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SKIP AHEAD Best Black Friday deals | More Black Friday sales | How I found the best Black Friday deals | Why trust NBC Select? 4.6-star average rating from 10,937 reviews on AmazonLowest price everI use these wireless earbuds every day while running, commuting and taking calls. 4.5-star average rating from 10,174 reviews on AmazonUsing this kitchen gadget helps you speed up prep time while cooking. Best Black Friday salesHere are the best Black Friday sales to know about. All the deals I recommend are at least 20% off and highly rated with at least a 4.0-star average rating from hundreds of reviews.

Persons: you’ve, won’t, who’s, Bissell, “, ”, Rebecca Rodriguez, you’ll, Harry Rabinowitz, Siri, Josh Rios, shea, It’s, Mili Godio, Peacock, Bean, Alo, sitewide, Jones, Hedley, Bennett, Rocco, Diggs, I’ve, TikTok Organizations: Black, NBC, Alexa, Apple Pay, beechwood, Amazon, Proteins, Bluetooth, HBO, NBC News, Paramount, Showtime, Hulu, Disney, ESPN, Dover, MacBook Air, Target Samsung, Samsung, Nintendo, Asus, Bala, Cyber, Wellness, Bath, Giftable Tech, Facebook, Twitter

SKIP AHEAD Best Black Friday deals | More Black Friday sales | How I picked the best Black Friday deals | Why trust NBC Select? 4.6-star average rating from 10,937 reviews on AmazonLowest price everI use these wireless earbuds every day while running, commuting and taking calls. Best Black Friday beauty deals4.6-star average rating from 3,769 reviews on AmazonKiehl’s Ultra Facial Cream is one of my go-to moisturizers year round. 4.6-star average rating from 142,752 reviews on AmazonThis water flosser cleans gums and removes plaque from teeth, similar to standard floss. Best Black Friday kitchen deals4.5-star average rating from 10,174 reviews on AmazonUsing this kitchen gadget helps you speed up prep time while cooking.

Persons: you’ve, won’t, who’s, Bissell, “, ”, Rebecca Rodriguez, you’ll, Siri, Josh Rios, It’s, Mili Godio, Peacock, Bean, Alo, sitewide, Jones, Hedley, Bennett, Rocco, Diggs, I’ve, TikTok Organizations: Black, NBC, Alexa, Apple Pay, Amazon, Bluetooth, HBO, NBC News, Paramount, Showtime, Hulu, Disney, ESPN, MacBook Air, Target Samsung, Samsung, Nintendo, Asus, Dover, Cyber, Wellness, Bath, Giftable Tech, Facebook, Twitter

Two tax preparers have been charged with defrauding the federal government of $65 million in Covid relief funds, according to federal prosecutors in Tennessee. Walton owns and operates R&B Tax Express in Moscow, Tennessee, where she and Jones allegedly "falsified numbers provided to the IRS on personal and business tax returns from 2020 through 2024." The U.S. Attorney's office did not specify the amount of money the clients paid to Walton and Jones. The Employee Retention Credit is a refundable tax credit for certain eligible businesses and organizations that had employees and were affected during the pandemic. Walton faces 20 years for her sole obstruction of justice count, prosecutors said.

Persons: Renata Walton, Nicole Jones, Walton, Jones Organizations: Small Business Administration, Tax Express, Prosecutors, Walton Locations: Tennessee, U.S, Memphis, Moscow , Tennessee, Olive Branch , Mississippi

☆ Halifax County Sheriff’s Office arrests husband for the “senseless murder” of Emma Compton Layne in 2017
▼ + stars: | 2024-11-29 | by ( Veronica Fulton | ) www.nbcnews.com time to read: +4 min

On Wednesday, November 27, the Halifax County Sheriff’s Office in Virginia posted on their Facebook page that an arrest was made in connection to the murder of Emma Compton Layne. “Sheriff Fred Clark announces the arrest of Russell Wayne Layne, age 67, of Nathalie, VA, for the senseless murder of his wife, Emma Compton Layne, which occurred in June of 2017,” the HCSO Facebook post states. Burton of the Halifax County Sheriff’s Office told Dateline that police began their investigation and got in contact with Emma’s husband, Russell Layne, who allowed authorities to search their home. Cadaver dogs were brought in to search the home and surrounding area the day after Emma was reported missing. “Emma’s remains were found the 22nd of November.

Persons: Emma Compton Layne, Fred Clark, Russell Wayne Layne, “ Layne, Jeff Burton, Emma, J.M, Burton, Russell Layne, Layne, ”, Tommy Spencer, “, Wynona Compton, Childress, Sylvia Whitlow, Emma Compton, Shawna Compton, Krohn, WSLS, she’ll, “ We’re, it’s, Russell Layne’s, Wynona Childress, Emma’s, Emma Layne’s Organizations: Sheriff’s, Facebook, Dateline, Halifax County Sheriff’s, NBC, Medical, Blue, Jail Authority, HCSO Locations: Halifax, Virginia, Nathalie, Cody , Virginia, Halifax County, Blue Ridge

But Gomez, a Democrat from California, thinks his and his fellow Dads Caucus members’ focus is on point with voters, especially working-class men. And no matter what, you can’t make enough.”The caucus members, Gomez said, provide a kind of "sample and access" to American families throughout the country. According to NBC News' exit polls of 10 key states, 55% of Latino men voted for Trump. The Dads Caucus is expanding the areas they work in. … It kind of stuck with a lot of us — we were all thinking they’re fine,” he said, referring to young men.

Persons: Jimmy Gomez, “ bro, Donald Trump, Gomez, ” Gomez, ”, “, David Kim, Trump, he’s, Susan Walsh, you’re, — Gomez, Adam Schiff, Andy Kim, Ruben Gallego, don’t Organizations: “, Democratic, —, Republicans, NBC News, Trump, U.S . Senate, GOP, Senate Democrats Locations: California, Gomez’s California, Los Angeles, Boyle, Koreatown, Washington

☆ You're 'wired' to overspend during the holidays, expert says — here's what to do about it
▼ + stars: | 2024-11-29 | by ( Greg Iacurci | ) www.cnbc.com time to read: +2 min

The holiday season is a time to give thanks, reflect on the past year, and spend time with family and friends. However, if you're not careful, it can also be a time you overspend on holiday purchases. About 83% of Americans plan to buy gifts for friends and family this holiday season, according to a NerdWallet poll. Meanwhile, 28% of people are still paying off credit card debt from the 2023 holiday season, NerdWallet found. They are "wired" to be consumers, said Brad Klontz, a psychologist, certified financial planner and behavioral finance expert.

Persons: NerdWallet, Brad Klontz, hasn't, Klontz, Andrea Woroch Organizations: CNBC's, CNBC, Financial Wellness, Board, Finance

☆ Is the vibecession about to end?
▼ + stars: | 2024-11-29 | by ( William Edwards | ) www.businessinsider.com time to read: +5 min

Optimism surged post-2016 election, with small businesses planning to hire more employees. Yes, that's a portmanteau of vibes and expansion, and it's the upbeat version of its better-known cousin, the vibecession. Advertisement"Small business owners lean Republican," said Oliver Allen, a senior US economist at Pantheon Macroeconomics, in a November 12 note. Goldman Sachs"After Donald Trump was elected the 45th President in November 2016, the National Federation of Independent Businesses (NFIB) small business optimism index skyrocketed. "We expect an improving small business operating environment will boost the sentiment and spending of SMBs in 2025 and lift the earnings and valuation of stocks with revenues tied to that spending."

Persons: Kyla Scanlon, National Bureau of Economic Research hasn't, there's, Donald Trump's, Oliver Allen, Goldman Sachs, Donald Trump, David Kostin, they're, Daniel Zhao, Louis, Zhao Organizations: National Bureau of Economic Research, Pantheon, National Federation of Independent Businesses, Chief US, Economics, Workers, Glassdoor, Louis Fed Locations: St

☆ Trump's tariffs could make your next car more expensive
▼ + stars: | 2024-11-29 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +3 min

AdvertisementDonald Trump's proposed tariffs could raise car prices, impacting US and European automakers. Tariffs may cost carmakers 17% of annual earnings and lead to credit downgrades, per S&P Global. President-elect Donald Trump's new tariff proposals could hit American and European carmakers hard — and could push prices up for your next car. AdvertisementHigher tariffs could hit General Motors, Jaguar Land Rover, Stellantis, and Volvo hardest, S&P Global said. These tariffs could push car prices higher and lead Americans to dig deeper into their wallets for another vehicle.

Persons: Donald Trump's, Kelley, Trump, Joe Biden's, Claudia Sheinbaum, Justin Trudeau, Sheinbaum, Trudeau, Friday Organizations: P Global, General Motors, Rover, Volvo, EU, Motors, BMW, Ford, Hyundai, Mercedes, Benz, Trump, Commerce Department, Business, Canada's Locations: European, Canada, Mexico, Wells, United States

Learn moreTracking down the actual best Black Friday deals isn't for the faint-hearted or inexperienced. View at Amazon What we like Check mark icon A check mark. View at Nugget What we like Check mark icon A check mark. Play couch comes in 20 colors and ottoman is available in 10Check mark icon A check mark. View at Amazon What we like Check mark icon A check mark.

Persons: isn't, whittle, we're, Apple, you've, Max, Harry Potter, Max Hulu, We'd, I’ve, Talia Ergas, Puffer, Abercrombie & Fitch, Bonobos, fryer, Ninja Air Fryer, you'll, it's, There's, Apple AirPods, Dyson, Cord, Rihanna, shea Organizations: Business, Apple, Verizon, Amazon Apple, Verizon Apple, Max, Apple Watch, Google, Samsung, Disney, Disney Plus, Hulu, Disney Max, NBC, Football, Peacock Paramount, Paramount, CBS, NFL, Nickelodeon, Comedy Central, BET, MTV, Showtime, Paramount Paramount, Paramount Plus, Paramount Starz, Starz, LG, Smart, Dolby, Amazon LG, Walmart, Amazon, Brands, Abercrombie & Fitch, Abercrombie, Fitch, Abercrombie &, Chino, Nike Air Jordan, Jordans, Nike, Black, Big, Shark, Joybird, Ninja Air, Ninja Air Fryer XL, VR, Meta, Sony, Amazon Sony PS5, Amazon Sony PlayStation, Amazon Samsung, Nova, Nova Pro, Mint Mobile, Mobile, Mint Mobile Samsung Galaxy, Galaxy, XL, Gemini, Dell, Dell Lenovo, Samsung Galaxy Watch, Google Pixel Watch, HP, Amazon Sony WH, WH, Dyson, Army, Navy Locations: Tempur, Balsam

For example, right now, you can take 10% off a $100 Uber gift card or 20% off a $50 Spafinder gift card. As Black Friday sales tend to come and go, check this page often as we continue to update with new gift card deals. The best Black Friday gift card dealsInstacart $100 Gift Card $100.00 Instacart is a handy way to get ahold of your groceries without ever leaving the house. View at AmazonGap Options Gift Card $9.00 $10.00 Save 10% Take 10% off any denomination between $10 and $500 gift card using promo code SHOPEARLY. View at Giftcard.comBlack Friday gift cards FAQWhat is the best gift card to give?

Organizations: Business, Old Navy, Walmart, Financial, Bureau, Target Locations: Banana Republic

☆ Dwayne Johnson reveals he wears a bodysuit in live-action ‘Moana’: ‘We got caught’
▼ + stars: | 2024-11-29 | by ( Lisa Respers France | ) edition.cnn.com time to read: +1 min

CNN —Dwayne “The Rock” Johnson may be brawny, but even he gets a little bit of help sometimes. After photos published of Johnson on set of the live-action version of “Moana,” he confirmed he wears a bodysuit in project. “That’s a suit that took a long time to put on,” the actor said. “We shot outside and when those pictures surfaced, I was like, ‘S**t, we got caught, ’cause we were putting up, like, walls so there was no paparazzi,” he said. So, but I’m happy you liked it.”The animated sequel, “Moana 2,” is currently burning up the box office and Johnson said the live-action version will hit theaters in 2026.

Persons: Dwayne “, ” Johnson, Johnson, “, ” Organizations: CNN Locations: Moana, ”, Maui

View at Walmart What we like Check mark icon A check mark. Includes free 12-month membership to Nintendo Switch OnlineCheck mark icon A check mark. View at Walmart What we like Check mark icon A check mark. View at Best Buy What we like Check mark icon A check mark. Includes 4K Blu-ray disc drive to play physical games discs and moviesCheck mark icon A check mark.

Persons: we've, Mario, Zelda, you'll, We're Organizations: Business, Walmart, HP, Nintendo, Mario Kart, Nintendo Switch, Microsoft, Nova, Nova Pro, Netflix, Xbox, Samsung, Black, Sony, Slim, Sony PlayStation, Amazon Sony, VR, Meta, Amazon, Asus, AMD, Amazon LG, LG, Wireless, Logitech, Lightspeed, Nvidia

☆ Stocks making the biggest moves midday: Advance Auto Parts, Robinhood, chip equipment makers and more
▼ + stars: | 2024-11-29 | by ( Samantha Subin | ) www.cnbc.com time to read: +2 min

Check out the companies making headlines in midday trading: Chip equipment stocks — Global chip equipment stocks rose on news that the Biden administration is considering further sanctions on sales of semiconductor equipment and artificial intelligence memory chips to China that could be less strict than earlier proposals. Advance Auto Parts — Shares dropped 7% after credit rating agency Moody's Ratings downgraded the auto parts company's senior unsecured debt to Ba1, below investment grade, according to FactSet. Hasbro — Shares jumped 2% after Elon Musk floated the prospect of acquiring the toymaker to secure the rights to Dungeons & Dragons. Zeta Global Holdings — The marketing software stock climbed 5.5% after the company's CEO called a recent short seller report "erroneous" on CNBC's "Closing Bell" on Wednesday. Crypto stocks — Stocks tied to the price of bitcoin rose as the cryptocurrency climbed closer to the $100,000 milestone.

Persons: Biden, ASML, Robinhood, Moody's, Elon Musk, Stocks, Yun Li, Jesse Pound, Hakyung Kim, Sarah Min, Sean Conlon, Pia Singh, Tanaya Macheel Organizations: Materials, KLA Corporation, Lam Research, Bloomberg, U.S . Securities, Exchange Commission, Trump, Advance, Hasbro —, Elon, U.S . Target, Costco, Walmart, Zeta Global Holdings, Holdings Locations: China, Dutch, Ba1

☆ The Container Store could be the next big chain to go bankrupt
▼ + stars: | 2024-11-29 | by ( Nathaniel Meyersohn | ) edition.cnn.com time to read: +6 min

New York CNN —Even the power of Marie Kondo may not be enough to save the Container Store. In 2019 and 2020, the Container Store got a big boost from “Tidying Up,” the hit Netflix show from the home de-cluttering evangelist. Credit rating agencies rank the Container Store as one of the most financially distressed companies in the retail industry. The Container Store had been set to receive a much-needed $40 million financial lifeline from Beyond, the owner of Bed Bath & Beyond and Overstock.com, that would have put Bed Bath & Beyond products on Container Store shelves. “The rise of platforms like Temu have given consumers some much cheaper options for the type of products Container Store sells,” Saunders said.

Persons: Marie Kondo, Kondo, Marie, Melissa Reiff, Joann Fabric, Justin Sullivan, Tim Hynes, ” Neil Saunders, Satish Malhotra, “, ” Saunders, Christina Boni, ”, “ It’s Organizations: New, New York CNN, Netflix, Research, Bed, GlobalData, CNN, Target, Container, ModernRetail, Walmart, Moody’s Locations: New York, Amazon

☆ NFL Thanksgiving review: Disastrous missed timeout costs Bears against Lions, Cowboys continue improbable playoff push, Packers blitz past Dolphins
▼ + stars: | 2024-11-29 | by ( Ben Morse | ) edition.cnn.com time to read: +8 min

CNN —While people tucked into their turkey, there was plenty of football for fans to also enjoy on Thanksgiving. Three Jake Bates field goals and a Sam LaPorta touchdown catch had it looking like Detroit would comfortably roll to an 10th-straight win. Carlos Osorio/APCowboys continue improbable playoff pushThe Dallas Cowboys continued their improbable late-season playoff push as they beat their NFC East division rivals, the New York Giants, 27-20 in Thanksgiving’s second game. “Well, where we are, I haven’t really had time to think past even the quarter, as far as can we get us a win,” Cowboys owner Jerry Jones told reporters afterwards. The win improves the Packers to 9-3 and sets up a huge NFC North clash with the Lions next week at Ford Field.

Persons: Matt Eberflus, Jake Bates, Sam LaPorta, Caleb Williams, Keenan Allen, DJ Moore, Williams, Mike Mulholland, would’ve, Williams hustled, Eberflus, ” Eberflus, “, they’ve, David Montgomery chowed, David Montgomery, Carlos Osorio, Dak Prescott, Dallas, Micah Parsons isn’t, ’, it’s, ’ ” Parsons, Fox Sports ’ Erin Andrews, Cooper Rush, Rico Dowdle, Rush, Dowdle, Sam Hodde, Tyrone Tracy Jr, Drew Lock, Brandon Aubrey, Jerry Jones, We’ve, We’ll, Jordan Love, Jayden Reed, Josh Jacobs, Brandon McManus, Jacobs, Eddie Lacy, Atlanta’s Bijan Robinson, Morry Gash, Tua, Tagovailoa, Matt LaFleur, ” Organizations: CNN, NFL, Lions, Bears, Chicago, Detroit Lions, Ford Field, Detroit, AP Cowboys, Dallas Cowboys, NFC East, New York Giants, Cowboys, ‘ America’s, Fox Sports, Giants, “, NFL.com, Dallas, Rico, ” Cowboys, Cincinnati, ” Packers, Dolphins, Green Bay Packers, Miami Dolphins, Lambeau Field, Green, Packers Locations: Detroit, Dallas, Green, Thanksgiving’s, Motor City, Chicago, Rome, Wisconsin

☆ Trump voters could fuel holiday spending, while Harris supporters may pull back
▼ + stars: | 2024-11-29 | by ( Gabrielle Fonrouge | In Gabrielle-Fonrouge | ) www.cnbc.com time to read: +4 min

In a world where sentiment drives purchasing decisions, these differences in opinion could shape how much people end up spending this holiday season. "It's very hard being a millennial and having to worry about buying a house, affording groceries, rent, all that stuff. Meanwhile, Trump voter Armando Duarte, a 62-year-old retired utility worker from Fort Lee, New Jersey, told CNBC he's feeling a lot better about the holiday shopping season since Trump won. In GOP-won states, shipping volumes increased by 50.4% after the election, while Democrat-won states saw volumes decrease by an average of 11.2%. Only two blue states — Illinois and Minnesota — saw shipping volumes increase after the election, while all others saw rates fall.

Persons: Donald Trump, Kamala Harris, Harris, Amanda Davila, I'm, Davila, Trump, Armando Duarte, Duarte, Jobs, Meir Statman, University's Organizations: CNBC, Trump, Santa, University's Leavey School of Business, Shipping, GOP, Democrat Locations: Texas , Michigan , New Jersey , New York , Connecticut, North Carolina, Virginia, New York City, Fort Lee , New Jersey, — Illinois, Minnesota

Learn moreThe Black Friday Meta Quest 3 deals and Quest 3S bundles are live, and we're shocked and delighted to see the new 3S get such a good one already despite only being released in October. Meta Quest 3S Black Friday dealsIt's too soon to get a discount on the new Meta Quest 3S hardware, but the discounts on bundled extras are excellent today. Best Value Meta Quest 3S (128GB) $299.00 $448.00 Save 33% The Quest 3S is Meta's most affordable VR headset. View at AmazonMeta Quest 3 Black Friday dealsThe full-sized Meta Quest 3 is an odd duck right now. Check out our full Meta Quest 3S review.

Persons: we're, It's, you'll, Meta, they'll, it's Organizations: Business, Meta, VR, Amazon, Qualcomm, XR2, 120Hz, Walmart, Black

Learn moreThe NordVPN Black Friday deals have landed, and there are huge savings opportunities for one and two-year-long plans. We've outlined some of the best NordVPN deals below, all of which will get you three extra months of service. All NordVPN plans come with a 30-day money-back guarantee and additional features for each tier. If you're interested in exploring even more sales, check out our guide to the best Black Friday deals. NordVPN Black Friday dealsNordVPN 27-month plan $96.93 $312.93 Save 69% NordVPN is one of the top VPN services in the business.

Persons: We've, NordVPN Organizations: Business, Turkey

☆ Rudy Giuliani's mother-daughter defamation victims still haven't received millions of dollars of his assets
▼ + stars: | 2024-11-28 | by ( Laura Italiano | ) www.businessinsider.com time to read: +7 min

Thanksgiving is the one-month anniversary of Giuliani's deadline to turn over assets. Ruby Freeman and Shaye Moss have received a car and apartment without the paperwork to sell either. Freeman and Moss have subpoenaed the elder Giuliani's tax accountants, Mazars, USA, to see if he declared gifting the rings to his son. AdvertisementA bankruptcy judge dismissed the bankruptcy case within six months, citing Giuliani's "failure to provide even basic disclosure" of his assets. "The car keys without the title is really meaningless, US Court Judge Liman told Giuliani's attorney Joseph Cammarata.

Persons: Rudy Giuliani, Ruby Freeman, Shaye Moss, It's, Moss, Giuliani, Freeman, Joe DiMaggio, Donald Trump, livestreams, Giuliani —, —, DiMaggio, Baseball Hall of Famer Reggie Jackson, Judith, Rudolph Giuliani, Judith Nathan, Aaron Nathan, Jacquelyn Martin, Lewis Liman, Andrew, Donald Trump's, Trump, Lauren Bacall's, Lauren Bacall, Judge Liman, Joseph Cammarata, Liman Organizations: Mercedes, New, Yankees Stadium, Baseball Hall of Famer, AP, Mazars, Southern, of Locations: Georgia, Manhattan, New York City, Ronkonkoma , New York, Long, Florida, USA, Washington ,, United States, of New York

☆ Ohio governor signs bill restricting trans students' school bathroom use
▼ + stars: | 2024-11-27 | by ( Kaitlyn Schwanemann | Kaitlyn Schwanemann Is An Intern For Nbc News. | ) www.nbcnews.com time to read: +5 min

Mike DeWine signed a bill Wednesday banning transgender students from using school restrooms that align with their gender identities. The bill also mandates that Ohio schools cannot have restrooms or locker rooms that are open to all genders, excluding family facilities or single-occupancy facilities. Instead, it will make trans people less safe and fail to increase the safety of all students,” Antonio wrote. Ohio House Republicans attached the legislation about restrooms to proposals regarding report card data for Ohio’s college credit program for high school students. “Extremist politicians are panicking because transgender students exist," Willingham-Jaggers said.

Persons: Mike DeWine, “, ”, Barbara J, DeWine, ” Jocelyn Rosnick, Nickie J, Antonio, ” Antonio, Christian Virtue, David Mahan, Mahan, Melanie Willingham, Willingham, Jaggers Organizations: Gov, Republican, Ohio Gov, USA, Associated Press, American Civil Liberties Union, Democratic, Christian, Senate, Research, Social, Ohio House Republicans Locations: Alabama , Arkansas, Florida , Idaho , Iowa , Kansas , Kentucky, North Dakota , Oklahoma , Tennessee, Utah, Ohio, Columbus

☆ Renters struggle to build wealth, report finds. Here's how they can boost financial well-being
▼ + stars: | 2024-11-27 | by ( Ana Teresa Solá | Ana Teresa Solá Is A Personal Finance Reporter For Cnbc. | ) www.nbcnews.com time to read: +5 min

But while renters face unique affordability challenges, there are still steps they can take to improve their financial standing. Renters generally face financial challenges such as lower income, higher debt, less savings and lower rates of asset ownership, the report noted. Across income levels, renters are less likely than homeowners to own assets including cars, retirement accounts and securities, among others, the report found. Here are some of the financial challenges renter households in three sample income brackets face, according to the Aspen Institute, and ways they can build wealth. A hypothetical family in this category “first needs financial stability to meet the precondition for wealth building,” the Aspen report said.

Persons: That’s, Janneke Ratcliffe, ”, Ratcliffe, Clifford Cornell, “, ” Cornell, Shaun Williams, ” Williams, Williams, you’re Organizations: Aspen Institute, Urban Institute, Aspen, Paragon Capital Management, Cornell, “ Locations: U.S, Washington ,, New York City, Denver

While richer people are expanding their footprint in the holiday travel mix, lower-paid ones are shrinking theirs: Households making under $50,000 are set to make up just 23% of travelers, down from 28% a year ago, Deloitte found. Indeed, the luxury travel network Virtuoso said it’s seen seasonal bookings surge 37% since last year among its high-end clientele. Some 64% of Americans plan to take more than one trip this holiday season, Deloitte found, up from 57% in 2023. “These travel choices may suggest that people are looking to save money, likely choosing cheaper options to keep their travel costs down,” the researchers wrote. Ted Rossman, senior industry analyst for Bankrate, said there are signs that “inflation continues to strain holiday travelers in a big way.” The consumer finance company found 86% of households making less than $100,000 annually expect to change their holiday travel plans due to cost increases (although a hefty 77% of six-figure earners said the same).

Persons: ”, Kate Ferrara, Jan Freitag, Jonathan Kletzel, Hopper, Misty Belles, they’ll, PwC, Ted Rossman, Bankrate, travers Organizations: Deloitte, “, PricewaterhouseCoopers, Shoppers Locations: Mexico, Caribbean, Europe

☆ Early retirement comes as a surprise for many workers, study finds. Here's how to manage that financial shock
▼ + stars: | 2024-11-27 | by ( Lorie Konish | ) www.cnbc.com time to read: +2 min

If those new retirees take Social Security benefits before their full retirement age — which is 66 to 67, depending on date of birth — they take permanently reduced benefits. The median age for claiming Social Security benefits is 64, according to EBRI. They may lose five years of income, assuming they intended to retire at their full retirement age of 67, Collinson said. They may also lose potential employer-sponsored retirement benefits and additional credits towards their Social Security work history. Reset financial goals after an early retirementPeople who are forced into early retirement may not have a lot of financial flexibility.

Persons: Catherine Collinson, Collinson, They're, Ted Jenkin, Jenkin Organizations: Transamerica Institute, Transamerica Center, Retirement Studies, Social, Social Security, CNBC FA Council Locations: Atlanta

☆ Elon Musk wants to 'delete' a federal agency designed to prevent another financial crisis and protect people from scams
▼ + stars: | 2024-11-27 | by ( Eliza Relman | Catherine Boudreau | ) www.businessinsider.com time to read: +6 min

AdvertisementElon Musk says he wants to eliminate the Consumer Financial Protection Bureau. The CFPB was created after the 2008 crisis to protect consumers from financial abuses. "Delete CFPB," Musk wrote on X early Wednesday of the Consumer Financial Protection Bureau. The agency investigates consumer complaints related to credit cards, loans, bank accounts, and debt collection and enforces consumer protection laws. Earlier this year, the CFPB also limited credit card late fees to $8 a month, compared to the average $32 fee charged by issuers in 2022.

Persons: Elon Musk, Musk, Vivek Ramaswamy, Dodd, Frank, Democratic Sen, Elizabeth Warren, Barack Obama, Warren, Wells Fargo, who've, —, Clarence Thomas Organizations: Financial, Bureau, Elon, Consumer Financial, Trump, Government, Trump Administration, Congress, Democratic, Harvard Law School, Personnel Management, Bank of America, of America, Apple, Google, Federal Locations: Wells Fargo, Wells

If the IRS has questions about your tax returns or wants to perform an audit, you'll probably be asked to produce your tax records. But of course, it is absolutely not recommended that you skip tax filing or intentionally commit fraud on your tax return. Employment tax recordsBusinesses should keep employment tax records, or payroll records, for at least four years after the last completed tax filing. Tips for organizing and storing recordsThe IRS clearly outlines the guidelines around how long you should keep your tax records. When you're ready to get rid of financial documents or tax records, shredding is the best method.

Persons: you've, Tom Taulli, filers, you'll, Matthew Jenkins, Tanza, Morgan, Read Organizations: Internal Revenue Service, IRS, CFA, CFP, Noble, Finance, Morgan Stanley Wealth Management, Fidelity, BI, Elon University Locations: TheStreet

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