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☆ The States Where Middle-Income Earners Pay the Most in Taxes
▼ + stars: | 2024-04-05 | by ( Cork Gaines | ) www.businessinsider.com time to read: +2 min

To determine the tax burden, WalletHub looked at the percentage of a resident's income in each state that goes to sales and excise taxes, property taxes, and income taxes. Hawai'i was ranked as the worst state for middle-income earners, with 13.62% of earnings going to state taxes. Middle-income New Yorkers pay 12.58% of their income toward state taxes, and residents of Illinois pay 12.57%. 5) are in the top half in terms of the highest tax burden despite not having a state income tax. AdvertisementHere are the 10 states where middle-income residents pay the highest percentage of their income on state taxes.

Persons: —, WalletHub Organizations: Service, Business, Hawai'i, Washington Locations: Alaska, York, Illinois, Tennessee, Texas, Washington, New Hampshire, Wyoming, South Dakota, Nevada, Florida

☆ The No. 1 factor that makes people feel financially secure—and how to achieve it
▼ + stars: | 2024-04-03 | by ( Cheyenne Devon | ) www.cnbc.com time to read: +2 min

For many people, credit card debt is standing between them and financial security. And although many people feel that financial security means having little to no debt, achieving that goal is typically easier said than done. 1 factor that makes them feel financially secure, according to CNBC's International Your Money Financial Security Survey conducted by SurveyMonkey. While there are many different kinds of debt, from student loans to mortgages, by far one of the most expensive forms of debt is credit card debt. The majority of Americans wouldn't be able to cover a $1,000 emergency expense with their savings, per Bankrate's 2024 emergency savings report.

Persons: Ted Rossman, wouldn't, Matt Schulz Organizations: Financial Security, SurveyMonkey, Financial, CNBC

☆ 15 cities where the median home price is under $200,000
▼ + stars: | 2024-03-25 | by ( Erin Mcdowell | Madison Hall | ) www.businessinsider.com time to read: +2 min

Home prices in many cities are climbing, but there are still affordable cities to be found. Recently released data by the NAR shows cities with median home prices under $200,000. The average sale price of existing single-family homes is $384,500 in the United States. The NAR released a report in February that tracked the median sales price of existing single-family homes in cities across the country. Here are 15 cities where you can still buy a single-family home for under $200,000.

Persons: —, WalletHub, they're Organizations: NAR, Service, National Association of Realtors, Business Locations: Jackson , Missouri, Montgomery , Alabama, United States, New York, Los Angeles

☆ Why stars were wearing red pins at the Oscars 2024
▼ + stars: | 2024-03-11 | by ( Ayomikun Adekaiyero | ) www.businessinsider.com time to read: +5 min

You may have spotted stars including Billie Eilish and Mark Ruffalo wearing red pins at the 2024 Oscars. Mark Ruffalo and Rami Youssef also spoke out against the ongoing conflict on the Oscars' red carpet. AdvertisementStars including Billie Eilish and Mark Ruffalo wore red pins to the 2024 Oscars to show their support for a cease-fire in Gaza. "Anatomy of a Fall" stars Milo Machado-Graner and Swann Arlaud also wore pins to the Oscars, but theirs featured the Palestinian flag. "Poor Things" Mark Ruffalo and Ramy Youssef with their red pins at the 2024 Oscars.

Persons: Billie Eilish, Mark Ruffalo, Rami Youssef, —, Israel, Artist4Ceasefire, Bradley Cooper, Florence Pugh, Kirsten Dunst, Mahershala Ali, Ava DuVernay, Eugene Lee Yang, Caroline Polachek, Ramy Youssef, Eilish, Finneas, Misan Harriman, Kaouther Ben Hania, Milo Machado, Graner, Swann Arlaud, Jonathan Glazer, Ruffalo, Rodin Eckenroth, Youssef, “, qxqSOgif3j Organizations: Service, Guild, America, Los Angeles Times, Dolby Theatre, Variety Locations: Gaza, Israel, Palestine, Southern Israel, Dua Lipa, Los Angeles, Highland

☆ The 10 safest US states for women in 2024, ranked
▼ + stars: | 2024-03-07 | by ( Erin Mcdowell | ) www.businessinsider.com time to read: +1 min

WalletHub ranked states for women based on access to good healthcare and general safety. The ranking looked at factors like the number of uninsured women and the female homicide rate. AdvertisementSome states are better than others when it comes to providing quality healthcare and protections for women. WalletHub ranked the best states for women in terms of healthcare, which is a major part of women's overall well-being, and safety, based on factors like the number of uninsured women, the quality of women's hospitals, and the female homicide rate. Here are the 10 safest states for women in 2024, ranked from worst to best, according to WalletHub's report.

Persons: WalletHub, — Organizations: Massachusetts, Service

☆ The worst US states for women in 2024, ranked
▼ + stars: | 2024-03-04 | by ( Erin Mcdowell | ) www.businessinsider.com time to read: +1 min

WalletHub ranked states based on women's economic and social well-being, safety, and healthcare. "Red" or Republican-leaning states ranked lower on the list. Oklahoma, Louisiana, and Mississippi ranked as the worst states for women in 2024. The personal finance website WalletHub recently released a report ranking the best and worst states for women in 2024. Here are the worst US states for women, ranked.

Persons: WalletHub, — Organizations: Service Locations: Oklahoma , Louisiana, Mississippi

A February study from WalletHub examined the 100 largest US cities' levels of "financial distress." A February study from WalletHub, a personal finance company, examined the 100 largest US cities and calculated the level of "financial distress" for each. Interestingly, in an earlier WalletHub study that looked at financial distress at the state level, Arizona ranked just 16th least burdened. These cities' financial woes underscore the broader economic challenges, from unemployment to high living costs, that add stress to the residents' financial difficulties. How some cities are alleviating financial distressArizona's largest cities have become a model for financial stability in a post-pandemic economy, instituting policies designed to address recent financial hardships.

Persons: WalletHub, Gilbert, Chandler, Cassandra Happe, Christian Petersen, Happe Organizations: Arizona, Four Arizona, U.S . Census, Administrative, U.S ., Google, Scottsdale, Glendale, Business, Getty Locations: Chicago, Houston, New York, Arizona's, Four, U.S, Boise , Idaho, Arizona, Glendale, Scottsdale, Glendale , Arizona, Angeles, Dallas

☆ Americans have racked up a trillion dollars in credit card debt. That’s actually okay
▼ + stars: | 2024-02-25 | by ( Bryan Mena | ) edition.cnn.com time to read: +8 min

Washington, DC CNN —Americans racked up a record amount of credit card debt in 2023, soaring past a trillion dollars. “Consumers still have a lot of money left over to be able to spend, so the credit card data is often misinterpreted,” Russell Price, chief economist at Ameriprise Financial, told CNN. According to a LendingTree analysis of more than 350,000 credit reports, the average unpaid credit card balance was $6,864 in the fourth quarter. Overall, US household debt (including credit card balances) rose to a new high of $17.5 trillion in the fourth quarter, up 1.2% from the prior three-month period. So, while there certainly isn’t a shortage of economic hurdles bedeviling people’s budget — and credit card debt has surged — the big picture indicates that, so far, Americans (and their economy) remain healthy.

Persons: ” Russell Price, Price, haven’t, market’s, ” Gregory Daco, ” Lara Rhame, Laura, Jensen Huang, Christine Lagarde, Virgin, Michael Barr, Raphael Bostic, Susan Collins, John Williams, Papa, Austan Goolsbee, Loretta Mester, fuboTV, Christopher Waller, Mary Daly, Adriana Kugler Organizations: CNN Business, Bell, DC CNN, Workers, New York Fed, Consumers, Ameriprise, CNN, Federal Reserve Bank of New, . New York Fed, Employers, Soaring, FS Investments, Nvidia, Huawei, AMD, Microsoft, Broadcom, US Commerce Department, Central Bank, eBay, Smucker, Urban Outfitters, Global, Board, TJX, Monster Beverage, Baidu, HP, Paramount Global, Anheuser, Busch Inbev, Dell Technologies, Papa John’s, US Labor Department, National Association of Realtors, P, China’s National Bureau, Statistics, Pearson, P Global, Institute for Supply Management, University of Michigan Locations: Washington, Federal Reserve Bank of New York, ., EY, Santa Clara, Singapore, Shenzhen, China, Beijing, CAVA

☆ These are the 18 states where you'll pay less than $2,000 per year in property taxes on average — and 9 of them have median home prices under $200,000
▼ + stars: | 2024-02-21 | by ( William Edwards | ) www.businessinsider.com time to read: 1 min

Property taxes are important to consider when buying a home in another state. WalletHub recently compiled property tax rates and home price data for each state. We've listed the 18 states where homeowners pay less than $2,000 per year in property taxes. But another factor should be considered: annual state property taxes. While property taxes are often fairly small in percentage terms, relatively expensive median home prices can result in higher tax bills than those in cheaper states with higher tax rates.

Persons: WalletHub Organizations: Business

From 1999 to 2020, Black women were on average six times more likely than white women to be a victim of homicide, according to a new study, with researchers pointing to structural social inequities as fueling their higher risk. In 2020, the homicide rate for Black women was 11.6 homicides per 100,000 women, compared to a relatively static rate of 3 per 100,000 among white women in the same age group. Wisconsin, in particular, saw the largest disparity of any state overall, with the homicide rate among Black women more than 20 times that of white women from 2019 through 2020. Study authors said this marks a “disturbing increase” from the period between 1999 and 2003, when the homicide rate among Black women was six times that of white women. “Structural racism might provide insight as to why Black women, regardless of their ethnicity, face disproportionately high rates of homicide,” the study stated.

Persons: “, ”, Bernadine Waller, ” Waller, they’re Organizations: National Institute of Mental Health, Columbia University Irving Medical, D.C, U.S . News, Wisconsin Locations: Midwest, South, West, Virginia, Alabama, Florida . Wisconsin, In Wisconsin , Missouri, Arizona, Oklahoma, Washington

☆ Single women who live alone are more likely to own a home than single men in 47 of 50 states, new study shows
▼ + stars: | 2024-02-08 | by ( Celia Fernandez | ) www.cnbc.com time to read: +4 min

A January LendingTree report found that single women who live by themselves are more likely than single men who live by themselves to own a home in 47 of 50 U.S. states. The study also found that single women own 2.71 million more homes than single men, or an average of 12.93% of homes across the 50 states versus 10.22%. 15.34% of owner-occupied households in the state are owned by single women, while the share of households owned by single men is 9.45%. Delaware has the largest share of single women homeowners, according to a recent LendingTree report. Households owned and occupied by single men is 12.74% while its 10.66% for single women.

Persons: LendingTree, Brandon Rosenblum, Zillow Organizations: U.S . Census, U.S ., Survey, Delaware Delaware, Istock, Getty, Chemical, U.S . News, Delaware, Delaware Louisiana Mississippi Alabama Florida New Mexico South Carolina West Virginia Maryland Illinois Louisiana, Images, New Mexico New, New, Los Alamos National Laboratories and Trinity, New Mexico North Dakota Alaska South Dakota Wyoming, New Mexico North Dakota Alaska South Dakota Wyoming West Virginia Montana Michigan Iowa Ohio, Halbergman Locations: U.S, Delaware, LendingTree, Zillow . Delaware, Delaware Louisiana Mississippi Alabama Florida New Mexico South Carolina West Virginia, Louisiana, Zillow . Louisiana, Images Louisiana, New Mexico, New Mexico New Mexico, Mexico, New Mexico North Dakota Alaska South Dakota, New Mexico North Dakota Alaska South Dakota Wyoming West Virginia Montana Michigan Iowa, New Mexico North Dakota Alaska South Dakota Wyoming West Virginia Montana Michigan Iowa Ohio North Dakota, North Dakota, Zillow . North Dakota

☆ Getting married in 2024? Here are the top 5 places to tie the knot based on cost, services, and activities
▼ + stars: | 2024-02-04 | by ( Lauren Edmonds | ) www.businessinsider.com time to read: 1 min

Planning a wedding is a lot of pressure, but a new study attempts to cut through the noise. Personal finance company WalletHub published a study last week titled "Best Places to Get Married in 2024." The study analyzed 182 American cities for costs, facilities and services, and activities and attractions. WalletHub examined those three categories using 26 specific metrics, including the price of a three-star hotel room and bridal shops per capita. "Getting married in a city that minimizes cost while maximizing options is ideal."

Persons: WalletHub, Cassandra Hope

☆ Florida is the No. 1 state to retire in 2024—No. 2 is nearly 2,000 miles away
▼ + stars: | 2024-01-27 | by ( Cheyenne Devon | ) www.cnbc.com time to read: +2 min

Florida has regained its status as the best state for retirees in 2024. That's according to WalletHub's latest "Best and Worst States to Retire" study. The state doesn't levy any income tax, which means income from Social Security and withdrawals from retirement accounts won't be taxed at the state level. If you prefer mountains over beaches, Colorado ranks as the second-best state for retirees, according to WalletHub. And although Colorado partially taxes income from Social Security and withdrawals from retirement accounts, the state allows for tax deductions for certain retirement income sources for qualified taxpayers.

Persons: WalletHub, Karen Magruder Organizations: States, Florida, Fort, University of Texas, Social Security Locations: Florida, Virginia, Popular Florida, Miami, Fort Lauderdale, West Palm Beach, Tampa, St, Petersburg, Clearwater, Arlington, Colorado

☆ The 10 best U.S. cities for finding a job—New York and L.A. are not on the list
▼ + stars: | 2024-01-26 | by ( Gili Malinsky | ) www.cnbc.com time to read: +3 min

For those seeking new job opportunities, geography could be one way to narrow the search. Personal finance company WalletHub recently looked at more than 180 cities across the country and ranked its best cities for jobs based on metrics such as job openings per job seeker and median annual incomes. Here are the top 10 cities for job search according to WalletHub. "This ensures there will be plenty of hiring opportunities for people entering the workforce," says Cassandra Happe, WalletHub analyst. 1 best U.S. city to live in is Cambridge, Massachusetts—see which other cities made the listMoving to a new city?

Persons: Cassandra Happe, Daniel Zhao Organizations: jobseekers, U.S Locations: WalletHub, Scottsdale , Arizona Tampa , Florida Salt Lake City , Utah Columbia , Maryland Austin , Texas Atlanta , Georgia Seattle, Washington Pittsburgh , Pennsylvania Plano , Texas Boston , Massachusetts Scottsdale, Tampa, Salt Lake City, Cambridge , Massachusetts, U.S

☆ The 4 best industries to work in, according to Glassdoor—some jobs can pay more than $200,000
▼ + stars: | 2024-01-24 | by ( Gili Malinsky | ) www.cnbc.com time to read: +3 min

About a third, 29% want more flexible work hours, according to Monster's 2024 Work Watch Report. Job search site Glassdoor recently released its Best Places to Work report, including a list of the 100 best large companies to work for based on current and previous employee reviews. Glassdoor looked at which came up the most to decipher the best industries to work for as well. Here are their top four industries, including examples of jobs and how much they pay. TechThere were 31 tech companies on the list, crowning the industry as the best one to work for overall.

Persons: Glassdoor, Daniel Zhao, Zhao, Cassandra Happe, Booz Allen Hamilton, Fannie Mae Organizations: Workers, Tech, WalletHub, Companies, NVIDIA, Procore Technologies, VMWare, Bain & Company . Companies, McKinsey & Company, Booz, Huron Consulting Group, Bain & Company, Finance, Fidelity Investments, Mastercard, & $ Locations: Glassdoor

☆ The best states to raise a family, ranked
▼ + stars: | 2024-01-11 | by ( Talia Lakritz | ) www.businessinsider.com time to read: +1 min

WalletHub released a report ranking the best US states to raise a family. AdvertisementWhen deciding where to settle down and raise a family, there are many important factors to consider. The personal-finance website WalletHub released a new report ranking the best states to raise a family, evaluating states according to 50 metrics across five categories: family fun, health and safety, education and childcare, affordability, and socioeconomics. By examining factors such as infant mortality rates, housing affordability, and public school quality, WalletHub scored all 50 states to determine the most family-friendly states. Here are the 10 best states to raise a family.

Persons: WalletHub, — Organizations: Service Locations: Massachusetts, North Dakota, Minnesota

☆ Carrying a credit card balance is costing you $1,140 per year — and is about to get much worse
▼ + stars: | 2023-12-05 | by ( Cork Gaines | ) www.businessinsider.com time to read: +7 min

However, credit card balances are especially worrisome because they are going to keep getting worse. That means the average American could be spending $1,140 every year on credit card interest and fees alone. Americans have been accruing a lot of credit card debt at a terrible timeAccording to the Federal Reserve Bank of New York, Americans had nearly $1.1 trillion in credit card debt in the third quarter of this year. Credit card interest rates, which had already been at their highest level since the mid-1990s, started soaring even higher. But with credit card debt going through the roof, the blissful spending could come to a screeching halt.

Persons: couldn't, —, Gary Coronado, LendingTree, Ted Rossman, Biden Organizations: Service, SoFi Bank, Federal Reserve, Federal Reserve Bank of New, Federal Reserve Board, Fed, New York, New York Fed, Consumer Financial, CNN, Household Economics Locations: WalletHub, Federal Reserve Bank of New York, delinquencies

☆ The best states to find a job, ranked
▼ + stars: | 2023-12-04 | by ( Beatrice Nolan | ) www.businessinsider.com time to read: +2 min

Washington is the best state for jobs, a new study has found. WalletHub analyzed the best and worst states on factors including work-related stress and salaries. That's according to a new study from personal finance website, WalletHub, which recently analyzed the best and worst states for jobs across the US. West Virginia was ranked the lowest for jobs, suffering from low salaries and high work-related stress. Here are the best and worst states for jobs:AdvertisementBest States for JobsWashington Virginia Utah Vermont Florida Maryland South Dakota Colorado Massachusetts Rhode IslandWorst States for Jobs

Persons: WalletHub, —, Cassandra Happe Organizations: West, Service, Washington, Workers, West Virginia, Jobs Washington, Jobs Washington Virginia Utah Vermont Florida Maryland South, Jobs Washington Virginia Utah Vermont Florida Maryland South Dakota Colorado Massachusetts Rhode Locations: West Virginia, Kentucky, Alaska, Washington, Seattle, Maryland, South Dakota, West, Jobs Washington Virginia Utah Vermont Florida, Jobs Washington Virginia Utah Vermont Florida Maryland South Dakota Colorado Massachusetts

☆ 47% of Americans say inflation will affect their charitable giving—how to donate without breaking the bank
▼ + stars: | 2023-11-28 | by ( Annie Probert | ) www.cnbc.com time to read: +1 min

With high prices continuing to squeeze budgets, 47% of Americans say their charitable giving will be affected by inflation as the holidays approach, a recent WalletHub survey found. WalletHub's finding comes amidst a larger drop in individual charitable giving: Last year, Americans gave the smallest percentage of their disposable income to charity in nearly three decades, according to data from Giving USA. But this year, figuring out how you can donate may be difficult. 1 is to make sure that you're meeting all of your own basic needs," she says. As we enter giving season, here are three tips for those looking to donate to charity without breaking the bank.

Persons: Sara Young, Young Organizations: CNBC

☆ 25% of Americans still have holiday debt from last year: 'If you're in a hole, stop digging,' says money expert
▼ + stars: | 2023-11-23 | by ( Cheyenne Devon | ) www.cnbc.com time to read: +1 min

About 25% of Americans are still paying off holiday debt from 2022, according to WalletHub's November holiday shopping survey. But those already carrying a balance could find themselves sinking further into the red if they don't get a handle on their credit card debt. "If you're in a hole, stop digging," Ted Rossman, Bankrate's senior industry analyst, tells CNBC Make It. One reason you may want to avoid racking up more debt is that higher interest rates are making it more expensive to pay down. A higher interest rate means it could take longer and be more expensive to pay down your credit card debt.

Persons: Ted Rossman, Rossman Organizations: CNBC, Federal Reserve

☆ Black Friday deals aren’t as good as you think. Here’s how to snag even lower prices
▼ + stars: | 2023-11-21 | by ( Jessica Dickler | ) www.cnbc.com time to read: +1 min

By most accounts, Black Friday and Cyber Monday promise some of the lowest prices of the season. This year, holiday spending during the Thanksgiving week may hit a record as consumers try to maximize the weekend's sales, a separate Deloitte Black Friday-Cyber Monday survey found. However, these are not necessarily the best deals of the year, according to Julie Ramhold, a consumer analyst at DealNews.com. A separate analysis of previous Black Friday sales found that 98% of the deals were the same price or cheaper at other points during the year. Stores try to tempt you with discounts, but "I don't know that Black Friday has the same level of value that it did years ago," Ramhold said.

Persons: Julie Ramhold, Ramhold Organizations: National, Deloitte, DealNews.com, Finance

☆ The 10 U.S. states with the highest and lowest average credit scores—see how your state compares
▼ + stars: | 2023-11-09 | by ( Cheyenne Devon | ) www.cnbc.com time to read: +1 min

From the east coast to the west coast, Americans seem to have pretty good credit scores overall. The average credit score in the midwestern state is 726 as of the first quarter of 2023, according to WalletHub's November report. That's the highest score out of all 50 states and Washington, D.C.Mississippi residents have the lowest average credit score at 673, per WalletHub's analysis. New Yorkers and Californians fall somewhere in the middle with average credit scores of 707. Here are the states with the highest and lowest average credit scores, according to WalletHub.

Persons: Thomas Hanson Organizations: Minnesota State University Moorhead Locations: Minnesota, Washington, Mississippi, U.S

☆ Here's how much money you'd need to save each month to retire with $1.5 million if you earn $80,000 a year
▼ + stars: | 2023-11-07 | by ( Cheyenne Devon | ) www.cnbc.com time to read: +1 min

For a little over a quarter of Americans, their biggest financial fear is not having enough money saved for retirement, according to a recent WalletHub survey. On average, Americans think they'll need around $1.2 million to retire comfortably, per Northwestern Mutual's 2023 Planning and Progress Study. Don't fret if you feel a long way away from reaching your retirement goals. One of the best ways to ensure you'll have enough money to retire comfortably is to start sooner rather than later. To that point, CNBC calculated how much someone who earns $80,000 annually would need to save each month in order to retire with $1.5 million at age 67.

Organizations: CNBC Locations: Northwestern, U.S

☆ The 10 U.S. states where student loan borrowers have the highest monthly payments—and where they owe the most overall
▼ + stars: | 2023-11-02 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com time to read: +2 min

Depending on your repayment plan and loan terms, your monthly student loan payment may not have much to do with your remaining balance. Accordingly, the states where borrowers have the highest monthly payments aren't inherently the states where borrowers owe the most overall. Student loan borrowers in Maryland have the highest median monthly payment at $232, according to a recent WalletHub study. On the other hand, high incomes generally lead to higher monthly payments on IDR plans, which could help explain why monthly payments are higher in certain states. Maryland has highest median household income of any state at $108,200 a year, according to Census Bureau data.

Persons: WalletHub, Jim Cramer, Ben McKenzie, Farnoosh Organizations: New York Fed, Maryland, CNBC Locations: Maryland, Georgia, Washington ,, WalletHub, Vermont, Hawaii, Massachusetts, Hampshire, Connecticut, Jersey, York, Virginia, Colorado, Carolina, Oregon, Pennsylvania, Michigan, Alabama

☆ Credit card users paid $130 billion in fees, interest in 2022, federal watchdog says
▼ + stars: | 2023-10-25 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +4 min

Proposed changes are meant to fill gaps in the Credit Card Accountability Responsibility and Disclosure Act of 2009, or CARD Act. The law imposed guardrails on credit card companies such as price controls on penalty fees and specific conditions in which they can be charged. However, there is no restriction on how much APR a company can charge nor language on late fees. How to minimize credit card fees, interestCardholders who carried a balance paid about 20% of their average statement balance in interest and fees last year, the CFPB found. WalletHub estimates that cardholders paid on average $76.27 in fees and interest per credit card account in the fourth quarter of 2022.

Persons: Biden, Schulz, it's, " Schulz, cardholders, Autopay, Matt Schulz, Sara Rathner Organizations: Consumers, Federal Trade Commission, Istock, Getty

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