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A Royal Bank of Canada (RBC) logo is seen on Bay Street in the heart of the financial district in Toronto, January 22, 2015. The shares of the top five banks - Royal Bank of Canada , TD Bank (TD.TO), Bank of Montreal (BMO.TO), Bank of Nova Scotia (BNS.TO) and CIBC (CM.TO) - have lost between 2% and 8% so far this year. Reuters GraphicsRoyal Bank of Canada and TD Bank will kick off third-quarter results on Thursday. RBC analyst Darko Mihelic forecast a 9% third-quarter revenue decline from a year ago for the capital-market business of the large Canadian banks. Investors will also watch for any updates on Bank of Nova Scotia's (BNS.TO) turnaround plan for its international business.

Persons: Mark Blinch, Mike Rizvanovic, Darko Mihelic, Cowen, RBC's Mihelic, Nivedita Balu, Matthew Lewis Organizations: Royal Bank of Canada, REUTERS, RBC, TD Bank, Bank of Montreal, Bank of Nova, CIBC, National Bank, Toronto Stock, Bank of Canada, Reuters Graphics Royal Bank of Canada, HSBC Canada, Laurentian Bank, Thomson Locations: Toronto, dealmaking, TORONTO, Bank of Nova Scotia

☆ Laurentian Bank's shares fall after media report that potential top bidders bowed out
▼ + stars: | 2023-07-28 | by ( ) www.reuters.com time to read: +2 min

TD is also not bidding for Laurentian, the report added. The reported move comes weeks after Laurentian, Canada's ninth-largest bank, said it was reviewing strategic options. A spokesperson for Laurentian Bank declined to comment on the report, when contacted by Reuters, saying the bank's "strategic review is still under way" and the "board of directors is actively examining the options available." TD Bank did not immediately respond to a Reuters request for comment. Shares of Laurentian, which jumped 27% after reports of a sale earlier this month, have gained about 35% so far this year.

Persons: Rania Llewellyn, Jaiveer Singh, Balu, Shailesh Kuber, Matthew Lewis Organizations: Laurentian Bank of Canada's, Bank of Nova, Dominion Bank, Scotiabank, Globe and Mail, Laurentian, TD, U.S, Barclays, Canada's, Globe, Laurentian Bank, Reuters, TD Bank, Thomson Locations: Laurentian, Montreal, Bank of Nova Scotia, Toronto, Quebec, Bengaluru

Unlike the U.S., where home buyers can snag a 30-year mortgage, Canadian borrowers must renew their mortgages every five years at the prevailing interest rates. MORTGAGE DELINQUENCIES LOWLatest data released during the quarterly earnings showed mortgage delinquencies for all banks were low. Of the big six banks in Canada, Bank of Nova Scotia (BNS.TO) and National Bank of Canada (NA.TO) do not offer mortgage extensions, meaning the payment owed by the consumer goes up for each hike the BoC announces. Bank of Montreal (BMO.TO), CIBC (CM.TO) and TD Bank (TD.TO) each allow for negative amortization as rates rise. So it is working counter to what the Bank of Canada is trying to accomplish," Briggs added.

Persons: Greg Taylor, Desjardins, Mike Rizvanovic, Rizvanovic, Darcy Briggs, Briggs, Nivedita Balu, Josie Kao, David Gregorio Our Organizations: TORONTO, Bank, Purpose Investments, Bank of Nova, National Bank of Canada, BoC, RBC, Scotiabank, National Bank, Bank of Montreal, CIBC, TD Bank, Desjardins . Royal Bank of Canada, BMO, Franklin Templeton, Bank of Canada, Thomson Locations: U.S, Canada, Bank of Nova Scotia, Franklin Templeton Canada, Toronto

Variable rate mortgages in Canada typically require borrowers to make regular payments in fixed amounts. WHAT IS THE EXTENT OF MORTGAGE AMORTIZATION EXTENSION? Both banks had no variable-rate mortgages with amortizations greater than 30 years prior to the start of rate hikes. If interest rates stay high over the next few years, as the central bank has warned, it raises questions about customers' ability to service bigger than anticipated debt at higher rates during renewals. The big banks said most customers are able to cope with higher interest rates as they had passed a rigorous stress test to handle higher interest rates.

Persons: Royce Mendes, Carolyn Rogers, OSFI, Nivedita Balu, Fergal Smith, Steve Scherer, Denny Thomas, Conor Humphries Organizations: TORONTO, Statistics Canada, Royal Bank of Canada, CIBC, Bank of Nova, National Bank, Bank of Canada, BoC, Thomson Locations: Canada, United States, Bank of Nova Scotia, amortization, Toronto, Ottawa

NEW YORK, May 22 (Reuters) - A U.S. judge on Monday dismissed long-running litigation by investors who accused HSBC Holdings Plc (HSBA.L) and Bank of Nova Scotia (BNS.TO) of conspiring to fix silver prices. U.S. District Judge Valerie Caproni in Manhattan said the investors lacked legal standing to pursue federal antitrust claims under the Sherman Act, or claims under the federal Commodity Exchange Act. Investors had accused HSBC, Scotiabank and Deutsche Bank AG (DBKGn.DE) of manipulating silver prices from 2007 to 2013, saying they had "smoking gun" evidence of a price-fixing conspiracy among those banks and several other silver market makers. The judge also said the investors were not "efficient enforcers" of their private antitrust claims, unlike people who might have sold silver at the Fix price. The cases is In re London Silver Fixing Ltd Antitrust Litigation, U.S. District Court, Southern District of New York, No.

☆ Canadian banks see earnings risk from commercial property loans, TD in focus
▼ + stars: | 2023-05-22 | by ( Nivedita Balu | ) www.reuters.com time to read: +4 min

TORONTO, May 22 (Reuters) - Canadian banks are expected to report a rise in bad debt provisions and highlight risks from commercial property loans when they report earnings this week, with the country's No.2 bank TD (TD.TO) in focus after its acquisition of First Horizon (FHN.N) failed. Bay Street analysts have lowered their second quarter earnings expectations for Canadian banks, anticipating higher expenses and slowing loan growth as turmoil south of the border weighs on the broader banking sector. Still, investors view Canadian banks as safer bets than their U.S. counterparts due to their strong capital levels. BMO and Scotia Bank (BNS.TO) are due to report earnings on Wednesday, while TD, Canadian Imperial Bank of Commerce (CM.TO) and Royal Bank of Canada (RY.TO) report on Thursday. Canadian bank stocks have largely underperformed TSX Canadian bank stocks have largely underperformed TSXEmpty offices in big cities have raised concerns among investors about banks' commercial property loan exposure, since about 10% of the lending portfolio of the Big-6 banks is tied to commercial real estate.

☆ Canada's Scotiabank profit falls on capital market slump, provisions
▼ + stars: | 2023-02-28 | by ( ) www.reuters.com time to read: +2 min

Feb 28 (Reuters) - Bank of Nova Scotia (Scotiabank) (BNS.TO) reported a lower first-quarter profit on Tuesday, as a lull in its investment banking division dented income from its capital markets unit and compelled the Canadian lender to set aside higher provisions. Canada's central bank over the past 11 months has lifted interest rates at a record pace to 4.5% to tame inflation, which was 6.3% in December, still well above the bank's 2% target. Scotiabank booked provisions of C$638 million, up from C$222 million a year ago, as it braces for increased odds of more loan defaults in a rising interest rate environment. Canada's third-largest lender reported overall net profit of C$1.77 billion, or C$1.36 a share, compared with C$2.74 billion, or C$2.14 a share, last year. read more($1 = 1.3566 Canadian dollars)Reporting by Mehnaz Yasmin in Bengaluru; Editing by Shailesh KuberOur Standards: The Thomson Reuters Trust Principles.

[1/2] A sign for the Bank of Montreal in Toronto, Ontario, Canada December 13, 2021. Banks typically benefit from higher interest rates but could feel the pressure if they affect loan demand and economic growth. Provision for credit losses (PCL) at BMO came in at C$217 million ($158 million) for the quarter, compared with a recovery of C$99 million a year earlier. Reuters GraphicsProfits at BMO and Scotiabank were also weighed down by the Canadian government's 'Canada Recovery Dividend (CRD)'. BMO recorded C$371 million related to the CRD and Scotiabank C$579 million.

☆ Higher provisions, legal charges dampen CIBC's quarterly profit
▼ + stars: | 2023-02-24 | by ( ) www.reuters.com time to read: +2 min

Feb 24 (Reuters) - Canadian Imperial Bank of Commerce (CIBC) (CM.TO) reported a fall in its first-quarter profit on Friday, weighed down by higher provisions and legal charges to settle a lawsuit tied to the 2008 global financial crisis. CIBC set aside C$295 million ($217.17 million) in provisions for credit losses in the reported quarter, up C$220 million from a year-ago period. Last month, Bank of Canada said it would hold off on further moves to let the effects of past rate hikes sink in. CIBC kicked off the first-quarter earnings season for major Canadian banks on Friday. Rivals Bank of Montreal (BMO.TO) and Bank of Nova Scotia (BNS.TO) will report on Tuesday while Royal Bank of Canada (RY.TO) and National Bank of Canada (NA.TO) will post their earnings on Wednesday.

☆ Zelenskiy plans to attend July NATO summit in Vilnius - Ukraine ambassador
▼ + stars: | 2023-02-22 | by ( ) www.reuters.com time to read: +1 min

WARSAW, Feb 22 (Reuters) - Ukraine's President Volodymyr Zelenskiy plans to attend in person a NATO summit taking place in Vilnius in July, Ukraine's ambassador to Lithuania told local newswire BNS. Zelenskiy has made only two foreign trips since Russia invaded Ukraine almost a year ago - one to Washington in December and another to London, Paris and Brussels in February. The Vilnius summit on July 11-12 will be attended by most leaders of the Atlantic alliance, Lithuania presidential office said. "That is our plan," ambassador Petro Beshta said about the Zelenskiy visit in an interview with BNS published on Wednesday. Ukraine hopes attendees at the summit would agree "very clearly that as soon as the war is over, Ukraine becomes a member of NATO", the ambassador said.

☆ Lithuanian pipeline blast blamed on rupture not attack
▼ + stars: | 2023-01-14 | by ( ) www.reuters.com time to read: +1 min

[1/3] Workers inspect the aftermath of a gas pipeline explosion in Pasvalys, Lithuania January 14, 2023. REUTERS/Janis LaizansPASVALYS, Lithuania, Jan 14 (Reuters) - A rupture in an old natural gas pipe has emerged as the most likely cause of Friday's blast in the Lithuania-Latvia pipeline, the head of its operator said on Saturday. The explosion yielded flames up to 50 meters high, but there was no immediate evidence of an attack. "The initial survey showed that a welding seam simply tore open", Nemunas Biknius, head of Lithuania's gas transmission operator Amber Grid, told BNS wire. The fire emanating from the more than 40-year old pipeline was put out on Friday but a highway next to the blast site remains closed.

☆ Lithuania-Latvia gas pipeline hit by explosion, operator says
▼ + stars: | 2023-01-13 | by ( Andrius Sytas | ) www.reuters.com time to read: +1 min

VILNIUS, Jan 13 (Reuters) - A gas pipeline connecting Lithuania and Latvia was hit by an explosion on Friday, Lithuania gas transmission operator Amber Grid told Reuters. Video published by Lithuania's public broadcaster LRT showed a fire raging at the blast site in the Panevezys county in northern Lithuania. "We are investigating the cause of the explosion," the Amber Grid spokesperson said. Povilas Balciunas, the head of public administration in the nearby town of Pasvalys, told Reuters the flames were still burning at 1750 GMT. Reporting by Andrius Sytas, writing by Terje Solsvik; Editing by Kirsten Donovan and David EvansOur Standards: The Thomson Reuters Trust Principles.

REUTERS/Eva Plevier/File PhotoWINNIPEG, Manitoba, Jan 11 (Reuters) - Netherlands-based Rabobank NA (RABOVR.UL) is aiming to grab 10-15% of the Canadian farm lending market within 15 years, as it aims to shake up a sector dominated by government and domestic banks, its new Canadian agricultural head told Reuters on Wednesday. It took Rabobank a decade before deciding to expand into Canadian farm lending, taking a methodical approach, Lieverse said. Rabobank expects Canadian farm lending to be profitable from the start and plans to announce hiring plans shortly, she said. Rabobank did not release its estimate of the value of the Canadian farm lending market, but government agency Statistics Canada pegged 2021 farm debt at a record-high C$129 billion ($96.1 billion), with chartered banks accounting for 37%. Farm Credit Canada, owned by the Canadian government, is the biggest agricultural lender, controlling a market share of about one-third, Lieverse said.

The transaction is also fraught with regulatory risks, analysts said, though RBC argues that HSBC's Canada business accounts for just 2% of Canadian banking market share. The finance minister has the authority to impose any terms and conditions, the finance department said in a statement. "This regulatory assessment isn't likely to be completed for some time," Calvin Goldman, former commissioner of Canada's competition bureau, told Reuters, referring to the latest deal. QUICK MOVEDespite the expected regulatory risks, RBC was keen to move quickly. RBC is paying 9.4 times HSBC's 2024 adjusted earnings, which KBW analysts said was a steep price, though offset by savings potentials.

☆ Stocks finish higher as the Street awaits key inflation data next week
▼ + stars: | 2022-11-25 | by ( Zev Fima | ) www.cnbc.com time to read: +4 min

Stocks finished higher on this holiday-shortened trading week, with all the major U.S. averages posting gains. Under the hood, all sectors closed higher for the week, led by utilities, materials and financials. As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. Jim waits 45 minutes after sending a trade alert before buying or selling a stock in his charitable trust's portfolio. The U.S. Federal Reserve, alongside global central banks, has been trying to get a handle on soaring inflation.

☆ Reports of possible Russian missiles hitting Polish village raise NATO alarm
▼ + stars: | 2022-11-15 | by ( Marek Strzelecki | ) www.reuters.com time to read: +3 min

The Associated Press earlier cited a senior U.S. intelligence official as saying the blast was due to Russian missiles crossing into Poland. Russia's defence ministry denied reports that Russian missiles had hit Polish territory, describing them as "a deliberate provocation aimed at escalating the situation". Latvian Deputy Prime Minister Artis Pabriks said on Twitter that Russia "fired missiles which target not only Ukrainian civilians but also landed on NATO territory in Poland." Officials from Norway, Lithuania and Estonia - members of the NATO defence alliance - said they were trying to find out more information. "Every inch of #NATO territory must be defended!," Lithuanian President Gitanas Nauseda said on Twitter.

☆ Scotiabank names Thomson as chief executive officer
▼ + stars: | 2022-09-26 | by ( ) www.reuters.com time to read: +2 min

Register now for FREE unlimited access to Reuters.com RegisterA person walks infant of a sign for The Bank of Nova Scotia, operating as Scotiabank, in Toronto, Ontario, Canada December 13, 2021. REUTERS/Carlos OsorioSept 26 (Reuters) - Bank of Nova Scotia (BNS.TO) said on Monday it appointed Scott Thomson to succeed Chief Executive Officer Brian Porter, at a time when the Canadian banking sector is struggling with market turmoil and rising interest rates. Thomson, who has been a member of the board of Bank of Nova Scotia since 2016, will initially start as president from Dec. 1, overseeing Canadian banking, global banking and markets, global wealth management and international banking at the bank. Register now for FREE unlimited access to Reuters.com RegisterAt Finning, Thomson helped boost return on invested capital in all business units, particularly in Latin America. read moreLast month several brokerages aggressively downgraded the largest Canadian bank as profits at its international banking segment fell below estimates and risks rose from modest net interest margin expectations.

☆ Diaspora poate contribui la dezvoltarea durabilă a Republicii Moldova. Comentariu de Dumitru Vicol și Iulian Groza
▼ + stars: | 2021-07-07 | by ( ) www.ipn.md time to read: +12 min

Totuși, fenomenul reîntregirii familiilor peste hotare din ultimii ani ar putea micșora volumul remitențelor per PIB. În aceste condiții, autoritățile Republicii Moldova trebuie să regândească și să consolideze relația diaspora-țară, creând mai multe oportunități pentru implicarea activă a cetățenilor aflați peste hotare în dezvoltarea durabilă a Republicii Moldova. Aceasta, în combinație cu fenomenul de emigrare a familiilor întregi și a peste 144 mii de dosare noi de redobândire a cetățenii românești, ar putea conduce la o scădere a remitențelor în următorii ani. Se observă că proporția remitențelor per PIB scade, în timp ce proporția diasporei în totalul populației crește. Pentru aceasta, am dezvoltat un model autoregresiv vectorial bazat pe (a) creșterea anuală a PIB-ului per capita; (b) consumul final al gospodăriilor per PIB, (c) investițiile străine direct per PIB, (d) balanța de plăți per PIB și (e) remitențe per PIB.

Persons: Dumitru Vicol, Iulian Groza, Fundației Konrad Adenauer Organizations: ONU, Banca Mondială, BRD, London School, Radio, Fundației Locations: Republicii Moldova, Diaspora, România, Ucraina, Franța, Republica Moldova, UE, Moldova, Rusia, Israel, Economics, Europa, Radio Chișinău

☆ Piaţa imobiliară începe anul 2021 cu creşterea preţurilor
▼ + stars: | 2021-07-07 | by ( ) capital.market.md time to read: +7 min

Anul trecut a fost pentru domeniul construcţiilor, la fel ca şi pentru multe altele, unul de criză, deşi mai puţin sensibilă, nu doar în sensul preţurilor, dar şi al vânzărilor. Potrivit statisticilor, numărul tranzacţiilor de vânzare-cumpărare a apartamentelor în 2020 a înregistrat o scădere cu 1,7 la sută. Declinul a fost determinat de reducerea tranzacţiilor în regiuni, capitala atingând o maximă istorică de 22.477 apartamente. Totuşi, în anul 2020, în mediul urban au fost date în exploatare 5895 locuinţe, în scădere cu 2095 locuinţe (sau cu 26,2%) faţă de anul 2019. Programul de stat „Prima Casă” a fost şi el un catalizator puternic pentru piaţa imobiliară.

Persons: LARA, Veaceslav Ioniţă, Vlad Organizations: piaţă, Banca Naţională, Statistică, UTA Locations: Chişinău, ţară, Centru, Regiunea Sud, UTA Găgăuzia, Nord

☆ Raioanele din Moldova unde erau înregistrate cele mai multe case, la începutul anului
▼ + stars: | 2021-07-03 | by ( Publika.Md - Aici Sunt Știrile | ) www.publika.md time to read: 1 min

Potrivit BNS, din totalul locuințelor, cele mai multe locuințe, în proporție de peste 57 la sută, adică 749 700 de case, sunt înregistrate la sate, iar ponderea celor de la oraşe constituie aproape 43 la sută, adică 560 de mii 200 de locuințe. Aceiaşi sursă mai arată că peste 90 la sută din casele moldovenilor dispun de alimentare cu gaze, doar 60 la sută din cele înregistrate sunt dotate cu apeduct, și mai puţine dispun de canalizare, iar aproape 44 la sută au încălzire centralizată. Datele mai arată că cele mai multe case înregistrate în ţară sunt cu trei sau cu două camere, şi cele mai puţine locuinţe au o singură cameră. Biroul Naţional de Statistică informează că, la 1 ianuarie 2021 , fondul locativ al Republicii Moldova a constituit peste un milion 300 de mii de locuințe cu o suprafaţă totală de aproape 891,9 milioane de metri pătraţi.

Organizations: Statistică Locations: Republicii Moldova

☆ Лукашенко распорядился полностью перекрыть границу Беларуси с Украиной
▼ + stars: | 2021-07-03 | by ( ) ru.diez.md time to read: +1 min

Президент Беларуси Александр Лукашенко поручил пограничным войскам полностью перекрыть границу с Украиной. Поэтому я поручил пограничным войскам полностью перекрыть границу с Украиной», – сказал Александр Лукашенко. Тем временем правительство Литвы объявило в стране режим экстремальной ситуации в связи с большим количеством нелегальных мигрантов, прибывающих с территории соседней Беларуси, сообщает издание «Meduza» со ссылкой на BNS. Объявление режима экстремальной ситуации, в частности, позволит упростить процедуры публичных закупок и обязать власти литовских самоуправлений предоставить помещения для расселения мигрантов, поясняет BNS. С начала 2021 года в Литву с территории Беларуси пытались попасть 822 нелегальных мигранта — в 10 раз больше, чем за весь 2020 год.

Persons: Александр Лукашенко Organizations: Белта, Госпогранслужба Locations: BNS, Беларусь, Украина, Беларусью, Литва

☆ В Литве объявлен режим экстремальной ситуации из-за наплыва нелегальных мигрантов из Беларуси
▼ + stars: | 2021-07-02 | by ( ) nokta.md time to read: +1 min

Правительство Литвы объявило в стране режим экстремальной ситуации в связи с большим количеством нелегальных мигрантов, прибывающих с территории соседней Беларуси. Министр внутренних дел Литвы Агне Билотайте заявила, что режим экстремальной ситуации введен, чтобы лучше координировать усилия по приему и размещению мигрантов. Объявление режима экстремальной ситуации, в частности, позволит упросить процедуры публичных закупок и обязать власти литовских самоуправлений предоставить помещения для расселения мигрантов, поясняет BNS. Ввести режим экстремальной ситуации 2 июля предложила Служба охраны государственной границы Литвы (СОГГЛ), которая за последние сутки задержала 150 нелегальных мигрантов. Это почти втрое больше предыдущих суточных рекордов по задержанным.

Persons: Агне Билотайте Organizations: Служба охраны государственной границы Литвы (СОГГЛ) Locations: Литва, Беларусь

☆ Rata mortalității în 2020 a crescut cu 11,7%; Covid nu figurează printre cauzele deceselor enumerate de BNS și ANSP
▼ + stars: | 2021-06-29 | by ( ) www.jurnal.md time to read: +2 min

Discrepanțe majore între sexe au fost sesizate și în cazul mortalității prin accidente, intoxicații și traume, tumori maligne și bolile aparatului digestiv. O pondere mai mare a deceselor prin bolile aparatului circulator au fost înregistrate în zona de Nord a Republicii Moldova. Ponderea cea mai înaltă a deceselor prin tumori maligne a fost înregistrată de UTA Găgăuzia (17,3%) și municipiul Chișinău (16,4%). Decesele prin bolile aparatului digestiv dețin o pondere de aproximativ 10% în zona de Centru și 9% în zona de Sud. De asemenea, în aceste zone a fost înregistrat un nivel mai înalt al mortalității provocate de accidente, intoxicații și traume.

Persons: Nadejda Organizations: Statistică, Agenția Națională, Ministerului Sănătății, UTA Locations: Republica Moldova, Nord, Republicii Moldova, UTA Găgăuzia, Chișinău, Sud

☆ În 2020, numărul deceselor a crescut cu aproape 12%
▼ + stars: | 2021-06-29 | by ( ) www.ipn.md time to read: +2 min

Mai bine de jumătate din decese – 56,3% – au fost determinate de bolile aparatului circulator, transmite IPN. Mortalitatea femeilor prin bolile aparatului circulator este cu 12,4 puncte procentuale mai înaltă decât cea înregistrată pentru bărbați. Discrepanțe majore între sexe au fost sesizate și în cazul mortalității prin accidente, intoxicații și traume, tumori maligne și bolile aparatului digestiv. O pondere mai mare a deceselor prin bolile aparatului circulator au fost înregistrate în zona de nord a Republicii Moldova (60,3% din numărul total al decedaților în regiune). Ponderea cea mai înaltă a deceselor prin tumori maligne a fost înregistrată de UTA Găgăuzia (17,3%) și municipiul Chișinău (16,4%).

Organizations: Statistică, Agenției Naționale, UTA Locations: Republica Moldova, Republicii Moldova, UTA Găgăuzia, Chișinău

☆ BNS: În 2020, în R. Moldova rata mortalității a crescut cu 11,7% față de 2019: 56,3% dintre oameni mor din cauza bolilor aparatului circulator
▼ + stars: | 2021-06-28 | by ( Buzdugan Loredana | ) www.zdg.md time to read: +3 min

Astfel, cei mai mulți oameni mor din cauza bolilor aparatului circulator, digestiv dar și din cauza tumorilor. Mortalitatea femeilor prin bolile aparatului circulator este cu 12,4 p.p. Astfel, în cazul mortalității prin bolile aparatului circulator este observat fenomenul „supramortalității feminine”. Discrepanțe majore între sexe au fost sesizate și în cazul mortalității prin accidente, intoxicații și traume, tumori maligne și bolile aparatului digestiv. Citește și: BNS: În 2020, R. Moldova a înregistrat cea mai joasă rată a natalității din ultimii cinci ani.

Organizations: Agenției Naționale, Ministerului Sănătății, Muncii, Protecției Sociale, UTA Locations: Nord, Republicii Moldova, UTA Găgăuzia, Chișinău, Sud, Moldova

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