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☆ Personal Loan Interest Rates Today, December 3, 2023 | Find Your Personal Rate
▼ + stars: | 2023-12-03 | by ( Business Insider | ) www.businessinsider.com time to read: +3 min

Our experts answer readers' personal loan questions and write unbiased product reviews (here's how we assess personal loans). Personal loan rates depend a lot on the borrower: The rates for the best personal loans tend to be around 6%, and right now, people with good or excellent credit may be eligible for an even better deal. Compare Personal Loan RatesLeading Personal Loan RatesPersonal loan rates vary depending on the lender and on the credit profile of the person applying to borrow money, but many lenders are advertising strong rates right now for the right borrower. Here are the lenders offering the lowest rates today:Safeguard your credit score, and check for your personalized loan rates before you apply. Products in this post: Upstart Personal LoanAmerican Express Personal LoanReach Financial Personal LoanProsper Personal Loan

Organizations: Credit

Both children received help through telehealth therapy, a service that schools around the country are offering in response to soaring mental health struggles among American youth. The growth reflects a booming new business born from America’s youth mental health crisis, which has proven so lucrative that venture capitalists are funding a new crop of school teletherapy companies. For rural schools and lower-income students in particular, it has made therapy easier to access. Schools let students connect with online counselors during the school day or after hours from home. It now employs more than 300 clinicians providing teletherapy in over 150 school districts in 15 states.

Persons: Maria Ishoo’s, Valerie Aguirre’s, ”, Ishoo, “, ” Ishoo, Trish Wilson, that’s, Wilson, Doreen Hogans, Kevin Dahill, Hazel, Josh Golomb, Prince George’s, Golomb, ” Golomb, Ashwin Vasan, ” Vasan, Fern Yoshida, Valerie Aguirre's, Aguirre, teletherapy, ” Aguirre, ’, Sharon Lurye Organizations: Associated Press, Schools, Hazel Health, Hazel, Los, Clark County, Dade, Press, Carnegie Corporation of New, AP Locations: California, Hawaii, Lancaster , California, Lancaster, Prince George’s County , Maryland, San Francisco, Los Angeles County, Clark, Las Vegas, Miami, Houston, New York City, New York, Maui, Carnegie Corporation of New York

☆ An 11-year-old girl is going viral on TikTok after showing off her luxury outfits including a $124,000 watch and a $31,000 handbag
▼ + stars: | 2023-12-03 | by ( Sawdah Bhaimiya | ) www.businessinsider.com time to read: +5 min

11-year-old Moo Abraham went viral on TikTok this year after showing off her lavish lifestyle. Videos on the account of Love Luxury, a store owned by her parents, show her modelling clothes and jewelry worth thousands. AdvertisementAn 11-year-old girl has caused a stir on TikTok and divided users' opinions as videos of her showing off her luxury items including a $124,000 watch and a $31,000 Hermés handbag have gone viral. The Patek Philippe Nautilus 5711 , which was discontinued by the brand, is being resold for anywhere between £70,000 ($87,000) to £266,798 ($333,000) on the luxury watch marketplace Chrono24. Business Insider couldn't independently verify whether Moo Abraham owns the items she models, or whether they are stock in her parents' store.

Persons: Moo Abraham, —, Emily, Adam Abraham, Louis Vuitton, Dior, Gucci, billionairesdaughter, She's, Emily Abraham, she's, Philippe, Kelly, Philippe Nautilus, couldn't, Moo, Royce Cullinan, item's Organizations: Service, Love, Philippe Nautilus, Fashion Locations: London, TikTok, Knightsbridge , London, Dubai

☆ I spent $9,000 for a night on an iconic luxury train. It was so luxurious, I felt like I was staying at a 5-star hotel.
▼ + stars: | 2023-12-03 | by ( Joey Hadden | ) www.businessinsider.com time to read: +1 min

I traveled on the Venice Simplon-Orient-Express, a train made up of historic Orient Express cars. I only stayed on the luxury sleeper train for a night, but I felt like a VIP the whole time. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . But none of those experiences could come close to my $9,000, one-night ride from Paris to Venice on the Venice Simplon-Orient-Express — one of the most luxurious sleeper trains in the world. It was my first time experiencing the upscale Belmond train, made up of original Orient Express carriages from the 1920s and 1930s.

Persons: —, I've Organizations: Orient, Orient Express, Service Locations: Venice, Paris

☆ A Gen Xer making $344,000 secretly working 3 jobs got laid off from 2 of them. He said that's exactly why he was overemployed.
▼ + stars: | 2023-12-03 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +5 min

A 48-year-old began secretly working three full-time remote jobs last year, earning a combined $344,000. He was laid off from two of his jobs in October — and said this is why he sought out extra job security. Last year, Joseph earned a combined $344,000 working three full-time remote jobs at the same time, according to documents viewed by Business Insider. While working three jobs has been life-changing for him and his family financially, he said balancing emails and meetings — and keeping his other jobs a secret — was becoming unsustainable. Joseph said he managed to juggle three jobs for over a year by blocking off his work calendars to prevent meeting overlaps.

Persons: —, Joseph, it's, he's, BI's Aki Ito Organizations: Service, Business Locations: Texas

☆ I tried banana-muffin recipes from Ina Garten, Tyler Florence, and Trisha Yearwood, and the best called for coconut — which I don't even like
▼ + stars: | 2023-12-03 | by ( Paige Bennett | ) www.businessinsider.com time to read: +1 min

I made banana muffins with recipes from Ina Garten, Tyler Florence, and Trisha Yearwood. Garten called for coconut flakes, which I'm not a fan of, but her muffins turned out to be delicous. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . I decided to try recipes from Ina Garten, Tyler Florence, and Trisha Yearwood in hopes of finding a new go-to. Here's how the banana muffins stacked up.

Persons: Ina Garten, Tyler Florence, Trisha Yearwood, Florence's, I'm, muffins, — Organizations: Service

For Love & Money is a column from Business Insider answering your relationship and money questions. This week, a reader gave their son money years ago, and their husband thinks he should repay it now. AdvertisementDear For Love & Money,I gave my adult son money when he was getting a divorce eight years ago. When you gave your son the $16,000 eight years ago, did you call it a gift or a loan? You said you gave your son "the money with no strings," implying you originally intended it to be a gift.

Persons: —, didn't, doesn't, stoically, blissfully Organizations: Business, Service

☆ CD and Savings Rates Today: Secure Top Rates
▼ + stars: | 2023-12-03 | by ( Business Insider | ) www.businessinsider.com time to read: +8 min

With rates rapidly changing, how can you feel confident that you're getting the best savings account or best CD? See more savings account bonuses »Leading Checking & Savings Combo Account BonusSofi Checking and SavingsEarn up to a $250 bonus with qualifying direct deposits for eligible customers through 12/31/2023. High-Yield Savings AccountsThe best high-yield savings accounts provide the security of a savings account with the added bonus of a high APY. Certificates of DepositThe best CD rates may outpace any of the other accounts we've described above. 2-Year CDsThe best 2-year CD rates will be slightly lower than 1-year and no-penalty CD rates.

Persons: Banks, —, Cash, we've Organizations: Limelight, Customers Bank, CIT Bank, Savings, Bank, Cash, Products, Secure Savings, Mission Valley Bank, Newtek, United States, Federal Credit Union, Technology Credit Locations: —

☆ I made a GPT, a custom version of OpenAI's ChatGPT, and it only took me 15 minutes. Here's how.
▼ + stars: | 2023-12-03 | by ( Aaron Mok | ) www.businessinsider.com time to read: +5 min

In early November, OpenAI unveiled GPTs, customizable versions of its AI chatbot ChatGPT. AdvertisementYou can now create your own version of OpenAI's ChatGPT — and it can take as little as 15 minutes. Screenshot from ChatGPT/Business Insider3) Once you enter the prompt, GPT Builder will spend a couple seconds generating the GPT. I asked GPT Builder to focus on low-carb recipes that span a range of ethnic cuisines. AdvertisementI asked GPT Builder questions like "Suggest a recipe that contains 40 grams of protein and can be made in 20 minutes given the ingredients listed below."

Persons: OpenAI, Insider's Aaron Mok, —, GPTs, GPT Organizations: Service, ChatGPT, Pixar

☆ 3 questions to ask yourself if your partner's career success is making you jealous
▼ + stars: | 2023-12-03 | by ( Serafina Kenny | ) www.businessinsider.com time to read: +5 min

A partner's career success can trigger jealousy, which can feel confusing. A clinical psychologist shared the questions you should ask yourself if you're feeling envious. It's likely that exacerbates what is already going on in the relationship," Shallcross said. Sometimes a feeling of jealousy can arise because one partner's changed situation upsets the balance of what each of you bring to the relationship, Shallcross said. Think about the issues that your partner's career success has highlighted, and try to figure out a solution with your partner.

Persons: Dr, Rebekah Shallcross, —, Shallcross, you've, it's, isn't Organizations: Service, Pew Research, Business, Feminist Therapy

Page, hampered for more than a decade by an unusual ailment in his vocal cords, described his vision of a digital utopia in a whisper. If that happens, Mr. Musk said, we’re doomed. Finally he called Mr. Musk a “specieist,” a person who favors humans over the digital life-forms of the future. That debate has pitted some of the world’s richest men against one another: Mr. Musk, Mr. Page, Mark Zuckerberg of Meta, the tech investor Peter Thiel, Satya Nadella of Microsoft and Sam Altman of OpenAI.

Persons: Page, Musk, we’re, ”, Mark Zuckerberg, Peter Thiel, Satya Nadella, Sam Altman, OpenAI Organizations: Valley, Meta, Microsoft Locations: Silicon

☆ Some Tesla Cybertruck reservation-holders were underwhelmed by Elon Musk's big launch party – but many say they'll still buy one
▼ + stars: | 2023-12-03 | by ( Grace Kay | Nora Naughton | ) www.businessinsider.com time to read: +5 min

It lasted 30 minutes and fans later found the truck had a lower range and higher price on their own. AdvertisementAfter a four-year wait, the official Cybertruck launch party lasted about 30 minutes and left some order-holders wanting more. CEO Elon Musk stood in the bed of the Cybertruck listing off its specs – many of which had been leaked ahead of the launch . Following the launch party, all of the specs and prices for the three Cybertruck variations were posted to Tesla's website. AdvertisementThe Cybertruck launch was always going to be a difficult tightrope for Musk to walk , said Martin French, managing director at automotive consultancy Berylls.

Persons: —, Elon Musk, Zack Nelson, Christopher Bowe, there's, Bowe, Nelson, we'd, Elon, Martin French, doesn't, Tesla, Matthew Donegan, Ryan, Donegan, Eric Locke, he's, Locke Organizations: Service, Porsche, Ford, Business, YouTube, nab

Former U.S. Secretary of State Hillary Rodham Clinton delivers remarks during the unveiling of her portrait, at the State Department in Washington, U.S., September 26, 2023. REUTERS/Ken Cedeno/File Photo Acquire Licensing RightsDUBAI, Dec 3 (Reuters) - Former U.S. Secretary of State Hillary Clinton called on Sunday for reform of the insurance sector, where companies are increasingly withdrawing assistance against climate shocks. Lower-income countries and workers in nations most affected by climate change are struggling to access insurance to help protect them from economic shocks. "We need to rethink the insurance industry," Clinton said during a panel on women and climate resiliency. "People in the United States, Europe, they're going to wake up and say, 'What do you mean, I can't get insurance?'"

Persons: Hillary Rodham Clinton, Ken Cedeno, Hillary Clinton, Clinton, it's, Valerie Volcovici, Elizabeth Piper, Katy Daigle, Jan Harvey Organizations: U.S, State Department, REUTERS, Rights, Former U.S, Insurance, Foundation Resilience, Thomson Locations: Washington , U.S, Former, India, U.S, United States, Europe

☆ Google has quietly pushed back the launch of next-gen AI model Gemini until next year, report says
▼ + stars: | 2023-12-03 | by ( Katherine Tangalakis-Lippert | ) www.businessinsider.com time to read: +2 min

The launch of Google's anticipated AI model, Gemini, has been delayed, The Information reported. NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementThe world will have to wait a little longer before we can experience the launch of Google's most complex artificial intelligence model to date. Though already Google has its own generative AI model called Bard, ChatGPT has so far enjoyed stronger consumer awareness — but analysts argue that could change when Gemini finally launches.

Persons: —, Gemini, I've, Sissie Hsiao, Google's, Bard, Hsiao, ChatGPT Organizations: Service, Google, Business, Gemini Locations: New York, Washington, California

☆ Morningstar: The top 10 stocks to buy in December as the market rally continues into the new year
▼ + stars: | 2023-12-03 | by ( Mark Reeth | ) www.businessinsider.com time to read: +2 min

That's a far-cry from where many Wall Street pros thought stocks would end the year. Others, like analysts at Bank of America, BMO, and Deutsche Bank believe the market could roar to new all-time highs . Rather than try to guess where the market is heading next, investors would be better off finding high-quality stocks to invest in for the long run. Thankfully, Morningstar's Margaret Giles recently compiled a list of the stocks to buy now, drawn from analysts' larger collection of the best companies to own. These stocks have "predictable cash flows and are run by management teams that have a history of making smart capital-allocation decisions," she wrote.

Persons: Taylor Swift, JP Morgan, Morningstar's Margaret Giles Organizations: Business, JP, Bank of America, BMO, Deutsche Bank

☆ The forever labor shortage is pitting parents and their childfree coworkers against each other
▼ + stars: | 2023-12-03 | by ( Juliana Kaplan | ) www.businessinsider.com time to read: +12 min

Childfree workers told Business Insider they often feel pressured to cover for parents at work. Benson's not alone in experiencing the tension of splitting work between childfree workers and those with kids. For childfree workers, it may lead to resentment, or feeling like their time isn't as valuable. And that might, in turn, lead to childfree workers being asked to take on more. But the childfree workers, parents, and experts that Business Insider spoke with say that making it a worker-to-worker dispute takes the onus off of companies and policy.

Persons: —, Kira Benson, Benson, Benson's, isn't, tenable, It's, aren't, Amanda Pericles, JessieMay Reed, they've, I'm, Benson doesn't, Arindrajit Dube, Claudia Goldin, Dube, " Dube, Evi, Nardi, Pericles, Pericles isn't, Reed, Kitty Richards, Richards, Betsy Cardenas, She's, Cardenas, we're Organizations: Business, Service, Bloomberg Law, University of Massachusetts Amherst, Treasury Department, of Labor Statistics, monopsony Locations: Seattle, —

☆ A physicist says it's possible to determine if our universe is a giant simulation and has launched a crowdfunding campaign to fund his experiment
▼ + stars: | 2023-12-03 | by ( Melvin M. Vopson | The Conversation | ) www.businessinsider.com time to read: +9 min

But another is that our universe is a computer simulation, with someone (perhaps an advanced alien species) fine-tuning the conditions. In a virtual reality, this limit would correspond to the speed limit of the processor, or the processing power limit. Similarly, virtual reality needs an observer or programmer for things to happen. AdvertisementIt is reasonable to assume that a simulated universe would contain a lot of information bits everywhere around us. Argonne National LaboratoryI have predicted the exact range of expected frequencies of the resulting photons based on information physics.

Persons: It's, Melvin M, Melvin, —, John A, Paice, John Archibald Wheeler, Nick Bostrom, Seth Lloyd, Elon Musk, Albert Einstein's, Stringer, –, John Barrow Organizations: Service, Physicists, Oxford University, Massachusetts Institute of Technology, US, Paramount, Space, Laboratory, University of Portsmouth, Creative Locations: Argonne

☆ I'm a 40-year-old former teacher retraining to get into AI. It might be crazy but I wish more people my age were doing it.
▼ + stars: | 2023-12-03 | by ( Jyoti Mann | ) www.businessinsider.com time to read: +4 min

She says it's difficult to pivot mid career but wishes more people her age were studying AI. AdvertisementThis as-told-to essay is based on a transcribed conversation with Evrim Kanbur, a 40-year-old former university teacher who is learning to code to work in AI. To pay bills, I get passive income from online classes I pre-record for the e-learning platform Udemy, which I've been doing since 2017. Kabur's home studio where she recorded online classes Evrim KanburRetraining has been quite hardRetraining is not something that's easy to do. But I want to do this now and I'm happy I'm sticking with it.

Persons: Evrim Kanbur, —, I've, I'm, it's Organizations: Service, Deloitte, Riot Games, Harvard University, MIT Locations: Shanghai, China

☆ Australia's Greens to investigate supermarket 'price gouging'
▼ + stars: | 2023-12-03 | by ( ) www.reuters.com time to read: +2 min

[1/2] People walk past a Woolworths supermarket following the easing of restrictions implemented to curb the spread of the coronavirus disease (COVID-19) in Sydney, Australia, June 16, 2020. REUTERS/Loren Elliott Acquire Licensing RightsSYDNEY, Dec 3 (Reuters) - Australia's Greens party said on Sunday it would lead a parliamentary inquiry into "price gouging" by major supermarkets as the country grapples with high costs of living. "It will also assess the rise in essential item prices, the validity of discounts offered, and the inflation of profits during economic hardship," added McKim, accusing supermarkets of "price gouging" during "Australia's cost of living crisis". "Construction costs, energy prices, the cost of logistics and packaging have all risen", the spokesperson said. A Woolworths spokesperson said the company was "working to deliver relief" on grocery bills.

Persons: Loren Elliott, Nick McKim, McKim, Competition Andrew Leigh, Leigh, Sam McKeith, Lincoln Organizations: Woolworths, REUTERS, Rights, Australia's Greens, Greens, Coles, Competition, Labor, Reserve Bank of Australia, Thomson Locations: Sydney, Australia

☆ A groom who went viral on TikTok for putting on the 'wedding of the century' in Paris is now facing up to life in prison
▼ + stars: | 2023-12-03 | by ( Hannah Getahun | ) www.businessinsider.com time to read: +2 min

A groom who shared his extravagant wedding on TikTok could face prison time. If convicted, he could face up to life in prison. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementA groom whose multimillion-dollar wedding in Paris captured the attention of millions on TikTok is facing life in prison for shooting at North Texas police officers, according to multiple reports. Behind the curtain of their lavish wedding were multiple charges stemming from a March 14 incident involving three police officers, WFAA reported.

Persons: Jacob LaGrone, —, Madeline Brockway, LaGrone Organizations: Service, North Texas, Eiffel, Harpers Bazaar Arabia, WFAA, Washington Post, Dallas Morning News Locations: Paris, de Villette, Tarrant County, Tarrant

☆ A harrowing video shows decomposing babies in a Gaza hospital after they had to be abandoned amid Israeli attacks, say reports
▼ + stars: | 2023-12-03 | by ( Alia Shoaib | ) www.businessinsider.com time to read: +3 min

A video shows abandoned dead babies inside a Gaza hospital's pediatric ICU unit. Al-Nasr Children's Hospital was evacuated several weeks ago amid Israeli attacks. AdvertisementA harrowing video shows abandoned dead babies inside a Gaza hospital's pediatric ICU unit weeks after it was evacuated due to Israeli attacks. In the video, journalist Mohammed Baalousha, with the Emirati TV channel Al-Mashhad, gained access to Al-Nasr Children's Hospital in Gaza City. AdvertisementThe video was filmed about two weeks after the hospital was evacuated amid the ground invasion of Gaza by Israeli forces.

Persons: Nasr Children's, —, Mohammed Baalousha, Nasr, Baalousha, Dr, Mustafa Al, Kahlot, Al Organizations: Service, Nasr Children's, NBC News, NBC, Nasr Children's Hospital Locations: Gaza, Mashhad, Gaza City, Al, Nasr, Israel

He is expected to have dinner on Sunday with fellow leftist, German Chancellor Olaf Scholz, before the consultations on Monday. Scholz was the first foreign leader to visit Lula in Brazil, just weeks after his inauguration. The German Chancellor has been on a quest since taking office in late 2021 to improve ties with the Global South. Scholz will be hoping to avoid a scenario like in January when his visit to Brazil was overshadowed by differences over Russia's invasion of Ukraine. Lula last month said Israel was "committing terrorism" against Palestinians "by not taking into account that children are not at war, that women are not at war".

Persons: Luiz Inacio Lula da Silva, Ueslei Marcelino, Lula, Jair Bolsonaro, Olaf Scholz, Scholz, Lukas Koehler, Israel, Andreas Rinke, Sarah Marsh, Toby Chopra Organizations: Central Bank, REUTERS, Rights, Global, European Union, Mercosur, Brazil, EU, Free Democrats, U.S, Latin America, German, Thomson Locations: Brasilia, Brazil, Berlin, America, Germany, China, South, Argentina, Scholz's, Ukraine, Israel

☆ Lula in Berlin for First Brazil-Germany Talks in Eight Years
▼ + stars: | 2023-12-03 | by ( Dec. | At A.M. | ) www.usnews.com time to read: +2 min

Persons: Andreas Rinke, Sarah Marsh BERLIN, Luiz Inacio Lula da Silva, Lula, Jair Bolsonaro, Olaf Scholz, Scholz, Lukas Koehler, Israel, Sarah Marsh, Toby Chopra Organizations: Global, European Union, Mercosur, Brazil, EU, Free Democrats, U.S, Latin America, German Locations: Berlin, America, Brazil, Germany, China, South, Argentina, Scholz's, Ukraine, Israel

☆ A 43-year-old who poured everything into becoming a millionaire shares the realization that made him stop 'obsessing' over his wealth — and why he's much happier now
▼ + stars: | 2023-12-03 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +6 min

Don, 43, is a self-made millionaire who used to place immense pressure on himself to earn more money. He's now focusing on other things in his life, like his kids, that bring him more happiness than wealth ever could. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . Advertisement'You need the humility that it can be taken away from you'Don said his upbringing largely influenced the way he now thinks about money and wealth. "So what are those things that you do have in your life that money can't measure?

Persons: Don, —, he's, it's, That's Organizations: Service, Federal, New York Federal, Suffolk University Sawyer Business School, USA

☆ AI could mean free doctors and lawyers for everybody in 10 years, OpenAI investor Vinod Khosla believes
▼ + stars: | 2023-12-03 | by ( Aaron Mok | ) www.businessinsider.com time to read: +4 min

Investor Vinod Khosla predicts AI will result in free lawyers, doctors, and tutors in 10 years. The 68-year-old billionaire said given AI's impressive capabilities, "I do think in 10 years we'll have free doctors, free tutors for everybody, and free lawyers so they can access the legal system." "This large transformation is the opportunity to free humanity from the need to work," Khosla told Semafor in an interview. Still, Khosla told Business Insider in October he doesn't want to place too big of a bet on AI at the moment. Given the hype around the technology, Khosla thinks that AI startups are overvalued, and that only a few will survive.

Persons: Vinod Khosla, Khosla, —, Eric Newcomer's, we'll, Semafor, doesn't Organizations: Service, Khosla Ventures Locations: OpenAI

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