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☆ Brazil's Dani Alves jailed on remand in Spain over sexual assault allegation
▼ + stars: | 2023-01-20 | by ( Joan Faus | ) www.reuters.com time to read: +2 min

BARCELONA, Jan 20 (Reuters) - A Spanish judge on Friday ordered that Brazil soccer player Dani Alves be jailed on remand without bail over an alleged sexual assault of a woman in a Barcelona nightclub, the regional court system said. Earlier on Friday, Alves appeared before a Barcelona judge after local police detained and questioned him. The alleged victim had filed a complaint earlier this month and the case remains open over a crime of sexual assault, Catalonia's court system said in a statement. Alves told Antena 3 TV earlier this month that he was at the club with other people but denied any such behaviour. Alves played for Barcelona from 2008-2016 and briefly returned to the LaLiga team for the 2021-22 season.

☆ I'm the VP of admissions at a small liberal-arts college. Early decision favors the wealthy — here's one way to fix it.
▼ + stars: | 2023-01-18 | by ( Jenny Powers | ) www.businessinsider.com time to read: +7 min

Adam Miller is the interim vice president for admissions and financial aid at Whitman College. I served as the director of admissions at Whitman College for nearly 10 years, and this year, I've shifted gears and am now the school's interim vice president for admissions and financial aid. They may also not reflect changes in a college's financial-aid policies or the total cost of attendance, which can be updated yearly. The offering has since developed into our early financial-aid guarantee, which, like our original estimator, doesn't require you to apply to Whitman. Last year, 301 people applied for the early financial-aid guarantee, and 237 of them wound up applying to Whitman — 63 applied early decision.

Others, like China, have criticized the war without meaningfully reducing ties with Russia. The war prompted condemnation in the United Nations and saw Russia booted from the UN Human Rights Council. Beijing has walked a careful line since the invasion began, at times exhibiting impatience with Russia's war in Ukraine. Putin in September acknowledged that China had "questions and concerns" about the war while meeting with Xi in Uzbekistan. "Putin's allies are not 'turning on him,' only expressing dissatisfaction at the difficulties his war in Ukraine is causing them," he added.

☆ 2 brothers quit their Wall Street jobs to build ETFs that help everyday investors reach their money goals. They explain how a Ray Dalio-inspired strategy helped their funds outperform the S&P 500 in 2
▼ + stars: | 2023-01-12 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +10 min

Brothers Taylor and Brett Sohns have worked on Wall Street for most of their careers. These parameters can be found in what's called the "prospectus," which is a document that outlines the ETF's investment strategy and potential risk. Consider the process of buying cereal, explained Taylor: "Say you want Lucky Charms. The S&P 500 is down about 18% year-to-date, so we're outperforming that by about 5%," explained Taylor. While you may not do exceptionally well, you'll also never do exceptionally bad, explained Taylor: "In a rip-roaring up market, his product and our product will underperform.

☆ Two popes in the Vatican - sometimes more crowd than company
▼ + stars: | 2022-12-31 | by ( Philip Pullella | ) www.reuters.com time to read: +7 min

Pope Francis later removed him from a top job in the Vatican. "In the Catholic Church, symbols are important," said Father Tom Reese, a Washington-based Catholic author and commentator for Religion News Service. Reese, a Church liberal, found agreement from an unusual source - conservative Australian Cardinal George Pell, a former Vatican treasurer and close associate of Benedict in his retirement. Reese and others have suggested that a former pontiff be called "bishop emeritus of Rome" and be subject to the rules that cover retired bishops. He has said he would want to be called Bishop Emeritus of Rome and live not in the Vatican but in a home for retired priests in the Italian capital "because its my diocese".

☆ Pro-Biden super PAC plans 2024 focus on Pennsylvania, Wisconsin, and Michigan
▼ + stars: | 2022-12-25 | by ( Nicole Gaudiano | ) www.businessinsider.com time to read: +6 min

A pro-Biden super PAC is getting ready for Joe Biden to announce his reelection campaign. Unite the Country plans to target Pennsylvania, Wisconsin, and Michigan once he officially announces he's running. The pro-Biden super PAC Unite the Country plans to target those battleground, Democratic-leaning states with a messaging blitz once Biden officially announces he's running for reelection. They spent about $6 million through November during the 2022 election cycle, with a focus on Michigan, Wisconsin, Pennsylvania, and Arizona. Loveday said she hasn't discussed Biden's plans with him, but she has "full confidence" that he will run in 2024.

☆ Magical Messi hoists World Cup after final for the ages
▼ + stars: | 2022-12-18 | by ( Ossian Shine | ) www.reuters.com time to read: +3 min

He smiled, he paused, then he hoisted high the World Cup, a lifetime’s dream realised. "It's madness... look how she (the World Cup) is, she's gorgeous. "We suffer, but we already have it (the World Cup)," Messi said. Eight years ago in a World Cup final in Rio de Janeiro, Messi had been muted, not magical and had seemed wearied by the weight of expectation as Argentina fell in the final to Germany. He has won a Copa America, 11 league titles, four Champions League titles, three Club World Cups and three UEFA Super Cups.

☆ FTX users say they take little comfort in Sam Bankman-Fried's arrest - and still don't have much hope they'll get their money back
▼ + stars: | 2022-12-17 | by ( Jennifer Sor | ) www.businessinsider.com time to read: +5 min

SBF's arrest isn't reassuring users who are worried about getting their money out of the failed exchange. "It really wouldn't change my life or anyone's life if he goes to jail," one user said. Tadeh Tarverdian, a customer of FTX who had $10,000 in his account when the exchange collapsed last month, said news of the Sam Bankman-Fried's arrest made him more anxious about getting his money back. Evan Luthra, an entrepreneur who says he lost $2 million when the exchange collapsed, also doesn't find comfort in Bankman-Fried's arrest. He speculated the former crypto executive would be found guilty due to the "obvious" mismanagement of FTX, as well Bankman-Fried's media interviews.

In this guide, we'll give you a crash course on how to quickly earn credit card rewards and book free travel. If everyone in the world expertly utilized credit card rewards to travel for free, there wouldn't be such amazing travel opportunities out there. Identify your travel goalsBefore you begin collecting credit card rewards, you should first identify your travel goals. Recommended credit card strategies for beginnersThe best practice for anyone new to credit card rewards is to invest in flexible points. You'll need: An annual fee-incurring Hilton credit card One of the greatest deals in credit card rewards is the free night certificate that comes with select American Express Hilton credit cards.

☆ A US recession is coming - here are 5 reasons why
▼ + stars: | 2022-12-12 | by ( Phil Rosen | ) www.businessinsider.com time to read: +6 min

Bank of America's strategists said the US could fall into a recession over the next 10 to 12 weeks. Bank stocks have tumbled in recent days. Frankly, a broad recession won't be a surprise to anyone at this point (especially Opening Bell readers). In other news:Whether or not the US is in a recession is a politically charged debate. These nine funds offer strong positioning through a recession and into the next bull market, in Bank of America's view.

☆ Border barrier of shipping containers snakes across Arizona wilderness
▼ + stars: | 2022-12-09 | by ( Liliana Salgado | ) www.reuters.com time to read: +1 min

SIERRA VISTA, Ariz., Dec 8 (Reuters) - A long, thin line stretches across the dusty Arizona landscape. It is a border barrier - but not the customary wall or fence. This is made up entirely of shipping containers stacked on top of each other. Border communities had been overwhelmed, he argued, saying the double-stacked containers would reach 22 feet (6.7 m) high. What we're here to do is enjoy our public lands in a strategic way that hinders the placement of further shipping containers," said Eamon Harrity, wildlife project manager at Sky Island Alliance.

☆ A 26-year-old who ditched his 9-to-5 is now making up to $107,000 in revenue a month selling on Amazon. Here's how he finds products that sell.
▼ + stars: | 2022-12-03 | by ( Laila Maidan | ) www.businessinsider.com time to read: +11 min

The ecommerce store wasn't wildly successful but he managed to sell about $500 worth of products, he said. He also tried selling call-center software for six months but didn't make a single sale. So Peterson began doing his research and within a few weeks, he was ready to launch his first product: A seatbelt gap filler. "I didn't know I was infringing on anyone's patent, and so I basically closed down that product," Peterson said. Again, it began to do well until Amazon banned selling the product without documents and approvals due to safety issues, he said.

☆ Buzzy startups failed to fix mental-health care. Now their mistakes are fueling the space's next generation.
▼ + stars: | 2022-12-01 | by ( Blake Dodge | ) www.businessinsider.com time to read: +13 min

In the past two years, highly funded startups have tried to disrupt mental-health care. The startups said they wanted to help solve the industry's biggest problems: Mental-health care is too expensive, and there isn't enough of it to go around. Talkspace's priority is now its division that sells mental-health care to employers, which pay recurring fees for employee access. Startups tackling more serious mental-health conditions are working with health plansThere's also a rising crop of mental-health companies tackling the costliest mental-health conditions, something the direct-to-consumer firms tend to shy away from. About half of Bicycle's patients pay with their insurance, a number he's looking to increase.

☆ How Ulta Beauty won Black Friday despite its site crashing on the critical shopping holiday
▼ + stars: | 2022-11-29 | by ( Alex Bitter | ) www.businessinsider.com time to read: +4 min

Beauty retailer Ulta saw its foot traffic from shoppers increase on Black Friday over last year. Foot traffic at Ulta Beauty was up 16.5% over Black Friday 2021, according to data provider Placer.ai. By contrast, most retailers saw their foot traffic remain the same or decrease slightly over last year's Black Friday, according to Placer.ai. At TJ Maxx, one of the largest off-price retailers, traffic was even with Black Friday 2021. For instance, Ulta, Sephora, and other beauty retailers have become destinations for new skincare products.

☆ HBO is No. 1 as 14 TV insiders rank the streamers where they want to sell shows: Apple's a big spender and 'there's a sheen when you're a Hulu show,' but there's 'fear in the air' at Netflix
▼ + stars: | 2022-11-28 | by ( Elaine Low | Lucia Moses | ) www.businessinsider.com time to read: +19 min

"It's definitely been not the most exciting and robust year," said one TV agent at a major agency. Around 70 people at HBO and HBO Max have been let go this year, and their comedy development teams have merged. While WBD doesn't break out streamer-specific figures, it said on Thursday's earnings call that HBO Max, HBO, and Discovery+ have a combined 94.9 million subscribers, ensuring that any show on HBO Max has the chance to get a lot of eyeballs. They'll also take smaller swings in the genre department, do things at a lower budget," said the second TV agent. Echoed the first TV agent: "You pitch and sell to them if no one else wants it."

☆ Florida is running out of homes people can actually afford
▼ + stars: | 2022-11-27 | by ( Alcynna Lloyd | ) www.businessinsider.com time to read: +6 min

She worries she won't be able to find an affordable home in Florida if hers can't be repaired. But with housing inventory levels falling in Florida and demand rising, she is having a difficult time finding a permanent home she can afford. Conditions continue to worsen as natural disasters destroy its limited supply of existing inventory and builders slow down their production of affordable housing. That will make it harder for residents like Ulrich, who plans to remain in Florida, to find safe and affordable housing. Ray says the pullback in affordable inventory has exacerbated the crisis, especially as transplants move into the market.

They fired their financial advisor and decided to manage their investments independently. "Investing in index funds had been around for decades but had been cast as a boring, predictable, and lazy approach to investing. While Julien's financial advisor wasn't intentionally malicious, Julien was shocked to learn that his financial advisor wasn't legally obligated to make recommendations in his best interest. That's index funds — kind of boring, but a safer place for your cash over the long run. "When you're investing in index funds, you're betting on the fact that overall a given index will continue to deliver favorable results," the couple writes.

☆ The 5 worst things about my job as a software engineer
▼ + stars: | 2022-11-25 | by ( Jenna Gyimesi | ) www.businessinsider.com time to read: +5 min

I listened to his advice and decided to become a computer science major in college and later become a software engineer. Sure, there are a lot of perks to being a software engineer such as six-figure salaries and free food, but some things are less than ideal. Here are the top 5 things I don't like about being a software engineer. If you are a software engineer, know that you bring value to the tech world and your company. It's extremely hard to even become a software engineer so think about how far you've come already.

☆ South Korea debates scrapping Cold War-era ban on North's propaganda
▼ + stars: | 2022-11-22 | by ( Hyonhee Shin | ) www.reuters.com time to read: +5 min

SEOUL, Nov 22 (Reuters) - Debate is brewing in South Korea over efforts to scrap a decades-old ban on North Korean media, as changing attitudes fuel renewed calls to review a national security law dating from the Cold War. South Korea's National Security Act blocks access to the North's government websites and media, barring efforts at "praising, inciting or propagating" its activities. In a statement to the court before the hearing, the national rights watchdog had called the clauses vague, disproportionate and damaging to fundamental rights. North Korean films, songs and other content are already widely available on YouTube and elsewhere, they added. "The North will likely produce television shows and publications specifically designed to sow more division in the South," said defector Kim Tae-san, a former North Korean ambassador to the Czech Republic.

☆ Elon Musk says he wants 'Twitter 2.0' to have video chat, voice calls, and encrypted DMs — and has enlisted the help of Signal's founder
▼ + stars: | 2022-11-22 | by ( Pete Syme | ) www.businessinsider.com time to read: +3 min

Musk said in the meeting he wants to encrypt DMs for security and add voice and video chat functions. The creator of messaging app Signal, a former Twitter employee, could help with the plans, Musk said. Under the plans, DMs would be encrypted, meaning the text could only be read by participants, as is the case on platforms like WhatsApp, Telegram, and Signal. Musk added that he had spoken with the creator of Signal, Moxie Marlinspike, an ex-Twitter employee, who is "potentially willing to help out" with encrypting Twitter DMs. In August, an ex-employee was found guilty of spying after passing Twitter users' information to Saudi Arabia, having been paid over $300,000 to do so.

☆ Should I delete my DMs? What Twitter has on you, and what you can and can't do about it
▼ + stars: | 2022-11-16 | by ( Lora Kolodny | Kevin Collier | ) www.cnbc.com time to read: +6 min

It's not that easy to delete your direct messages on Twitter . Private communications sent between individuals or to groups through Twitter's "Messages" system, commonly known as direct messages, can only be eliminated if all the people involved in the conversation delete those messages, according to Twitter's system. That means users looking to delete their DMs will need to make sure all of their counterparts do so as well. Twitter has never encrypted its direct messages, despite calls from cybersecurity activists to do so. Cutler recommended that Twitter users proceed with caution.

Christopher Gregory/Getty ImagesDonald McGahn, Trump campaign counsel: I was at the top. Trump's 2016 campaign aides said they paid about 50 people, including part-time actors, to appear as supporters for his 2016 campaign announcement. Corey Lewandowski, Trump campaign managerCorey Lewandowski: I called my wife just as we were getting onto the plane. Stuff that would be from Mars on any other campaign was perfectly normal for the Trump campaign. Mark J. Terrill/AP photo Show less Trump at the Republican National Convention while Cruz speaks on July 20, 2016.

☆ US Secret Service protection would follow Donald Trump to the slammer if he ever ended up there, former agents say
▼ + stars: | 2022-11-16 | by ( Robin Bravender | Dave Levinthal | ) www.businessinsider.com time to read: +11 min

"If Donald Trump gets sent to prison, what's the role of the Secret Service in that case?" Federal law entitles Trump and all other ex-presidents to Secret Service protections for life — although it didn't always. "Geez, the fact that we're thinking about him going to jail kind of scares me," said the former Secret Service official. While former presidents are entitled to Secret Service protection, they can opt to decline it — just as Nixon did after leaving office. They did so under the Clinton administration, when a law was passed that would afford ex-presidents 10 years of Secret Service security, rather than lifetime protections.

☆ Splitting the bill? This situation is 'the last thing you want,' etiquette experts say
▼ + stars: | 2022-11-13 | by ( Ryan Ermey | ) www.cnbc.com time to read: +2 min

You may be one of those people who, for the sake of expediency, is happy for everyone to split things evenly. "The last thing you want is a situation when the bill arrives at your table," Daniel Post Senning, co-author of "Emily Post Etiquette, The Centennial Edition," tells CNBC Make It. If you're worried you're going to foot a non-proportional part of the bill, speak up early, says Senning. Or, "I'm going to keep things really small tonight, so I'm going to ask for a separate check." "Say, 'I'm covering these two' — that way you're telling the server, not the table."

☆ A 26-year-old stock trader made over $2.5 million in 2 years. Here's how he sets up a winning trade, and the strategy he uses.
▼ + stars: | 2022-11-12 | by ( Laila Maidan | ) www.businessinsider.com time to read: +10 min

Kyle Williams became interested in trading stocks after watching "The Big Short". The film piqued his interest and he began researching the stock market. Before Williams began researching the stock market, the only exposure he had to the stock market was through a mutual fund called the American Century Equity Growth Fund Investor Class (BEQGX), which his parents helped him set up when he was 11 years old, he said. As he became more familiar with the stock market, he researched the mutual fund he had been investing in and realized it wasn't even beating the S&P 500 after fees. Williams also decided to switch his major from engineering to finance because it was more aligned with the stock market.

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