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The Major Supreme Court Cases of 2024No Supreme Court term in recent memory has featured so many cases with the potential to transform American society. In 2015, the Supreme Court limited the sweep of the statute at issue in the case, the Sarbanes-Oxley Act of 2002. In 2023, the Supreme Court temporarily blocked efforts to severely curb access to the pill, mifepristone, as an appeal moved forward. A series of Supreme Court decisions say that making race the predominant factor in drawing voting districts violates the Constitution. The difference matters because the Supreme Court has said that only racial gerrymandering may be challenged in federal court under the Constitution.

Persons: Donald J, Trump, Anderson, Sotomayor Jackson Kagan, Roberts Kavanaugh Barrett Gorsuch Alito Thomas, Salmon, “, ”, Mr, Nixon, Richard M, privilege.But, Fitzgerald, Vance, John G, Roberts, Fischer, Ruth Bader Ginsburg, Clarence Thomas, Samuel A, Alito Jr, Alito, ’, Moyle, Wade, Roe, Johnson, Robinson, Moody, Paxton, Robins, Media Murthy, Sullivan, Murthy, Biden, Harrington, Sackler, Alexander, Jan, Raimondo, ” Paul D, Clement, Dodd, Frank, Homer, Cargill Organizations: Harvard, Stanford, University of Texas, Trump, Liberal, Sotomayor Jackson Kagan Conservative, Colorado, Former, Trump v . United, United, Sarbanes, Oxley, U.S, Capitol, Drug Administration, Alliance, Hippocratic, Jackson, Health, Supreme, Labor, New York, Homeless, Miami Herald, Media, Biden, National Rifle Association, Rifle Association of America, New York State, Purdue Pharma, . South Carolina State Conference of, Federal, Loper Bright Enterprises, . Department of Commerce, Chevron, Natural Resources Defense, ”, SCOTUSPoll, Consumer Financial, Community Financial Services Association of America, Securities, Exchange Commission, Exchange, Occupational Safety, Commission, Lucia v . Securities, Federal Trade Commission, Internal Revenue Service, Environmental Protection Agency, Social Security Administration, National Labor Relations Board, Air Pollution Ohio, Environmental, Guns Garland, Alcohol, Tobacco, Firearms, Explosives, National Firearms, Gun Control Locations: Colorado, Trump v . United States, United States, Nixon, Florida, Gulf of Mexico, Dobbs v, Idaho, Roe, Texas, States, New, New York, Grants, Oregon, . California, Martin v, Boise, Boise , Idaho, Missouri, Parkland, Fla, Murthy v . Missouri, . Missouri, ., South Carolina, Alabama, SCOTUSPoll, Lucia v, Western

☆ Lessons from the deadly anthrax attacks of 2001
▼ + stars: | 2024-05-05 | by ( John Miller | ) edition.cnn.com time to read: +11 min

This was anthrax,” Pogan said, and he briefed his superiors. Between October 5, and November 22, 2001, five people who were exposed died from anthrax poisoning. For help, they turned to the US Department of Defense lab at Fort Detrick, Maryland, where anthrax expert Dr. Bruce Ivins worked. Investigators in protective suits prepare to enter the New York Times building in New York on October 12, 2001. Police cars are parked outside the American Media building in Boca Raton on Oct. 8, 2001 where environmental tests detected anthrax bacteria.

Persons: CNN —, Bin Laden, America, Robert Stevens, Tom Dachle’s, Tom Brokaw, Patrick Pogan, ”, “, Judith Miller, Pogan, Miller, ’ Pogan, “ Hey, ” Pogan, John Scarbeck, Saddam Hussein, Bin, Bruce Ivins, Steven Hatfill, FBI swabbed, John Ashcroft, Peter Morgan, ” Dr, Bob Mueller, Mueller, Hatfill, Luis M, Alvarez, Dr, Ivins, John J, He’s Organizations: CNN, Center for Domestic Preparedness, Army, New York Police Department, ABC News, ABC, American Media, Boca, New York Post, NBC News, Terrorism Task Forces, New York Times, FBI, New York, New York City Health Department, Unit, US Department of Defense, Department of Defense, Reuters, Counterterrorism, LAPD, Justice Department, Police, Intelligence, Los Angeles Police Department Locations: Anniston, Alabama, Florida, Boca Raton , FL, Staten, New York City, “, Fort Detrick , Maryland, Maryland, Rhodesia, Zimbabwe, New Jersey, New York, Boca Raton

☆ US food insecurity: The rising cost of living makes it hard for people with jobs to feed their families
▼ + stars: | 2024-05-04 | by ( Tami Luhby | ) edition.cnn.com time to read: +6 min

CNN —The mix of local residents visiting the Enfield Food Shelf in Connecticut has changed a lot in the last few years. It now seems that one unexpected expense tips people’s finances.”Between 300 and 400 households visit the Enfield Food Shelf in Connecticut each week. Khamphay Khen shops at the Enfield Food Shelf to help feed his family of six. The Enfield Food Shelf serves between 300 and 400 households a week. “Even though there are a lot of jobs available, and the unemployment rate is low, we’re seeing food insecurity increasing,” said East.

Persons: Kathleen Souvigney, Souvigney, ”, “, Jason Jakubowski, Khamphay, he’s, Khen, Honda, it’s, Enfield, Chloe East Organizations: CNN, Enfield Food, Survey, Connecticut Foodshare, Enfield Food Shelf, Urban Institute, The Hamilton, Brookings Institution Locations: Connecticut, Enfield, America

☆ Medical Debt Shows Up Less Often on Credit Reports
▼ + stars: | 2024-05-03 | by ( Ann Carrns | ) www.nytimes.com time to read: +1 min

Rohit Chopra, the bureau’s director, said in a statement that “further reforms” were needed to scour medical debt from credit histories. The bureau is considering a rule to ban medical debt from consumer credit files. The bureau estimated in a 2022 report that well over half the debt that appeared on credit reports as being in collection was medical debt. People can incur medical bills unexpectedly, and many think that their health insurance will cover the costs. And the consumer bureau previously found that medical collection debt reported to the credit bureaus was “plagued by inaccuracies.”

Persons: —, TransUnion —, Rohit Chopra Organizations: Consumer Financial

One of the architects of that plan for a Trump second term said as much in a video last year for the Heritage Foundation. Reissuing Schedule F is part of a roadmap, known as Project 2025, drafted for a second Trump term by scores of conservative groups and published by the Heritage Foundation. The new rules would not fully block reclassifying workers in a second Trump term. Greene said she worries for federal workers who might face the same choice in a second Trump term. The project includes a personnel database for potential hires in a second Trump administration.

Persons: Donald Trump, it’s, —, Trump, Joe Biden, Donald Moynihan, Georgetown University's, ” Donald Moynihan, ” Moynihan, “ It’s, ”, Russell Vought, “, you’re, Doreen Greenwald, Moynihan, Kenneth Baer, Barack Obama, ” Kenneth Baer, Peter Orszag, Pete Souza, Robert Shea, Eva Shea, George W, Bush, Laura Bush, Tina Hager, ” Biden, Baer, George Frey, ” Trump, Max Stier, Verna Daniels, ” Daniels, Catherine Greene, ” Greene, Tom Bewick, NIFA, ” Bewick, we’ll, Greene, Biden, “ We’ve, He’s, Hillary Clinton, he’d, James Comey, Bill Barr, Barr, Jeffrey Clark, Clark, Mark Meadows, Stephen Miller, Peter Navarro, he’ll Organizations: CNN, United, Republican, Democratic, Trump, ”, Georgetown, Georgetown University's McCourt School, Public, Georgetown University, Heritage Foundation, Management, Budget, of Justice, FBI, Environmental Protection Agency, Vought, National Treasury Employees Union, OMB, White, Personnel Management, Land Management, Department of Agriculture, Kansas City, Partnership for Public Service, Government, Office, GAO, Economic Research Service, National Institute of Food, Agriculture, USDA, National Institute for Food, NIFA, Applied Economics Association, BLM, Getty, Department of Justice, Justice Department, Univision, Justice, Department, U.S . Justice, Center, Washington Post, National Security and Intelligence, of Homeland Security, of Education and Commerce, Federal Communications Commission, Federal Trade Commission Locations: United States, Washington, Georgetown, , Colorado, DC, Kansas, Colorado, Virginia, America, Grand Junction, Washington ,, New York City, New York, Georgia

☆ Supreme Court to Hear Challenge to Biden’s Limits on ‘Ghost Guns’
▼ + stars: | 2024-04-22 | by ( Adam Liptak | ) www.nytimes.com time to read: 1 min

The Supreme Court agreed on Monday to hear a challenge to the Biden administration’s regulation of “ghost guns” — kits that can be bought online and assembled into untraceable homemade firearms. In defending the rule, a critical part of President Biden’s broader effort to address gun violence, administration officials said such weapons had soared in popularity in recent years, particularly among criminals barred from buying ordinary guns. The regulation, issued in 2022 by the Bureau of Alcohol, Tobacco, Firearms and Explosives, broadened the bureau’s interpretation of the definition of “firearm” in the Gun Control Act of 1968. The new regulation did not ban the sale or possession of kits and components that can be assembled to make guns, but it did require manufacturers and sellers to obtain licenses, mark their products with serial numbers and conduct background checks.

Persons: Biden’s Organizations: Biden, Bureau, Alcohol, Tobacco, Firearms, Explosives, Gun Control

☆ Justice Dept. Nears Settlement Over F.B.I.’s Failure to Investigate Larry Nassar
▼ + stars: | 2024-04-17 | by ( Juliet Macur | Glenn Thrush | ) www.nytimes.com time to read: +1 min

The Justice Department is nearing a $100 million settlement over its initial failure to investigate Lawrence G. Nassar, the former U.S.A. Gymnastics team doctor convicted of sexually abusing girls under his care, according to people familiar with the situation. The approach of a settlement comes two and a half years after senior F.B.I. officials publicly admitted that agents had failed to take quick action when U.S. national team athletes complained about Mr. Nassar to the bureau’s Indianapolis field office in 2015, when Mr. Nassar was a respected physician known for working with Olympians and college athletes. He has been accused of abusing more than 150 women and girls over the years.

Persons: Lawrence G, Nassar Organizations: Gymnastics Locations: Indianapolis

☆ Plan to buy a home in the next year or two? Here are 5 steps to take now to get your finances ready
▼ + stars: | 2024-04-04 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +7 min

Mortgage lenders will consider lots of different metrics and circumstances when assessing your creditworthiness. Check your credit reports and credit scoresTwo other factors lenders will consider are your credit history and credit score. Kill the credit card debtA key way to improve your credit score is to reduce your credit card debt. “The minute they pull your credit score, it is going to [reflect] what is on my credit card that day,” MBA’s Seiler said. “Because there are many variables that affect an individual consumer’s credit score, we can’t say a specific number of months,” FICO’s Zeibert said.

Persons: ”, Avi Adler, Sara Zuckerman, Margaret Poe, Poe, you’ll, Eddie Seiler, Joe Zeibert, You’re, ” Adler, MBA’s Seiler, ” FICO’s Zeibert, “, ” Seiler, Zuckerman, Adler, ” Zuckerman Organizations: New, New York CNN, Long & Foster, Consumer Financial, Bureau, Mortgage, Association Locations: New York, annualcreditreport.com, TransUnion

☆ Everyone is worried about inflation. Here’s why it’s tracked two different ways
▼ + stars: | 2024-03-12 | by ( Elisabeth Buchwald | ) edition.cnn.com time to read: +5 min

Housing, housing and more housingThe housing sector carries more than four times as much weight in CPI compared to the Fed’s preferred inflation gauge. But, with PCE, housing has a much more limited impact on the inflation index. Both indexes are faulted for using this metric to calculate housing inflationBoth indexes use a widely criticized metric called owners’ equivalent rent (OER) to track housing inflation. But it can often take months for these trends to show up in either the PCE or CPI housing indexes. Another issue with using OER to track housing inflation is that it doesn’t really affect homeowners.

Persons: Joe Biden, Frederic J . Brown, ” Organizations: New, New York CNN, Federal, Cleveland Federal Reserve, PCE, Bureau of Labor Statistics, Getty, Commerce Department, Bank of America Locations: New York, November’s, AFP

☆ Republicans’ Big F.B.I. Cut Came From Scrapping One Senator’s Earmark
▼ + stars: | 2024-03-08 | by ( Catie Edmondson | ) www.nytimes.com time to read: +1 min

When Republicans won the House majority, some of their most conservative members pledged to use their power to slash the budgets of the federal agencies they claimed had been weaponized against them — chief among them the Federal Bureau of Investigation. But the story of the F.B.I. cut is not so much one of how House Republicans used their slim majority to raze the budget of an agency they claim has gone rogue. Out of the $654 million lawmakers agreed to cut this year from the F.B.I.’s operating budget, $622 million came from eliminating what was essentially an old earmark: money for construction at the bureau’s campus at Redstone Arsenal in Huntsville, Ala. The funding was placed into the budget years ago by Senator Richard C. Shelby of Alabama, the legendary pork-barreling veteran who retired in 2022 at the age of 88.

Persons: Mike Johnson, Richard C, Shelby Organizations: Republicans, Federal Bureau of, Democrats, Redstone Arsenal Locations: Huntsville, Ala, Alabama

☆ New Federal Rule Caps Most Credit Card Late Fees at $8
▼ + stars: | 2024-03-05 | by ( Stacy Cowley | ) www.nytimes.com time to read: +1 min

Millions of Americans could soon see lower credit card bills after a federal rule that caps late fees at $8 a month was finalized on Tuesday by the Consumer Financial Protection Bureau, which estimates that the change will save households $10 billion a year. Late fees have become a major profit source for credit card issuers, generating more than $14 billion in 2022, according to bureau data. A 2010 rule imposed by the Federal Reserve aimed to cap the charges, but allowed adjustments for inflation — a provision card issues have used to raise their fees far beyond the actual costs they incur when payments arrive late, the bureau said. That allowed credit card companies to “harvest billions of dollars in junk fees from American consumers,” said Rohit Chopra, the bureau’s director. It applies only to large issuers that have more than one million open accounts, but the agency estimates that the rule will cover 95 percent of outstanding credit card balances.

Persons: ”, Rohit Chopra, “ Organizations: Consumer Financial Protection Bureau, Federal Reserve

So The New York Times asked more than 5,300 people in the U.S. with this heritage how they describe themselves …No Box to Check: When the Census Doesn’t Reflect YouEgyptian, Iranian, Lebanese, Amazigh, Arab, American. In the 2020 census, “Lebanese” and “Egyptian” were offered as examples for the “white” box on the race question. The other categories were “Black or African American,” “American Indian or Alaska Native,” “Native Hawaiian or other Pacific Islander” and a variety of Asian ancestries. After all, there’s no agreed-upon set of countries or ethnicities that would fall under a Middle Eastern and North African category. The chart shows these responses after the MENA category was added: 69% chose “MENA,” 15% chose “MENA, White,” 3% chose “Another Race,” 5% chose “White” and 8% chose other combinations.

Persons: Brown, New York Times callout, Biden, ”, —, “, ” Martin Zebari, ” Samera Hadi, ” Imene Said Kouidri, ’ ” Faisal Ali, ” Joseph Hallock, Maya Berry, there’s, Margo J, Anderson, “ You’re, Tiffany Kindratt, ” Khelil, ‘, Dusty Haddad, “ White, Jeffrey S, ” Nadine Naber, Naber, I’m, ” Ceylan Swenson, ” Blake Bachara, ” Amin Younes, We’re, ” Rita Obeid, Barack Obama, It’s, ” Thomas Simsarian Dolan, ” Gabrielle Barbara Guliana, Christina Boufarah, I’ve, ” Michele Magar, ” Soufiane, ” Azita, Moustafa, ” Nawar Organizations: U.S ., New York Times, Arab, Israel, American Community, Management, Federal, Arab American Institute, University of Wisconsin, Census Bureau, Survey, North, Cornell University, Centers for Disease Control, Prevention, University of Texas, The Times, Times, Pew Research, University of Illinois, Bureau, West Virginian Locations: Eastern, Sudanese, Southwest, U.S, East, North Africa, United States, Michigan, Gaza, Europe, Lebanese, Alaska, American, MENA, Milwaukee, —, Arlington, America, White, University of Illinois Chicago, Chicago, Lebanon, Iran, N.Y.C, Israel, Turkey, Southwest Asia, Afghanistan, Armenia, West, I’m

☆ Looking for a Lower Credit Card Interest Rate? Good Luck.
▼ + stars: | 2024-02-23 | by ( Ann Carrns | ) www.nytimes.com time to read: 1 min

Credit card debt is rising, and shopping for a card with a lower interest rate can help you save money. But the challenge is finding one. Smaller banks and credit unions typically charge significantly lower interest rates on credit cards than the largest banks do — even among customers with top-notch credit, the Consumer Financial Protection Bureau reported last week. But online card comparison tools tend to emphasize cards from larger banks that pay fees to the sites when shoppers apply for cards, said Julie Margetta Morgan, the bureau’s associate director for research, monitoring and regulations. “It’s pretty hard to shop for a good deal on a credit card right now.”For cardholders with “good” credit — a credit score of 620 to 719 — the typical interest rate charged by big banks was about 28 percent, compared with about 18 percent at small banks, the report found.

Persons: Julie Margetta Morgan Organizations: Consumer Financial

☆ A 79-year-old and her 86-year-old husband moved from New York to a retirement community in North Carolina. They're more social, but services in the area are lacking.
▼ + stars: | 2024-02-21 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +8 min

It’s allowed them to be more social and take life easier, though it has taken some time to adjust to North Carolina. The cost of living was not a major consideration, though they figured North Carolina would be comparably cheaper. They paid about $600,000 for the 2,400-square-foot home in North Carolina with three bedrooms and three bathrooms. She’s noticed the food in North Carolina is not as fresh, with smaller produce sections and lots more frozen and pre-prepared foods. She added that there’s also a tax on grocery food in North Carolina and none in New York, and she estimates she’s paying more in North Carolina on groceries.

Persons: —, Linda Beyer, It’s, “, ” Beyer, there’s, ”, York Beyer, Beyer, “ It’s, we’re, hasn’t, we’ve, it’s Organizations: Service, Raleigh, Business, Bureau, Survey, New York, York, IBM, Rotary Club, Duke University Hospital Locations: New York, Hudson, Durham, North Carolina, New York State, Poughkeepsie, Ohio, Washington, Carolina, “, Virginia

☆ Homeownership gap between Black and White owners is worse now than a decade ago
▼ + stars: | 2024-02-20 | by ( Anna Bahney | ) edition.cnn.com time to read: +6 min

The Black homeownership rate saw a modest annual uptick to 44.1% in 2022 from 44% in 2021, but remains significantly behind the White homeownership rate of 72%, the report found. A stubborn racial homeownership gapEven with some improvement in the Black homeownership rate, the change has done little to close the yawning gap between Black and White homeownership. Over the past decade, the gap between the two groups’ homeownership rates has worsened, expanding from 27 points to 28 points. Other states with high Black homeownership rates include South Carolina and Delaware, each at 55%. Plus, the median household income for Black Americans was $47,800 in 2022, while the median income for White Americans was $75,700.

Persons: Sharan White, Jenkins, “, ”, ” White, Black, homeownership, Jessica Lautz, Black homebuyers, ” Lautz Organizations: DC CNN, National Association of Realtors, American, Survey, Census Bureau, NAR, Joint Center for Housing Studies of Harvard University, Black, White Locations: Washington, Jamaica, Queens, New York City, Virginia, Brooklyn, Queens , New York, Wyoming, North Dakota, Mississippi, Black, South Carolina, Delaware

☆ A boomer moved back to Virginia after living in Florida for a decade. She said she would 'never own another home' in the Sunshine State and loves the slower pace of life.
▼ + stars: | 2024-02-19 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +8 min

Nancy, a 68-year-old retiree, moved back to Virginia from Florida due to escalating costs and the heat. “There’s so much you don’t know about living in Florida and owning a home in Florida until you’re actually living it,” Nancy said. The Census Bureau’s 2022 American Community Survey found that between 2021 and 2022, nearly 23,800 people moved from Florida to Virginia, while almost 33,000 moved from Virginia to Florida. AdvertisementNancy moved with her husband to Cape Coral 11 years ago after four of her five kids moved there. They settled on Cape Coral for the beach access and warm weather, and for the first few years, they made the most of their time there.

Persons: Nancy, —, aren’t, Virginia —, “, you’re, ” Nancy, “ I’m, isn't, ”, Hurricane Ian, Virginia Nancy, it’s Organizations: Service, Sunshine State, Virginia Tech, Bureau, Survey, Florida —, Cape Coral, Coral, Insurance Information Institute, Hurricane, Radford University Locations: Virginia, Florida, Nancy, Cape Coral, Georgia, Texas, Northern Virginia, Fairfax County, Cape, New Hampshire, Virginia Tech, Coral

☆ House Republicans seek to downplay FBI informant charges that undermine Biden impeachment inquiry
▼ + stars: | 2024-02-16 | by ( Annie Grayer | ) edition.cnn.com time to read: +7 min

CNN —House Republicans leading the impeachment inquiry into President Joe Biden tried to downplay the importance of an FBI informant whose claims they once championed after he was charged with fabricating foreign bribery allegations involving the president and his son. Special counsel David Weiss charged the FBI informant, Alexander Smirnov, with lying to the FBI and creating false records. The indictment is just the latest setback to House Republicans who are struggling to build momentum to impeach the president. In the wake of the charges, President Joe Biden called out the informant for lying and said Republicans should end their impeachment inquiry. In the wake of the charges, Republicans have seized on the idea that Smirnov was initially presented as a credible witness.

Persons: Joe Biden, David Weiss, Alexander Smirnov, Smirnov, Biden, Jim Jordan, Jordan, James Comer, Comer, Jason Smith, Joe Biden corruptly, Hunter, Donald Trump’s, Alejandro Mayorkas, ”, Jamie Raskin, “, Johnson, Scott Brady, Brady, ” Brady, Tony Bobulinski, ” Comer, Raskin, Hunter Biden, James, CNN’s Marshall Cohen Organizations: CNN — House Republicans, FBI, Republicans, CNN, Fox, of Homeland, House Republicans, Hunter Biden, CHS, GOP Locations: Ukraine, Ukrainian

☆ It seems like everyone you know is moving. But our grandparents' generation actually did it much more.
▼ + stars: | 2024-02-10 | by ( Erin Snodgrass | Alcynna Lloyd | ) www.businessinsider.com time to read: +9 min

But while overall migration is down, state-to-state moves are slowly on the rise again. Nearly 20% of all Americans moved each year from the mid-1940s through the 1960s, according to census data . The Great Recession in 2008 hobbled the economy and slowed migration, sending the overall rate to 11 or 12%, according to census data. Getty ImagesLong-distance moves are on the upWhile the overall migration rate is low, big moves are slowly on the rise. Younger people are more likely to make big moves, according to census data.

Persons: —, James Gregory, Gregory, Gregory said, Jim Crow, Gregory . Migration, deindustrialization, Brookings, Matthew, he’s, Rose Kemp, millennials, Florida ., X, Zers, Marie Bailey, Dallas, ” Bailey Organizations: Service, University of Washington, Gregory ., Brookings Institution, Golden State, realtors, Community Survey, Realtors, Business, Matthew Bank, ” Bank, Orlando Regional Realtor Association, Survey, University of Minnesota's Locations: Texas, New York, California, Florida, Detroit, California , Oregon, Washington, Midwest, nonresponse, Golden State for Texas, Georgia, X . Texas, migrators, millennials, homeownership

Research suggests that higher education correlates with higher earnings. In four states, more than 60% of working age people had some form of post-high school education – exceeding the foundation’s broader goal. Nevada landed at the very bottom of the list, with an educational attainment rate of 42.7%. In the most recent version of the rankings, Massachusetts, Colorado and Vermont were ranked the highest for educational attainment. Post-high school educational attainment percentages for Black, Hispanic, Latino and Native American adults were all far below the national average, according to the report.

Persons: ” Courtney Brown, “ Organizations: Lumina Foundation, Research, U.S . Bureau of Labor Statistics, Lumina Foundation’s, Census, Survey, Washington . Washington , D.C, Lumina, U.S . News, American Locations: Indiana, United States, U.S, Kentucky, Rhode Island, . Alabama , Colorado , Florida, North Carolina, Colorado, Massachusetts, Utah, Minnesota, Vermont, Virginia , New Jersey, Washington . Washington ,, Puerto Rico, Nevada, Alaska, Louisiana, Tennessee, Mississippi, Alabama, Arkansas, West Virginia

☆ South Carolina lawmaker Brandon Guffey is suing Instagram after his son died by suicide
▼ + stars: | 2024-01-30 | by ( Faith Karimi | ) edition.cnn.com time to read: +9 min

CNN —About two weeks after his oldest son’s funeral, South Carolina state house Rep. Brandon Guffey says he received a private Instagram message with a laughing emoji. Then Guffey and his younger son began to get messages demanding money in exchange for nude photos of his late son. South Carolina State Rep. Brandon Guffey in an undated photo with his wife, Melissa, and their sons, Gavin, 17, Coen, 16, and Callahan, 4. Minutes before he died by suicide in July 2022, Gavin Guffey sent his brother and friends this text message. South Carolina state Rep. Brandon Guffey, right, has lobbied hard for tougher penalties for sextortion scammers.

Persons: Brandon Guffey, Gavin Guffey, Guffey, Gavin, Melissa, Coen, Callahan, they’ve, Gavin Guffey texted, Gavin texted, Henry McMaster, scammers, Brandon Guffey “, ” Guffey, “, ”, ‘, “ Meta, It’s, ” Douglas DePodesta, ” Gavin Guffey, Jordan DeMay, Ryan Last, sextortion scammers, I’m, they’re, “ They’re, he’s, He’s Organizations: CNN, Meta, South Carolina State Rep, Gov, FBI, United States Attorney’s Office, Western, Western District of Michigan, Facebook, Rep, sextortion, Communications Locations: South Carolina, “, Rock Hill , South Carolina, Venmo, Memphis, United, Western District, Nigeria, Marquette , Michigan, San Jose , California

PORTLAND, Ore. (AP) — Several elected leaders in Oregon declared a state of emergency on Tuesday for downtown Portland over the public health and public safety crisis fueled by fentanyl. The declaration is a recommendation from a governor-established task force that met for several months last year to determine ways to rejuvenate downtown Portland. The effort also extends the Portland Police Bureau’s partnership with Oregon State Police to jointly patrol downtown streets for fentanyl sales. At the state level, Oregon lawmakers have introduced a new bill that would undo a key part of the state’s drug decriminalization law. Public opinion has soured on it as public drug use has become more visible because of growing homelessness.

Persons: Tina Kotek, Ted Wheeler, Jessica Vega Pederson, ” Kotek, Mike Myers, Nathan Reynolds, Kotek, Joe Biden, Xi Jinping Organizations: Oregon Gov, Staff, Portland, Portland’s Community Safety Division, state’s, Resilience, Emergency Management, Portland Police, Oregon State Police Locations: PORTLAND, Oregon, Portland, Multnomah, Portland’s, Narcan, China, America, Mexico, U.S

☆ It’s primary time in New Hampshire. Here’s a snapshot of the Granite State’s economy
▼ + stars: | 2024-01-23 | by ( Alicia Wallace | Tami Luhby | ) edition.cnn.com time to read: +10 min

New York CNN —New Hampshire, the “first-in-the-nation” primary state (which will hold those elections Tuesday), has been a relatively “better-off” state than most others nationally. Median income/povertyThe typical New Hampshire household has a higher income compared to the average in the United States, and a smaller share of state’s residents are in poverty. Southeastern New Hampshire — where three-quarters of the state’s residents live — benefits from being close to the Boston metropolitan area, said Phil Sletten, research director at the left-leaning New Hampshire Fiscal Policy Institute. Some 42% of New Hampshire residents approved of Biden on the economy, with 55% disapproving, according to a November CNN/University of New Hampshire poll. But when it comes to their personal finances, New Hampshire residents are downbeat.

Persons: ’ ”, Charlie Dougherty, ”, ” Dougherty, “ You’ve, Patricia M, Anderson, Patrick Connelly, ” Connelly, that’s, Brian Gottlob, “, Spencer Platt, Lori Harnois, Gottlob, Phil Sletten, Sletten, Joe Biden, Biden, Gina Ferazzi Organizations: New, New York CNN —, United States, of Labor Statistics, Wells, Labor, Reserve, Dartmouth University, CNN, Housing, Tax Foundation, Tourism, Census, Granite State, Survey, New Hampshire —, University of New, Commerce Department, University of New Hampshire Survey Center, Patrons, Los Angeles Times, Independents Locations: New York, New York CNN — New Hampshire, Granite, New Hampshire, Boston, , New Hampshire, “ New Hampshire, “, Hampshire, Chester , New Hampshire, Manchester, Devon, Bartlett , New Hampshire, Ohio, Washington, New, Canada, Pennsylvania, United States, Granite State, University of New Hampshire, Colebrook , New Hampshire

☆ Consumer Bureau Proposes Overdraft Fee Limits for Large Banks
▼ + stars: | 2024-01-17 | by ( Stacy Cowley | More About Stacy Cowley | ) www.nytimes.com time to read: 1 min

The Consumer Financial Protection Bureau on Wednesday proposed a rule that would sharply limit overdraft charges at America’s largest banks and credit unions, a change that the agency estimated could save households up to $3.5 billion a year in fees. The proposal, which must go through a comment period and would not take effect until at least late 2025, aims to end the $35 overdraft fee that has become the standard at many banks. The bureau’s rule would give banks a few options for setting a lower fee. They could charge a break-even fee — based on the individual bank’s own costs — or a benchmark fee determined by the bureau. Alternatively, the banks could treat overdrafts as a line of credit and provide the disclosures required by the Truth in Lending Act, including interest rates.

Organizations: Consumer Financial Locations: America’s

If those population-growth patterns continue for the rest of the decade, it could seriously imperil the Democrats’ long-term chances of winning the White House. The Week in Cartoons Jan. 15-19 View All 5 ImagesFor Democrats, the picture is grim. An analysis by the Brookings Institution found that the main factor driving population growth in 2022-23 was immigration. The two states Democrats are eyeing most urgently to become the new Arizona and Georgia are North Carolina and Texas. In particular, predictions of “Blexas” – a blue Texas – have taken longer to materialize than most Democrats had hoped.

Persons: Donald Trump, University’s, Joe Biden, ”, Alan Abramowitz, Christopher Cooper, Brennan, Biden, Mark P, Jones, it’s, Michael McDonald, Trump, Michael Bitzer, ” Bitzer, “ Biden's, Thomas Schaller, ” Schaller, –, Barack Obama, Cooper Organizations: White, Center for Justice, Biden, Emory University, Democrats, Western Carolina University, “, ”, Republicans, Rice University, University of Florida, Brookings Institution, Brookings, North Carolina’s Catawba, Northern Blacks, Brennan, University of Maryland, American Democracy, Senate, Democratic, Texas, Democratic Party, Electoral College Locations: South Carolina , Florida , Texas , Idaho, North Carolina, Tennessee, Utah, New, Texas, Florida, Idaho, South Carolina , Tennessee, California, New York, Illinois, Minnesota , Oregon, Rhode, Arizona, Georgia, Michigan, Pennsylvania, U.S, That’s, North, Northern, Baltimore, Arizona , Colorado , New Mexico, Nevada, “ Texas, United States

CNN —Derek Chauvin, the former Minneapolis police officer who was convicted in the 2020 murder of George Floyd, was stabbed Friday in a federal prison in Arizona, The Associated Press and The New York Times reported. A person familiar with the matter told CNN Chauvin was assaulted Friday at the Federal Correctional Institution in Tucson and was in stable condition. Minnesota Attorney General Keith Ellison, whose office prosecuted Chauvin in the George Floyd case, was notified that Chauvin was stabbed and is in stable condition, his office told CNN early Saturday. In April 2021, Chauvin was convicted on state charges of second-degree unintentional murder, third-degree murder and second-degree manslaughter. Clarification: This story was updated to clarify that The Associated Press and The New York Times reported Derek Chauvin was stabbed.

Persons: Derek Chauvin, George Floyd, CNN Chauvin, “, ”, Keith Ellison, Chauvin, ” Ellison, ” Chauvin, Floyd, White, couldn’t, CNN’s Taylor Romine, Aya Elamroussi, Josh Campbell Organizations: CNN, The Associated Press, The New York Times, Federal Correctional Institution, of Prisons, Minnesota Department of Human Rights, Associated Press Locations: Minneapolis, Arizona, Tucson, Minnesota

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