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☆ This could be Big Oil's last surge
▼ + stars: | 2023-03-19 | by ( Catherine Boudreau | Jacob Zinkula | ) www.businessinsider.com time to read: +12 min

The era of Big Oil could end sooner than its massive profits suggest, analysts told Insider. But the worst-case scenario for the environment — that oil and gas companies reinvest all their extra money to keep growing — isn't happening, Logan said. The role of oil and gas companies in the energy transition is an ongoing debate, analysts told Insider. The UK company cited the need for an "orderly" energy transition. And while Big Oil's finances may begin to show some cracks over the next decade, he doesn't expect them to "suffer financially" for another 25 to 35 years.

☆ I ate at Dave's Hot Chicken and saw why this is the fastest-growing chain in the US – but I had to draw the line at the palate-scorching Reaper, which requires signing a waiver
▼ + stars: | 2023-03-18 | by ( Nancy Luna | ) www.businessinsider.com time to read: 1 min

Overall, the jumbo tenders and the graffiti wall murals are the showstoppers at Dave's. The chain's made-to-order foods are prepared with high-quality ingredients. It reminds me of the early days of Shake Shack, one of the best better burger chains in the US. I expect Dave's to grow its fan base as it builds its hot fried chicken empire around the US. Nancy Luna/Insider

☆ Trump thinks an indictment will help him. It'll give DeSantis and Pence major headaches about how to respond.
▼ + stars: | 2023-03-16 | by ( Brent D. Griffiths | ) www.businessinsider.com time to read: +4 min

Trump's indictment might appear to open the door to the Republican Party ridding themselves of him. Trump thinks the GOP voters will stand with him. The most recent national poll of Republican voters found that 77% have a favorable view of him. Among key parts of the GOP primary coalition, Trump continues to do quite well. An earlier CNN-SSRS poll found a narrower race between Trump, DeSantis, and the rest of the field, but it also showed that 34% of self-described white evangelicals would name Trump as their preferred pick for the nominee.

The company's Ernie bot is based off its AI-driven deep learning model, Ernie - short for "Enhanced Representation through Knowledge Integration". During the presentation at Baidu's Beijing headquarters that was also livestreamed over nine platforms, Li cautioned it was not perfect. "After the release of ChatGPT, only Baidu has made a benchmark product among the major tech companies in the world," it said. "We continue to advise investors to patiently hold BIDU shares as the best 'national champion' play in China’s (semi-segregated) AI space," he said. "Ernie Bot is not a tool of confrontation between China and the United States," he said.

☆ N.C.A.A. Bracket Picks: Where Fans and Experts Diverge
▼ + stars: | 2023-03-15 | by ( Josh Katz | Alice Fang | ) www.nytimes.com time to read: +8 min

One avenue is examining the differences between the forecasts of mathematical models and the collective choices of fans. For example, fans are much more likely to have Kansas and Alabama in the Final Four than the experts. The table below shows an aggregate view of the difference between the public’s picks and those of forecasting models. But if you pick the same teams as everyone else, your bracket will look the same, too, something you should consider. There is no guarantee that this approach will work, of course, and part of the draw of the N.C.A.A.

☆ I tried 4 of the best AI productivity tools for a week to make my job easier, but they just made my life harder
▼ + stars: | 2023-03-12 | by ( Aaron Mok | ) www.businessinsider.com time to read: +7 min

Labor experts agree that AI tools can make workers more productive. Insider's Aaron Mok tested 4 AI tools for a week to see if they can boost productivity. Many experts agree that AI tools can boost productivity, and people have already used ChatGPT and other AI tools to generate articles, write code, and produce real estate listings in attempts to save time. We wanted to put some of these AI productivity tools to the test. AI tools will not do your job, but they can make it easier if you spend time learning how to use themAfter playing with these tools for a week, I realized that there's a learning curve.

☆ Here's why you should expect a housing rebound, according to a top economist at the National Association of Realtors
▼ + stars: | 2023-03-11 | by ( Phil Rosen | ) www.businessinsider.com time to read: +6 min

On tap today we've got a great interview with a top real estate economist and this week's best markets stories, including updates on the Silicon Valley Bank meltdown. Nadia Evangelou: What we see in the data is that the housing market will likely pick up in the coming months, in the spring season. NE: It seems that homesales activity has bottomed out, and 2023 will be the turning point for the housing market. Due to low inventory, even though there are relatively few buyers on the market, housing demand continues to outpace housing supply. We expect 4.5 million homes to be sold in 2023, and about 5.3 million homes to be sold in 2024.

☆ Salesforce vs. Snowflake: Best bet for your money
▼ + stars: | 2023-03-02 | by ( Jon Fortt | ) www.cnbc.com time to read: 1 min

In this videoShare Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailSalesforce vs. Snowflake: Best bet for your moneyCNBC's Jon Fortt joins 'Squawk Box' to discuss the competition between Salesforce and Snowflake.

☆ Stanford sociologist on how to succeed at work while raising young kids: 'It's not about being a perfect parent'
▼ + stars: | 2023-03-02 | by ( Tom Huddleston Jr. | ) www.cnbc.com time to read: +4 min

Balancing a full-time job with raising young children is a challenge — leading some burned out parents to fully put their careers on hold. And there's just been significant levels of illness among children and their parents," Cooper tells CNBC Make It. But no parent can spend 24 hours a day with their children, and everyone needs to take mental breaks at work. Other companies are more rigid about when and where you're working. Not every job or industry supports remote work, but the normalization of remote or hybrid job openings is one pandemic silver lining.

☆ Morgan Stanley: Investors will be focused on how Salesforce can expand margins, and return more cash to shareholders
▼ + stars: | 2023-03-01 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailMorgan Stanley: Investors will be focused on how Salesforce can expand margins, and return more cash to shareholdersMorgan Stanley analyst Keith Weiss discusses the number of activist investors circling Salesforce ahead of its quarterly earnings, and the best bets within the cloud sector.

Pros Check mark icon A check mark. Pros Check mark icon A check mark. No minimum opening deposit Check mark icon A check mark. Eligible for new accounts after your child turns 13 Check mark icon A check mark. But if you'd like to open a savings account for your child, it only lets you open one of the bank's regular savings accounts as a joint bank account.

Checking your credit score and your credit report will not impact your credit score. Understanding credit score checksChecking your own credit score does not hurt it. This may be when you make monthly credit card payments, as many credit card companies show you your credit score. Using too much credit: Your credit utilization ratio is the amount of credit you're currently using on your revolving credit accounts compared to your total available credit. "Your credit card balance should not exceed 30% of the available limit on a credit card," Haywood explains.

☆ Warren Buffett touts his iconic Coca-Cola and American Express bets in his annual letter - and trashes managers who manipulate earnings
▼ + stars: | 2023-02-25 | by ( Theron Mohamed | ) www.businessinsider.com time to read: +4 min

Warren Buffett published his famous annual letter to Berkshire Hathaway shareholders on Saturday. The billionaire investor touted his lucrative, decades-long bets on Coca-Cola and American Express. The billionaire executive pointed to Berkshire's stakes in Coca-Cola and American Express, two cornerstones of his roughly $300 billion stock portfolio. Moreover, Berkshire received $704 million in yearly dividends from Coca-Cola last year, and $302 million from American Express, Buffett noted. In his letter, Buffett underlined the fact that Berkshire has contributed about 0.1% of the $32 trillion in taxes collected by the US Treasury in the decade to 2021.

I refused to pay the fee for years, but the resulting delinquency on credit report is lowering my credit score. However, Blink Fitness claimed I owed them $187 in gym membership fees; I insisted that I had canceled my membership. So I had a perfect friendship credit score, but my VantageScore credit score was another story. When I checked my credit report, my VantageScore credit score was 675. After paying my debt, the debt collectors said the delinquency should be erased from my credit report when the credit bureaus update their records.

☆ 2 portfolio managers at a $24 billion firm share 8 stocks that are pursuing innovation even in a slowing economy — and explain why investors should focus on boring businesses for success during a rece
▼ + stars: | 2023-02-15 | by ( Lisa Kailai Han | ) www.businessinsider.com time to read: +6 min

David Souccar and Daniel Kranson, portfolio managers focused on global equities at Vontobel Quality Growth — which manages $24 billion in assets — are following the same philosophy. But they believe that investors can still find innovative and growth-oriented companies when they go looking for high-quality stocks. That may seem counterintuitive, since growth stocks have recently struggled against their value peers as investors have reemphasized fundamentals. Boring stocks can be the most innovativeSometimes, quality growth stocks like the ones Souccar and Kranson invest in can be more boring than companies with high speculation and flashy CEOs. So as life goes back to normal, there is going to be an acceleration of earnings growth," Souccar said.

☆ Markets are kicking off a make-or-break stretch with inflation, jobs, and more Fed policy looming
▼ + stars: | 2023-02-14 | by ( Phil Rosen | ) www.businessinsider.com time to read: +6 min

Fed Chairman Jerome Powell warned — once again — last week that rates may eventually end up higher than markets anticipate as the fight against inflation remains far from over. Now, ahead of the CPI report, let's check in with the outlook for stocks. To Bernstein strategist Matthew Palazzolo, today's inflation reading will kick off a momentous five-week stretch for equities. The jobs report on March 3, the next inflation report on March 14, and the Fed meeting on March 22 will shape the rest of the year for stocks, he explained to my colleague George Glover. Your best bet for where the stock market's going this year can be found in the two-year Treasury yield, according to Mohamed El-Erian.

☆ Want the S&P 500 to gain 10% this year? A Super Bowl win by the Philadelphia Eagles may be your best bet
▼ + stars: | 2023-02-12 | by ( Carla Mozée | ) www.businessinsider.com time to read: +4 min

The Philadelphia Eagles and the Kansas City Chiefs will face off in Super Bowl LVII on Sunday in Arizona. An analyst said historic data suggests a win by an NFC team will produce a 10% return for the S&P 500 this year. Maybe not," Detrick wrote about this year's Super Bowl. From that viewpoint, stock investors may want to see the Chiefs win their third Super Bowl. Before Sunday's game, the S&P 500 has risen about 6% in 2023, and there's been a rotation in market leadership since 2022's dismal end.

☆ Kevin McCarthy is working tirelessly and spending a lot of his political capital to win fights that don't actually matter.
▼ + stars: | 2023-02-12 | by ( John L. Dorman | ) www.businessinsider.com time to read: +7 min

Kevin McCarthy rallied GOP lawmakers to oust Ilhan Omar from the House Foreign Affairs Committee. But taking Omar off the Foreign Affairs panel took a good deal more effort on his part. The Omar vote was seen as a huge victory for the party, especially coming off McCarthy's protracted 15 rounds of balloting to secure the House speakership. Republicans led a successful effort to remove Rep. Ilhan Omar of Minnesota from the House Foreign Affairs Committee. While Republican leaders were pleased with the outcome, the behind-the-scenes work to push through a successful vote against Omar took up a lot of political oxygen.

☆ I ate at the fastest-growing restaurant chain in US — the celebrity-backed Dave's Hot Chicken — and saw why it could be unstoppable
▼ + stars: | 2023-02-10 | by ( Nancy Luna | ) www.businessinsider.com time to read: 1 min

☆ From battery health to tax credits, there's a lot to consider when buying a used electric car. Here's how to shop smart.
▼ + stars: | 2023-02-09 | by ( Tim Levin | Nora Naughton | ) www.businessinsider.com time to read: +5 min

Driving habits can also impact which type of used EV you should shop for. Aside from wondering which car to buy, used EV shoppers might be wondering if their (used) battery can die. The good news is that an EV's battery is unlikely to fail completely or render the car useless. The used EV tax credit is your friendAt the start of the year, a new used electric vehicle tax credit went into effect as part of a larger EV incentive program in the Inflation Reduction Act. Vehicles that qualify for the used EV tax credit must have a sale price of $25,000 or less and must be at least two model-years old.

☆ After the Fed’s latest move, how come you’re still not getting a higher rate on your bank savings?
▼ + stars: | 2023-02-01 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +10 min

So how come you’re not getting a higher rate on your bank savings? Another high-yield savings optionGiven today’s still-high rates of inflation, Series I savings bonds may be attractive because they’re designed to preserve the buying power of your money. For the week ending January 26, the 30-year fixed rate mortgage averaged 6.13%, well above where it was a year earlier, at 3.55%. So, if you’re close to buying a home or refinancing one, lock in the lowest fixed rate available to you. The variable rate on a home equity line of credit or a fixed rate on a home equity loan will rise because their formulas are directly tied to the Fed’s rates.

The storm was concentrated in the Dallas-Fort Worth metropolitan area, home to both American and Southwest airlines — though with 419 canceled departures, Southwest had the lion's share of affected flights, according to FlightAware. An alternative measure of cancellation rates on flight-tracking site Anuvu.com showed 9% of Southwest's flights had been canceled, compared with 6% of American's flights. On Monday, it issued a winter weather waiver for 12 airports in the region that will allow affected travelers to get a refund or rebook for any flights canceled from January 30 to February 1. The outsized Southwest cancellations come just weeks after a holiday travel meltdown prompted nearly 17,000 flights to be canceled, potentially affecting millions of travelers. If your flight is delayed for any other reason, like weather, you are not entitled to any compensation or refund.

☆ Aviation's best bet for cutting emissions is a new kind of fuel — but there's nowhere near enough of it
▼ + stars: | 2023-01-27 | by ( Bianca Giacobone | ) www.businessinsider.com time to read: +4 min

Sustainable aviation fuel can be up to 80% less carbon intensive than conventional jet fuel. The US wants 3 billion gallons of sustainable aviation fuel by 2030. Sustainable aviation fuel, or SAF, is similar to conventional jet fuel, but it's much less carbon-intensive during its full lifecycle. From production to combustion, it releases up to 80% less carbon dioxide than conventional jet fuel, according to data from the International Air Transport Association. "There are very few that have seen the vision" of converting to SAF production.

Figuring out how to contact Facebook can be difficult, as it does not accept phone calls for customer support. Here are a few things you can do instead to actually contact Facebook support for help with your account or other issues. How to contact Facebook supportIf you want to contact Facebook, you'll first need to log into your account. Find Facebook Help & Support in the dropdown menu in the top right. You can also approach Facebook via Instagram direct message or by including the Facebook handle in a post, but unless you get a lot of likes, chances are you're better using the Facebook Help Center.

☆ 4 great unexpected job interview questions—and how to answer them, says HR expert
▼ + stars: | 2023-01-24 | by ( Natasha Piñon | ) www.cnbc.com time to read: +5 min

Canva fielded more than 220,000 job applications last year, ultimately hiring just over 1,000 of those applicants, Rogerson says. If you're a manager, take note: Unconventional interview questions help fend off trite, pre-written answers. This approach to interviewing is gaining steam, especially as more and more companies drop educational requirements for job openings. Here are four questions every manager should bring into rotation, Rogerson says — and how to start preparing for them. They're more about learning who the candidate is, how good they'd be at the job and whether they'd thrive in your workplace.

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