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☆ These two-story homes were built in a factory and installed in Denver backyards — see inside
▼ + stars: | 2023-07-11 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: 1 min

Here is one of the units that L&D installed in a Denver backyard. It cost about $370,000,said Sarah Senderhauf L&D Construction sales manager and broker. The verticals panels that make up the exterior walls are wood, with a pine tar finish that helps preserve and protect the wood. Courtesy of L&D ConstructionThe vertical siding gives it a "crisp, Scandinavian design," Senderhauf said.

Persons: Sarah Senderhauf, Senderhauf Locations: Denver

☆ More people actually moved out of Florida than New York or California in 2021
▼ + stars: | 2023-07-11 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +2 min

While out-of-staters were flocking into Florida in 2021, 674,740 residents moved out. That's more than the total number of people that left California or New York that year. Those who moved out previously told Insider the state had become too unaffordable and crowded. An estimated 674,740 people reported their permanent address changed in 2021 from Florida to another state, according to the data. That's more than any other state, including New York or California, two states have gotten the most attention for outbound migration during the pandemic.

Persons: Thomas Barwick, Danielle Hale Organizations: Service, American Community Survey, Sunshine State, Getty, Texans Locations: Florida, California, New York, Wall, Silicon, Georgia . Texas, Texas

☆ Tiny home villages for homeless veterans are popping up around the country. Congress wants to send up to $100 million to fund more.
▼ + stars: | 2023-07-05 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +3 min

Tiny home villages are popping up across the country — including for homeless veterans. A bill introduced in Congress would fund up to $100 million to build five more around the country. For Ida, it was a "dream come true," according to Operation Tiny Home, on its website. Tiny home villages are popping up across the country, with many developers gearing their projects to help veterans and their families. "It's hard to overstate the significance of this bill, " Zack Giffin, spokesperson for Operation Tiny Home and the host of the Tiny House Nation television series, told Insider.

Persons: Tiny, —, Ida, who've, Republicans —, Zack Giffin, Giffin Organizations: Service, Navy, Congress, Republicans, Tiny, Tiny House Nation, Building

☆ It's about to get easier for homeowners in Denver to build tiny homes in their backyards
▼ + stars: | 2023-07-03 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +4 min

Denver's housing shortage has reached crisis proportions. When the law goes into place on Wednesday, homeowners will be allowed to build ADUs big enough to house a family. Courtesy of AboduSince 2018, more than 60,000 new units have been approved throughout the Golden State, which has an estimated housing shortage of 2 million. She also serves as the Director of Planning at the Denver Housing Authority. Keeping families togetherAlonso Carrillo-Muñoz, a Spanish-speaker, who has lived in the West Denver area for over 20 years, was a part of the WDRC's ADU pilot program, per WDRC.

Persons: —, They'll, Chris Herndon, Renee Martinez, Stone, WDRC, Alonso Carrillo, Jon Paciaroni, Miriam Carillo Organizations: Service, City, Denver, Golden State, West Denver Renaissance, Denver Housing Authority Locations: California, High City, City of Denver, Sonoma ., Golden, Denver, West Denver, Spanish, . Denver, FirstBank

☆ These foldable tiny homes start at $50,000 and can be assembled in less than 8 hours — see inside
▼ + stars: | 2023-07-01 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: 1 min

New York real-estate company Hapi Homes uses a prefabricated construction process to build homes that range from 180 square feet to 1,600 square feet. One of the Hapi Homes' foldable models. Courtesy of Hapi HomesCustomers can choose from 16 available floor plans — designed by outside engineers and architects — that Hapi Homes uses to guide the construction of the framing, panels, and flooring. After those parts are built in a factory — which takes about 30 days — they are transported to the final location, where a builder can put the materials together in hours.

Persons: — Organizations: Hapi Homes, Hapi Locations: York

☆ Cleveland has become an unlikely hotspot for millennials in search of affordability
▼ + stars: | 2023-06-29 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +4 min

With income growth outpacing rent there, these 27 to 42 year-olds have more disposable income. In order to come up with the ranking, the BofA Institute used home address data from 46 million of adults who've been customers of the bank since 2018. Cleveland residents now pay just over 17% of their income on rent, while the average American pays 20%. Pittsburgh income growth exceeded rents by 1%. Indeed, the BofA Institute found that millennials are by-and-large staying out of the housing market this cycle, but still are window shopping for the future.

Persons: —, millennials, Anna Zhou, Zhou, Clever, they're, homebuyers Organizations: Service, Bank of America Institute . Austin, BofA Institute, Bureau of Labor Statistics Locations: Tampa, Dallas, Cleveland, Tampa , Florida, Bank of America Institute . Austin , Texas, Midwest, Columbus , Ohio, Cleveland Cleveland, Providence , Rhode Island, Buffalo , New York, Pittsburgh

☆ The Northeast and Midwest will likely be hot with homebuyers this summer. Homes are flying off the shelves in these 8 cities.
▼ + stars: | 2023-06-28 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +3 min

Homes are selling like hotcakes in several Northeastern and Midwestern cities. In Rochester, New York, homes were on the market less than two weeks on average last month. Still, it provides some insight into what homebuyers are looking for, and where sellers are most likely to close quickly this summer. To compile the list, Realtor.com considered the total number of days the typical home in the 50 cities was on the market. The only two cities that were not in the Northeast or Midwest on this list were San Jose, California, and Virginia Beach, Virginia.

Persons: —, That's, Realtor.com Organizations: Service Locations: Northeastern, Rochester , New York, Midwest, Portland , Maine, Milwaukee , Wisconsin, Jose , California, Virginia Beach , Virginia

☆ I got to experience how the ultra-rich live on NYC's Billionaires' Row. I was shocked at how comfortable Central Park Tower felt and how curated every aspect of living there was.
▼ + stars: | 2023-06-23 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: 1 min

From the ground floor, it looks like the many other luxury condo buildings that line the streets of Manhattan. A doorman stood outside alongside well-manicured shrubs. The entrance to Central Park Tower located at 217 West 57th Street, along Billionaires' Row. Kelsey Neubauer/InsiderFor a moment, just before arriving, I forgot I was about to walk into a building only affordable to the world's richest residents, where a 17,500-square-foot home in the sky is currently listed for $250 million. Outside, the scent of Midtown in summer — an eclectic mix of food, dirt, and other smells baking in the humidity — wafted around me.

Persons: Kelsey Neubauer Locations: Manhattan

☆ The economic consequences for students during the pandemic 'could be far greater than those of the Great Recession'
▼ + stars: | 2023-06-20 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +3 min

Student "learning loss," could prove to be more economically damaging than the Great Recession. School shutdowns hit Black and Hispanic students harder than White and Asian students. The federal government has given $190 billion to schools in the hopes of mitigating the impact. Districts with a high rate of students experiencing poverty have been worse off, ProPublica reported. The only way to solve this, according to a December 2022 Economic Policy Institute report is to increase pay for teachers and provide more support in classrooms.

Persons: shutdowns, —, ProPublica, Eric Hanushek, Hanushek, It's Organizations: Service, Stanford, Brookings Institute, Gross

☆ Airbnb CEO predicts AI will pave the way for 'millions of startups' instead of replacing jobs
▼ + stars: | 2023-06-19 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +2 min

Airbnb co-founder and CEO Brian Chesky said AI will ultimately be a boon to the job market. He predicts AI will propel "millions of startups," even as jobs at existing companies could decrease. Chesky is one of many business leaders that has weighed in on AI this year. He anticipates that the technology will propel "millions of new startups," he told investor Jason Calacanis on a recent episode of This Week In Startups. While many in the business world have said AI could profoundly impact innovation and the economy, business leaders, including Warren Buffett, are skeptical.

Persons: Airbnb, Brian Chesky, Jason Calacanis, Calcanis, —, Chesky, Warren Buffett, Elon Musk Organizations: CNBC, Google, Center, AI Safety

☆ A woman who works out of a tiny home and gets weekly massages at the office says her job has 'all the perks'
▼ + stars: | 2023-06-01 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +4 min

In January, Kylie Goodwin, who works in accounting, posted a TikTok video of offices in tiny homes. Goodwin said the workspaces within the tiny homes are just one of the perks of working there. An FHS employee responded by email to Insider's request for comment about the tiny homes but didn't provide more detail. Tiny homes are all the rage right now, from handcrafted luxury models that are over $175,000 to tiny homes sold on Amazon that cost a few thousand dollars. "My job has all the perks," Goodwin wrote.

Persons: Kylie Goodwin, Goodwin, —, Kylie Goodwin —, FHS, commenter Organizations: Service, FHS Property Management, Home Solutions, FHS Locations: Missouri, Springfield , Missouri

☆ Gen Zers are skipping New York and LA and flocking to smaller cities with cheaper homes, great jobs, and lots to do
▼ + stars: | 2023-05-30 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +8 min

Alex Akmal and her partner, Alex, along Memorial Union Terrace on Lake Mendota. In the case of Gen Z, one move often begets another, according to one demographer. Gen Z bonds have been cemented even more because many young people are delaying marriage and having children, the center found. After her studies, she said she might move to Washington, D.C., an even larger Gen Z hangout with those offerings and more. Cities must evolve for the futureFor whatever reason they are coming to these cities, these Gen Zers are here to stay.

☆ A family transformed a 1930s schoolhouse into an adorable cottage with an original cloakroom and chalkboard — see inside
▼ + stars: | 2023-05-30 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: 1 min

In 2021, the Hallett family paid $70,000 for a schoolhouse in upstate New York, near the scenic Finger Lakes region. The schoolhouse after its renovation. Livingston Begy for Empire Realty GroupThe schoolhouse is in Springwater, New York, according to the Realtor.com listing and blog post, which is a rural town that's a 45-minute drive south of Rochester and a 90-minute drive southeast of Buffalo.

☆ Tenants who lived in an Iowa building predicted it would collapse before it did, source says
▼ + stars: | 2023-05-30 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +2 min

A historic building in Davenport, Iowa collapsed Sunday. Tenants predicted the building would collapse as far back as last year, according to local reports. "The tenants told us the building was going to collapse," Jennifer Smith, owner of Fourth Street Nutrition — a shop located on the bottom floor of the complex — told The Des Moines Register. She's not alone: other residents told the Register there were many structural problems in the building that the landlord never properly addressed. In that case, too, residents and local officials had noticed structural issues with the building before it collapsed.

☆ A 'Big Short' investor who called the 2008 housing-market collapse warns about another big threat to home prices
▼ + stars: | 2023-05-30 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +2 min

"Big Short" investor Dave Burt said people don't see how the climate crisis will hurt home values. He told CNBC that that mortgage lenders aren't taking into account climate risk, like flooding. He warned that the housing market is in for a 2008-level price correction if the pattern continues. "Ultimately, until people have good information about what these climate-related costs are going to look like, we're creating new problems every day," Burt told CNBC. If this does not change, he warned, the housing market is in for another crash: a 2008-level price correction.

Some popular big cities are losing residents, US Postal Service change-of-address requests indicate. Requests made in 2023 also show that smaller spots outside big cities have tended to gain residents. Smaller spots outside larger urban hubs, meanwhile, are attracting more residents than they're losing. Many people move over the summer to avoid pulling kids out of school midyear, so end-of-year change-of-address data may shed light on other patterns. Also, bigger cities are more likely to both lose and gain people because of their larger populations; the USPS doesn't adjust its numbers according to population.

☆ People of color and low-income residents bear the brunt of extreme weather. To fight it, America's fastest-growing city is investing in cleaner air and affordable housing.
▼ + stars: | 2023-05-26 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +7 min

Indeed, these residents have borne the brunt of Austin's extreme weather events, from heat waves to cold snaps, over the past 10 years. Certain communities are affected the most by extreme heat, flooding, and freezesMore often than not, extreme heat and flooding wreak the most havoc on marginalized communities in Austin. Then there's the extreme heat: Swaths of this area are paved and lacking in green space, which makes them even hotter than the rest of the city, Llanes said. With a goal to build 135,000 new housing units — nearly half within the affordable range — by 2027, the Austin Housing Finance Corporation has already funded "several thousand" of that total, according to the tracker. "The reality is that plans tend to be repositories in the city of Austin for complaints and suggestions and then we sit on them."

☆ The 15 cheapest cities to live in the US, where locals spend under 25% of their incomes on housing and can also enjoy parks and great schools
▼ + stars: | 2023-05-23 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +2 min

US News & World Report released its 2023 ranking of the most affordable places to live in the US. The cost of housing in these 15 cities was less than a quarter of what the typical resident made. A US News & World Report ranking of the cheapest places to live in the US listed several affordable cities — mostly in the South and Midwest — with great schools and urban amenities. US News & World Report assessed typical incomes, typical housing costs including taxes and utilities, and the percentage of income that goes to the cost of housing to determine the rankings. Here are the typical incomes and costs of housing in US News & World Report's list of the top 15 cheapest places to live.

☆ I moved to Wisconsin instead of New York City or San Francisco. I can afford to live in a big place with my boyfriend and our cats while still enjoying great sports and music.
▼ + stars: | 2023-05-20 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +7 min

Alex Akmal moved to Madison, Wisconsin, from Missoula, Montana, after graduating from college. What sold her on the city was a great job offer, its college town flair, and its affordability. It's a college town, and it's an awesome place. When I was finishing college, I decided wherever I end up, it needs to be a college town or have a major college in it. Madison, Wisconsin.

☆ A 26-year-old started living on sailboats because apartments were 'crazy expensive.' Now she and her husband see the most beautiful sights in the world from their 250-square-foot home — and are prepar
▼ + stars: | 2023-05-17 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +1 min

Maya, a 26-year-old from Canada's West Coast, fell in love with sailing around where she grew up. Maya, on Magic Carpet I, a boat she refitted with her husband, Aladino, a Swiss and Italian sailor and boat builder. Courtesy of Maya and Aladino"We have a massive housing crisis here, it's crazy expensive," she told Insider, of Canada's housing market. I was like, 'Well, I love sailing. Maya and her husband, Aladino, asked to be identified only by their first names to retain some anonymity in public-facing jobs.

☆ The 12 best places to live in the US, which have cheaper homes, good weather, and lots of jobs
▼ + stars: | 2023-05-16 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +2 min

US News & World Report released its 2023 list of best places to live in America on Tuesday. 2023 list of best places to live in America on Tuesday. The top 12 cities have affordable homes, a high quality of life, and are popular with movers. Indeed, the cities on this list all have below-average crime rates, good schools, happy residents, easy commutes, and clean air, according to the report. Without further ado, here are the 12 best places to live this year, and their metro area population, housing costs, and yearly salaries, according to US News & World Report.

☆ We traveled the continent in our Airstream, and now we're turning it into a permanent jungle home where we can raise our daughter and live off the land
▼ + stars: | 2023-05-11 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +1 min

Kristen Sarah and Siya Zarrabi spent five years transversing the continent in their 1976 Airstream. Now, they've settled in Costa Rica and are building a $60,000 home around the travel trailer. Their young daughter prompted the move — they wanted her to be surrounded by nature. Loading Something is loading. We found a vintage one from 1976 on Craigslist, and we drove four or five hours to pick it up.

☆ I saw how a no-frills garage got turned into a gorgeous apartment for cheap, and it made me realize how empty offices could easily get converted into housing, too
▼ + stars: | 2023-05-09 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: 1 min

Möller told me she started the company as a way to boost affordable housing in the Bay Area through the transformation of residential garages, and also unused office and retail space. As a reporter who has covered the challenges associated with commercial-to-residential conversions, I was intrigued. Möller outside the Santa Clara unit toured by Insider. Kelsey Neubauer/Insider

☆ I toured an apartment built in a factory, and I'm convinced that these high-tech homes are the future of city living
▼ + stars: | 2023-05-06 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: 1 min

The two-year-old firm in the San Francisco Bay Area is pitching a new way to put up apartment buildings: Rectangular units, or modules, are built in a factory, then trucked to a site where they are stacked and combined to create the final structure. Cloud Apartments created a rendering of what the modular units look like when stacked together. This design is similar to what will end up getting built after the company's first official projects are finalized this year. Cloud Apartments

☆ This bargain house in one of America's most expensive trailer parks was built in a factory and trucked to a cliff overlooking the Pacific — see inside
▼ + stars: | 2023-05-03 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: 1 min

The great room has a living area, a dining area, and a kitchen, with massive windows that frame cliff and ocean views and let in California sunshine. The living area. Courtesy of DveleThe home came with major appliances and Mills then furnished the rest after its arrival.

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