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Search resuls for: "Hanna Horvath"


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☆ 3 things to consider before adding bitcoin to your retirement portfolio, according to a financial planner
  + stars: | 2022-05-16 | by ( Hanna Horvath | Read More | Read Less | ) www.businessinsider.com   time to read: +6 min
If you're near retirement, bitcoin probably isn't right. Before adding any new investment to your retirement portfolio (including cryptocurrency), you'll want to make sure it fits into your long-term goals. How much of your portfolio should go into cryptocurrency — if any at all — depends on your financial goals and risk tolerance. Conversely, if you're decades away from retirement and want to take a risk, adding cryptocurrency to your retirement account may be an option for you. Fidelity allows you to invest up to 20% of your portfolio in bitcoin, but I wouldn't recommend investing that much.
☆ I had $5,000 to play with and wanted it to grow risk-free, so I put it in a high-yield savings account from Marcus for 2 reasons
  + stars: | 2020-04-22 | by ( Hanna Horvath | Stephanie Hallett | Read More | ) www.businessinsider.com   time to read: +5 min
I didn't feel comfortable investing in the market, so I decided to open a high-yield savings account. High-yield savings accounts, like the name suggests, typically pay higher interest rates than traditional savings accounts. The interest rate on my high-yield savings account has dropped since I first opened my account. While most banks offering high-yield savings accounts are exclusively online, some have physical locations, like Citibank or HSBC. Ultimately, choosing the right high-interest savings account depends on your personal situation and what you want to get out of your account.
Persons: Marcus, Goldman Sachs, I'd, —, There's, I've Organizations: Service, Federal Reserve, Citibank, HSBC
☆ Spending $300 to meet with a financial planner after college meant I never had to call my parents for money advice again
  + stars: | 2020-02-12 | by ( Hanna Horvath | Read More | Read Less | ) www.businessinsider.com   time to read: +5 min
Why I chose a certified financial plannerA certified financial planner, or CFP, helps clients make sense of their money and establish long- and short-term financial goals. I found my certified financial planner, Jared, through my parents, but a quick Google search can yield plenty of options for those on the hunt. Why going to a financial planner was absolutely worth itIn total, I paid $300 for my CFP, which included two in-person sessions. Besides providing me with a complete financial plan, Jared was also available by phone or email if I had any lingering questions. If you're looking for ways to save more, or establish better spending habits, a financial planner is definitely for you.
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