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☆ As Winter Approaches, Fears Grow for Homeless Migrants
▼ + stars: | 2023-12-04 | by ( Luis Ferré-Sadurní | More About Luis Ferré-Sadurní | ) www.nytimes.com time to read: +1 min

The cold-weather scenes have crystallized the alarming strain that the arrival of more than 140,000 asylum seekers since spring last year has placed on the city. In Chicago, migrants have been sleeping in buses and on the floor of police stations, while Massachusetts has warned that its shelter system had reached full capacity. City Hall has said budget constraints mean it will have to cut spending on migrant care soon. Anne Williams-Isom, the deputy mayor leading the city’s response to the crisis, said during a news conference last Tuesday that New York was at capacity. “We’re running out of staff, we’re running of money, we’re running out of space,” she said.

Persons: Eric Adams, Mayor Adams, Anne Williams, Joshua Goldfein Organizations: City, Legal Aid Society Locations: Chicago, Massachusetts, York

It's part of a statewide program requiring larger businesses to donate edible food and, if they can, recycle remaining food scraps. In 2015, the U.S. Department of Agriculture and Environmental Protection Agency announced a goal of 50% food waste reduction by 2030. California and Vermont have launched programs converting residents’ food waste into compost or energy, while Connecticut requires businesses, including larger food wholesalers and supermarkets, to recycle food waste. This is the problem.”Despite New York's success, advocates for food waste worry not enough is being done to meet the 2030 goal. “The best solution for food waste is to not have it in the first place,” Bender said.

Persons: —, Sean Rafferty, wasn't, Rafferty, ”, Emily Broad Leib, Broad Leib, we’re, Sally Rowland, Danielle Vasquez, Vasquez, Betsy Quiroa, Quiroa, Kathryn Bender, ” Bender, let's, ” ___ Casey Organizations: Harvard Food Law, Policy Clinic, The U.S, Harvard University, Food Law, U.S . Department of Agriculture, Environmental Protection Agency, District of Columbia, New York, New, New York State, Westchester, Carver, Port, Social Security, University of Delaware Locations: New York, ” New York, United States, U.S, California, Vermont, Connecticut, Farmers, Maryland, New, Rhode, Massachusetts, Westchester County, Port Chester's, Westchester, ., Boston

☆ Americans are facing 'triple trouble' from credit card debt, with more cards, bigger balances, and higher rates than ever
▼ + stars: | 2023-06-20 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +7 min

According to a new CreditCards.com report, Americans are facing "triple trouble" from credit card debt. A new report from CreditCards.com released Tuesday determined the states with the highest and lowest credit card burdens by comparing each state's credit card debts to household incomes. According to Rossman, many Americans are facing "triple trouble" with more people carrying credit card debt, record-high total balances, and elevated credit card rates. Massachusetts had the lowest credit card debt burden, despite ranking 19th in debt and 3rd in income. Credit card interest rates aren't going down anytime soonDespite last week's Fed decision, relief for cardholders may not come anytime soon.

Persons: —, CreditCards.com, Ted Rossman, Rossman, It's, it's, we've, cardholders Organizations: Service, Federal Reserve Bank of New, Market, Fed, Chase, Bank of America, Transportation Locations: Mississippi, Massachusetts, Federal Reserve Bank of New York, Oklahoma , Louisiana, New Mexico, Nevada, Minnesota , New Hampshire, California

☆ The Most Expensive and Most Affordable Cities for Childcare in the US
▼ + stars: | 2023-05-31 | by ( Jeremy Ney | ) www.businessinsider.com time to read: +13 min

The most expensive counties generally have fewer childcare workers or the state doesn't provide enough financial support for low-income families. The US Department of Health and Human Services considers childcare "affordable" if it costs less than 7% of a family's income. The pandemic provided a perfect example of this dynamic: 2 million women left the workforce and haven't returned, citing childcare costs as the No. Counties with higher levels of poverty often lack affordable care as childcare workers themselves can't afford to live on the industry's low wages. In Canada, where childcare workers make more, that ratio is six to one.

Persons: haven't, It's, Joe Biden, doesn't, Annie Lowrey, Grant, Jeremy Ney Organizations: Department of Labor, US Department of Health, Human Services, New, Bay State, University of Massachusetts Amherst, US, Preschool, America, Federal Reserve Bank of New Locations: Massachusetts, Mississippi, New York City, America, Kings County, Brooklyn, Queens County, Bronx County, Bronx, Bay, While Massachusetts, California, . Mississippi, New York, Canada, Portland , Oregon, Portland, Michigan, The, Federal Reserve Bank of New York

☆ How Much Car Insurance Do I Need?
▼ + stars: | 2022-11-13 | by ( ) www.wsj.com time to read: +11 min

We’ll guide you through how to decide what car insurance works for you––making sure you get the coverage you need without breaking the bank. Required coverage amounts vary by state, but often match the minimum liability insurance coverage requirements. At the same time, if you have collision insurance (more on this below) and a low deductible on your health insurance plan, this insurance could be largely redundant—and you may well be safe with your state’s minimum. How much collision insurance coverage do I need? Also just like collision insurance, the coverage limit for comprehensive insurance is typically the cash value of your car.

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