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I started investing for the first time at age 32 without a ton of knowledge or a specific plan. That's why I decided to sit down with financial planner Kelly Klingaman to find out just how messy my investment portfolio really is and what I can do about it. Investing 15-20% of my portfolio in cryptocurrencyIt wasn't until I sat down to audit my financial portfolio that I realized how big a share of my investments are in cryptocurrencies. I shared with Klingaman that I have a habit of investing too little money in too many individual stocks. Doing so will hold me accountable every month with a minimum amount of money I want to add to my investment portfolio.
Persons: , I've, Kelly Klingaman, Klingaman, Get, it's Organizations: Service, SEC
It's common for millennial couples to move in together before they're married: 65% of unmarried millennial couples have already taken this step, according to a recent survey from the Thriving Center of Psychology. And a majority of them — 61% of cohabiting millennial couples — cite financial reasons as a contributing factor. But many don't share costs equally: 52% of millennial couples who live together don't split their rent or mortgage payment evenly, the survey found. Talk about what's 'yours, mine and ours'There may be expenses you and your partner don't agree on — and that's OK. "We had our joint spending account, which was for all things that we did together and shared expenses," Klingaman says.
Persons: they're, Kelly Klingaman, they've, Klingaman, he's, , There's Organizations: Psychology, CNBC Locations: Austin , Texas, Venmo
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