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Chase Freedom cardholders can earn bonus rewards and redeem for even more value with November's Month of More promotion. Chase Freedom Flex℠, Chase Freedom Unlimited®, Chase Freedom® (no longer available to new applicants), and Chase Freedom® Student credit card can get 10% extra value redeeming points for Apple purchases through Chase. If you have a Chase Freedom credit card (Chase Freedom Flex℠, Chase Freedom Unlimited®, Chase Freedom® Student credit card, or Chase Freedom®), you can kick off this year's holiday shopping season with Chase's Month of More event. Compare Chase Freedom credit cards Chase Freedom Flex℠Chase Freedom Unlimited®Chase Freedom® Student credit card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. And if you don't already have a Chase Freedom card, check out our reviews of the Freedom Flex, Freedom Unlimited, and Freedom Student card, as well as our guide to the best Chase credit cards.

Show more Regular APR 18.99% - 25.99% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. American Airlines introduced its no-annual-fee American Airlines AAdvantage MileUp℠ Mastercard a couple of years ago to target less-frequent flyers on a budget. You'll continue to get the standard American Airlines benefits, such as a free first checked bag on American Airlines domestic itineraries, preferred boarding on American Airlines flights, a 25% savings on American Airlines inflight purchases, etc. American Airlines credit card frequently asked questions (FAQ)What credit score do you need for an American Airlines credit card? Most co-branded American Airlines cards (except the American Airlines AAdvantage MileUp℠ Mastercard) come with early boarding privileges.

☆ You can currently earn a 40% bonus when transferring Chase Ultimate Rewards points to Marriott, but it's only a good value in certain situations
▼ + stars: | 2022-11-01 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +9 min

40% bonus when transferring Chase Ultimate Rewards to MarriottPer Insider's valuations, Chase points are worth 1.8 cents each — while Marriott points are worth just 0.7 cents each. That narrows the value disparity slightly, giving you effectively 0.98 cents in Marriott points for every 1.8 cents in Chase points you transfer. With this 40% transfer bonus, you could convert 15,000 Chase points into Marriott points to reserve this room for free. Bottom lineChase has announced a new promotion that provides 40% bonus Marriott points when transferring Chase Ultimate Rewards. Still, converting Chase points into Marriott points is far from a no-brainer.

Travel insurance weekly rates at a glance:Average premium: $285.59Average trip cost: $5,939.12Average trip length: 16 daysAverage cost of travel insurance by most popular destinationsSome countries are naturally more expensive travel destinations due to higher flight and lodging costs, which could ultimately increase your travel insurance costs. Policy type Average days between purchase to trip Average Trip length (days) Average trip cost Average cost of travel insurance Cancellation 53 13 $5,949.67 $373.05 Non-cancellation 16 21 N/A $94.95Source: SquareMouthAverage cost of travel insurance by ageA traveler's age is a significant factor in determining the cost of travel insurance. When calculating your travel insurance premium, travel insurance providers consider the likelihood of a medical emergency. When calculating your travel insurance premium, travel insurance providers consider the likelihood of a medical emergency. Editor's Rating 4.5/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.7/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.45/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Compare quotes On SquareMouth's website Compare quotes On SquareMouth's website Compare quotes On Travelex's websiteWhat does travel insurance cover?

$0 Annual Fee View Full Details $0 Annual Fee Apply now On Wells Fargo's websiteWells Fargo Active Cash® Card Apply now On Wells Fargo's website Best card for flat-rate cash rewards earning Details Rewards Earn unlimited 2% cash rewards on purchases. Show more Regular APR 18.99% - 25.99% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 25.99% Variable Editor's Rating 5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 5 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. $0 Annual Fee View Full Details Learn moreBest card for college students Capital One SavorOne Student Cash Rewards Credit Card 4.2 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.2

☆ You can transfer Chase Ultimate Rewards points to Aeroplan with a 30% bonus for a limited time — but some cardholders can get an extra 10% bonus
▼ + stars: | 2022-10-31 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +17 min

Josef Hanus/ShutterstockChase Ultimate Rewards points normally transfer to Air Canada Aeroplan at a ratio of 1:1. You'll get a 30% bonus when you transfer Chase points to Aeroplan between November 1 and November 30, 2022. And from November 1 to November 30, 2022, you'll get a 30% bonus when transferring Chase points to Aeroplan. How to earn Chase points in a hurryYou can earn Chase Ultimate Rewards points quickly by opening one of the best Chase credit cards and earning their bonuses. Aeroplan points are worth 1.5 cents each, on averageThis 30% bonus when transferring Chase points to Aeroplan means your Chase points are worth an average of 1.95 cents per point when transferring to Aeroplan.

☆ 2 Chase Ink Business credit cards are offering their highest welcome bonuses ever, worth $900 — and neither charge an annual fee
▼ + stars: | 2022-10-28 | by ( Tessa Campbell | Personal Finance Reviews Fellow | Read More | ) www.businessinsider.com time to read: +22 min

Otherwise, if you've previously contemplated opening the Ink Business Unlimited® Credit Card or Ink Business Cash® Credit Card, now is the perfect time to apply. Compare Chase Ink Business credit cards Ink Business Unlimited® Credit CardInk Business Cash® Credit CardInk Business Preferred® Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Chase Ink Cash vs Ink Unlimited: Side-by-side comparisonIf you're having trouble deciding between the Chase Ink cards, be sure to check out our comparison of the Chase Ink Business Cash and Ink Business Unlimited for a closer look at each card's features and benefits. However, Chase cards, including the Ink Business Unlimited® Credit Card and Ink Business Cash® Credit Card, fall under what's commonly known as the Chase 5/24 rule. That's why if you're just starting with credit cards, it's a good strategy to apply for Chase cards (particularly Chase business cards) first.

For small-business owners who prefer a straightforward earning rate and no annual fee, the Ink Business Unlimited® Credit Card is a great option. Before you decide on the Ink Business Unlimited® Credit Card, you may also want to consider the card's sibling — the Ink Business Cash® Credit Card. Can I open the Chase Ink Business Unlimited if I already have an Ink card? Yes, you're eligible to open an Ink Business Unlimited® Credit Card if you already have other Ink cards like the Ink Business Preferred® Credit Card or Ink Business Cash® Credit Card. Yes, the Ink Business Unlimited® Credit Card is an excellent card for just about any small-business owner.

According to travel agency Squaremouth, the average travel insurance premium is now $278.76, well under the $300 mark. Travel insurance weekly rates at a glance:Average premium: $278.76Average trip cost: $5,796.50Average trip length: 16 daysAverage cost of travel insurance by most popular destinationsSome countries are naturally more expensive travel destinations due to higher flight and lodging costs, which could ultimately increase your travel insurance costs. Policy type Average days between purchase to trip Average Trip length (days) Average trip cost Average cost of travel insurance Cancellation 53 13 $5,949.67 $370.15 Non-cancellation 16 21 N/A $96.36Source: SquareMouthAverage cost of travel insurance by ageA traveler's age is a significant factor in determining the cost of travel insurance. When calculating your travel insurance premium, travel insurance providers consider the likelihood of a medical emergency. Before getting a travel insurance policy, it's essential to make sure that the terms match your needs or concerns.

One such perk is an annual travel credit — statement credits that reimburse you for qualifying travel purchases up to a certain dollar amount each year. What are credit card annual travel credits? Credit cards that offer an annual travel credit will reimburse you up to a certain dollar amount for applicable travel purchases each year. If that sounds good to you, here are six credit card annual travel credits you need to know about. Annual travel credit can effectively shave $300 off the annual fee if you use it Check mark icon A check mark.

☆ Luxury hotel booking programs from Amex, Capital One, Visa, and more can get you free elite benefits like room upgrades and on-property credits — here's how
▼ + stars: | 2022-10-25 | by ( Eric Rosen | Tessa Campbell | Read More | ) www.businessinsider.com time to read: +39 min

David Slotnick/Business InsiderMany travel rewards cards offer elite-like hotel benefits when you book with their online portals. The prices through credit card travel portals are often on par with booking directly through hotels. However, it's only available to Capital One Venture X Rewards Credit Card and Capital One Spark Travel Elite cardholders. Bottom lineYou might not have a premium hotel credit card or elite status with one of the major loyalty programs. However, that doesn't mean you can't take advantage of credit card booking portals to enjoy perks like room upgrades, free breakfast, and on-property credits.

The first Chase Sapphire Lounge by The Club will open at Hong Kong International Airport Terminal 1 on October 25, 2022. The wait is now over — the first Chase Sapphire Lounge by The Club will open at Hong Kong International Airport Terminal 1 on Tuesday, October 25, 2022 (Hong Kong time). Chase Sapphire Lounge opening in Hong KongChase Sapphire Reserve and Priority Pass members will be able to access comfortable seating and upscale amenities at the Hong Kong Chase Sapphire Lounge. How to access the Chase Sapphire Lounge in Hong KongChase Sapphire Reserve® cardholders, as well as Priority Pass members (including those with membership from cards like The Platinum Card® from American Express and Capital One Venture X Rewards Credit Card) and LoungeKey members, will be able to access the Hong Kong Chase Sapphire Lounge. And, if the Chase Sapphire Lounge is as upscale as promised, it will be a big competitor to the Hong Kong Amex Centurion Lounge (currently closed).

Chase, American Express, Citi, Capital One, and other banks are currently offering elevated credit card bonuses, and there are dozens of other lucrative deals available. Note that credit card lenders may use many different variations of credit score models when considering your application. Note that credit card lenders may use many different variations of credit score models when considering your application. How to pick a credit card bonusCredit card limited time offersCredit card intro bonuses aren't always the same. For a flexible all-around card with a six-figure bonus and modest annual fee, the Ink Business Preferred® Credit Card is a terrific choice.

Chase; InsiderThe Chase Sapphire Preferred® Card is a great entry-level card if you're new to credit card rewards. The Chase Sapphire Preferred® Card pairs well with other cards that earn Chase Ultimate Rewards® points. But here I am, telling you that the Chase Sapphire Preferred® Card credit card is the best travel credit card for people new to points and miles. Because of my travel habits, the Chase Sapphire Reserve® would have likely given me more value than the Chase Sapphire Preferred® Card. I'll get the Chase Sapphire Preferred® Card's premium sibling soon, but for now, I'll enjoy and continue to get great value out of my Chase Sapphire Preferred® Card.

When you connect a credit card to your account and use that card for purchases, you get the convenience of paying with PayPal plus any benefits you get from using a credit card. $0 Apply now On Chase's website Learn more On PayPal's websiteYou also get to earn rewards on purchases made through PayPal with a credit card, which can be especially fruitful if you use a credit card that gives you bonus points on PayPal purchases. Review: PayPal Cashback Mastercard reviewBest credit cards for PayPal purchases frequently asked questions (FAQ)Are PayPal credit cards the best cards for online shopping? The rewards credit cards featured above offer bonus points on PayPal purchases, but there are plenty of other credit cards that can help you boost your rewards haul when you shop online. Are PayPal credit cards the best cards to use with PayPal?

Best overall for travel rewards Annual Fee Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Best small-business travel rewards card Annual Fee Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Show more Regular APR 18.24% - 25.24% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.

$69 Annual Fee View Full Details $69 Annual Fee Apply now On Chase's websiteSouthwest Rapid Rewards® Plus Credit Card Apply now On Chase's website Card Details Rewards Earn 2X points on Southwest® purchases. Review: Is the Southwest Rapid Rewards Plus the best credit card for you? The Southwest Rapid Rewards® Plus Credit Card is the entry-level version, with the lowest annual fee ($69) of the bunch. $69 Annual Fee View Full Details $69 Annual Fee Apply now On Chase's websiteSouthwest Rapid Rewards® Plus Credit Card Apply now On Chase's website Card Details Rewards Earn 2X points on Southwest® purchases. To have the best chance of being approved for a travel credit card like the Southwest Rapid Rewards® Plus Credit Card, your credit score should be 700 or above.

Review: Is the Southwest Rapid Rewards Premier the best credit card for you? That's the same bonus you'll find on the Southwest Rapid Rewards® Plus Credit Card ($69 annual fee) and aSouthwest Rapid Rewards® Priority Credit Card ($149 annual fee). Anniversary points bonusEach year when you renew your Southwest Rapid Rewards® Premier Credit Card, you'll receive 6,000 points, which are worth around $84 in Southwest airfare. The Southwest Rapid Rewards® Premier Credit Card comes with ongoing benefits valuable enough to offset the $99 annual fee each year. To have the best chance of being approved for a travel credit card like the Southwest Rapid Rewards® Premier Credit Card, your credit score should be 700 or above.

☆ Chase Pay Yourself Back gets you up to 50% more value when you redeem points for Airbnb, dining, phone, internet, and more — here's how it works
▼ + stars: | 2022-10-20 | by ( Holly Johnson | Jasmin Baron | Freelance Writer | ) www.businessinsider.com time to read: +17 min

You'll get 50% more value with the Chase Sapphire Reserve®, and 25% more with the Chase Sapphire Preferred® Card and Ink Business Preferred® Credit Card. Here's what to know about Pay Yourself Back to help you decide if you want to redeem your Chase Ultimate Rewards® points this way. Let's say for a moment that you have 50,000 Chase Ultimate Rewards points in your Chase Sapphire Reserve® account. You'll also earn 10x points on Lyft rides with the Chase Sapphire Reserve® and 5x points on Lyft rides with the Chase Sapphire Preferred® Card through March 2025. Pair Chase cards for even more valueIf you have a Chase Sapphire Reserve® or Chase Sapphire Preferred® Card, you should also consider applying for another Chase card that could help you maximize this benefit.

Show more Regular APR 18.24% - 25.24% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Read our review Read Our Review A looong arrow, pointing rightRewards on food delivery: You'll earn 4 points per dollar on restaurants, which includes most US food delivery services. Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Read our review Read Our Review A looong arrow, pointing rightRewards on food delivery: You'll earn 4 points per dollar on takeout, food delivery, and dining. Review: U.S. Bank Altitude Go card reviewFood delivery credit cards frequently asked questions (FAQ)Which is the best credit card for food delivery?

Crystal Cox/Business InsiderCredit card rewards come in all types, from cash back, airline miles, hotel points, and transferable points. Among people well versed in rewards credit cards, there's a bit of common knowledge: Not all rewards points are created equal. However, if you transferred your Chase Ultimate Rewards points to United, you could potentially book the same flight for half as many points. But when you have the Chase Sapphire Preferred® Card or Ink Business Preferred® Credit Card, you get a 25% bonus in value. Best credit cards for earning transferable pointsThe best transferable-point credit card for you depends on what credit card rewards program is most appealing.

☆ The Chase Sapphire Reserve's 80K bonus is effectively a blank airline ticket — here's how to use it to get (almost) anywhere in the world
▼ + stars: | 2022-10-19 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +13 min

By transferring Chase Ultimate Rewards® points to airline partners, you can fly just about anywhere on earth. Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. By transferring 80,000 Chase points to Southwest, you can expect an average value of $1,120 in free flights. You can save quite a few Chase points if you're willing to pay a bit in taxes, however. Bottom lineThe 84,000 Chase points you'll have after opening the Chase Sapphire Reserve® and meeting its minimum spending requirement is basically a blank airline ticket to nearly anywhere on earth's surface.

The new 80,000-point bonus on the Chase Sapphire Reserve card is worth at least $1,200 in travel. You can use your Chase Sapphire Reserve travel credit toward expenses like airport parking and online travel agencies. Sapphire Reserve cardholders get airport lounge accessChase Sapphire Reserve® cardholders receive a complimentary Priority Pass Select membership, which gets them access to more than 1,300 airport lounges worldwide. The Chase Sapphire Reserve increases the value of your Chase pointsIf you already have other Chase cards that earn Chase Ultimate Rewards points, including no-annual-fee cards like the Chase Freedom Flex℠ and Chase Freedom Unlimited®, you can combine your points into your Chase Sapphire Reserve® account and unlock better redemption options. Chase Sapphire Reserve application restrictionsLike other Chase cards, the Chase Sapphire Reserve® is subject to application restrictions, most notably the Chase 5/24 rule.

Compare the Chase Sapphire cards Chase Sapphire Preferred® CardChase Sapphire Reserve® Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Apply now On Chase's website Apply now On Chase's websiteThe Chase Sapphire Preferred® Card and Chase Sapphire Reserve® got makeovers last year, adding new or improved bonus categories and additional benefits. Neither card got an annual fee increase: You'll still pay $550 per year for the Chase Sapphire Reserve® and $95 for the Chase Sapphire Preferred® Card. While the Chase Sapphire Preferred® Card costs only $95 a year, the Chase Sapphire Reserve® has an annual fee of $550. The Chase Sapphire Preferred® Card fee is $95, while the Chase Sapphire Reserve® fee is $550.

The Chase Sapphire Reserve offers insurance and benefits that are useful for frequent travelers. Here's a look at the top features that make the Chase Sapphire Reserve a must-have for frequent travelers. When you make the reservation with the Chase Sapphire Reserve, however, that insurance is a hard pass. In addition, Chase added $10 per month in Gopuff credit to many of its cards through December 2023, including the Chase Sapphire Reserve®. The Chase Sapphire Reserve® has one perk that can save you tens of thousands of dollars should you ever need to use it.

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