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☆ You can't always refinance a mortgage to capitalize on lower rates: Here's when a lender may say 'no'
▼ + stars: | 2024-09-23 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +2 min

Otherwise, your lender might not approve your mortgage refinance, experts say. A change in your financial situation, like a layoff or lower income, or higher debt, could mean you don't qualify. "Your mortgage rate and whether or not you get approved for a loan or refinance ... depends on you," said Channel. You refinanced recently Technically, there are no hard limits on how many times you can refinance your mortgage, Channel said. It may be in your best interest to only consider a mortgage refinance every few years, if your financial situation has changed or if rates are falling "really dramatically," Channel explained.

Persons: Cohn, haven't, refinanced, you've

ATLANTA (AP) — A Georgia Senate committee is advancing a long-stalled proposal aimed at stopping private school teachers from talking to students about gender identity without parental permission, but both gay rights groups and some religious conservatives remain opposed to the bill. Liberal opponents say the measure, which goes to the full Senate for more debate, remains a thinly veiled attack on LGBTQ+ students. Photos You Should See View All 22 ImagesSome conservatives say the law is a flawed attempt to regulate private schools that unwisely introduces the concept of gender identity into state law. "They are proselytizing this queer sex sexuality ideology to children,” said Jeff Cleghorn, a former board member of Georgia Equality. Private schools that violate the law would be banned from getting state money provided by vouchers for children with special educational needs.

Persons: Bill, ”, Sen, Carden Summers, Jeff Graham, unwisely, don’t, Jeff Cleghorn, ” Graham, Clint Dixon, didn’t, Democratic Sen, Elena Parent, “, Jan Organizations: ATLANTA, Georgia Senate, Senate Education, Republican, Liberal, Georgia Equality, “, Buford Republican, Democratic, Atlanta, Public, Georgia High School Association Locations: Georgia

☆ Trump is building his power at home while global leaders dread his return
▼ + stars: | 2024-01-19 | by ( Stephen Collinson | ) edition.cnn.com time to read: +11 min

Trump has invigorated an initially lackluster White House bid by leveraging his multiple criminal indictments to create a narrative of political persecution. On Thursday, CNN’s congressional team reported that senators trying to cut an immigration deal with the White House are running into a problem: Trump. The aid measure is being held up by the immigration showdown to which it was linked — perhaps unwisely many Democrats now think — by the White House. It has caused particular consternation in Europe after the transatlantic alliance was constantly rattled by Trump during his White House term. That’s likely to be a pale imitation of what awaits if he gets back to the White House.

Persons: Donald Trump, Trump, Ron DeSantis, Nikki Haley, Haley, Kevin Roberts –, “, can’t, Kamala Harris, Joe Biden’s, Biden, he’s, ”, Sen, Kevin Cramer, Trump’s, Vladimir Putin, Mike Quigley of, Jim Sciutto, CNN Max, Putin, Michael McFaul, Obama, ” McFaul, ” Trump, Ted Cruz, Marco Rubio, Alejandro Mayorkas, Mike Johnson, Mitch McConnell, reverberations, America’s, Christine Lagarde, Heritage’s Roberts, Roberts, that’s, ” Roberts, Jamie Dimon, ” Dimon, Philipp Hildebrand, Emmanuel Macron, ” Macron Organizations: CNN, Florida Gov, South Carolina Gov, New Hampshire, Trump, Economic, Business titans, Heritage Foundation, Republicans, Capitol, GOP, Representatives, Republican, North Dakota Republican, Ukraine, Democratic, Congressional Ukraine Caucus, White, Spirit of, Homeland, US, Colorado Supreme, America, tony, European Central Bank, NATO, CNBC, ” BlackRock, Swiss National Bank Locations: Iowa, Washington, Ukraine, New, Davos, Swiss, Mike Quigley of Illinois, Moscow, Russian, Spirit of America, Ted Cruz of Texas, Marco Rubio of Florida, Europe, Iran, Paris, Switzerland, it’s, China, United States, France

WASHINGTON (AP) — Retired Supreme Court Justice Sandra Day O’Connor, an unwavering voice of moderate conservatism and the first woman to serve on the nation’s highest court, died Friday. When she retired, Justice Clarence Thomas, a consistent conservative, called her “an outstanding colleague, civil in dissent and gracious when in the majority.”She could, nonetheless, express her views tartly. “I had never expected or aspired to be a Supreme Court justice," she said. The retired justice was relieved that he was comfortable and happy at the center, according to her son, Scott. “It has been a great privilege indeed to have served as a member of the court for 24 terms,” the justice wrote.

Persons: —, Sandra Day O’Connor, O’Connor, John Roberts, “, Roberts, ”, John O’Connor, Ronald Reagan, Roe, Wade, Casey, Samuel Alito, George W, Bush, Democrat Al Gore, Clarence Thomas, tartly, unwisely, ” O’Connor, Bill Clinton, Ruth Bader Ginsburg, Mary, Scott, ” Bush, Potter Stewart, Alzheimer’s, Brian, Jay Organizations: WASHINGTON, Senate, Democrat, Iraq, College of William, Office, Legislature, Washington, Republicans Locations: Phoenix, American, ”, Arizona, Vermont, Virginia, Afghanistan, Rose, Los Angeles, United States

☆ Rugby World Cup final: Inspirational South Africa captain Siya Kolisi chases history against New Zealand
▼ + stars: | 2023-10-27 | by ( Patrick Snell | ) edition.cnn.com time to read: +5 min

CNN —South Africa and New Zealand will meet on Saturday in a Rugby World Cup final for the first time since 1995. On that occasion, it was tournament host South Africa which won a close fought contest 15-12 to lift the Webb Ellis Cup for the first time. Twenty-four years on from that enduring moment, it was the inspiring Siya Kolisi who led his country to victory in the 2019 final against England, becoming the first Black captain to lead South Africa to World Cup glory. Indeed, his participation in this year’s World Cup is also nothing short of remarkable. South Africa or New Zealand will become the first nation to win the Rugby World Cup four times.

Persons: Webb Ellis, Nelson Mandela, Francois Pienaar, Mandela, Siya Kolisi, Kolisi, Richie McCaw, Jeanne Accorsini, ”, England’s Tom Curry, ” Kolisi, he’d, Curry, Thomas Samson, it’s, “, Unwisely, Sam Whitelock, Whitelock, Ian Foster, we’ve, ” Foster, Samuel Whitelock, Sebastien Bozon, Foster, Barrett, – Scott, Jordie, Beauden –, Will Jordan Organizations: CNN, Rugby, South, Springboks, England, All Blacks, World Rugby, Rugby World, Getty, While New Zealand, Kiwis, South Africa, Blacks, Twickenham, New Zealand, New, Stade de France Locations: South Africa, New Zealand, Africa, Zwide, Port Elizabeth, England, AFP, While New, London, France , New Zealand, France, Zealand, Paris

☆ Opinion | The Impossible Math of the Debt Deal’s Detractors
▼ + stars: | 2023-05-29 | by ( Peter Coy | ) www.nytimes.com time to read: +2 min

Even the cuts in the debt ceiling deal would be a mild retardant for economic growth. in 2021, compared with 115 percent for the United States, and Japan seems to be doing OK. (Those numbers are somewhat exaggerated because they include debt held by other parts of the government, not just debt held by the public.) At that point, an uncomfortably large portion of federal spending has to be devoted to paying interest on the debt. That brings up the second thing that’s wrong with the right wing’s condemnation of the debt ceiling deal. The drama around the debt ceiling deal, which is far from over, is intense because negotiators are trying to achieve something that is impossible.

They promoted and delivered vaccines, developed prevention strategies, monitored data and did a million other unheralded things to help weave a stronger public health safety net. Meanwhile, top health officials are warning that persistent vaccine misinformation remains a serious public health threat. Particularly in vulnerable communities where access to vaccines, therapeutics and good information are lacking, there is much work to be done. And this common-sense principle is still true: When you enact and maintain good policies, good things happen. In the past two weeks, deaths from Covid are up 63%, a possible harbinger of things to come in 2023.

☆ 'Another bear market rally': $38 billion Glenmede shares 3 reasons why the stock market's recent run is due to fail — including the track record for every bear market since World War II
▼ + stars: | 2022-12-07 | by ( William Edwards | ) www.businessinsider.com time to read: +4 min

Investors hoping that the stock market's rally since mid-October is sustainable are bound for disappointment, according to top investors at wealth management firm Glenmede. The current bear market (highlighted below in green) is 11 months in, and the S&P 500 is down 18% over that time. Glenmede"The current bear market appears to be close to 2/3rds of the way through the typical bear-market decline. The current market appears to be following a similar trajectory of an average historical bear market so far," they said. "We've had a nice little run here in the stock market — it's the third double-digit percentage gain since the bear market started," Doll said.

☆ Elon Musk is the head of 5 companies that need strong leadership. Instead, he's starting Twitter wars.
▼ + stars: | 2022-11-29 | by ( Marguerite Ward | ) www.businessinsider.com time to read: +4 min

Elon Musk has made headlines for his recent tweets, which include posts about guns and Apple. Critics say the Twitter CEO's use of the platform could further endanger the struggling company. There's also been discord at SpaceX, the rocket company Musk operates. In a story for New York Magazine, Kevin Dugan wrote that Musk is unlikely to change his ways anytime soon. "It's now been a week since Elon Musk has taken over Twitter, and one thing that's clear about his reign is that he will never, ever touch grass."

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