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But in advance of this debate, I did go back and watch the 2015 Republican debate. michelle cottleOK. I’m going to jump in here with the message may be great, but the messenger was absolutely atrocious. But I thought it was really, really interesting. carlos lozadaNo, no, no, but no, here’s what — no, I mean, I’m not inclined to. And then, I’m going to put the interests of Americans first, which is just an America first riff.

Persons: lydia polgreen, ross douhat Bemusement, michelle cottle, polgreen Wow, ross douhat, lydia polgreen Carlos, carlos lozada Darkness, carlos lozada, Mike Pence, Lydia Polgreen, michelle cottle I’m Michelle Cottle, ross douhat I’m Ross Douthat, carlos lozada I’m Carlos Lozada, you’re, Vivek Ramaswamy, Ramaswamy, Ron DeSantis, Nikki Haley, Pence, carlos lozada That’s, Lydia, Prince, carlos lozada —, Tucker Carlson, Carlos, John Kasich, Scott Walker, Jeb Bush —, Ross, ross, It’s, he’s, Trump, lydia polgreen We’re, ross douhat Punditry, yammering, He’s, Michelle, that’s, — michelle cottle, she’s, She’s, lydia polgreen —, michelle cottle He’s, I’m, Obama, —, Chris Christie, Marco Rubio, Haley, michelle cottle ChatGPT, carlos lozada ChatGPT, ross douhat We’ve, — carlos lozada There’s, Pudding Fingers, DeSantis, unquote, ”, it’s, Christie, Tim Scott —, hasn’t, carlos lozada DeSantis’s, George Soros, — carlos lozada —, I’ve, ross douhat Totally, Donald Trump, — ross, Chris Christie can’t, ross douhat Trump, Tim Scott, Vivek’s, carlos lozada He’ll, — ross douhat, Tucker, Jeffrey Epstein, polgreen, Epstein, Biden, lydia polgreen He’s, They’re, Asa —, carlos lozada It’s, michelle cottle That’s, michelle cottle Oh, we’re, you’re Donald Trump, carlos lozada Well, who’s, Mel Gibson, Anthony Hopkins, Caroline Alexander, — carlos lozada, michelle cottle Aw, ross douhat It’s, David Grann, MOO, we’ve, “ MOO, ” ross, “, somebody’s, michelle cottle I’m Organizations: Indigo, Twitter, lydia polgreen From New York, Trump, Republican Party, Republican, Harvard, Ivy League, Fox, Fox News, Republican National Committee, Biden, Democratic, Trump Republican Party, Iowa Locations: United States of America, lydia polgreen From New, Trump, America, Washington, UN, New Hampshire, Ukraine, Iowa, Florida, Panama, China, Milwaukee, Lydia, There’s

kevin rooseAnd you’re listening to “Hard Fork.”casey newtonThis week on the show, Sam Bankman-Fried goes to jail. If you give me, like, 1 percent of the internet, that’s going to give me an aneurysm. And those three are actually going to get to live that out. So I actually think the classroom of the future looks remarkably like the classroom today, but you reverse what you’re doing in it. And I think that’s another piece, is we have to not be delusional about what has actually happened in education.

Persons: casey newton, Joe Rogan, kevin roose You’re, casey newton They’ve, kevin roose They’ve, who’s, kevin roose, Kevin Roose, ” casey newton, Casey Newton, Sam Bankman, Fried, what’s, Wharton, Ethan Malek, kevin roose Casey, I’ve, casey newton Guy’s, David Jaffe Bellini, David, ” david jaffe bellini, casey newton Hi, ’, he’s, david jaffe bellini, david jaffe bellini That’s, they’re, Sam’s, there’s, that’s, Casey, — casey newton, david jaffe bellini I’m, he’d, Caroline Ellison, Caroline Ellison’s, Caroline, She’s, we’ve, they’ve, Sam, He’s, I’m, haven’t, It’s, You’ve, There’s, you’re, Ryan Salem, hasn’t, Gary, Nishad, They’ve, SBF, casey newton Look, Harlem Globetrotters ’, it’s, Kevin, casey newton Oh, kevin roose David Jaffe Bellini, we’re, kevin roose It’s, “, casey newton Sure, Ethan Mollick Ethan, kevin roose Ethan Mollick, ” ethan mollick, ethan mollick, That’s, casey newton Tell, ChatGPT, ethan mollick —, you’ve, Steve Jobs, don’t, You’ll, ethan mollick Oh, casey newton Well, We’ve, kevin roose I’m, Ethan, casey newton It’s, they’d, you’ll, They’re, Ethan Mollick, casey newton —, should’ve, let’s, Cruise, casey newton That’s, — david jaffe bellini, kevin roose —, ”, Alex, casey newton Hey, casey newton Yes, Kyle Vogt, Franciscans, I’ll, kevin roose Totally, casey newton Yep, Uber, casey newton Right, Dirk, Kevin kevin roose, shouldn’t, — casey newton Yes, casey newton Don’t, Rachel Cohn, Davis, We’re, Jen Poyant, Caitlin Love, Sophia Lanman, Dan Powell, Marion Lozano, Rowan Niemisto, Paula Shoeman, Tam, David McCraw, Nell Gallogly, Kate LoPresti, Jeffrey Miranda Organizations: Spotify, The New York Times, FTX, Conference, NFL, Google, “ New York Times, MDC, Republican, Alameda, Twitter, Harlem Globetrotters, Washington Generals, Wharton School, University of Pennsylvania, Fork University, Caud Academy, they’re, TA, . University, University, Hard Fork, Wharton, DMs, San, San Francisco, Cruise, Department of Motor Vehicles, University of Michigan Transportation Research Institute, Virginia Tech Transportation, YouTube Locations: New York, California, Bahamas, Alameda, FTX, autodelete, Caroline, Wharton, GPT, Kenya, America, San Francisco, Charlotte , North Carolina, Texas, North Beach, Cruise, Franciscans, robotaxis, AVs, Rhode Island, Zurich, Paris, Madrid, Swiss, Switzerland

☆ Sean Paul Is Still Busy
▼ + stars: | 2023-08-16 | by ( Iva Dixit | ) www.nytimes.com time to read: +3 min

Long before he became the bandannaed and cornrowed Sean Paul who entranced the American public, Sean Paul Ryan Francis Henriques was just another young offshoot of Jamaica’s famous Henriques clan, one of the oldest Jewish families on the island, who immigrated there from Portugal in the 17th century. Kingston is a city that takes parties seriously, and the sound system was a key 20th-century innovation — a portable setup of amplifiers, turntables and mountains of speakers, all orchestrated by a D.J. Paul and his younger brother, Jason, were both enamored of this family business; Jason actually recalls falling asleep in a bass box as a child. When Paul was 13, his father was convicted of manslaughter and sentenced to 15 years in prison. This devastated Paul — not because his father had been much of a presence in his life but because what little he had of him would now be gone.

Persons: Shaggy, Paul, bods, Sean Paul, Sean Paul Ryan Francis Henriques, Jamaica’s, Henriques, Jason, Michael Jackson, Garth, Frances, Paul —, “, I’ll, ” Organizations: YouTube, Uptown Locations: sighs, Long, Portugal, Uptown Kingston, Kingston, Mexico

☆ Cannabis Vendors in Limbo as Judge Halts N.Y. License Program
▼ + stars: | 2023-08-16 | by ( Ashley Southall | More About Ashley Southall | ) www.nytimes.com time to read: +1 min

Just 23 retailers have opened storefronts or delivery services since the first licensed shop opened in December, and only about 18,000 pounds of cannabis have been sold so far, according to the Office of Cannabis Management. At the current sales rate, 564,000 pounds of legally grown cannabis will remain unsold by the end of the year, agency officials said. Some licensees and lawyers have laid some of the blame on Attorney General Letitia James, whose office is responsible for defending the cannabis program against lawsuits. At the hearing last week, her lawyer struggled to answer basic questions about the program from Justice Bryant, such as distancing requirements between dispensaries. Then, an investor agreed in June to put up $150 million to revive the state’s dispensary plan under terms that have not been disclosed.

Persons: Beau Allulli Jr, ”, Letitia James, Justice Bryant, Kathy Hochul’s Organizations: Cannabis Management, Justice Locations: Lower Manhattan

☆ A GOP divide in Iowa over Trump -- and over the truth
▼ + stars: | 2023-08-09 | by ( John King | ) edition.cnn.com time to read: +11 min

Mudd does not dispute this but says he would have more confidence if states followed the same procedures. “Nothing about that deal is the American way, I don’t think,” Mudd Sr. says of the latest Trump indictment. And it vividly captures the country’s red state-blue state divide, which includes what you think of Trump and where you get your news. Taylor supported Texas Sen. Ted Cruz in the 2016 caucuses, but voted for Trump in November 2016 and again in 2020. Shopping around is an Iowa tradition, but both understand that a splintered field eventually helps Trump, as it did in 2016.

Persons: John King’s, “ Anderson Cooper, Chris Mudd, ” Mudd, “, Joe Biden’s, Mudd, Donald Trump, Donald Trump’s, I’m, Trump, John King, Allison Malloy, CNN “, ”, Biden, Jim Mudd, Republicans don’t, Ronald Reagan, Tracey Mudd, Chris ’, Rob Mudd, that’s, Hunter Biden’s, Tucker Carlson, Hunter Biden, ” Rob Mudd doesn’t, Volodymyr, Zelensky, Vivek Ramaswamy’s, Robert F, Kennedy Jr, ” Chris Mudd, Priscilla Forsyth, Howard Dean, John Edwards, ” Forsyth, ” She’s, isn’t, doesn’t, Forsyth, King, Jaclyn Taylor, Taylor, Texas Sen, Ted Cruz, sighs, Carolina Sen, Tim Scott, Nikki Haley, Ron DeSantis, CNN Betsy Sarcone, ” Sarcone, Florida Sen, Marco Rubio, Hillary Clinton, Sarcone, “ We’ve, ” Taylor Organizations: Waterloo , Iowa CNN, Republican, GOP, CNN, Republicans, America, Fox, today’s Republican, Trump, NATO, RFK, Texas, Biden, Former United Nations, Florida, Biden –, Republican Party, Iowa Locations: Iowa, Waterloo , Iowa, Cedar Falls , Iowa, Ohio, Texas, Pennsylvania, Georgia, Cedar Falls, American, Ukraine, Sioux City, Woodbury, Des Moines, Metro Des Moines, Waukee, ”, Carolina, Clive , Iowa, Urbandale, Florida

☆ A Poem About Dance and the Hard Work of Transcendence
▼ + stars: | 2023-08-04 | by ( Dwight Garner | ) www.nytimes.com time to read: +37 min

)—achieved flight,that swift and serenemagnificence,before the earthremembered who we wereand brought us down. )—achieved flight,that swift and serenemagnificence,before the earthremembered who we wereand brought us down. )—achieved flight,that swift and serenemagnificence,before the earthremembered who we wereand brought us down. )—achieved flight,that swift and serenemagnificence,before the earthremembered who we wereand brought us down. )—achieved flight,that swift and serenemagnificence,before the earthremembered who we wereand brought us down.

Persons: Rita Dove, —, Paul Laurence Dunbar

☆ Morning Bid: Markets brace for BOE as China PMI cheers
▼ + stars: | 2023-08-03 | by ( ) www.reuters.com time to read: +3 min

The BOE is leaning toward a 25 basis point hike after the inflation gods took some pity on the UK last month. Investors and economists will be sure to inspect the BOE's growth and inflation forecasts for indications of just how sticky the central bank thinks inflation has become. Not to be overshadowed by monetary policy, earnings reports roar back into focus on Thursday with Apple (AAPL.O) at the forefront. China kicks off a long line of PMI releases today with better-than-expected services activity, giving markets a bit of good news after disappointing data on Monday. In Japan, the stock market continued to feel the drag from U.S. chip firms on Thursday morning, with the Nikkei (.N225) seeing broad-based losses.

Persons: Hollie Adams, Brigid Riley, BOE, Jerome Powell isn't, hasn't, Stryker, Fed's Barkin, Jacqueline Wong Organizations: Bank of England, City of, REUTERS, Bank of, CPI, Reuters Graphics, ECB, Apple, Moderna, PMI, HK, Nikkei, Royce, Infineon, Adidas AG, BMW, Fed's, Thomson Locations: City, City of London, Britain, United States, China, Japan, U.S, Expedia, France, Italy, Sweden, Spain, Germany, Euro

☆ 10 Essential Songs by Sinead O’Connor
▼ + stars: | 2023-07-26 | by ( Jon Pareles | More About Jon Pareles | ) www.nytimes.com time to read: +1 min

Sinead O’Connor did not hold back. From the moment her debut album, “The Lion and the Cobra,” appeared in 1987, O’Connor — whose death was announced on Wednesday — flaunted raw passion and raw nerve. Yet her songs also offered comfort, nurturing and righteousness; she was an idealist, not a provocateur. She produced her own debut album when she was only 20, drawing already on punk, dance music, electronics and seething orchestral arrangements. They were charged with youthful turbulence and unbridled ambition, as O’Connor sang about love, death, power and making her own place in the world.

Persons: Sinead O’Connor, ”, O’Connor —, O’Connor, O’Connor’s

☆ Reactions: UK inflation cools in June, pound drops
▼ + stars: | 2023-07-19 | by ( ) www.reuters.com time to read: +6 min

Sterling dropped broadly, falling against the dollar, the euro and the yen, as interest-rate futures showed investors no longer expect UK rates to peak above 6%. COMMENTS:KEVIN BRIGHT, GLOBAL LEADER, CONSUMER PRICING PRACTICE, MCKINSEY & COMPANY, LONDON:"Inflation dipped more than expected; but the gulf between the UK and the Eurozone inflation levels remains. Despite most categories seeing a decline, food & non-alcoholic beverage inflation at 17.3% remains only 1.8% below its peak in March 2023. "Continued rising prices, higher interest rates and below inflation wage growth – are a triple blow to household budgets. NEIL BIRRELL, CHIEF INVESTMENT OFFICER, PREMIER MITON INVESTORS, LONDON:"Some good news on UK inflation at last, coming in below expectations for June and most importantly the core inflation rate fell more than thought.

Persons: Sterling, BoE, KEVIN, JOE TUCKEY, JORDAN, NOMURA, CHRIS BEAUCHAMP, Andrew Bailey, JEREMY BATSTONE, CARR, RAYMOND JAMES, ” KENNETH BROUX, It's, JOSEPH CALNAN, NEIL BIRRELL, Amanda Cooper, Andrew Heavens, Catherine Evans Organizations: Bank of England's, Reuters, Reuters Graphics Reuters, MCKINSEY, COMPANY, LONDON, Bank of England, JORDAN ROCHESTER, CPI, IG GROUP, Bank of, SOCIETE GENERALE, U.S, EMEA, Thomson Locations: homebuilders, Bank of England, EUROPEAN

☆ Vision Pro fans will need an appointment if they want to buy Apple's $3,500 headset from a store, report says
▼ + stars: | 2023-07-07 | by ( Beatrice Nolan | ) www.businessinsider.com time to read: +2 min

Apple will need to book an appointment to buy the Vision Pro headset in-store. The company is planning a retail launch for the headset next year, Bloomberg reported. Apple fans hoping to get their hands on the Vision Pro will need to book an appointment to buy the headset in-store. The Vision Pro will be rolled out next year, with stores in New York and Los Angeles among the first to stock the device, per Bloomberg. Apple's Vision Pro is the company's first major product release in eight years.

Persons: groans, Insider's Pete Syme, Elon Musk Organizations: Apple, Bloomberg, Vision, Worldwide, Conference Locations: New York, Los Angeles

☆ Bud Light tries to win back conservatives one grunt at a time in a new ad featuring NFL star Travis Kelce
▼ + stars: | 2023-07-04 | by ( Dominick Reuter | ) www.businessinsider.com time to read: +3 min

Bud Light released a new ad with Kansas City Chiefs star Travis Kelce, titled "Backyard Grunts." Bud Light aims to win back conservatives with a new ad featuring Kansas City Chiefs star Travis Kelce and several decidedly less athletic men gingerly easing themselves into various seats — and grunting. Bud Light faced backlash over partnering with transgender influencer Dylan Mulvaney in April. The new 15-second spot depicted various backyard gatherings and has no dialogue apart from grunts, sighs, and Kelce saying "yeah." He also said about the summer advertising strategy: "you can look forward to Bud Light reinforcing what you've always loved about our brand – that it's easy to drink and easy to enjoy."

Persons: Bud Light, Travis Kelce, influencer Dylan Mulvaney, Brendan Whitworth, Mulvaney, Whitworth, Bud, Busch, you've Organizations: Kansas City Chiefs, Anheuser, Busch US, Morning, Busch, CBS, Bud Light, Modelo Especial Locations: America

☆ The Positive Power of a Good Sigh
▼ + stars: | 2023-06-29 | by ( Jenny Taitz | ) www.wsj.com time to read: 1 min

The average person sighs about 12 times per hour, often as an involuntary reflex that we don’t even notice. When there is a feeling behind a sigh, it’s often not a happy one—think sighs of frustration or boredom. But research shows that sighing intentionally and consciously can change how we feel for the better, generating positive emotions and reducing stress.

Persons: sighing

Zaporizhzhia, Ukraine CNN —In a deserted shell of a building, a Ukrainian drone pilot blocks off his surroundings and focuses solely on the controller in his hands. During the day, the drone unit spent hours scoping out possible night-time launch sites for their mission, as well as figuring out the exact coordinates of their target. Frederik Pleitgen/CNNThey hide their vehicles and proceed a few hundreds of meters on foot, while Ukrainian and Russian forces trade artillery salvos. A successful hitAs the Ukrainian drone approaches its Russian target, the mission enters its most critical phase. Still, the men say, their job is not done just yet, not while Russian forces continue to occupy Ukraine.

Persons: ‘, ’ ”, –, ” Bankir, “, Marat, Frederik Pleitgen, they’re, ”, Vladimir Sladkov, Vladimir Rogov, they’ll, Ukraine’s SBU, ” Marat, “ It’s, it’s Organizations: Ukraine CNN —, Security Service, country’s Patrol Police, CNN, Patrol Police, coy, Bradley, Russian, “ Team Locations: Zaporizhzhia, Ukraine, Ukrainian, Kherson, Russian, United States

☆ Elon Musk mocks Apple's Vision Pro by taking a swipe at its price tag
▼ + stars: | 2023-06-12 | by ( Beatrice Nolan | ) www.businessinsider.com time to read: +2 min

Elon Musk has poked fun at the price of Apple's new mixed-reality headset. Apple launched the Vision Pro, the company's first major product in eight years, last week. The $3,499 price tag for Apple's new Vision Pro headset may even be too steep for the world's richest man, Elon Musk. The image compared Apple's new headset to a bag of mushrooms with the text: "Apple $3,500 augmented reality VS. $20 augmented reality." Apple launched the Vision Pro — its first major product in eight years — last week.

Persons: Elon Musk, Musk, Pete Syme, Apple, Tim Cook Organizations: Apple, Vision, Morning, Pro, Worldwide Developer Conference, Big Tech, Representatives

☆ Finland is consistently ranked the happiest country on earth. For Finns, it's an eye-roller.
▼ + stars: | 2023-06-10 | by ( Beatrice Nolan | ) www.businessinsider.com time to read: +9 min

Finland's high levels of social trust could be one reason the country has been ranked as the world's happiest for six years in a row. Finns don't view themselves as exceptionally happy people. A busy street in Helsinki, Finland. In 2021, the Nordic country spent 24% of its GDP on social protection — the highest of any other OECD country that year. 'We have problems as well'As fun as such ratings can be to share and debate, they of course obscure the challenges experienced in any country, even Finland.

Persons: Frank Martela, they've, Jennifer De Paola, De Paola's, Jimenez, you'll, We're, Meri Larivaara, it's, De Paola, ALESSANDRO RAMPAZZO, Martela, Larivaara, Eric, Susanna Nordvall, who's, De Organizations: Aalto University, De, Heli Jimenez, United Nations Sustainable Development Solutions, Gallup, Getty, Nordic, OECD, Healthcare, Mental Health Locations: Espoo, Finland's, Helsinki, Finland, AFP, Japan, Italy, Finnish

☆ Metaverse user laughed at Apple Vision Pro's $3,499 price tag and said he'd only be willing to pay $700, report says
▼ + stars: | 2023-06-07 | by ( Beatrice Nolan | ) www.businessinsider.com time to read: +2 min

A Metaverse user thinks Apple's eye-watering price tag for its new Vision Pro is laughable. The user told the Financial Times he was only willing to pay around $700 for Apple's new headset. The $3,499 price tag was met with an exasperated response from audience members on Monday. A Metaverse user thinks the high price tag for Apple's Vision Pro headset is laughable. However, its price tag has been somewhat controversial.

Persons: Jiople15, groans, Pete Syme, Anisha Bhatia Organizations: Financial Times, Worldwide Developer Conference, Vision Pro, Apple Locations: Texas

☆ The crowd at the unveiling of Apple's Vision Pro headset let out a collective groan when they found out how wildly expensive it is
▼ + stars: | 2023-06-06 | by ( Pete Syme | ) www.businessinsider.com time to read: +2 min

Apple announced its Vision Pro headset at the WWDC on Monday. There's one product which has been making all the headlines from Apple's WWDC on Monday. The Vision Pro headset marks the tech giant's foray into the metaverse — although the company stayed clear of using that branding. Check out the symphony of boos, groans, and sighs as the Cupertino crowd is told Apple's headset will start at $3,499. "The Vision Pro is Apple's attempt at cracking open the extended reality (XR) door to create an addressable market with iterations of Vision Pro in the years to come."

Persons: WWDC, everyone's, TikTok, Tim Cook, they've, Anisha Bhatia, Apple Organizations: Apple, Twitter, Wii Sports, Nintendo, Senior, Pro Locations: Cupertino

☆ Chart analysts see market correction coming after temporary debt ceiling-deal euphoria
▼ + stars: | 2023-05-30 | by ( Jesse Pound | In Jesse-Pound | ) www.cnbc.com time to read: +2 min

But market breadth, or the measure of how wide-reaching a rally is, has ebbed. CanaccordGenuity technical analyst Javed Mirza said in a note to clients on Monday that an "intermediate-term equity market correction looms" if market breadth does not improve. Over the past three months, the Nasdaq 100 has gained more than 18%, and the S & P 500 has advanced nearly 6%. Meanwhile, the Invesco S & P 500 Equal Weight ETF (RSP) has fallen more than 3%. According to Bespoke Investment Group, 90 stocks in the S & P 500 have hit 52-week highs this month.

Mortgage rates dropped again last week and remain low today. "With a 6% mortgage rate, more Americans can afford to purchase the median-priced home by putting down less than 20%." See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. 30-Year Fixed Mortgage RatesAverage 30-year fixed mortgage rates inched down to 6.35% last week, according to Freddie Mac. 15-Year Fixed Mortgage RatesThe average 15-year fixed mortgage rate is 5.75%, a very slight decrease from the prior week, according to Freddie Mac data.

And so whenever I get one of those notifications, I know I’m going to have a good time there. kevin roose[LAUGHS]: I actually don’t think I could’ve told you what IBM stood for. kevin rooseSo I’ve thought a lot and written a lot about how and when AI actually is a threat to jobs. The third category is just the jobs that I think are going to be protected, the jobs that we won’t let AI do. But I don’t actually think the speed of it matters at all.

☆ First Citizens just bought Silicon Valley Bank – here's everything you need to know about the latest twist in the banking turmoil
▼ + stars: | 2023-03-27 | by ( George Glover | ) www.businessinsider.com time to read: +6 min

First Citizens Bank agreed to buy most of Silicon Valley Bank on Sunday. The Raleigh, NC-based bank has taken over 17 branches of SVB, $119 billion of its deposits and $72 billion worth of loans. Here's everything you need to know about the latest twist in the US's regional banking turmoil. First Citizens Bank has agreed to buy SVB, according to a statement released on Sunday by the Federal Deposit Insurance Corporation. It'll also receive benefits tied to First Citizens' share price, which it estimated could be worth around $500 million.

After nearly two decades of Western-led intervention and engagement with the world, 18% of the population had internet access, according to the World Bank. "For girls in Afghanistan, we have a bad, awful internet problem," Sofia said. "It's too hard to access internet in Afghanistan and sometimes we have half an hour of power in 24 hours." Seattle-based Ookla, which compiles global internet speeds, put Afghanistan's mobile internet as the slowest of 137 countries and its fixed internet as the second slowest of 180 countries. She was working with international companies to find solutions to poor internet access but said she could not elaborate.

☆ How to afford the big price tag of your lifetime 'bucket list'
▼ + stars: | 2023-02-21 | by ( Chris Taylor | ) www.reuters.com time to read: +5 min

The 36-year-old public relations professional has an opportunity to check something off his life 'bucket list': Seeing his favorite band, Metallica, play live. Whether Beyonce tickets, Super Bowl weekends or dream vacations after years of COVID restrictions, our bucket lists carry big price tags that seem to be rising every year. So how can we fund our bucket lists, without being totally irresponsible? One solution for this is to save for your bucket list item in a separate account. “There is one item I see on bucket lists that is actually getting less expensive – education,” says Brandon Welch, an investment advisor in La Mesa, California.

☆ Dry January was my entryway to sobriety. It's making me a better parent.
▼ + stars: | 2023-01-29 | by ( Annalise Mabe | ) www.businessinsider.com time to read: +3 min

I realized that after just two glasses of wine, I felt the effects the morning after. To put it plainly, I was neglecting my family and well-being for the short-lived relief: a little buzz to take the edge off. But I started to feel the accumulation of cashing in each day with alcohol. I've found that sobriety, or my sober-curious path, is so worth it. I feel more present and able to play with my daughter when she invites me to chase her, running in our backyard.

☆ U.S. Treasury's Yellen says IRS needs to be 'completely redone'
▼ + stars: | 2023-01-22 | by ( Andrea Shalal | ) www.reuters.com time to read: +2 min

She said she decided to stay on as Treasury secretary in large part to oversee implementation of legislation like the Inflation Reduction Act, which included the IRS funding and passed on party lines last year. "That agency needs to be completely redone, and it’s a big task." Republicans sought unsuccessfully to slash tens of billions in IRS funding from the law. Yellen, 76, conceded that the split Congress reduced the chances of passing legislation to advance Biden's agenda, but said she still enjoyed the job. Asked about the debate with Congress over raising the debt ceiling, Yellen simply puts her hand to her forehead and sighs.

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