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Their tipping behavior might be especially revealing, said Irina Manta, a New York-based dating coach and consultant. Simply put, not leaving a good tip — or any tip — can be a huge turn off, Manta added. Blaine Anderson, a dating coach for men in Austin, Texas, agreed, Tipping "is important because it can be a proxy for how you treat everyone in your life." 'Make sure you're doing the minimum'But if you're confused about how much to tip and when on a date, you're not alone. Manta, the New York dating coach, said it was bad form to be too nosy about your date's tipping practices.
Persons: Daria, Istock, Irina Manta, Manta, Blaine Anderson, Nick Leighton, Leighton, Post, Anderson, Sherlock Holmes Locations: New York, Austin , Texas, York
The 6 best credit cards to use for Costco purchases in 2023
  + stars: | 2023-07-19 | by ( Juan Ruiz | ) edition.cnn.com   time to read: +13 min
Let’s take a look at what types of credit cards Costco accepts and the best credit cards for Costco purchases, whether you’re looking for financing, cash back or travel rewards. The best credit cards for Costco in 2023How did we choose our best credit cards when shopping at Costco in 2023? Best for Costco loyalists: Costco Anywhere Visa Card by CitiUse this credit card to earn bonus cash back on gasoline purchases, both at Costco and other gas stations. Best for travel rewards: Capital One Venture Rewards Credit CardEarn travel rewards on your Costco purchases with the Capital One Venture card. These premium Chase cards include the Chase Sapphire Preferred® Card, Chase Sapphire Reserve® Card, or Ink Business Preferred® Credit Card.
Persons: it’s, It’s, cardholders, Read, Cash Organizations: CNN, American Express, Costco, Getty, Mastercard, American, Google, Samsung, Citi, EV, Read CNN, Wells, Costco Wholesale Clubs, Capital One Venture, One Venture, Venture, Capital, Chase, Sapphire, Ink Business, Ink, Cash, Citi Travel, Card, Citi Prestige ® Locations: drugstores
“Last-minute flight prices, especially international ones, are expensive,” says Katy Nastro of Going.com (formerly Scott’s Cheap Flights) about airfares from North American to Europe. “Their best value comes when cash prices are high, and there’s no time more expensive than last-minute summer travel,” Nastro says. CNN Travel talked to travel agents, experts and expert travelers, too, for their tips on saving money on European travels this unprecedented summer. “Most travelers going to Europe have a few destinations in mind, “ says Henley Vazquez, co-founder of luxury travel advisor group Fora. These places he calls “the Chicagos of Europe” include Marseille in France, Hamburg in Germany and Liverpool in England.
Persons: CNN —, , Katy Nastro, you’ll, Nastro, you’ve, ” Nastro, Hevelyn Villar Silva, Hevelyn Villar, , Colleen McDaniel, Henley Vazquez, Fora, ” Eurail, Eurail, Ethan Williams, Austria’s, Georgia Bird, Rome Ciampino, Rome Fiumicino, snagging, Ignacio Eguren, ” Eguren, Eguren, Booking.com, aren’t, Rick Steves, ” Steves, Steves, Organizations: CNN, Cruise, Magnifica, MSC Cruises, MSC Magnifica, Caribbean’s Symphony, Palma de Mallorca, Milan Central Station, Getty, Czech Railways, Saint, Alamy, , Smart, Library, Rembrandt, Best, Premier Faubourg, CNN Travel, Liverpool, Scala, Scala Santa Holy, Scotsman Locations: Europe, North American, , Tampa , Florida, Genoa, Valencia, Spain, Pisa, Portofino, Italy, France, Palma de, Athens, Svalbard, Bergen, Norway, , Germany, Czech, Czech Republic, Rome, Saint Martin, Paris, mauritius, Checkin Cantabria, Cantabria, Paris ’, Copenhagen, you’ll, Oslo, Marseille, Hamburg, England, Scala Santa
Michelle Mishina for InsiderHawaii received 145 out of 360 points in CNBC's 2023 economy score. Getty ImagesConnecticut and Iowa both received 141 out of 360 points in CNBC's 2023 economy score. North DakotaDenis Tangney Jr./GettyNorth Dakota received 108 out of 360 points in CNBC's 2023 economy score. Tim Graham/Getty ImagesRhode Island and West Virginia both received 99 out of 360 points in CNBC's 2023 economy score. sarkophoto/iStock/Getty Images PlusAlaska was found to have the worst economy in the US, with a score of 57 out of 360 points.
Persons: Michelle Mishina, Jonathan D, Dakota Denis Tangney Jr, Richard T, Tim Graham Organizations: CNBC, Service, Hawaii, Iowa State Capitol, Getty Images, . New, Getty, Dakota, Getty Images Mississippi, Alaska Train Locations: Florida, Texas, Alaska, West Virginia, Wall, Silicon, States, Florida , Texas, North Carolina, Hawaii Kauai, CNBC's, Connecticut, Iowa, Getty Images Connecticut, ., . New Hampshire, Littleton , New Hampshire, Hampshire, Louisiana New Orleans, Goforth Louisiana, Dakota, . Mississippi Gulfport , Mississippi, Rhode Island, West Virginia New England, Rhode, Fairbanks , Alaska
What cooling inflation means for your Series I bonds
  + stars: | 2023-07-13 | by ( Kate Dore | Cfp | Andrew Graham | ) www.cnbc.com   time to read: +2 min
Jetcityimage | Istock | Getty ImagesAs inflation falls, investors are weighing whether to buy or sell Series I bonds amid other competitive options for cash. "Cooling inflation means that interest rates are likely near the end of their increases," said certified financial planner Ted Haley, president of Advanced Wealth Management in Portland, Oregon. But in the meantime, many investors are waiting for the Federal Reserve's next interest rate decision later this month, which may affect cash yields. While the yearly rate fell to 4.3% in May 2023, the fixed rate portion climbed to 0.9%, making the asset more attractive for long-term investors. Of course, the next fixed rate for I bonds could be higher or lower.
Persons: Ted Haley, Haley, David Enna, Enna, Ken Tumin, DepositAccounts.com Organizations: Istock, Getty, U.S . Bureau of Labor Statistics, Advanced Wealth Management, Federal Locations: Portland , Oregon
While pretax 401(k) contributions reduce your adjusted gross income, you'll owe levies on growth upon withdrawal. By comparison, Roth 401(k) deposits won't provide an upfront tax break, but the money can grow tax-free. Experts say these expected changes may also factor into the pretax versus Roth contributions analysis. Plus, recent changes from Secure 2.0 have made Roth 401(k) contributions more appealing for some investors, she said. Consider your 'legacy goals'"Legacy goals" are also a factor when deciding between pretax and Roth contributions, said Lawrence from Mariner Wealth Advisors.
Persons: Roth, , Ashton Lawrence, Lawrence, Lawrence Pon, There's, Catherine Valega, Valega, pretax Organizations: Mariner Wealth Advisors, Lawrence Pon CPA, Pon &, Green Bee, Green Locations: Greenville , South Carolina, Redwood City , California, Boston
In addition, moderate turbulence jumped from 70.0 to 96.1 hours, while light turbulence hit 546.8 hours, up from 466.5. "[This] doesn't necessarily mean planes are encountering turbulence, clear air turbulence, 55% more often because, of course, planes try and avoid it and they've been getting very good at avoiding it," he said. "Although the radar on the flight deck can't see … clear air turbulence, there's a related technology called LIDAR that stands for light detection and ranging," Williams said. "By using that different wavelength of light, we can see invisible clear air turbulence ahead," he said. "Unfortunately it's very expensive and also comes in a big heavy box, which you don't want really to go on a plane to add weight onto the aircraft," Williams said.
Persons: Joe Giddens, Paul Williams, they've, Williams, Mark Prosser, Prosser, LIDAR, it's Organizations: Research, World Meteorological Organization, University of Reading, Atlantic, CAT, Aircraft, Istock, Getty, CNBC Locations: Northamptonshire, England, USA
Rattlesnakes are calmed by being near another snake, a new study shows. Researchers found that giving rattlesnakes a partner decreased their heart rate in stressful situations. Martin and her team arrived at this conclusion by measuring the resting heart rates of 25 wild-caught, adult rattlesnakes and comparing that to their heart rate after being startled. They found that the snakes who were alone in their enclosure had significantly higher heart rates than those that were with another snake. In nature, some rattlesnakes live alone while others live communally.
Persons: hasn't, , Chelsea Martin, Martin Organizations: Service, Loma Linda University
watch nowThe benefits of time away from workMore employers are recognizing the need to reduce employee burnout, as employees report overall better mental health, increased job satisfaction, and being more engaged and productive upon returning from vacation. Yet it's still a challenge for many workers to disengage from the office. "In order to maintain your overall health, you need to take time for yourself time to replenish, time to recharge yourself and time to disconnect," said Michelle Bonam, Ceridian's vice president of organizational effectiveness. Why some professionals don't take time offFear of missing out is one reason why many professionals stay plugged in or don't take vacation time. In order to maintain your overall health, you need to take time for yourself.
Persons: it's, Michelle Bonam Organizations: Istock, Getty Locations: U.S, Ceridian
Rize: Turkey’s hidden mountain hideaways
  + stars: | 2023-07-03 | by ( Feride Yalav-Heckeroth | ) edition.cnn.com   time to read: +11 min
CNN —Rize province, on the Black Sea coast near Turkey’s northeast border with Georgia, is still largely unknown to many international travelers. Away from Rize itself – the seaside city which lends its name to the province – the area’s valleys and plateaus, surrounded by high-altitude mountain ridges, have remained largely rural. With high rates of rainfall, Rize’s mountain villages (yayla) become a point of escape from summer temperatures. “The state of tourism in Rize is not very pleasant because visitors often arrive without much knowledge about the local culture or the nature. “I think the purpose of coming to Rize shouldn’t be to rush through everything and take a few selfies.
Persons: Orhan Eskiva, café, hamsili, Rize’s, Zeyne, Ahmet Şişman, İbrahim Birben, it’s, Dağ Evi, Trebizond, Emre Corbaci, Taşkın, , Elif, Peri, Deniz Demirci Tarakçı, Çinçiva, , Işık Güner, Feride, Conde Nast Organizations: CNN, Ottomans, Apo, Rize Zua Coffee Locations: Rize, Turkey’s, Georgia, Rize province, Çamlıhemşin, Forestry, Karadeniz, Russia, Senyuva, Çamlıhemşin’s, Mola, Sümela, Trabzon, Zilkale, Armenian, Şenyuva, Istanbul, Pokutsal, Peri, Rize Zua, Yasemin, Barcelona, Fırtına, , Lake Constance, Kinfolk
Baltimore Block Party Shooting Kills Two, Injures 28
  + stars: | 2023-07-02 | by ( ) www.wsj.com   time to read: 1 min
How AI Is Being Used to Help Scout Upcoming Baseball PlayersThe 2023 MLB Draft is around the corner, and scouts have a new artificial intelligence tool at their disposal. The tool is said to generate data that can detect players’ flaws, forecast their potential, and even flag their likelihood for injury. WSJ reporter Lindsey Adler joins host Julie Chang to explain how it works. Photo Illustration: Timmy Huynh/The Wall Street Journal, Istock (2)
Persons: Lindsey Adler, Julie Chang, Timmy Huynh Organizations: Street
Watch: Heavy Police Presence in Paris Amid Protests
  + stars: | 2023-07-02 | by ( ) www.wsj.com   time to read: 1 min
How AI Is Being Used to Help Scout Upcoming Baseball PlayersThe 2023 MLB Draft is around the corner, and scouts have a new artificial intelligence tool at their disposal. The tool is said to generate data that can detect players’ flaws, forecast their potential, and even flag their likelihood for injury. WSJ reporter Lindsey Adler joins host Julie Chang to explain how it works. Photo Illustration: Timmy Huynh/The Wall Street Journal, Istock (2)
Persons: Lindsey Adler, Julie Chang, Timmy Huynh Organizations: Street
Euclid Space Telescope Launches, Explores Dark Universe
  + stars: | 2023-07-01 | by ( ) www.wsj.com   time to read: 1 min
How AI Is Being Used to Help Scout Upcoming Baseball PlayersThe 2023 MLB Draft is around the corner, and scouts have a new artificial intelligence tool at their disposal. The tool is said to generate data that can detect players’ flaws, forecast their potential, and even flag their likelihood for injury. WSJ reporter Lindsey Adler joins host Julie Chang to explain how it works. Photo Illustration: Timmy Huynh/The Wall Street Journal, Istock (2)
Persons: Lindsey Adler, Julie Chang, Timmy Huynh Organizations: Street
How AI Is Being Used to Help Scout Upcoming Baseball PlayersThe 2023 MLB Draft is around the corner, and scouts have a new artificial intelligence tool at their disposal. The tool is said to generate data that can detect players’ flaws, forecast their potential, and even flag their likelihood for injury. WSJ reporter Lindsey Adler joins host Julie Chang to explain how it works. Photo Illustration: Timmy Huynh/The Wall Street Journal, Istock (2)
Persons: Lindsey Adler, Julie Chang, Timmy Huynh Organizations: Street
French Riots, Looting Continue as Public Transit Is Curtailed
  + stars: | 2023-06-30 | by ( ) www.wsj.com   time to read: 1 min
How AI Is Being Used to Help Scout Upcoming Baseball PlayersThe 2023 MLB Draft is around the corner, and scouts have a new artificial intelligence tool at their disposal. The tool is said to generate data that can detect players’ flaws, forecast their potential, and even flag their likelihood for injury. WSJ reporter Lindsey Adler joins host Julie Chang to explain how it works. Photo Illustration: Timmy Huynh/The Wall Street Journal, Istock (2)
Persons: Lindsey Adler, Julie Chang, Timmy Huynh Organizations: Street
Patient complaints go beyond the Wegovy shortageKaitlyn's complaints echo an array of issues faced by other Ro patients seeking weight-loss drugs. The patients Insider interviewed asked to be identified by their first names to protect their privacy. In this chat log, a Ro weight-loss patient sends messages to the startup asking to cancel the program. Reitano told Insider that around 90% of Ro patients got a response within 24 hours. "Until these DTC companies generally start getting into the muck of healthcare, they're not going to have a material impact," Parker told Insider.
Persons: Ro, Zachariah Reitano, Reitano, Li Ran, Robyn Phelps, Kaitlyn, She'd, didn't, she's, couldn't, Max Kerwick, drugstores, Max, Ro's, aren't, hasn't, Florian Gaertner, it's, TJ Parker, they're, Parker Organizations: New York, Getty, Better Business Bureau, Nordisk, Better Business, CareMetx, Ro, TechCrunch Locations: Xinhua, New York, New York City
Redfin ranked the only four cities in the U.S. where it's cheaper to buy than rent. But there are a few cities where taking on that mortgage — instead of paying monthly rent — is the smarter financial decision. Top 3 cities where it's cheaper to buy than to rentDetroit, Mich. Philadelphia, Pa. Cleveland, Ohio In Detroit, the number one city on the list, the typical home is 24% less expensive to buy than rent. The average estimated monthly mortgage payment for homebuyers is $1,296, compared with an average estimated monthly rent of $1,697. Philadelphia, Pennsylvania ranked as the second city in the U.S. where it's cheaper to buy a home than rent.
Persons: Redfin, Taylor Marr, Marr, Jon Lovette, Cleveland , Ohio Ken Redding Organizations: Detroit, Istock, U.S, General Motors, Ford, America, Chrysler, DigitalVision, Cleveland, Bank, Getty Locations: U.S, Mich, F11photo, Detroit, Philadelphia, Pa . Cleveland , Ohio, Chicago, Philadelphia , Pennsylvania, New York City, Ohio, Cleveland , Ohio
Advocates for a bipartisan commission argue the approach may help smooth out the differences between the parties. But whether a bipartisan commission is the answer to Social Security's funding woes is the subject of fierce debate. Social Security benefit cuts unpopular, poll showszimmytws | iStock | Getty ImagesA new poll from Social Security Works and Data for Progress of 1,191 likely voters highlights one big concern about that approach — that it would require benefit cuts. 'It has to be done in a bipartisan way'Any changes to Social Security will require bipartisan agreement. "You don't want Social Security to become a partisan issue," said Bill Hoagland, senior vice president at the Bipartisan Policy Center.
Persons: Tom Cole, Jake LaTurner, Cole, Danielle Deiseroth, Nancy Altman, Altman, Bill Hoagland, Hoagland Organizations: Istock, Getty, Social Security Commission, Democrats, Social Security, iStock, Progress, actuaries, Greenspan, Center Locations: Kansas
Women make up only 13.7% of truck drivers. Tools like tactical pens, hammers, and mag lights are popular means of self-defense. Unlike firearms or mace, tactical pens can be legally transported across all state lines, a handy feature for truckers, who cross a lot of them. Jeffers used to travel with a rottweiler. "But I put him through training, and he was very protective of the truck, whether I was there or not."
Persons: Chamaine Jeffers, Jeffers, who's, Pepper, she's, there's, — Jeffers, JC Penney, Jeffer, it's, It's, I'm Organizations: Morning, Trucking, Association Locations: Laredo , Texas
Respondents in their 50s expected to need the most when they retire — more than $1.5 million, the survey found. Calculating your own retirement 'magic number'Rather than think about a big goal number for retirement, Patel said he urges clients to identify their income needs. As you think about retirement, in an ideal world, you would have enough guaranteed zero risk income to cover your guaranteed expenses. Alap Patel wealth management advisor for Northwestern MutualEveryone typically has three types of expenses, Patel said. "As you think about retirement, in an ideal world, you would have enough guaranteed zero-risk income to cover your guaranteed expenses," Patel said.
Persons: Antonio Suarez Vega, It's, Alap Patel, it's, Patel, Gen Xers, Gen, Winnie Sun, Sun Organizations: Istock, Northwestern Mutual, Savings, Finance, Cerulli Associates, Sun Group Wealth Partners, CNBC's Locations: Chicago, millennials, Irvine , California
Costco Anywhere Visa Business Card by Citi review
  + stars: | 2023-06-22 | by ( Holly Johnson | ) edition.cnn.com   time to read: +13 min
Digging into the Costco Anywhere Visa Business CardThe Costco Anywhere Visa Business Card earns bonus cash back on gas, both at Costco and other gas stations. iStockThe Costco Anywhere Visa Business Card is a business credit card that’s geared to small business owners and entrepreneurs, yet it works best for Costco members who already pay for a membership. Advantages of the the Costco Anywhere Visa Business CardCostco only accepts Visa credit cards in its stores, so the Costco Anywhere Visa Business Card is a good choice for business owners who shop at the wholesale store. Stacking the Costco Anywhere Visa Business Card up against our benchmarkCNN Underscored uses the Citi® Double Cash Card as our “benchmark” credit card. Remember, you don’t have to commit to carrying the Costco Anywhere Visa Business Card as your only business credit card.
Persons: Cash Organizations: CNN, American Express, Costco, Citi, EV, Costco Gold Star, Card Costco, Citi Entertainment, Cash, Citi Premier ℠, , Mastercard, Chase, Ink, Visa, Capital, Venture Locations: U.S, New York
Today we've got stories on a startup helping you build your credit with rent payments, Wall Street reentering the home-buying frenzy, and how to cut out late-night snacking. But that hasn't stopped critics from painting BlackRock's filing as part of a wider power shift in crypto benefiting traditional financial firms. (It's worth noting that the announcement coincides with the launch of EDX Markets, a crypto exchange backed by Wall Street royalty like Citadel Securities, Fidelity, and Charles Schwab, per The Wall Street Journal.) Wall Street isn't in the business of supporting causes that could put it out of business. By partnering with traditional finance firms, crypto companies are letting the fox in the hen house.
Persons: Dan DeFrancesco, we've, Andrii Shyp, Arif Qazi, Wall, Insider's Rebecca Ungarino, Rebecca, Morgan Chittum, hasn't, Charles Schwab, I've, Read, Teresa Heitsenrether, Here's, We're, Netflix's, Jeffrey Epstein, Epstein, Bel, Gary Winnick, Kaja Whitehouse, Nathan Rennolds Organizations: EDX, Wall, Citadel Securities, Fidelity, Street, JPMorgan, Bloomberg, Netflix, US Virgin Islands, Bel, Air, LinkedIn Locations: BlackRock, New York, London
The ranking of the world’s most liveable cities for 2023 has just been released by the Economist Intelligence Unit (EIU), and Vienna has come out on top yet again. The world's most liveable cities for 2023: The Economist Intelligence Unit (EIU) Global Liveability Index ranked Osaka, Japan as the 10th most liveable city in the world. Vladislav Zolotov/iStockphoto/Getty Images The world's most liveable cities for 2023 have been revealed (photos) Prev Next“The removal of covid-related restrictions has overall boded well for global liveability in 2023,” Upasana Dutt, Head of Liveability Index at EIU, said in a statement. Stability declineCalgary was one of three Canadian cities to make it into the top 10 on the 2023 list. Damascus, consistently one of the lowest-ranked cities in the survey, has seen no improvement in its liveability scores this year.
Persons: CNN — It’s, Pierre Ogeron, David Hanson, Vladislav Zolotov, ” Upasana Dutt, , Barsali Bhattacharyya, Organizations: CNN, Economist Intelligence Unit, Denmark’s, Sydney, Melbourne, Japan’s Osaka, Zurich, Geneva, Calgary, Getty, , London, Industry Research, Algeria’s, Kyiv Locations: , Austrian, Vienna, Melbourne, Sydney, Canada, Calgary, Vancouver, Toronto, Switzerland, Osaka, Japan, jenifoto, Geneva, Swiss, Zurich, Cavan, Australia, New South Wales, Copenhagen, Denmark, Austria, EIU, Asia, Europe, Stockholm, Edinburgh, Ukraine, Honolulu, Hawaii’s, San Diego, Los Angeles, Algeria’s Algiers, Libya’s Tripoli, Syria’s Damascus, Damascus, Ukrainian, , Kiev
The Education Department posted on its website that "payments will be due starting in October," and a recent law passed by Congress will make changing that plan difficult. As a result of the policy, the average borrower likely saved around $15,000 in student loan payments, Kantrowitz said. They sought to repeal Biden's executive action granting student loan forgiveness, but the Biden administration refused to agree to that. Interest will pick up in September, payments in OctoberThe Education Department says borrowers will be expected to make their first post-pause payment in October. For those who still have a balance after the relief, the Education Department has said it plans to "re-amortize" borrowers' lower debts.
Persons: Persis Yu, Donald Trump, Mark Kantrowitz, Kantrowitz, Joe Biden, Biden, Miguel Cardona, That's Organizations: Istock, U.S . Department of Education, Education, Congress, Student, Protection, Republicans, Finance, Department, Biden, Kantrowitz, Education Department
watch nowWhat the federal funds rate means for youWage growth hasn't been able to keep pace with higher prices for many Americans. Sarah Silbiger | ReutersThe federal funds rate, which is set by the central bank, is the interest rate at which banks borrow and lend to one another overnight. Here's a breakdown of how that affects consumers:Credit cardsSince most credit cards have a variable rate, there's a direct connection to the Fed's benchmark. As the federal funds rate rose, the prime rate did, as well, and credit card rates followed suit. Today's credit card rates are likely as high as they've been in decades.
Persons: Philipson, Sarah Silbiger, that's, Matt Schulz, they're, Freddie Mac, Sam Khater, Freddie Mac's Organizations: Eccles Federal Reserve, Washington , D.C, Reuters, LendingTree, Treasury, Istock, Getty, U.S . Department of Education Locations: Washington ,
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