards). Disney Premier Card: Best for Disney park savingsThe Disney Premier card offers special discounts on merchandise for its card members.

Persons: you’re, Hopper, you’ll, Chase, that’s, we’ve, Mickey, Minnie, You’ll Organizations: CNN, American Express, Disney, Disney World, Mastercard, Capital, Target, American Airlines AAdvantage, United Airlines MileagePlus, Air Canada, Hyatt, Hyatt . Capital, Venture, Staples, BJ’s Wholesale, Sam’s, Ink, Wholesale, Citi, Disney Premier Locations: California, Paris, Tokyo, Shanghai, Hyatt ., DisneyPlus.com

☆ This is how investors should respond to the fresh pressure facing chipmakers
▼ + stars: | 2023-07-24 | by ( Zev Fima | ) www.cnbc.com time to read: +5 min

The generative artificial intelligence boom has seen semiconductor stocks soar this year, no more so than Club holding Nvidia (NVDA). We're more cautious on AMD going into its earnings print on Aug. 1, as it doesn't have the same outsized exposure to generative AI technology as Nvidia. Similarly, in a research note Monday, analysts at JMP Securities said that while "demand around generative AI remains extremely robust," elsewhere enterprise IT budgets remain constrained. Semiconductor firms are either basking in the glory of generative AI demand, or working through excess inventory and IT budget-optimization dynamics. And when the semiconductor firms report next month, investors will have a clearer sense on inventory challenges.

Persons: TSM, Jim Cramer's, Jim Cramer, Jim, Tyrone Siu Organizations: Nvidia, Devices, AMD, Taiwan Semiconductor Manufacturing Company, JMP Securities, Semiconductor, Club, Microsoft, CNBC, Nvidia Corporation Locations: China, Taipei, Taiwan

☆ The 6 best credit cards to use for Costco purchases in 2023
▼ + stars: | 2023-07-19 | by ( Juan Ruiz | ) edition.cnn.com time to read: +13 min

Let’s take a look at what types of credit cards Costco accepts and the best credit cards for Costco purchases, whether you’re looking for financing, cash back or travel rewards. The best credit cards for Costco in 2023How did we choose our best credit cards when shopping at Costco in 2023? Best for Costco loyalists: Costco Anywhere Visa Card by CitiUse this credit card to earn bonus cash back on gasoline purchases, both at Costco and other gas stations. Best for travel rewards: Capital One Venture Rewards Credit CardEarn travel rewards on your Costco purchases with the Capital One Venture card. These premium Chase cards include the Chase Sapphire Preferred® Card, Chase Sapphire Reserve® Card, or Ink Business Preferred® Credit Card.

Persons: it’s, It’s, cardholders, Read, Cash Organizations: CNN, American Express, Costco, Getty, Mastercard, American, Google, Samsung, Citi, EV, Read CNN, Wells, Costco Wholesale Clubs, Capital One Venture, One Venture, Venture, Capital, Chase, Sapphire, Ink Business, Ink, Cash, Citi Travel, Card, Citi Prestige ® Locations: drugstores

☆ Capital One Venture vs. Chase Sapphire Preferred: Which is right for you?
▼ + stars: | 2023-07-13 | by ( Ariana Arghandewal | ) edition.cnn.com time to read: +13 min

Here’s a look at the Capital One Venture vs. Chase Sapphire Preferred. Capital One Venture vs. Chase Sapphire PreferredFirst, let’s take a look at all the key details of these two cards side-by-side:Capital One Venture Rewards Credit Card Chase Sapphire Preferred Card Welcome bonus 75,000 bonus miles after spending $4,000 on the card in the first three months. The Capital One Venture and the Chase Sapphire Preferred are two popular rewards credit cards that offer a variety of benefits to cardholders. Getty ImagesThe Chase Sapphire Preferred has better travel and purchase protections than the Capital One Venture. Capital One Venture Rewards Credit Chase Sapphire Preferred Card Extended warranty Yes.

Persons: Chase, We’ll, you’re, Chase doesn’t, United MileagePlus, Wyndham Organizations: CNN, American Express, Chase, Capital, One Venture, Venture, Chase Sapphire Preferred, Chase Sapphire, Rewards, Hertz, Sapphire, TSA Precheck, Preferred, Rapid, Hyatt, Sapphire Preferred, Air France, KLM, Blue, Air Canada Aeroplan, British Airways Executive Club, Emirates Skywards, Singapore Airlines, Turkish Airlines Miles, Aeromexico Club Premier Air Canada Aeroplan Air France, British Airways Executive Club Cathay, Asia Miles Emirates, Etihad, Finnair, Qantas Frequent Flyer Singapore Airlines KrisFlyer TAP Air Portugal Turkish Airlines Miles, Smiles, Airlines Aer Lingus AerClub Air Canada Aeroplan Air France, KLM Flying Blue British Airways Executive Club Emirates, JetBlue, United, Virgin Atlantic Flying, Travel, Auto, Chase Capital Locations: Air, Hawaii, United, Iberia

☆ Big changes are coming to the Citi AAdvantage Executive card, including a 100,000-mile bonus and new statement credits — but it's not all good news
▼ + stars: | 2023-07-10 | by ( Jasmin Baron | Sarah Silbert | Read More | ) www.businessinsider.com time to read: +16 min

The downside is that the annual fee will increase, and you'll have to pay to add authorized users. Cardholders and up to 10 authorized users (currently free to add) receive American Airlines Admirals Club access for themselves and up to two guests (or immediate family) when they fly American Airlines or its partners. For a $450 annual fee, that's a fabulous deal, considering Admirals Club membership currently starts at $650 (which will increase to $850 shortly). Full Admirals Club membership gets you (and authorized users) access to American Airlines lounges Check mark icon A check mark. But this, along with an improved earning rate on American Airlines purchases, is a huge upgrade for cardholders.

Persons: Read, We're, it's, That's, cardmembers, cardholders, Citi's, What's, you'll Organizations: Citi AAdvantage, Admirals Club, American Airlines, Citi, Mastercard, Service, American, Chase, Chevron, Target, Walmart, Capital, Airlines, AA, Business, Admirals Clubs, American Express, Avis Locations: Wall, Silicon, Miami, Washington ,

☆ 12 things to do when you get the Venture X Card
▼ + stars: | 2023-07-05 | by ( Ariana Arghandewal | Add An Authorized User | ) edition.cnn.com time to read: +11 min

The Capital One Venture X Rewards Credit Card made quite a splash when it launched in 2021. Getty ImagesWhile you’re moving monthly bills to your Capital One Venture X card, don’t forget your cell phone bill. Getty ImagesThe Capital One Venture X card offers a $100 application fee credit towards Global Entry or TSA Precheck. As a Capital One Venture X card holder, you can claim a free PRIOR subscription by navigating to your accounts benefit tab. Join Gravity HausAs a Capital One Venture X card holder, you’ll receive a $300 discount on an annual Gravity Haus membership every 12 months.

Persons: you’ll, it’s, Hertz, you’re, Hilton Organizations: CNN, American Express, Venture, Capital, Hertz, Global, TSA, Getty, Reebok, Bloomingdale’s, GameStop, IHG, Booking.com, Entertainment, The, Francisco’s Legion, Royal Academy of Arts, Gravity, Gravity Haus Locations: New York, London

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Chase is offering improved welcome bonuses on the IHG One Rewards Premier Credit Card and IHG One Rewards Traveler Credit Card for a limited time. We've seen lots of travel rewards credit cards launch elevated offers in recent months, and now two IHG credit cards from Chase are offering higher-than-normal bonuses for a limited time. Insider's Featured Credit Cards for Travel Chase Sapphire Preferred® CardCapital One Venture Rewards Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. IHG Credit Card OffersThe IHG right card for you depends on your spending habits, how often you stay with IHG, and whether or not you're willing to pay an annual fee for upgraded benefits.

Persons: Chase, Read, —, Chase IHG cardholders, We're, you'd, IHG, it's, cardholders, Cash, you'll Organizations: IHG, Resorts, Service, Chase, Chevron, Target, Walmart, Capital, Hotels, InterContinental ®, Crowne Plaza, FDIC, Reading Chevron, Credit Card, Card, Diamond, United Travel Bank, TSA, Rewards, United, Brands, InterContinental Hotels, Resorts Kimpton, Senses, Plaza, Mastercard Locations: Chevron

☆ 6 reasons why the Capital One Venture X is worth the annual fee
▼ + stars: | 2023-06-28 | by ( Holly Johnson | ) edition.cnn.com time to read: +9 min

Still, I decided to keep the Capital One Venture X when the annual fee was charged again in December. The $300 annual travel credit is easy to useYou can book airfare on most major airlines with the Venture X's travel credit. The Venture X offers lots of airport lounge optionsThe Capital One Lounge at Dallas Fort Worth International Airport (DFW) airport. Getty ImagesThe Capital One Venture X offers some solid earning rates for travel booked through Capital One Travel. Anyone with am eligible rewards-earning Capital One credit card — including no annual fee cards like the Capital One Quicksilver Cash Rewards Credit Card and the Capital One VentureOne Rewards Credit Card — are also eligible to use the platform.

Persons: Emily McNutt, I’ve, Taylor, Taylor Swift Organizations: CNN, American Express, Capital, Venture, Getty, Venture X, Dallas Fort Worth International, Chase, Denver International, Dulles International, Chase Sapphire Reserve, Air France, KLM, Blue, British Airways Executive Club, American, 55,000, Air, Ticketmaster, Capital One Entertainment, Entertainment Locations: Bruges, Belgium, DFW, Dallas, Denver, Washington, airfare, Newark, Budapest, Paris, Air France

The Drift Palm SpringsCapital One will launch a new hotel booking program for Venture and Spark Miles cardholders later this year. Hotels in the Capital One Lifestyle Collection will offer benefits that include early check-in, late checkout, room upgrades, and a $50 hotel experience credit. This program will complement Capital One's existing Premier Collection luxury hotel program for Capital One Venture X Rewards Credit Card and Capital One Venture X Business Card cardholders. More recently, the bank unveiled its Premier Collection, a luxury hotel booking program for Capital One Venture X Rewards Credit Card and Capital One Venture X Business Card cardholders. Intro Offer Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Persons: Miles cardholders, Read, —, it's, We're, Miles Organizations: Venture, Hotels, Capital One, Service, cardholders, One, Capital, Business, Business Chevron, Chevron, Finance, Partner, Reading Chevron, Resorts

When possible, use a credit card instead of a debit card — you'll benefit from zero-liability protection. Credit card fraud is still a problem for one simple reason: It continues to work. Use your credit card — not your debit cardChase Sapphire Preferred® Card Apply now lock icon An icon in the shape of lock. Note that credit card lenders may use many different variations of credit score models when considering your application. Read more: The 5 biggest credit card scams going around right now — and how to protect yourselfFor example, the Capital One Venture Rewards Credit Card offers the ability to use virtual numbers online.

Persons: —, It's, Jeff Bezos, We're, you'll, Read, Wells Fargo, Banks Organizations: Service, Information Services, Chase Travel, Chase, Sapphire, Hotel, FDIC, Electronic, Card, American Express, Citi

☆ Costco Anywhere Visa Business Card by Citi review
▼ + stars: | 2023-06-22 | by ( Holly Johnson | ) edition.cnn.com time to read: +13 min

Digging into the Costco Anywhere Visa Business CardThe Costco Anywhere Visa Business Card earns bonus cash back on gas, both at Costco and other gas stations. iStockThe Costco Anywhere Visa Business Card is a business credit card that’s geared to small business owners and entrepreneurs, yet it works best for Costco members who already pay for a membership. Advantages of the the Costco Anywhere Visa Business CardCostco only accepts Visa credit cards in its stores, so the Costco Anywhere Visa Business Card is a good choice for business owners who shop at the wholesale store. Stacking the Costco Anywhere Visa Business Card up against our benchmarkCNN Underscored uses the Citi® Double Cash Card as our “benchmark” credit card. Remember, you don’t have to commit to carrying the Costco Anywhere Visa Business Card as your only business credit card.

Persons: Cash Organizations: CNN, American Express, Costco, Citi, EV, Costco Gold Star, Card Costco, Citi Entertainment, Cash, Citi Premier ℠, ℠, Mastercard, Chase, Ink, Visa, Capital, Venture Locations: U.S, New York

☆ 5 best credit cards for getting Global Entry or TSA PreCheck without a fee
▼ + stars: | 2023-06-21 | by ( Chris Dong | ) edition.cnn.com time to read: +14 min

The biggest perk is saving time, with expedited security and — in the case of Global Entry — customs lines at dozens of U.S. airports (and even a few abroad for Global Entry). TSA PreCheck Cost: The application process costs $78, and your TSA PreCheck enrollment status remains valid for five years. Global Entry Cost: The Global Entry application process includes a $100 non-refundable fee (whether you’re approved or not) and is also valid for five years. The best credit cards for Global Entry and TSA PreCheckWhen evaluating the best credit cards that cover the cost of Global Entry and TSA PreCheck, the card’s annual fee was a major factor. Why did we pick these as our best credit cards for Global Entry and TSA PreCheck?

Persons: ”, it’s, you’ll, It’s, IHG, You’ll, you’re, cardholders, Andrew Kunesh Organizations: CNN, American Express, TSA, U.S . Department of Homeland, TSA PreCheck, United, U.S, Delta, Silver, Diamond Medallion, IHG, InterContinental, Holiday, One Venture, Capital, Fort, Dulles, Capital One Venture, Getty, Venture, Sapphire, Amex, Chase Sapphire, PreCheck Locations: U.S, Canada, Delta, Dallas, Fort Worth, DFW, Washington, Denver

☆ BlackRock applied to launch a bitcoin fund. Then came the conspiracy theories.
▼ + stars: | 2023-06-21 | by ( Rebecca Ungarino | ) www.businessinsider.com time to read: +5 min

Crypto influencers seized on BlackRock's application to launch a bitcoin exchange-traded fund. Some said it sends a bullish sign to the wider crypto market; others spread conspiracy theories. The attention underscores the relatively new scrutiny BlackRock faces in the mainstream. "So BlackRock, Citadel, Deutsche Bank and NASDAQ have all started to enter the crypto space in the last week. Citadel, BlackRock, Schwab JPMorgan…" (These tweets refer to Citadel, the hedge fund founded and led by billionaire Ken Griffin.

Persons: Crypto influencers, BlackRock, Matt Hougan, Michael Novogratz, Brian Armstrong, Morgan Chittum, permissioned blockchains, Fink, bitcoin, Crypto, They've, Schwab JPMorgan …, Ken Griffin, Griffin, That's, Rich Latour, Latour Organizations: BlackRock, Morning, US Securities and Exchange Commission, Coinbase, Bitwise Asset Management, Galaxy Digital, SEC, Citadel, Deutsche Bank, NASDAQ, Citadel Securities Locations: bitcoin, BlackRock, cryptoland

☆ Some venture capitalists were probably a bit too hopeful about hitting fundraising goals this year
▼ + stars: | 2023-06-15 | by ( Vishal Persaud | Melia Russell | ) www.businessinsider.com time to read: +5 min

Insight Partners and TCV are reportedly scaling back the size of huge venture funds they planned. The amount of money VC firms raised themselves hit $170.8 billion in 2022, according to PitchBook data, up from $158.5 billion in 2021. And it's also evident in two gigantic firms that had lofty fundraising goals but are now scaling back: Insight Partners and TCV. The firm has raised about 50% to 75% less for a $5.5 billion fund it planned for last year, The Information reported. Last month, Mayfield Fund announced that it raised $955 million across two new venture funds.

Persons: VCs, —, it's, they're, whittle, It's, Insider's Melia Russell, Brian, Lisa Sugar, Turner Novak, Monique Woodward, Navin Chaddha, who's, Chaddha Organizations: Insight Partners, Morning, Insight, Bloomberg, Financial Times, Tiger, Tiger Global, Street, Sugar, Banana, Cake Ventures, Mayfield Fund Locations: Mayfield, Silicon Valley

☆ Mass layoffs are creating a new generation of founders building climate, health, and fintech startups
▼ + stars: | 2023-06-14 | by ( Tasmin Lockwood | ) www.businessinsider.com time to read: +4 min

Tech layoffs are fuelling an influx of new founder talent. Delivery Hero scaled down its ghost kitchen project and, despite being offered another role internally, Pankow exited in December 2022. As the cofounder of cybersecurity startup Simplyblock, he is part of a new wave of founders born of tech layoffs. In 2022, programme applications from founders working at tech companies that have made layoffs increased by 111% to 1,273. "As the world's strongest talent, capital and political will gravitates towards this issue, we are seeing founders building technology designed to leave a real impact," Klink added.

Persons: Rob Pankow, Pankow, Christoph Klink, Klink, Ling Walker, Patreon, Tasmin Lockwood Organizations: Meta, WIRED, Ventures Locations: Berlin, Patreon

☆ Capital One Venture X credit card review
▼ + stars: | 2023-06-13 | by ( ) edition.cnn.com time to read: +19 min

Digging into the Capital One Venture XThe Capital One Venture X provides valuable benefits to frequent flyers. Getty ImagesThe Capital One Venture X credit card debuted in November 2021 and turned of heads for those looking for a premium travel rewards credit card. Advantages of the Capital One Venture XEarn miles toward a beautiful beach vacation with the Capital One Venture X. iStockAs a new premium credit card, the Capital One Venture X has a lot to offer. Stacking up the Capital One Venture X against our benchmarkCNN Underscored has chosen the Citi Double Cash card as our current “benchmark” credit card. Other credit cards similar to the Capital One Venture XCompare the Capital One Venture X to other premium travel credit cards before you apply.

Persons: that’s, you’ll, — you’ll, Air Canada Aeroplan, That’s, you’re, Guy, Emily McNutt Organizations: CNN, American Express, Capital, Venture, PreCheck, Fort, Dulles, Hertz President’s, British Airways, Airlines Aeromexico Club Premier Cathay Pacific Asia Miles Qantas Frequent Flyer Air Canada, Emirates Skywards Singapore Airlines KrisFlyer Air France, KLM Flying Blue Etihad Airways, TAP Air Portugal Miles, Airlines Miles & Smiles British Airways Avios, Wyndham, British Airways Executive Club, Air Canada, United Airlines, Emirates, Singapore Airlines, Citi, Cash, Citi Premier, Accident Insurance, Chase, Express, Chase Sapphire, Rapid, Hyatt Locations: Dallas, Fort Worth, DFW, Denver, Washington, American, Alaska, Asia, Europe, Chicago

Capital One Spark Cash Plus RewardsWelcome bonus offerThe Capital One Spark Cash Plus has one of the highest welcome bonus offers of any small-business card, but it's also got a huge minimum spending requirement. Capital One Spark Cash Plus Benefits and FeaturesWhile Capital One is all about simplicity, there are several great benefits to the Capital One Spark Cash Plus Card. Read our review Read Our Review A looong arrow, pointing rightCapital One Spark Cash Plus Annual Fee and Other CostsThe Capital One Spark Cash Plus has a $150 annual fee, but — like other Capital One cards — it doesn't add foreign transaction fees, so it's a good choice for international purchases. How the Capital One Spark Cash Plus ComparesCapital One Spark Cash Plus vs other Capital One cardsThe Capital One Spark Cash Plus isn't the only business card that earns valuable rewards at a competitive fixed rate, but one thing immediately sets it apart from the competition: a much higher annual fee. Methodology: How We Reviewed the Capital One Spark Cash PlusInsider's credit card team evaluated the Capital One Spark Cash Plus in comparison to other rewards business cards and cash-back business cards.

Persons: you'll, We're, it's, Miles, you've, Ethan Steinberg Ethan Steinberg, Ethan, Guy, Read, Angela Fung Organizations: Capital, Finance, Business, Reading Chevron, American Express, Chevron, Venture, Business Capital, Global, Amex, Social, Mastercard Locations: Shanghai, Asia

If your credit history is limited, the Capital One SavorOne Cash Rewards for Good Credit is worth a close look. How to use rewards from the SavorOne for Good Credit cardThe Capital One SavorOne Cash Rewards for Good Credit comes with a straightforward reward redemption: Cash back in the form of a statement credit or a check. There's another redemption option if you also have a Capital One credit card that earns miles, like the aCapital One Venture Rewards Credit Card or Capital One Venture X Rewards Credit Card. SavorOne for Good Credit benefits and featuresThe Capital One SavorOne Cash Rewards for Good Credit is fairly low-frills in terms of extra benefits. If you wouldn't otherwise be approved for the regular Capital One Savor Cash Rewards Credit Card or Capital One SavorOne Cash Rewards Credit Card because your credit is on the lower side of good, the Capital One SavorOne Cash Rewards for Good Credit is worth considering.

Persons: Cash, Cardholders, It's, SavorOne, —, David McMillin David McMillin, Guy, David, he's Organizations: Uber, Capital, Walmart, Capital One Entertainment, Reading Chevron, Credit, Good Credit, Target, Costco, Entertainment, Netflix, Hulu, Disney, Verizon, PayPal, Good, Chevron, Business Locations: U.S, Chicago, Alaska , Utah , Oklahoma, Vermont

Your credit score is only one of several factors that determine whether your credit card application will be approved. Credit Card for Excellent Credit Frequently Asked QuestionsWhat is the best credit card for excellent credit? Can I qualify for a credit card without excellent credit? You can absolutely qualify for a credit card without having excellent credit. Compare the Best Credit Cards for Excellent Credit Capital One Venture X Rewards Credit CardChase Sapphire Preferred® CardBank of America® Premium Rewards® credit cardDiscover it® Miles Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Persons: Read, We're, Uber, Peacock, Uber Cash, Merrill, Miles you've, Miles, There's, gofree Wyndham, you'll, You'll, It's, Chase, Cardholders, cardholders, you've, Wyndham Organizations: Excellent Credit, Capital, One, Chevron, American Express, American, Express, Hilton, Marriott, Saks, Entertainment, Disney, ESPN, The New York Times, Street, Walmart, Credit, TSA, Global, Saks Fifth, Reading Chevron, Target, Chase, Bank of America, Bank of America's, of America, Bank of America Travel Center, Wyndham, Business, Venture, Resorts, Saks Fifth Avenue, The Bank of America, Rewards, Barclays, Wyndham Rewards, Diamond, Vacasa Locations: Hulu, Wells, Wyndham

☆ Should You Get a Credit Card Just for the Sign-Up Bonus?
▼ + stars: | 2023-05-30 | by ( ) www.wsj.com time to read: +12 min

Card perksMany credit cards, especially travel credit cards, offer a variety of perks that can add value to your cardholder experience. If a specific premium travel credit card offers benefits on brands you already use, it could make sense to choose that card even if its sign-up bonus isn’t the best around. Credit scoreCredit card issuers typically don’t disclose a minimum score requirement, but most rewards credit cards with sign-up bonuses stipulate that you need good credit. That said, your credit score is just one factor that card issuers consider when you apply for a credit card. A new credit card isn’t worth it if it threatens your financial security—no matter how good the sign-up bonus.

Persons: Ben Luthi, Chase, you’ll, ”, Derek Flanzraich, you’re, Matthew Goldman, Hyatt, Goldman, FICO Organizations: Chase, Target, Walmart, Express, “, American, Citi, Venture, Southwest Airlines, Marriott, Hilton Locations: Chase, Ness, Europe

☆ This Gen Z founder made an OnlyFans rival that has no nudity and sold it for $65 million
▼ + stars: | 2023-05-29 | by ( Pete Syme | ) www.businessinsider.com time to read: +9 min

He said it sold for $65 million after sites including TikTok "failed" to help creators make money. The 22-year-old certainly doesn't need to live with his folks: He became a millionaire last year after his company, Fanfix, sold for $65 million, according to Crunchbase. It's a model broadly similar to OnlyFans, but with a major difference: it doesn't allow nudity. When SuperOrdinary bought Fanfix, Insider's Geoff Weiss reported that there were plans for product collaborations with the platform's creators. And they took advantage of the creators, and so a massive gap opened up for platforms like Patreon, platforms like us."

About 90% of all credit card spending is on rewards cards. More from Personal Finance:5 ways to start paying down credit card debtDoes America's credit habit make a recession inevitable? What to do as credit card rates keep climbingIn 2019, in return for all the spending on these types of credit cards, the largest U.S. banks paid out nearly $35 billion in rewards. In that same year, banks reported more than $140 billion in revenue from all credit cards. More than half of that revenue comes from rewards credit cards, according to Agarwal.

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