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☆ The Quiet Vacationing Trend Is a Sign of America's Broken Work Culture
▼ + stars: | 2024-06-20 | by ( Emily Stewart | ) www.businessinsider.com time to read: +8 min

Now people are taking full-blown holidays while on the job as part of a trend that's been called "quiet vacationing." It's a stark reminder of how broken American work culture is, just in time for summer. Pretending to work when you're not or acting like you're putting in more hours than you do is not a new phenomenon. If you're quiet vacationing and your boss doesn't know, good for you, I guess. Regardless of how up front (or not) employees are, at the end of the day, American work culture is the bad guy here.

Persons: margarita, munches, they're, Rebecca Zucker, they'd, —, it's, overworkers, Malissa Clark, Clark, downshift, Zucker, We're, we're, aren't, doesn't Organizations: Harris, Workers, University of Georgia, Business Locations: sipping, American

☆ Student loans are now easier to discharge in bankruptcy, attorneys say: It's 'life changing'
▼ + stars: | 2024-03-12 | by ( Annie Nova | ) www.cnbc.com time to read: +1 min

The Biden administration's new student loan bankruptcy policy is making it easier for borrowers to walk away from their debt in court, attorneys say. "We have gotten forgiveness for a number of clients under the new bankruptcy changes," said Malissa Giles, a consumer bankruptcy lawyer in Virginia. In the fall of 2022, the U.S. Department of Education and the U.S. Department of Justice jointly released updated bankruptcy guidelines aimed at making the process for student loan borrowers less arduous. Amid concerns that students would rack up debts for their education and then try to ditch their obligations, policy makers over the years had added extra stipulations for the discharge of student loans in bankruptcy. Borrowers needed to prove "undue hardship," or a "certainty of hopelessness," and government lawyers battled most of the requests.

Persons: Malissa Giles Organizations: Biden, U.S . Department of Education, U.S . Department of Justice, Finance Locations: Virginia

Two years into their marriage, Talia and Malissa Williams were working diligently to lay the groundwork for the rest of their lives together. The couple had talked about settling permanently in Rolling Fork, the tiny Mississippi Delta hometown that Malissa had followed Talia back to a few years earlier. But the medical billing and coding jobs they’d been studying for weren’t likely to be found within an hour’s drive. Their older wooden house — essentially their least worst option in a town with a limited supply of rental housing — gave them nothing but problems. “My heart is in Rolling Fork, it will always be there,” Talia, 42, said as she stood outside the motel room, 45 minutes’ drive away, that is serving as the couple’s temporary home.

Persons: Talia, Malissa Williams, Malissa, —, ” Talia, ” Organizations: Mississippi Delta Locations: Rolling Fork, Mississippi, Rolling

☆ Meet a couple living on disability and $500 per month from a guaranteed-income program for families hurt financially by the pandemic
▼ + stars: | 2022-12-25 | by ( Jason Lalljee | ) www.businessinsider.com time to read: +6 min

A couple from Minnesota gets by on disability benefits and a basic-income program aimed at parents. The St. Paul pilot program launched in 2020 provides 150 families $500 per month for 18 months. The possibilities opened up for their family when Malissa was chosen for a guaranteed-income pilot program in her hometown of St. Paul, Minnesota. Money from guaranteed-income programs does not typically affect one's eligibility for public-assistance programs in the way employment can. The couple has been supporting their family on about $2,000 per month in disability income because of mental-health issues and complications from a childhood case of spinal meningitis.

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