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☆ I'm a financial planner who works with first-generation Americans, and I always recommend the same strategy to clients who support their extended family
▼ + stars: | 2022-11-28 | by ( Pamela Capalad | Read More | Read Less | ) www.businessinsider.com time to read: +5 min

I recommend building a "family savings fund" for relatives so you always know what you can offer. How the 'family savings fund' worksThe family savings fund is a simple but powerful tool that allows you to give to family members, set personal boundaries, and make space for your family values. Then, open a separate savings account (feel free to even label it "family savings fund") and set up regular transfers into this account. Having a family savings fund set up means you can plan for these unexpected emergencies. The family savings fund has given many of my first-generation clients (including my family!)

☆ I've worked at Kohl's for 9 Black Fridays. I get my fair share of pushy customers, but my favorites are the people who make a day of it.
▼ + stars: | 2022-11-25 | by ( Jenn Morson | ) www.businessinsider.com time to read: +6 min

MaryKate Murphy has worked every Black Friday at Kohl's for the last nine years. Murphy said a lot has changed since the pandemic, but working on Black Fridays is always fun. The store usually provides Wawa breakfast sandwiches for the early workers, pizza for lunch, and coffee during the day. Kohl's usually gives us an added employee discount around the holidays as well. At the end of the day, I usually head home exhausted, but I love working Black Friday and seeing all of the people having fun shopping together.

☆ As Biden Turns 80, Some Democrats See Age as Issue for Potential 2024 Bid
▼ + stars: | 2022-11-20 | by ( Tarini Parti | Natalie Andrews | ) www.wsj.com time to read: 1 min

President Biden turned 80 on Sunday, becoming the first octogenarian to hold the office, as he mulls a re-election bid and faces fresh concerns about his age among voters and some Democratic officials. Mr. Biden, who had plans to celebrate with a family brunch, was the oldest president to assume office and, if re-elected, would be nearly a decade older than the oldest second-term president, Ronald Reagan , who was 73 years old at his 1985 swearing-in. Mr. Biden’s recent verbal miscues have added to concerns from some in his party about his age, and polls show many voters also have doubts.

☆ Biden at 80: A ‘respecter of fate’ considers a second White House bid
▼ + stars: | 2022-11-20 | by ( ) www.cnbc.com time to read: +14 min

US President Joe Biden disembarks from Air Force One upon his arrival at the airport of Egypt's Red Sea resort city of Sharm El-Sheikh, to attend the COP27 climate conference, on November 11, 2022. It's soon time for Joe Biden, 80 on Sunday, to decide whether he has one more mountain to climb — the one to a second term as president. Getty: President Joe Biden gives remarks on student debt relief at Delaware State University on October 21, 2022 in Dover, Delaware. "While President Biden may chronologically be 80 years old, biologically he probably isn't," he said. U.S. President Joe Biden smiles during a rally with Democratic nominee for Maryland Governor Wes Moore, U.S.

☆ Biden’s granddaughter Naomi ties knot in White House wedding
▼ + stars: | 2022-11-19 | by ( The Associated Press | ) www.nbcnews.com time to read: +6 min

It’s the first White House wedding with a president’s granddaughter as the bride, and the first one ever on the South Lawn. Naomi Biden walks to the White House in Washington, D.C. with first lady Jill Biden and President Joe Biden on Oct. 11, 2021. The couple, who have been living at the White House, was set up by a mutual friend about four years ago in New York City and have been together ever since, the White House said. The White House announced the wedding in a statement following the small, private wedding in the Rose Garden. The White House Correspondents Association, which advocates for press access to the White House and the president, said it was “deeply disappointed” that the White House declined its request for press coverage of Naomi Biden’s wedding.

☆ Joe Biden, who turns 80 on Sunday, may struggle to win voters concerned about his age in 2024. But he's also the 'guy who knows how to beat Donald Trump.'
▼ + stars: | 2022-11-18 | by ( Nicole Gaudiano | ) www.businessinsider.com time to read: +6 min

"He knows he can beat Trump," Jim Moran, a former Democratic House member from Virginia, told Insider. As Trump trashed Biden while announcing his third presidential bid, Biden responded with a video detailing the low points of Trump's record on Twitter, writing "Donald Trump failed America." "The obligation would be cataclysmic, existential, monumental," the friend told Insider in an August interview. On Friday, the progressive "Don't Run Joe" campaign released a birthday greeting for Biden, urging him not to seek re-election. "If our focus is on winning, then going with the guy who knows how to beat Donald Trump is a pretty smart play," Sen. Chris Murphy, a Connecticut Democrat, previously told Insider.

☆ My life in NYC revolved around drinking. After I got laid off from Hinge, I moved across the country and started a non-alcoholic wine brand. I'm never going back.
▼ + stars: | 2022-11-18 | by ( Hannah Towey | ) www.businessinsider.com time to read: +8 min

During the pandemic, she moved across the country and started a non-alcoholic wine company. After I was laid off, I started a non-alcoholic wine companyCourtesy of Molly FedickIn December of 2020, I was laid off from Hinge along with a few other people on the marketing team. It was during that time that I came up with the idea for my business Buzzkill Wines, which is a non-alcoholic wine company. So when I stopped drinking, I Googled non-alcoholic wine. I love how inclusive the "sober-curious" movement isLondon's first adult non-alcoholic drink store.

33-year-old nonprofit worker Micah H. paid off six figures of student loans in 13 years. She started paying them off while she was in college, then continued for the next several years. Insider's Featured Student Loan Refinance Companies SoFi Student Loan RefinancingSplash Financial Student Loan RefinancingEarnest Student Loan Refinancing Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Micah used the money she was saving on eating out to pay off her student loan debt faster. Once her housing costs were down from $1,600 to $750, she was able to put the $850 savings each month toward her student loans.

☆ How a 31-year-old entrepreneur grew her restaurant business to more than $6 million in annual net sales last year
▼ + stars: | 2022-11-09 | by ( Alexandra York | ) www.businessinsider.com time to read: +5 min

Gina Luari launched her first brunch restaurant in 2016 after growing up in the industry. She's scaled to four more locations and booked more than $6 million in annual net sales last year. download the app Email address By clicking ‘Sign up’, you agree to receive marketing emails from Insider as well as other partner offers and accept our Terms of Service and Privacy PolicyThe restaurant business is in Gina Luari's blood. Luari transitioned from restaurant employee to entrepreneur in 2016 when she opened her brunch spot, The Place 2 Be. Despite her family history in the restaurant business, Luari initially forged a different career path after college: She worked as the executive director of the Central Connecticut Chamber of Commerce, where she helped small, local businesses scale.

☆ Analysis: A new Netflix show keeps the memory of Blockbuster alive
▼ + stars: | 2022-11-05 | by ( Lisa Respers France | ) edition.cnn.com time to read: +6 min

Three things to watch‘Blockbuster’(From left) Olga Merediz and Melissa Fumero in a scene from Netflix's "Blockbuster." In the eponymous show, Randall Park plays Timmy Yoon, “an analog dreamer living in a 5G world” who manages the last Blockbuster location out there. The series is streaming on Netflix now. ‘Selena Gomez: My Mind & Me’Selena Gomez attends the 28th Screen Actors Guild Awards on February 27 in Santa Monica, California. (From left) Melanie Chisholm, Emma Bunton, Melanie Brown, Geri Halliwell and Victoria Beckham of the Spice Girls perform during the Closing Ceremony of the London 2012 Olympic Games on August 12, 2012.

☆ 'Leave them alone': Tennessee mom slams homophobic attacks in viral video
▼ + stars: | 2022-10-31 | by ( Matt Lavietes | Matt Lavietes Is A Reporter For Nbc Out. | ) www.nbcnews.com time to read: +4 min

A Tennessee woman's speech defending the LGBTQ community went viral over the weekend, marking the latest flashpoint in America's simmering culture war. But in her speech last week, Graham flipped the script; she said that what's abusive is denying children knowledge and health care. "You don't need a moral compass to recognize that something is wrong when it immediately hurts other people," she said in her viral speech. Michigan state Sen. Mallory McMorrow, who went viral earlier this year for her own speech defending LGBTQ issues as "straight, white, Christian suburban mom," applauded Graham's speech on Sunday. Graham said she never expected her speech to go viral but hopes it will encourage others to speak out against hate.

Most people who have credit card debt throw all their cash and windfalls at the debt. One of the biggest insights I've learned working with Brunch & Budget clients is that the best way to pay down debt is to save. What usually happens when you try to pay off credit card debtGetting into debt can happen in a flash. At some point, you hit your credit card screw-it number and just start charging everything to the card. For instance, if you've been putting $250 per month away in savings, put $125 towards savings and $125 towards the credit card debt.

☆ How startup Hilma raised a $3 million seed round from backers, including a former Nike exec and a Bonobos cofounder, to make running shoes more inclusive for women
▼ + stars: | 2022-10-27 | by ( Matthew Kish | ) www.businessinsider.com time to read: +5 min

The problem: Running shoes historically have been based off the shape of a man's foot. Hilma's shoes are made in varying shapes and widths in order to provide the perfect fit for every runner, regardless of foot shape or ability. Woman in Hilma running shoes. Hilma's launch follows Lululemon's footwear launch, which similarly prioritized female consumers and continues to exceed the company's expectations. Hilma's shoes are made in China and warehoused in the US before shipping to consumers.

☆ ‘Chinese chorizo’ honors fusion of two cultures in Arizona
▼ + stars: | 2022-10-21 | by ( Associated Press | ) www.nbcnews.com time to read: +7 min

It’s a history that older Tucson Chinese residents say they have spent years trying to make more visible. To promote the endeavor, she organized the inaugural Tucson Chinese Chorizo Festival. The 15,000-square-foot Tucson Chinese Cultural Center is a bustling hub that’s part community center and part museum, and serves at least 5,000. On the walls are display boards with mini-profiles of long-gone Chinese grocery stores. The center also has a YouTube channel that includes a 2014 video on Chinese chorizo.

When I read that New York restaurateur Keith McNally had banned “The Late Late Show” host James Corden from famed restaurant Balthazar for allegedly abusive behavior, I was shocked. Not at hearing accusations that a wealthy celebrity had been rude to people in the hospitality industry, but at something far less common: a restaurant owner’s criticizing and barring a client, in public no less. Unfortunately, online reservation systems have also magnified one of the reasons diners used to end up being shunned: the reservation no-show. Few would dare to speak to podiatrists or electricians that way, but most restaurant servers tolerate it because they depend on tips — which can be upward of 70% of their earnings. What doesn’t is a restaurant owner’s publicly standing up for employees by telling bad customers that they have been banned.

☆ 'Pls fix' messages from higher-ups evoke dread in office workers. We want to hear from you: What do you hate hearing at work?
▼ + stars: | 2022-10-13 | by ( Sarah Jackson | ) www.businessinsider.com time to read: +3 min

Few messages at work inspire more dread than the "pls fix" message from a higher-up. "Until you've gotten that 10 p.m. 'pls fix,' you just don't get it," she told the newspaper. Employees dread the last-minute messages because they can often come in as workers are preparing to sign off or during off-hours, but require immediate attention. Another issue with "pls fix" messages is that they can be very vague, sometimes with little or no guidance besides the order itself. The communal frustration it evokes is so great it's given rise to "pls fix" merch, memes, and even a podcast, the Journal reports.

☆ Meta’s headset makeover yields a $1,500 toy in search of a purpose
▼ + stars: | 2022-10-11 | by ( Allison Morrow | ) edition.cnn.com time to read: +7 min

On Tuesday, Meta unveiled its latest effort in that mission, the Meta Quest Pro headset. But it costs $1,500 — nearly four times that of the company’s cheapest Quest 2 headset. Wages are up an estimated 5% this year in manufacturing — that’s not keeping up with inflation, but it is in line with the national average. “But by and large our manufacturing jobs today are high tech.”Bottom line: The labor story in America remains one where the narrative of recent history doesn’t quite hold. In most downturns, we’ve seen manufacturing decline, giving it a bad rap as a job that’s going extinct.

☆ The 3 biggest signs of 'passive aggressive' and 'childish' behavior: Harvard body language expert
▼ + stars: | 2022-09-25 | by ( Erica Dhawan | ) www.cnbc.com time to read: +3 min

I certainly struggled with this myself, which is why I spent much of my career at Harvard researching body language and communication. Here are three signs of passive aggressive or childish behavior, and how to respond effectively:1. How to respond: Don't jump to conclusions. Send a gentle reminder: Some people genuinely forget, so a follow-up can be helpful: "I know you're very busy. Some people genuinely forget, so a follow-up can be helpful: "I know you're very busy.

Martin said the stress of being pregnant in prison without adequate prenatal care is taking a toll on her mental and physical health. Chrysti Shain, a spokesperson for the South Carolina Department of Corrections, said the prison is investigating Martin’s report of assault. Why would I cut my hair?” Martin said. According to Martin’s prison report, she has been disciplined for failing to obey orders and threatening to inflict harm on an employee. A spokesperson for the prison said all pregnant inmates are allowed to have double portions at each meal.

☆ F1 is the biggest party weekend of the year in Singapore, but it'll easily set you back thousands of dollars. We broke down the prices.
▼ + stars: | 2022-09-19 | by ( Amanda Goh | ) www.businessinsider.com time to read: +6 min

The 2022 F1 Singapore Grand Prix is taking place from September 30 to October 2. Around 268,000 fans attended the 2019 F1 Singapore Grand Prix — the second-highest on record since the 2008 inaugural race, race organizer Singapore GP told local news outlet The Straits Times. Here's how much it'll cost you to party big during F1 weekend in Singapore. The Marina Bay skyline as viewed from Marina Bay Sands. 4FR/Getty ImagesLAVO, an Italian restaurant also on the MBS rooftop, is holding a Race Weekend Party Brunch.

☆ French food: 20 classic dishes everyone needs to try
▼ + stars: | 2022-05-30 | by ( Foren Clark | ) edition.cnn.com time to read: +22 min

CNN —The roots of French cooking run deep. Adobe StockThis list of classic French dishes would be incomplete without the inclusion of something from the country’s extensive repertoire of patisserie. Adobe StockNot every French dish can be served all day, but then again, the crepe isn’t just any French dish. Blanquette de veauBlanquette de veau: Tender meat in a creamy, comforting sauce is a go-to dish for French home cooks. A large helping of pot-au-feu is thought to epitomize the spirit of French cooking – that sharing food, wine and conversation with a table full of loved ones is what makes life worth living.

☆ A British guy crashed her Thanksgiving dinner. They’ve been married for 20 years
▼ + stars: | 2021-11-26 | by ( Francesca Street | ) edition.cnn.com time to read: +20 min

Editor’s Note: This story was originally published on Thanksgiving 2021 and was updated and republished for Thanksgiving 2023. CNN —It was November 1997 and Dina Honour was hosting Thanksgiving dinner for the first time. Courtesy Dina HonourWhen he’d traveled to New York, Richard had been seeing someone back in London. Here's a recent photo of Dina, Richard and family in 2023. Courtesy Dina HonourWhen Richard and Dina first moved to Cyprus, they tried to recreate traditional US Thanksgiving traditions.

Persons: Dina Honour, Dina, She’d, “, ” Dina, She’d busied, ”, Richard Steggall, He’d, Dina’s, Richard, ” Richard, they’d, ” he’d, Brit, he’d, Ophelia, –, ’, who’d, she’d, CNN Dina, hadn’t, it’s, Richard ., marveling, ’ ”, limos, they’ve, It’s, “ It’s, Here's, we’ve, they’ll, “ Dina Organizations: CNN, New York City, CNN Travel, Brit, London, Heathrow, ”, New, Valentine’s, United Nations, UN, Harbour, Manhattan Penthouse, Empire, Broadway Locations: New York, Brooklyn, Boston, NYC, London, Chelsea, Dina, Majorca, Spain, York, Richmond, Dina’s, Central, British, Union, –, Europe, New York City, Australia, Nicosia, Cyprus, Copenhagen, Berlin, ”

Talking about money in the real world, I learned, is still as taboo as it was in college. Getting honest about money in your relationshipsOne of the biggest reasons people feel uncomfortable talking about money is because it requires vulnerability, says Lowry. For example, tell your friend you're trying to pay off your credit card debt or working in a profession that's low paying. Both apps will use information about your income and expenses to determine how much money to allocate money towards your savings goals. When it comes to navigating money conversations in romantic relationships, Lowry stresses that honesty about your finances is essential, especially when making major life decisions like moving in together.

☆ Renting isn't a waste of money, no matter what your parents say
▼ + stars: | 2021-06-29 | by ( Libkane | ) www.businessinsider.com time to read: +4 min

Personal finance pros Pamela Capalad and Kelly Lannan joined Insider's Master your Money virtual event. They broke down why renting isn't necessarily a waste of money, and why buying isn't for everyone. But the idea that renting a home is inferior to buying one isn't necessarily an accepted truth — it's an opinion, and one that not everyone shares. Buying isn't for everyone, even if you can afford it"It's never throwing away money to put a roof over your head, period," Capalad said. While buying a home is a financial transaction, money is only part of the decision.

Din acest motiv, concomitent cu sesiunea de BAC, am decis să publicăm și câteva teste alternative ce vizează subiecte diferite de cele tradiționale. Echipa #diez a avut și un proiect dedicat acestora, în baza căruia am realizat întrebările de mai jos. Cum se numește proiectul #diez prin care am arătat ce găteam acasă, cât stăteam în carantină? De ce ingrediente avem nevoie pentru a prepara un smoothie cu mentă și avocado? Răspuns: 1 mână de mentă proaspătă, 1/2 de avocado, 1 ceașcă de spanac, 1 ceașcă de lapte de cocos, 3/4 ceașcă de apă, sirop sau miere opțional, semințe chiar opțional#5.

Persons: Petrașcu

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