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☆ Capital One Venture X credit card review
▼ + stars: | 2023-06-13 | by ( ) edition.cnn.com time to read: +19 min

Digging into the Capital One Venture XThe Capital One Venture X provides valuable benefits to frequent flyers. Getty ImagesThe Capital One Venture X credit card debuted in November 2021 and turned of heads for those looking for a premium travel rewards credit card. Advantages of the Capital One Venture XEarn miles toward a beautiful beach vacation with the Capital One Venture X. iStockAs a new premium credit card, the Capital One Venture X has a lot to offer. Stacking up the Capital One Venture X against our benchmarkCNN Underscored has chosen the Citi Double Cash card as our current “benchmark” credit card. Other credit cards similar to the Capital One Venture XCompare the Capital One Venture X to other premium travel credit cards before you apply.

Persons: that’s, you’ll, — you’ll, Air Canada Aeroplan, That’s, you’re, Guy, Emily McNutt Organizations: CNN, American Express, Capital, Venture, PreCheck, Fort, Dulles, Hertz President’s, British Airways, Airlines Aeromexico Club Premier Cathay Pacific Asia Miles Qantas Frequent Flyer Air Canada, Emirates Skywards Singapore Airlines KrisFlyer Air France, KLM Flying Blue Etihad Airways, TAP Air Portugal Miles, Airlines Miles & Smiles British Airways Avios, Wyndham, British Airways Executive Club, Air Canada, United Airlines, Emirates, Singapore Airlines, Citi, Cash, Citi Premier, Accident Insurance, Chase, Express, Chase Sapphire, Rapid, Hyatt Locations: Dallas, Fort Worth, DFW, Denver, Washington, American, Alaska, Asia, Europe, Chicago

☆ Millions of student loan borrowers will have a new servicer when payments restart
▼ + stars: | 2023-06-12 | by ( Annie Nova | ) www.cnbc.com time to read: +2 min

Borrowers who are being transferred to a different servicer should receive alerts via email, said Scott Buchanan, executive director of the Student Loan Servicing Alliance, a trade group for federal student loan servicers. These notices will explain any steps you'll need to take, he said, and include information on your new servicer. watch nowBorrowers previously with FedLoan should be transferred to MOHELA, or the Missouri Higher Education Loan Authority, he said. Borrowers can check who their new servicer is by logging in to StudentAid.gov., Kantrowitz said. Also, Kantrowitz said, "whenever there is a change of loan servicer, there can be problems transferring borrower data.

Persons: Berk, Scott Buchanan, Kantrowitz, Buchanan, You'll Organizations: Istock, Student Loan, Alliance, Missouri Higher Education Loan Authority, EdFinancial Services, Lakes Higher, Federal Services Locations: MOHELA, Missouri, Granite State, StudentAid.gov

☆ 10 Things in Tech: Amazon's AI scramble
▼ + stars: | 2023-06-12 | by ( Hallam Bullock | ) www.businessinsider.com time to read: +4 min

The OpenAI CEO says he is losing sleep over the fear that "we already have done something really bad by launching ChatGPT." When ChatGPT launched, Amazon managers asked staff for ideas on how to leverage the chatbot at work. "Amazon must be really scared about being late on all of this," an Amazon employee told Insider. Odds and ends:Craig Federighi, Apple’s senior vice president of software engineering, showed off his guitar skills at Apple's WWDC conference this year. During the company's Worldwide Developers Conference, Craig Federighi, Apple's senior vice president of software engineering, stole the show with a guitar solo.

Persons: Hallam Bullock, Victor Frankenstein, Sam Altman, ChatGPT, Eugene Kim, Insider's Ben Bergman, We've, we've, Thrasio, doesn't, Read, Craig Federighi, Apple’s, Apple's, Dad, Jack Sommers Organizations: Amazon, ChatGPT, Getty, Elon, SpaceX, SpaceX's Starlink, Tech, LA Tech, The Washington Post, Netflix, Apple, Conference Locations: London

☆ When will the Supreme Court rule on Biden's student loan forgiveness? What borrowers need to know
▼ + stars: | 2023-06-08 | by ( Annie Nova | ) www.cnbc.com time to read: +3 min

For a number of reasons, Dan Urman, a law professor at Northeastern University, also predicts that student loan forgiveness won't survive the Supreme Court. Striking down forgiveness will add to growing skepticism that the conservative justices vote for conservatives, and the liberal justices vote for liberals. Dan Urman law professor at Northeastern UniversitySuch a politically fueled decision, however, is likely to further damage the public's perception of the judicial branch, Urman said. "Striking down forgiveness will add to growing skepticism that the conservative justices vote for conservatives, and the liberal justices vote for liberals," Urman said. Fordham law professor Jed Shugerman had tweeted after the February arguments that he was "struck by SG Elizabeth Prelogar's brilliant performance."

Persons: Douglas Rissing, Biden, Gregory Caldeira, wouldn't, Caldeira, Dan Urman, Urman, Elizabeth Prelogar, Jed Shugerman, SG Elizabeth Prelogar's, Shugerman, What's Organizations: U.S, Supreme, Istock, Getty, Republican, Ohio State University, CNBC, Northeastern University, Gallup, Fordham

☆ Is This ‘Recession’ in the Room With Us Now?
▼ + stars: | 2023-06-07 | by ( Justin Lahart | ) www.wsj.com time to read: 1 min

Despite a rise in the so-called Anxious Index, a recession hasn’t been forthcoming. Photo: iStockIt is OK to say a recession is about to hit the U.S., and it is OK to predict one won’t. What probably isn’t OK is to put too much confidence in either forecast these days.

☆ As Republican contenders start to line up for the White House in 2024, Social Security may be key issue
▼ + stars: | 2023-06-07 | by ( Lorie Konish | ) www.cnbc.com time to read: +7 min

Proposal for 'modern version' of Social SecurityThe Social Security plan Laffey would implement throws out the traditional approaches of tax increases or benefit cuts. Currently, workers and employers each pay 6.2% on up to $160,200 in wages toward Social Security. "It's a modern version of Social Security," Kotlikoff said. The idea of rethinking the way Social Security funds are invested has come up before. Andrew Biggs, who worked in the White House on Social Security reform at the time and who is now a senior fellow at the American Enterprise Institute, remembers the proposal did not come close to succeeding, even as Social Security still had surpluses and Republicans controlled both houses of Congress.

Persons: Alex Durante, Durante, Laurence Kotlikoff, Kotlikoff, Laffey, Morgan Keegan, Steve Laffey, Ed Jones, Cranston, George W, Bush, Andrew Biggs, Biggs, Biden Organizations: iStock, Social Security, Social Security's, Lawmakers, Washington, Tax, Foundation, Social, Boston University, U.S, Senate, Republican, Afp, Getty, Wall, today's Social Security, American Enterprise Institute, Democratic, Lake Research Partners, Trump, Alafaya Locations: Cranston , Rhode Island, Rhode Island, Colorado, America, Cranston, Orlando , Florida

☆ The U.S. is giving away 6 lighthouses—here's what it's like to actually own one: 'It's truly a labor of love'
▼ + stars: | 2023-06-06 | by ( Celia Fernandez | ) www.cnbc.com time to read: +4 min

The U.S. is giving away and auctioning off lighthouses across the East Coast and Midwest. The GSA will also sell four lighthouses in Ohio, Connecticut, Michigan and New York in a public auction. But there's a catch: While the lighthouse is free, the new owners will be responsible for the cost of upkeep and maintenance. Warwick Neck Light is located on Narragansett Bay in Rhode Island and is one of the lighthouses being given away for free. Kelly told TIME that there are nonprofits that already maintain some of the lighthouses being offered up this year.

Persons: you've, John Kelly, Kelly, Richard Cucé, Blastco, Cucé Organizations: U.S . General Services Administration, GSA, CNBC, TIME, Istock, Getty, U.S . Navy, U.S, Congress, Historic Lighthouse Locations: East Coast, Midwest, Massachusetts , Connecticut, Maine, Rhode Island, Pennsylvania, Ohio , Connecticut, Michigan, New York, Narragansett, Old Saybrook , Connecticut, Hopper, Chesapeake, Penfield, Fairfield , Connecticut

☆ 3 big changes student loan borrowers could see when payments restart
▼ + stars: | 2023-06-06 | by ( Annie Nova | ) www.cnbc.com time to read: +2 min

A new income-driven repayment optionThe Biden administration is working to roll out a new, more affordable repayment plan for student loan borrowers. Instead of paying 10% of their discretionary income a month, under the new program — the Revised Pay as You Earn Repayment Plan — borrowers would be required to pay 5% of their discretionary income toward their undergraduate student loans. Previously, a borrower who made $40,000 a year would have a monthly student loan payment of around $151. Similarly, someone who earned $90,000 a year could see their monthly payments shrink to $238 from $568, Kantrowitz said. The payment plan should become available by July 2024, he said, although, "it is possible that the changes could be implemented earlier, as the U.S. Department of Education has the flexibility to implement regulatory changes sooner in certain circumstances."

Persons: Douglas Rissing, Biden, Kantrowitz, they'd Organizations: Istock, Getty, U.S . Department of Education, Pennsylvania Higher Education Assistance Agency, Granite State Locations: Pennsylvania, Granite

☆ Italy is a bargain for vacationing Americans. Not so much for Italians
▼ + stars: | 2023-06-05 | by ( Bob Pisani | ) www.cnbc.com time to read: +5 min

Rimini, Italy. The Jersey Shore, but not Unlike Americans, Italians do not just plunk down their beach bag and dive in the ocean. A bargain for Americans, but not for Italians Italy is heavily reliant on tourism. For Americans, Europe in general but the smaller cities of Italy in particular are a great value. It's a bargain for Americans but, for most Italians, even those prices are out of reach.

Persons: Federico Fellini, Vita, It's, Fellini, He's, That's Organizations: Istock, Getty, Ferraris, cabana, Business, Tourists, gondoliers, OECD, European Union Locations: Rimini, Italy, RIMINI, ITALY, Jersey Shore, Ancona, Emilia, Romagna, Europe, Parma, Modena, Bologna, Ravenna, Jersey, Cattolica, Adriatic, Croatia, Albania, Venice, St

☆ 10 Things in Tech: Hype House for generative AI developers, why Apple is jumping into the metaverse, and a long-range, electric Toyota
▼ + stars: | 2023-06-02 | by ( Diamond Naga Siu | ) www.businessinsider.com time to read: +5 min

Like my fully-remote colleague Rebecca Knight, I miss sharing random thoughts with my colleagues. My colleague Darius Rafieyan breaks down the novel setup that's helping unprofitable startups raise money. In other news:Hacker Fellowship Zero is cultivating batches of tech developers, many who are jumping into the generative AI wave, per a New York Times report. Welcome home: A Hype House for generative AI developers. Generative AI has a Digital Blackface problem.

Persons: It's, I'm, Siu, Rebecca Knight, Rebecca, Rebecca Zisser, Darius Rafieyan, Simon McGill, Marc Benioff, Sam Altman, Altman, Mark Zuckerberg, Alistair Barr, GirlfriendGPT, bro, Putin, Diamond Naga Siu, Nathan Rennolds Organizations: Bank of America, New York Times, Getty, San, Toyota, Ryanair, Patryk, Software, VMware, Employees Locations: New Jersey, San Francisco, techies, New York, San Diego, London

☆ Here’s how A.I.-backed tools can help with worker stress and mental health
▼ + stars: | 2023-06-01 | by ( Mikaela Cohen | ) www.cnbc.com time to read: +3 min

While employer-provided mental health benefits have been rising over the last few years, mental health continues to be a chronic problem with half of workers experiencing anxiety symptoms and over half of workers having depression symptoms, according to Deloitte's 2022 Mental Health in the Workplace report, which surveyed 3,995 people across 12 industries. In light of Mental Health Awareness Month, companies need to be intentional about choosing health and insurance plans that offer mental health resources, according to Grace Chang, CEO and co-founder of Kintsugi, a company that developed an AI-backed tool that detects signs of depression and anxiety by listening to someone's voice. After spending years trying to access mental health resources through her employer-sponsored insurance plans, Chang saw an opportunity to create mental health access using AI. "Some individuals just need help with day-to-day stressors, and AI tools like chatbots can point them to on-demand resources," Roberts said. AI helps employees get mental health diagnoses

Persons: Grace Chang, Chang, Lucy Roberts, Roberts, I'm Organizations: Istock, Mental Health Locations: OneDigital

☆ Who does inflation hit hardest? Experts weigh in on how higher prices impact households
▼ + stars: | 2023-06-01 | by ( Jessica Dickler | ) www.cnbc.com time to read: +4 min

Fizkes | Istock | Getty ImagesStubborn inflation has driven households near the breaking point, but the pain of high prices has not been shared equally. The lowest-paid workers spend more of their income on necessities such as food, rent and gas, categories that also experienced higher-than-average inflation spikes. Because higher-income households spend relatively more on services, which notched smaller price increases compared with goods, they came out ahead. Middle-income households see slower wage growthBy other measures, Americans in the middle class are getting especially squeezed. watch nowEconomists' definitions of middle class vary.

Persons: Laurence Kotlikoff, Tomas Philipson, Brian Albrecht, Albrecht, Philipson, Aron Levine, Boston University's Organizations: Istock, Getty, Boston University ., White House Council, Economic, University of Pennsylvania's Wharton, Finance, International Center for Law, Economics, Congressional, Office, Pew Research Center, Bank of America Institute, Bank of, Boston, Consumer Financial, Bureau

☆ These are the 10 cheapest places in the U.S. to buy a beach house
▼ + stars: | 2023-05-27 | by ( Celia Fernandez | ) www.cnbc.com time to read: +3 min

Gulfport, Mississippi, ranked as the cheapest town in which to buy a beach house, according to Realtor.com. Dszc | Istock | Getty ImagesTop 10 cheapest places in the U.S. to buy a beach houseGulfport, Miss. In Newport News, the median price within one mile of a beach is $200,000 and the median price per square foot within one mile of a beach is $150. It has one of the best public beaches in the state, Ocean Beach Park, which sits on the Long Island Sound. The median price within one mile of a beach is $257,000 in New London, while the median price per square foot within one mile of a beach is $175.

☆ Researchers think other orcas are imitating a single killer whale that first started targeting boats, leading some to sink
▼ + stars: | 2023-05-27 | by ( Kelsey Vlamis | ) www.businessinsider.com time to read: +5 min

Killer whales near the Iberian peninsula are colliding with, and sinking, boats. Researchers think they may be imitating the behavior of a single female named White Gladis. In these encounters, the orcas' behavior generally follows the same pattern: approaching the back of the ship and hitting the rudder until successfully causing the boat to stop. They keep apart," Trites said, noting that orca populations represent different ecotypes that eat different foods and display different behaviors. Or, Trites said, the killer whales might just get bored with the boats and stop taking part.

☆ Fact Check-Image of Nancy Pelosi in casket is a digitally-altered fake
▼ + stars: | 2023-05-26 | by ( Reuters Fact Check | ) www.reuters.com time to read: 1 min

An image of Congresswoman Nancy Pelosi supposedly lying in a casket is digitally altered and taken from a stock image website. An online search reveals that the image originates via the stock image website, iStock (here). Pelosi’s face was superimposed onto the stock image of the woman in the casket, and the blonde edges of the woman’s hair in the stock photo can be seen beneath Pelosi’s own hair. The original photograph of Pelosi was captured by photographer Chip Somodevilla via Getty Images in 2010 and can be seen (here). The original is viewable via stock image website, iStock.

☆ House Democrats, looking to renew plan to expand Social Security, say debt ceiling fight 'hurts seniors the most'
▼ + stars: | 2023-05-23 | by ( Lorie Konish | ) www.cnbc.com time to read: +4 min

Social Security already faces funding risksIn order to prevent a Social Security funding shortfall, congressional Democrats and Republicans must agree on a solution. The Social Security 2100 Act that was introduced in the last Congress had broad support among House Democrats. Changes in the Social Security 2100 Actzimmytws | iStock | Getty ImagesThe Social Security 2100 Act aims to extend the program's solvency, though estimates are not yet available for how long it could prolong the program's funding. Social Security 2100 also calls for adding an additional 12.4% net investment income tax for taxpayers making more than $400,000. Max Richtman president and CEO of the National Committee to Preserve Social Security and Medicare

☆ Cacti, wild coffee and false bananas: Scientists sketch out the menus of the future
▼ + stars: | 2023-05-23 | by ( Anmar Frangoul | ) www.cnbc.com time to read: +4 min

While the shortage has more or less abated, it did highlight the fragile nature of our food system and the huge importance of food security. "Between 702 and 828 million people were affected by hunger in 2021," The State of Food Security and Nutrition in the World report said. In June 2022, scientists at the Royal Botanic Gardens, Kew, listed several sources of food that could play a big role in future diets. They include seaweed; cacti like the prickly pear; a type of wild coffee able to cope with far warmer temperatures than Arabica coffee; and enset, also known as the false banana. A fruit tree may also be perennial, he noted, "but it only produces its fruit at a certain time of year — so you either need to consume it then or you need to store it."

☆ Here’s what Pfizer and Moderna say is next for their Covid vaccines
▼ + stars: | 2023-05-22 | by ( Annika Kim Constantino | ) www.cnbc.com time to read: +9 min

Scott Olson | Getty ImagesThree years and billions of Covid vaccinations into the pandemic, Pfizer and Moderna say their work is far from over. Here's what Moderna and Pfizer say is next for their Covid shots. Annual Covid shotsPfizer and Moderna aim to keep up with a shift in the U.S. toward annual Covid shots rather than frequent booster doses. Miller, who helped lead the development of Moderna's Covid shot in 2020, said the advantages of using mRNA became evident earlier on in the pandemic. 'Next-generation' Covid shotsPfizer's and Moderna's Covid vaccines both deliver robust protection against the virus, but that immunity can start to fade after four to six months.

☆ Women need financial freedom to 'live on their terms,' advisor says. These 3 strategies can help
▼ + stars: | 2023-05-22 | by ( Lorie Konish | ) www.cnbc.com time to read: +3 min

Being out of the workforce for any period of time can impact women's financial security and retirement, she said. "I think it's important for women to feel empowered, and part of feeling empowered is having the financial resources and having financial stability," Elliott said. Negotiate your payPonywang | Istock | Getty ImagesResearch has shown there is still a gender pay gap that results in women having lower earnings. It's important for women to feel empowered, and part of feeling empowered is having the financial resources and having financial stability. As average market returns bounce back, that can result in meaningful progress over time, Elliott noted.

☆ Op-ed: Why cash is king for emergency funds and queen for short-term savings
▼ + stars: | 2023-05-22 | by ( Stacy Francis | ) www.cnbc.com time to read: +6 min

You would have been lucky to find a high-yield savings account paying out 1%-2% at that time. Where to keep your emergency cashAn emergency fund is a cash cushion of roughly three to six months of living expenses. American Express High Yield Savings and Barclays Online Savings Account are highly competitive. The easiest way to reach this goal is to automatically have a portion of your paycheck directed toward your emergency or short-term savings fund. Your emergency fund and short-term savings should be directed toward something other than your everyday checking or savings account.

☆ How the IRS Snoops on the Innocent
▼ + stars: | 2023-05-20 | by ( The Editorial Board | ) www.wsj.com time to read: 1 min

Journal Editorial Report: The week's best and worst from Kim Strassel, Jason Riley and Dan Henninger. Images: Bay Area News Group/AP/Zuma Press/iStock Photo Composite: Mark KellyRepublicans have made political hay out of President Biden’s plan to supersize the IRS, and here’s another bumper crop: The Supreme Court held this week that revenue agents who are chasing a debt have almost unbounded power to secretly obtain bank records on people in a delinquent taxpayer’s orbit, even his lawyers. Reversing this is up to Congress.

☆ Travel news: Summer flights, best beaches and tourist-deterring fences
▼ + stars: | 2023-05-20 | by ( Maureen O'Hare | ) edition.cnn.com time to read: +7 min

CNN —In travel news this week, why this summer could be a record-breaking one for air travel, America’s best beaches and Asian-American fusion cuisine – plus an Austrian village takes an unusual approach to combating unwelcome tourist behavior. Celebrating Asian American heritageGrowing up in North Carolina in the 1980s and ’90s, Kevin Lambert always felt different from his White peers. The United States has long been described as a “melting pot,” and it sure is delicious. 1 beach in the United States, which is on the Gulf of Mexico, has miles of pristine sand. nobleIMAGES/Alamy Stock Photo The best beaches in the United States in 2023 Prev NextHalf of the top 10 beaches in the United States for 2023 are in Florida and Hawaii, according to the latest annual report from coastal scientist “Dr.

☆ For Gen Z, Unemployment Can Be a Blast
▼ + stars: | 2023-05-18 | by ( Suzy Welch | ) www.wsj.com time to read: 1 min

Journal Editorial Report: The week's best and worst from Kim Strassel, Jason Riley and Dan Henninger. Images: Bay Area News Group/AP/Zuma Press/iStock Photo Composite: Mark KellyAs a regular old, capitalist Boomer gal teaching bright and shiny young M.B.A. students, I sometimes find myself wondering if Generation Z is brilliant or bonkers. Burnout, self-care, boundaries—they need and want them all, sigh. But because I love my students, and they so often surprise me with their profound self-awareness, boundless creativity and poignant longing to save the planet, I usually delight in the discrepancies in our understanding of how the world works. It will all sort itself out in the end, I tell myself, when they bump into reality.

☆ Investing Club mailbag: How to use Jim Cramer's trusted S&P Oscillator to interpret market swings before investing
▼ + stars: | 2023-05-18 | by ( Zev Fima | ) www.cnbc.com time to read: +3 min

However, I'm a bit confused about when to buy if the S & P 500 Short Range Oscillator shows the market is overbought. In an overbought market, we begin looking for areas to raise cash because sellers are likely to enter the market in the near term in order to book profits. Or, at the very least, an overbought market means the risk-reward profile has deteriorated and we may be in for a period of consolidation. Every time we mention the Oscillator — Jim's most trusted guide for what to do during big upswings or downdrafts in the stock market — we're flooded with requests from Club members: "How can we access the Oscillator?" As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade.

☆ Tombs filled with severed hands suggest warriors in ancient Egypt mutilated their enemies to get war trophies
▼ + stars: | 2023-05-16 | by ( Marianne Guenot | ) www.businessinsider.com time to read: +5 min

Experts have analyzed a pile of severed hands found in a 3,500-year-old temple in ancient Egypt. Their study suggests soldiers took the hands of slain enemies and presented them to their ruler. But archaeological records have suggested that severed hands were presented to kings after big battles. The severed hands could prevent the soldiers from fighting in the netherworld, for instance, per Bietak. Hands were likely removed soon after deathA colorised images shows the hands in the soil.

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